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QBANK Credit Cards

A QBANK credit card offers low interest rates and no annual fee.

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QBank

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QBANK offers one credit card: the Bluey Visa. This card gives you simple, low-cost access to credit. QBANK was previously known as Queensland Police Credit Union (QPCU) and these cards are available to current and previous employees from Queensland police, ambulance, fire, nursing, emergency services and public sector – as well as their family members.

Comparison of QBANK Credit Cards

Data indicated here is updated regularly
Name Product Purchase rate Interest-free period Annual fee Balance transfer rate
QBANK Bluey Visa Credit Card
11.99% p.a.
Up to 55 days on purchases
$0
0% p.a. for 12 months
Available to select QLD employees, receive a 0% p.a. for up to 12 months on balance transfers and a $0 annual fee.
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Types of QBANK credit cards

QBANK offers one Visa credit card option:

  • Low rate credit card

The QBANK Bluey Visa credit card charges a 11.99% variable interest rate and no annual fee for life. It also offers an introductory balance transfer offer.

Benefits of banking with QBANK

Some of the benefits you can get with QBANK include:

  • Access to funds

You can use a QBANK credit card to shop in-store, online or over the phone with businesses all around the world. QBANK also offers Internet and mobile banking, as well as phone and branch services.

  • Visa benefits

QBANK credit cards come with Visa contactless functionality so you can make contactless payments at the checkout. You can also get added security online through Visa Secure (formerly Verified by Visa) and enjoy exclusive entertainment, travel and lifestyle offers through Visa Offers + Perks.

  • Contactless payments

You can add your credit card to your Google Pay or Apple Pay account, then make payments straight from your mobile device.

How to apply for a QBANK credit card

You can apply for a QBANK credit card online in a few minutes. Before you get started, make sure you meet the following eligibility requirements and have all the relevant documents and details on hand.

Eligibility requirements

  • Age. You must be at least 18 years of age to apply for a credit card.
  • Employment and industry. As QBANK is focused on state and government service industries, you can only apply if you live in Queensland and are a current or former government employee (local, state or federal), or if your job involves justice and protection of life and property. This includes if you work for Queensland police, fire and emergency services, the ambulance service, corrective services, health services or if you volunteer for the SES, Rural Fire Service, St John's Ambulance or Surf Life Savers. You can also apply if you are a spouse, sibling, child or parent of a QBANK member (alive or deceased). If you have questions about your eligibility, you can call QBANK on 13 77 28, Mon-Fri between 8:45am and 4:30pm (AEST).

Documents and details

During the application process, you'll need to provide a range of details that could include the following:

  • Personal details. This includes your name, date of birth, marital status, number of dependents, phone number, email address and residential address. You also need to provide a valid form of ID, such as your driver's licence, passport or Medicare card details.
  • Employment details. This covers your current job title, salary, length of time in the role and your employer's contact details. You may also be asked for recent payslips or bank statements to help verify these details.
  • Financial details. As well as your salary, you need to include details of any other forms of income, as well as savings, other assets and existing cards, loans, debts or other liabilities. You also need to provide an estimate of your share of regular household expenses including rent, mortgage payments, utility bills and essentials.

Frequently asked questions

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More guides on Finder

  • QBANK Bluey Visa Credit Card

    The QBANK Bluey Visa credit card offers low rates and fees to people working in the Queensland police force, ambulance services, fire and emergency services, nursing or the public sector.

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Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate Balance transfer rate Annual fee
Citi Rewards Card - Exclusive Offer
21.49% p.a.
0% p.a. for 30 months
$49 annual fee for the first year ($149 p.a. thereafter)
Finder Exclusive
Save on interest with 0% p.a. on balance transfers for 30 months with no balance transfer fee. Plus, a $49 first-year annual fee and Citi Rewards.
Coles No Annual Fee Mastercard
0% for 12 months, reverts to 19.99% p.a.
0% p.a. for 12 months
$0
Save on new and existing interest charges with 0% p.a. on balance transfers and purchases for 12 months.
Qantas American Express Premium Card
20.74% p.a.
$249
Enjoy 100,000 bonus Qantas Points, 50 bonus Status Credits and 2 complimentary Qantas Club lounge invitations per year. Ends 4 November 2020.
Citi Rewards Card - $500 Voucher Offer
21.49% p.a.
0% p.a. for 12 months
$99 annual fee for the first year ($199 p.a. thereafter)
Get a $500 e-voucher to spend at Myer, JB Hi-Fi or Coles when you spend $3,000 in the first 90 days. Plus, earn points with the Citi Rewards Program.
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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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