Police Bank Credit Cards

Police Bank Credit Card

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Purchase rate p.a.	Bonus points	Points per $ spent	Interest-free period	Balance transfer rate p.a.	Annual fee
Police Bank Visa Credit Card	Purchase rate p.a. 10.76%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $0 first year ($30 after)	Save with a $0 first-year annual fee waiver and up to 55 days interest-free on purchases. Plus, ability to pay using Apple Pay, Google Pay or Samsung Pay.	ContinueMore info Compare product selection Compare	loading

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Benefits of a getting a credit card with Police Bank

Contactless and mobile payments

You can add your Police Bank Visa credit card with Apple Pay, Google Pay and Samsung Pay to make payments straight from your mobile phone or device. If you don't use a digital wallet, you can also use the card to tap-and-pay at the checkout.

Online banking

You can manage your Police Bank credit card at any time from anywhere in the world through internet banking or the Police Bank mobile app. This includes viewing your account balance, recent transactions, make payments and make use of additional services such as requesting a credit limit increase or decrease.

Visa credit card benefits

The Police Bank credit card can be used for purchases in stores, online or over the phone wherever Visa is accepted. When you shop online, you'll get an added layer of protection through the Visa Secure verification service, plus peace of mind with zero liability for fraudulent transactions. You can also access exclusive shopping, dining, entertainment and travel deals through Visa Offers + Perks, with the latest options listed on the Visa website.

How to apply for a Police Bank credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Credit card brands similar to Police Bank

If you want a credit card from a member-owned bank or one that's focused on police and essential service workers, here are 3 other credit card providers you could compare with Police Bank:

• Police Credit Union credit cards
• QBANK credit cards
• Firefighters Mutual Bank credit cards

Frequently asked questions

• Can anyone apply for a Police Bank credit card?

  While Police Bank is focused on the police community, you can still apply if you're not a police officer. When you apply for a Police Bank credit card, you'll be asked if you're an existing member. If you're not, you'll need to join if your card application is approved. This process is simple and requires an ID check. There is no cost to become a member of Police Bank but, as it is a member-owned bank, you may be required to pay $10 if the bank ever ceases to operate while you are a member.

• How can I make repayments to my Police Bank credit card?

  Your credit card statement will show details of the different payment options and how to make your repayments. With Police Bank, the options include:

  • BPAY
  • Electronic payments from another Police Bank transaction account
  • Phone payments via Police Bank's RediDial service (131 728)
  • Australia Post Bank@Post service
  • In person at a Police Bank branch
  • By cheque - Send a cheque to the mailing address shown on the back of your credit card statement.

• What should I do if my credit card is stolen or lost?

  You should report a lost or stolen credit card to Police Bank immediately by calling 131 728 (in Australia) or +61 2 9287 0888 (when you're overseas). If you're calling outside of business hours (8am-6pm Mon-Fri), phone 1300 705 750 and select Option 3 (in Australia) or +61 2 8299 9534 (when you're overseas).

• How do I cancel my Police Bank credit card?

  You can cancel your credit card online by filling in a secure form. Alternatively, call Police Bank on 131 728. Keep in mind that you will have to settle the account's balance before it can be closed.

Written by

Amy Bradney-George

Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

Amy's expertise

Amy has written 505 Finder guides across topics including:

• Credit cards
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