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QBANK Credit Cards

A QBANK credit card offers low rates and fees for police and emergency service workers based in Queensland.

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QBank

QBANK is a member-owned financial institution that has been operating since 1964. It was previously known as Queensland Police Credit Union (QPCU) and offers financial products and services to current and previous employees from Queensland police, ambulance, fire, nursing, emergency services and public sector, as well as their family members. QBANK offers one credit card, the Bluey Visa, which has a low interest rate, balance transfer offer and worldwide acceptance through the Visa card network.

Compare QBANK Credit Cards

Name Purchase rate p.a. Bonus points Points per $ spent Interest-free period Balance transfer rate p.a. Annual fee
QBANK Bluey Visa Credit Card
Purchase rate p.a.
12.49%
Bonus points
N/A
Points per $ spent
N/A
Interest-free period
Up to 55 days on purchases
Balance transfer rate p.a.
0% for 12 months, then 12.49%
Annual fee
$0
More Info
Available to select QLD employees, receive a 0% p.a. for up to 12 months on balance transfers and a $0 annual fee.
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Types of credit cards from QBANK

  • Low rate credit card

The QBANK Bluey Visa credit card has a 12.49% variable interest rate, which is competitive with other low rate credit cards. But unlike many other cards in this category, it also offers no annual fee ever. This gives you a way to save on both interest charges and account costs.

Benefits of a QBANK credit card

  • Visa benefits

You can use a QBANK credit card in over 200 countries around the world, anywhere Visa is accepted. You also get added security online with Visa Secure and access to exclusive entertainment, travel and lifestyle offers through Visa Offers + Perks.

  • Contactless and mobile payments

You can add your credit card to Apple Pay and Google Pay to make payments straight from your mobile phone or device.

  • Account management

QBANK offers internet and mobile banking, as well as phone and branch services, so you can access your account details from anywhere.

How to apply

You can apply for a QBANK credit card online in a few minutes. Before you get started, make sure you meet the following eligibility requirements and have all the relevant documents and details on hand.

Eligibility requirements

  • Age. You must be at least 18 years of age to apply for a credit card.
  • Employment and industry. As QBANK is focused on state and government service industries, you can only apply if you live in Queensland and are a current or former government employee (local, state or federal), or if your job involves justice and protection of life and property. This includes if you work for Queensland police, fire and emergency services, the ambulance service, corrective services, health services or if you volunteer for the SES, Rural Fire Service, St John's Ambulance or Surf Life Savers. You can also apply if you are a spouse, sibling, child or parent of a QBANK member (alive or deceased). If you have questions about your eligibility, you can call QBANK on 13 77 28, Mon-Fri between 8:45am and 4:30pm (AEST).

Documents and details

  • Personal details. This includes your name, date of birth, marital status, number of dependents, phone number, email address and residential address. You also need to provide a valid form of ID, such as your driver's licence, passport or Medicare card details.
  • Employment details. This covers your current job title, salary, length of time in the role and your employer's contact details. You may also be asked for recent payslips or bank statements to help verify these details.
  • Financial details. As well as your salary, you need to include details of any other forms of income, as well as savings, other assets and existing cards, loans, debts or other liabilities. You also need to provide an estimate of your share of regular household expenses including rent, mortgage payments, utility bills and essentials.

If you have a question about your application, you can call QBANK on 13 77 28.

Credit card brands similar to QBANK

If you want a credit card from a member-owned bank or one based in Queensland, here are 3 other credit card providers you could compare with QBANK:

Frequently asked questions

Want to compare a wider range of credit cards? Check out the latest offers for rewards, balance transfers, low rates and more.

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