{"menuItems":[{"label":"Compare QBANK Credit Cards","anchorName":"#compare-qbank-credit-cards"},{"label":"Types of credit cards from QBANK","anchorName":"#types-of-credit-cards-from-qbank"},{"label":"Benefits of a QBANK credit card","anchorName":"#benefits-of-a-qbank-credit-card"},{"label":"How to apply","anchorName":"#how-to-apply"},{"label":"Credit card brands similar to QBANK","anchorName":"#credit-card-brands-similar-to-qbank"},{"label":"Frequently asked questions","anchorName":"#frequently-asked-questions"},{"label":"Contact details and related links","anchorName":"#contact-details-and-related-links"}]}
QBANK is a member-owned financial institution that has been operating since 1964. It was previously known as Queensland Police Credit Union (QPCU) and offers financial products and services to current and previous employees from Queensland police, ambulance, fire, nursing, emergency services and public sector, as well as their family members. QBANK offers one credit card, the Bluey Visa, which has a low interest rate, balance transfer offer and worldwide acceptance through the Visa card network.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
The QBANK Bluey Visa credit card has a 12.49% variable interest rate, which is competitive with other low rate credit cards. But unlike many other cards in this category, it also offers no annual fee ever. This gives you a way to save on both interest charges and account costs.
Benefits of a QBANK credit card
Visa benefits
You can use a QBANK credit card in over 200 countries around the world, anywhere Visa is accepted. You also get added security online with Visa Secure and access to exclusive entertainment, travel and lifestyle offers through Visa Offers + Perks.
Contactless and mobile payments
You can add your credit card to Apple Pay and Google Pay to make payments straight from your mobile phone or device.
Account management
QBANK offers internet and mobile banking, as well as phone and branch services, so you can access your account details from anywhere.
How to apply
You can apply for a QBANK credit card online in a few minutes. Before you get started, make sure you meet the following eligibility requirements and have all the relevant documents and details on hand.
Eligibility requirements
Age. You must be at least 18 years of age to apply for a credit card.
Employment and industry. As QBANK is focused on state and government service industries, you can only apply if you live in Queensland and are a current or former government employee (local, state or federal), or if your job involves justice and protection of life and property. This includes if you work for Queensland police, fire and emergency services, the ambulance service, corrective services, health services or if you volunteer for the SES, Rural Fire Service, St John's Ambulance or Surf Life Savers. You can also apply if you are a spouse, sibling, child or parent of a QBANK member (alive or deceased). If you have questions about your eligibility, you can call QBANK on 13 77 28, Mon-Fri between 8:45am and 4:30pm (AEST).
Documents and details
Personal details. This includes your name, date of birth, marital status, number of dependents, phone number, email address and residential address. You also need to provide a valid form of ID, such as your driver's licence, passport or Medicare card details.
Employment details. This covers your current job title, salary, length of time in the role and your employer's contact details. You may also be asked for recent payslips or bank statements to help verify these details.
Financial details. As well as your salary, you need to include details of any other forms of income, as well as savings, other assets and existing cards, loans, debts or other liabilities. You also need to provide an estimate of your share of regular household expenses including rent, mortgage payments, utility bills and essentials.
If you have a question about your application, you can call QBANK on 13 77 28.
Credit card brands similar to QBANK
If you want a credit card from a member-owned bank or one based in Queensland, here are 3 other credit card providers you could compare with QBANK:
As a primary cardholder, you can request an additional card for any individual over the age of 16 years. Just keep in mind that you'll be responsible for all repayments and account management.
Your QBANK Bluey Visa credit card statement outlines all the ways you can pay off your balance. This includes:
Direct debit payments from an approved Australian bank account
Cash deposits or electronic transfer of funds
Cheques (allow up to 10 days to process)
Check your credit card statement or call QBANK on 13 77 28 for more details of ways to pay your account.
To report a lost or stolen credit card during business hours call QBANK on 13 77 28. Outside business hours you should call the Visa hotline on 1800 621 199. If you call the Visa hotline, you should also inform QBANK as soon as possible.
QBANK was established as the Queensland Police Credit Union (QPCU) when it began operations in 1964. It offers membership to employees from Queensland police, ambulance, fire, nursing, emergency services and public sector, as well as their family members. Its head office is in Brisbane city. This member-owned bank offers a variety of financial services and products, which include transaction accounts, savings accounts, term deposits, credit cards, home loans, personal loans, and insurance solutions.
Amy Bradney-George is the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 14 years’ experience as a journalist, with a particular focus on personal finance, and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald.
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We are committed to our readers and stands by our editorial principles
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. While our site will provide you with factual information and general advice to help you make better decisions, it isn't a substitute for professional advice. You should consider whether the products or services featured on our site are appropriate for your needs. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan and read any disclosure documents (such as any Target Market Determination (TMD) and/or Product Disclosure Statement (PDS)) issued by the provider before making a decision.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
