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Newcastle Permanent Credit Cards

Compare low rate credit card options from Newcastle Permanent.

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Newcastle Permanent

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Newcastle Permanent offers a low rate Visa credit card with simple features, including contactless payments and the option to transfer a balance from an existing credit card. If you're thinking about getting a credit card from Newcastle Permanent, you can use this guide to learn more about the Value+ card, as well as key features you can get as a member of this mutual building society.

Comparison of Newcastle Permanent Credit Cards

Data indicated here is updated regularly
Name Product Purchase rate Interest-free period Annual fee Balance transfer rate
Newcastle Permanent Value+ Credit Card
11.99% p.a.
Up to 55 days on purchases
11.99% p.a.
Save money with up to 55 days interest-free on purchases, a $49 annual fee and a low 11.99% p.a. interest rate on purchases and balance transfers.

Compare up to 4 providers

Types of Newcastle Permanent credit cards

  • Low rate credit card

The Newcastle Permanent Value+ credit card is a low rate card that offers on purchases, cash advances and balance transfers. You can use it anywhere Visa is accepted and have the option of making contactless payments at the checkout. This card also has an annual fee of $49 that's competitive with other low rate credit cards.

Learn more about Low Rate Credit Cards

Benefits banking with Newcastle Permanent

Some of the key benefits you can get with a credit card from Newcastle Permanent include:

  • Worldwide access and other Visa benefits

You can use this card in person, online and over the phone with any business that accepts Visa card payments. If you're shopping in person, you can tap to pay with no need to enter a PIN for purchases under $100. Plus, you can access deals for shopping, dining, entertainment and travel though Visa Offers + Perks.

  • Additional cards

The Newcastle Permanent Value+ Credit Card offers up to 3 additional cards for no extra cost.

  • Different ways to access account details

You can check your balance and manage your account with Internet banking or the Newcastle Permanent mobile app. You also have the option of banking over the phone by calling 13 19 12, or visiting a branch in NSW.

  • Balance transfers

You can use your Value+ Credit Card to transfer balances from existing credit cards or store cards by submitting a completed balance transfer application form (available on the Newcastle Permanent website). Keep in mind that any transferred balances will attract the card's interest rate once the transfer is complete. This is different to balance transfer credit cards that offer a low or 0% interest rate for an introductory period, so it's worth comparing a few options to find one that helps you save on costs.

How to apply for a Newcastle Permanent Credit Card

You can apply for a Newcastle Permanent credit card online by filling in a secure application form on the Newcastle Permanent website. Before you get started, make sure you meet the following eligibility criteria and have all the documents and details you'll need to complete the application.

Eligibility criteria

  • Age. You should be at least 18 years old.
  • Australian residency status. You must be an Australian citizen or permanent resident.
  • Minimum income. Your annual income must be at least $20,000

Documents and details

  • Personal details. This includes your name, date of birth, residential address, email address and mobile phone number. You also need to provide a valid form of ID, such as your driver’s licence, passport or Medicare number.
  • Employment details. As well as your annual salary, you need to share details of your profession, length of employment and your employer's contact details. You may also need to provide recent payslips or bank statements to help verify these details.
  • Financial details. This covers any other sources of income, investments, savings, other assets and your existing cards, loans, debts or other liabilities. You also need to provide an estimate of your share of regular household expenses, such as rent or mortgage payments, bills and groceries.

If you don't have all the required details or want more time, you can save the application and come back to it by entering your phone number and a reference number you'll be provided with when you save it. If you have any questions about your application, you can call Newcastle Permanent on 13 19 87.

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Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate Balance transfer rate Annual fee
Coles No Annual Fee Mastercard - Exclusive Offer
0% for 12 months, reverts to 19.99% p.a.
0% p.a. for 12 months
Finder Exclusive. Ends 29 October 2020
Save on new and existing interest charges with 0% interest on both balance transfers and purchases for the first 12 months.
ANZ Low Rate
12.49% p.a.
0% p.a. for 25 months with 1.5% balance transfer fee
$0 annual fee for the first year ($58 p.a. thereafter)
Save with 0% p.a on balance transfers for 25 months (with a 1.5% BT fee) and $0 first year annual fee. Plus a 12.49% p.a. purchase interest rate.
Qantas American Express Premium Card
20.74% p.a.
Enjoy 100,000 bonus Qantas Points, 50 bonus Status Credits and 2 complimentary Qantas Club lounge invitations per year.
Citi Rewards Card - $500 Voucher Offer
21.49% p.a.
0% p.a. for 12 months
$99 annual fee for the first year ($199 p.a. thereafter)
Get a $500 e-voucher to spend at Myer, JB Hi-Fi or Coles when you spend $3,000 in the first 90 days. Plus, earn points with the Citi Rewards Program.

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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