Australian Military Bank Credit Cards

An Australian Military Bank credit card offers simple, low-cost features and Visa benefits. Here's what you need to know.

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Australian Military Bank

Key takeaways

  • Australian Military Bank is a member-owned bank with a focus on the defence force community. But anyone can become a member.
  • It has one credit card with a low interest rate, low annual fee and balance transfer offer.

Compare Australian Military Bank Credit Cards

Purchase rate p.a. Bonus points Points per $ spent Interest-free period Balance transfer rate p.a. Annual fee
Australian Military Bank Low Rate Visa Credit Card image
Purchase rate p.a.
11.99%
Bonus points
N/A
Points per $ spent
N/A
Interest-free period
Up to 45 days on purchases
Balance transfer rate p.a.
0% for 12 months
with 0% balance transfer fee, then 11.99%
Annual fee
$49
Enjoy a 0% p.a. balance transfer offer for 12 months, with no balance transfer fee.
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Benefits of getting a credit card with Australian Military Bank

Mobile wallets

You can add Australian Military Bank Visa debit and credit cards to any of the following wallets to make payments straight from your mobile phone or device:

  • Apple Pay
  • Google Pay
  • Samsung Pay
  • Garmin Pay

Security

Australian Military Bank security features include a fraud protection service, 24-hour lost card hotline and added protection online through Visa Secure.

Banking options

Australian Military Bank offers Internet banking and a mobile app so you can keep track of your accounts whenever you want. You can also visit one of the bank's branches or call 1300 13 23 28 between 8am-6pm (AEST) on weekdays or 9am-12pm Saturdays.

Additional cards

If you want to get an additional card for a family member, you can do so without paying an additional cardholder fee.

Visa benefits

You can use an Australian Military Bank credit card anywhere Visa is accepted. This includes contactless payments in stores, as well as online shopping or phone transactions. You'll also get access to exclusive deals for shopping, dining, entertainment and travel through Visa Offers + Perks (on the Visa website).

How to apply for a Australian Military Bank credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Credit card brands similar to Australian Military Bank

If you want a credit card from a member-owned bank or one that's focused on people working in government or law enforcement, here are 3 other credit card providers you could compare with Australian Military Bank:

Frequently asked questions

Sources

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Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

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10 Responses

    Default Gravatar
    WarrenNovember 3, 2016

    as a veteran receiving age pension and Vietnam active service disability payments through DVA do I qualify to apply for this credit card ?

      Default GravatarFinder
      MayNovember 3, 2016Finder

      Hi Warren,

      Thank you for your inquiry.

      Based on the general eligibility criteria and requirements for an Australian Military Bank credit card, you should be currently employed or receiving a regular income. I’d suggest that you contact the Australian Military Bank directly to confirm if you can apply even though you are receiving the age pension and disability payments.

      Meantime, if you’d like to check other banks that accept pensioner applicants, please read the criteria and general information from our page that list credit cards for retired and pensioner applications. You may select the name of the bank so you will find the credit cards they offer.

      Hope this helps.

      Cheers,
      May

    Default Gravatar
    HNSeptember 25, 2016

    When does this balance transfer offer end?

      Default GravatarFinder
      MaySeptember 26, 2016Finder

      Hi HN,

      Thanks for your inquiry.

      With Australian Military Bank Low Rate Visa Credit Card, the offer 0% p.a. interest rate on balance transfer will last for 12 months from the time you’re approved for the balance transfer.

      Cheers,
      May

      Default Gravatar
      HNSeptember 26, 2016

      Sorry May
      I meant to say – when do I have to submit an application to receive the balance transfer offer of 12 months (Eg end of September)
      HN

      Default GravatarFinder
      MaySeptember 26, 2016Finder

      Hi HN,

      Thanks for getting back.

      There is no actually deadline or time frame so you can take advantage of the balance transfer offer. At any time you wish to apply for the card, you can then request a balance transfer.

      Cheers,
      May

    Default Gravatar
    garyMay 2, 2015

    I am currently unable to use my Australian Military Bank visa card to make on line purchases, can this be problem rectified please?

      Jonathan's headshotFinder
      JonathanMay 4, 2015Finder

      Hi Gary, thanks for your inquiry!

      Please note that finder.com.au is a comparison service, it would be best to contact Australian Military Bank directly. Please refer to the contact details I have sent to your email.

      Cheers,

      Jonathan

    Default Gravatar
    TrevorMarch 24, 2015

    I am a member of the RSL. Was a serving member for 20+ years including a tour of duty to Vietnam. Am now retired. My wife and I have a pension of $70,000 per year. Are we eligible to apply for a card?

      Jonathan's headshotFinder
      JonathanMarch 24, 2015Finder

      Hi Trevor, thanks for your inquiry!

      Please note that finder.com.au is a comparison service and is not affiliated with the Australian Military Bank. It would be best to contact them directly to best advise on your options and eligibility for this credit card. Their financial requirements for this card are; having a regular source of income through employment and not having poor creditworthiness.

      I hope this helps.

      Cheers,

      Jonathan

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