The Finder app is here! 🥳

Get your savings sorted.

QBANK Credit Cards

A QBANK credit card offers low interest rates and no annual fee.

Last updated:

QBank

A QBANK Bluey Visa credit card is designed to suit the needs of those who need an everyday credit card without the frills and expenses of a rewards program or lavish perks. QBANK was previously known as Queensland Police Credit Union (QPCU) and these cards are available to current and previous employees from Queensland police, ambulance, fire, nursing, emergency services, and public sector as well as family members. Use this guide to evaluate the QBANK credit card and learn more about the features and benefits available so that you can decide if a QBANK credit card is right for you.

Comparison of QBANK Credit Cards

Updated April 5th, 2020
Name Product Purchase rate (p.a.) Interest Free Period Annual fee Balance transfer rate Balance transfer rate
QBANK Bluey Visa Credit Card
11.99% p.a.
Up to 55 days on purchases
$0 p.a.
0% p.a. for 12 months
0% p.a. for 12 months
Available to select QLD employees, receive a 0% p.a. for up to 12 months on balance transfers and a $0 annual fee.
loading

Compare up to 4 providers

Types of credit cards that QBANK offers

QBANK offers one Visa credit card, with features including low interest rates, no annual fee, and a balance transfer offer.

  • Low rate credit cards

A low rate credit card comes with the distinct advantage of a low interest rate but might not offer much else in the form of features. The QBANK Bluey Visa Credit Card does not attract any annual fee and also offers you up to 55 interest-free days on purchases when you pay the account balance in full by the due date on your statement. When you deposit a salary credit of at least $1,500 per month, you can also take advantage of a balance transfer offer.

Benefits of using a QBANK credit card

When you bank with QBANK, you can look forward to paying reduced fees and charges as well as competitive interest rates, given that, like other credit unions, QBANK diverts its profits into its own functioning. Getting a credit card through QBANK comes with various benefits, which include the following.

  • Easy access to funds

You can use a QBANK credit card to make in-store purchases as well as for shopping over the phone or online. Millions of merchants across 200 countries accept Visa as a form of payment, so you can use these cards globally. For cash advances, you can turn to any ATM that displays the Visa logo.

  • Visa benefits

QBANK credit cards come with Visa payWave functionality so you can make contactless payments at the checkout. You can also get added security online through Verified by Visa and enjoy exclusive entertainment, travel and lifestyle offers through Visa Entertainment.

  • Contactless payments

You can link your credit card with Google Pay or Apple Pay to make contactless payments using your qualifying device at the checkout.

How to apply for a QBANK credit card?

You can apply for a QBANK credit card online in a few minutes. Before you get started, make sure you meet the following eligibility requirements and have all the relevant documents and details on hand.

Eligibility requirements

  • Are you over 18 years old? You must be at leats 18 years of age to apply for a credit card.
  • Do you meet the employment requirements? You can apply for a QBANK credit card if you're a current or former government employee living in Queensland, if your job involves justice and protection of life and property or if you are a relative of a QBANK member.

Documents and details

During the application process, you'll need to provide a range of details that could include the following:

  • Personal details. Start by providing your name, date of birth, marital status, number of dependents, phone number, email address, residential address, and mailing address.
  • Income. This section requires details about income from all sources.
  • Assets. Provide details about assets like real estate, vehicles, savings, and investments.
  • Expenses. Examples of expenses include utility bills, fuel, food, and school fees.
  • Liabilities. You have to provide details about existing loans, credit cards, store cards, and any other form of credit.

QBANK credit cards offer competitive rates and fees and other Visa benefits. Remember to compare these cards to others on the market so that you can find one that suits your needs.

Frequently asked questions

Here, you’ll find answers to frequently asked questions about QBANK credit cards. If you want to know more or have a specific question, you can also get in touch with us using the form below.

Back to top

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

Credit Cards Comparison

Updated April 5th, 2020
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee
Coles No Annual Fee Mastercard
19.99% p.a.
0% p.a. for 18 months with 1.5% balance transfer fee
$0 p.a.
Earn flybuys points for your spending and save with an ongoing $0 annual fee and 0% p.a. on balance transfers for 18 months.
Qantas American Express Ultimate Card
20.74% p.a.
0% p.a. for 12 months with 1% balance transfer fee
$450 p.a.
Get 100,000 bonus Qantas Points, a $450 Qantas Travel Credit and 2 yearly complimentary Qantas Club lounge invitations. Ends 14 Apr 2020.
HSBC Platinum Credit Card - Balance Transfer Offer
19.99% p.a.
0% p.a. for 22 months
$129 p.a.
Enjoy a balance transfer offer, yearly annual fee refund, airport lounge passes and complimentary insurance covers.
Bendigo Bank Low Rate Mastercard
11.99% p.a.
0% p.a. for 18 months with 2% balance transfer fee
$45 p.a.
A no-frills credit card with a competitive annual fee and 0% p.a. interest rate on balance transfers for the first 18 months.
loading

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question
Go to site