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Police Bank Credit Cards

Find out about the credit card options you can get as a member of Police Bank.

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Police Bank

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Police Bank offers one Visa credit card with low-cost features and contactless payments – including through Apple Pay, Google Pay and Samsung Pay. If you're a member of Police Bank or are thinking of becoming one, you can use this guide to learn more about the Police Bank Visa credit card, as well as features of banking with this member-owned financial institution.

Compare Police Bank credit card features

Data indicated here is updated regularly
Name Product Purchase rate Interest-free period Annual fee Balance transfer rate
Police Bank Visa Credit Card
10.76% p.a.
Up to 55 days on purchases
$0 annual fee for the first year ($30 p.a. thereafter)
Receive up to 55 days interest-free on purchases and the ability to pay with your mobile through Apply Pay or Google Pay.

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Types of credit cards from Police Bank

  • Low rate credit cards

The Police Bank Visa credit card offers an interest rate of 10.76% p.a., which is competitive with other low rate credit cards. It also offers a $0 annual fee in the first year, which then reverts to $30 in subsequent years.

Benefits of banking with Police Bank

Some of the key features and benefits you can get with a Police Bank credit card include:

  • Contactless and mobile payments

You can link your Police Bank Visa credit card with Google Pay, Samsung Pay or Apple Pay to make payments straight from your mobile phone or device. If you don't use a mobile wallet, you can also use the card to tap-and-pay at the checkout.

  • Online banking

You can manage your Police Bank credit card at any time from anywhere in the world through Internet banking or the Police Bank mobile app. From either platform you can veiw account balance, recent transactions, make payments and make use of additional services such as requesting a credit limit increase or decrease.

  • Visa credit card benefits

The Police Bank credit card can be used for purchases in stores, online or over the phone wherever Visa is accepted. When you shop online, you'll get an added layer of protection through the Visa Secure verification service, plus peace of mind with zero liability for fraudulent transactions. You can also access exclusive shopping, dining, entertainment and travel deals through Visa Offers + Perks, with the latest options listed on the Visa website.

How to apply for a Police Bank credit card

You can apply for a Police Bank Visa credit card in around 10-15 minutes by filling in a secure application form on the bank's website. As part of the process, make sure you meet the following eligibility criteria and have all the documents and details you'll need for the application.

Eligibility criteria

  • Australian residency status. You must be an Australian citizen or permanent resident of Australia.
  • Income. You must have a regular income and be able to make repayments.
  • Age. You must be at least 18 years of age.

Documents and details

  • Personal details. Provide your name, address, contact number, email address, drivers licence number, residential address, mailing address and if you’ve been in your current place of residence for less than 3 years, your previous residential address.
  • Employment details. This includes your occupation, your income, your employer's contact details and the date how long you have been working there. If you’ve been employed in your current position for less than three years, you’ll need to enter the same details for your previous employer. You may also need to provide recent payslips or other documents to help verify these details.
  • Financial details. This covers any other forms of income, savings and assets such as investment properties or shares. You also need to provide details about existing cards, loans and other liabilities, as well as your share of regular household expenses.

If you have any questions about the application, you can contact Police Bank on 131 728 (Mon-Fri between 8am-5pm).

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Frequently Asked Questions

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Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate Balance transfer rate Annual fee
Coles No Annual Fee Mastercard - Exclusive Offer
0% for 12 months, reverts to 19.99% p.a.
0% p.a. for 12 months
Finder Exclusive. Ends 29 October 2020
Save on new and existing interest charges with 0% interest on both balance transfers and purchases for the first 12 months.
ANZ Low Rate
12.49% p.a.
0% p.a. for 25 months with 1.5% balance transfer fee
$0 annual fee for the first year ($58 p.a. thereafter)
Save with 0% p.a on balance transfers for 25 months (with a 1.5% BT fee) and $0 first year annual fee. Plus a 12.49% p.a. purchase interest rate.
Qantas American Express Premium Card
20.74% p.a.
Enjoy 100,000 bonus Qantas Points, 50 bonus Status Credits and 2 complimentary Qantas Club lounge invitations per year.
Citi Rewards Card - $500 Voucher Offer
21.49% p.a.
0% p.a. for 12 months
$99 annual fee for the first year ($199 p.a. thereafter)
Get a $500 e-voucher to spend at Myer, JB Hi-Fi or Coles when you spend $3,000 in the first 90 days. Plus, earn points with the Citi Rewards Program.

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* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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