Border Bank Credit Cards

Border Bank Credit Card

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Purchase rate p.a.	Annual fee	Balance transfer rate p.a.	Amount Saved
Border Bank Visa Credit Card	Purchase rate p.a. 10.76%	Annual fee $0 first year ($30 after)	Balance transfer rate p.a. N/A		Take advantage of a $0 first-year annual fee and up to 55 days interest-free on purchases.	ContinueMore info Compare product selection Compare	loading

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Benefits of a getting a credit card with Border Bank

Some of the key features you can get with a Border Bank card include:

Reduced fees program

The balance on your credit card account can contribute to Border Bank’s reduced fees program, which is designed to help you save on transaction fees for different accounts you hold with Border Bank.

Visa benefits

You can use a Border Bank credit card in over 200 countries and regions around the world through the Visa network. You also get access to deals on shopping, dining, entertainment and travel through Visa Offers + Perks.

Digital wallets and contactless payments

If you have Apple Pay, Google Pay, Samsung Pay, or Garmin Pay, you can add this card to your account and make payments straight from your phone or other compatible device. In store, you can just tap to pay – either with your device or with the Visa card.

How to apply for a Border Bank credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age, and you'll need to meet minimum income requirements (which vary depending on the card). For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Credit card brands similar to Border Bank

If you want a credit card from a member-owned bank or one that's focused on people working in government or law enforcement, here are 3 other credit card providers you could compare with Border Bank:

• Australian Military Bank credit cards
• Firefighters Mutual Bank credit cards
• Police Bank credit cards

Frequently asked questions

• How do I become a Border Bank member?

  You can apply for membership online or by visiting a Border Bank branch. There is no membership fee to join, but you do need to agree to pay $10 if the bank ever ceases to operate. This fee is designed to cover the cost of administration involved in ceasing operations.

• How long does it take to complete the online credit card application?

  The online application takes a few minutes if you have all the key documents and details ready. You also have the option of saving your application if you need more time. If you're not a member, you'll need to complete an identity verification process that could also take time, especially if you're not near a branch. Contact Border Bank on 132 267 if you have any questions about the process and how long it will take.

• How can I make repayments?

  The repayment options and details of how to pay your credit card will be shown on your monthly Border Bank credit card statement. Payment options include the following:

  • Electronic payments from your Australian bank account
  • Transfers from another Border Bank account
  • Bank@Post bill payments made at Australia Post
  • Payment at a Border Bank branch

• How can I close my credit card account?

  If you want to cancel your Border Bank credit card, you can fill in a credit card cancellation request form on the Border Bank website. Alternatively, call Border Bank on 132 267. Note that you will have to pay the entire card's balance before the account can be completely closed. You can learn more about cancelling a credit card in this guide.

Written by

Amy Bradney-George

Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

Amy's expertise

Amy has written 505 Finder guides across topics including:

• Credit cards
• Frequent flyer
• Credit score
• BNPL
• Money management
• Sustainability