The QBANK Bluey Visa charges a 12.49% p.a. variable interest rate for new purchases. If you have an existing debt to repay, you can take advantage of a 0% interest rate on balance transfers for the first 12 months.
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QBANK Bluey Visa Credit Card
Terms and conditions apply
- Balance transfer rate for 12 months with no balance transfer fee
- 0% p.a.
- Purchase rate
- 12.49% p.a.
- Annual fee
- $0 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
Save money with a competitive interest rate, a $0 annual fee and a 0% balance transfer offer with the QBANK Bluey Visa credit card.
Pros
-
0% p.a. interest rate for up to 12 months on balance transfers, with no balance transfer fee
-
Ongoing $0 annual fee
-
A low purchase interest rate of 12.49% p.a.
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Up to 55 days interest-free on purchases
Cons
-
No rewards program and insurance covers
Details
Product details
| Product Name | QBANK Bluey Visa Credit Card |
| Balance transfer rate p.a. | 0% for 12 months, then 12.49% |
| Purchase rate p.a. | 12.49% |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate p.a. | 12.49% |
| Min credit limit | $1,000 |
| Card type | Visa |
Eligibility
| Available to temporary residents | No |
| Joint application | Yes |
Rewards
| Bonus points | N/A |
Fees
| Annual fee | $0 |
| Minimum monthly repayment | 2% of the closing balance or $25, whichever is greater |
| Late payment fee | $8 |
| Foreign currency conversion fee | 3.65% |
| Cash advance fee | 5% |
| Overseas cash advance fee | 5% |
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Amy Finder
Editor
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Sally McMullen Finder
September 15, 2015
Hi Nicole,
Thanks for your inquiry.
Just to confirm, you have come through to finder.com.au not QPCU. The replacement credit card will be delivered automatically to your address approximately at the end of the month that your card expires. For earlier replacements it would be best to contact QPCU directly to confirm if they can process the renewal and send the new card earlier than November.
Please refer to the contact details I have sent to your email.
I hope this has helped.
Thanks and safe travels,
Sally
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Jonathan Finder
September 15, 2015
Hi Nicole,
Thanks for your inquiry.
Just to confirm, you have come through to finder.com.au not QPCU. The replacement credit card will be delivered automatically to your address approximately at the end of the month that your card expires. For earlier replacements it would be best to contact QPCU directly to confirm if they can process the renewal and send the new card earlier than November.
Please refer to the contact details I have sent to your email.
I hope this has helped.
Cheers,
Jonathan
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Nicole
September 14, 2015
I am paying for tours to NZ as I am going to New Zealand on the 14th of November on my Visa Mastercard but my purchases will not be finalised as my card expires in November this year but my purchases are due in November. Is there any chance I can renew my card prior to the expiry date earlier than November so that I can pay for my tours?
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