With energy prices rising, switch to a cheaper plan
Compare Prices Now
Newcastle Permanent

Newcastle Permanent Credit Cards

Compare low rate credit card options from Newcastle Permanent.

No reviews yet. Write a review

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Newcastle Permanent offers a low rate Visa credit card with simple features, including contactless payments and the option to transfer a balance from an existing credit card. If you're thinking about getting a credit card from Newcastle Permanent, you can use this guide to learn more about the Value+ card, as well as key features you can get as a member of this mutual building society.

Comparison of Newcastle Permanent Credit Cards

Name Product Purchase rate p.a. Interest-free period Balance transfer rate p.a. Annual fee

Newcastle Permanent Value+ Credit Card

Newcastle Permanent Value+ Credit Card
Up to 55 days on purchases
Save money with up to 55 days interest-free on purchases, a $49 annual fee and a low 11.99% p.a. interest rate on purchases and balance transfers.

Compare up to 4 providers

Types of Newcastle Permanent credit cards

  • Low rate credit card

The Newcastle Permanent Value+ credit card is a low rate card that offers on purchases, cash advances and balance transfers. You can use it anywhere Visa is accepted and have the option of making contactless payments at the checkout. This card also has an annual fee of $49 that's competitive with other low rate credit cards.

Learn more about Low Rate Credit Cards

Benefits banking with Newcastle Permanent

Some of the key benefits you can get with a credit card from Newcastle Permanent include:

  • Worldwide access and other Visa benefits

You can use this card in person, online and over the phone with any business that accepts Visa card payments. If you're shopping in person, you can tap to pay with no need to enter a PIN for purchases under $100. Plus, you can access deals for shopping, dining, entertainment and travel though Visa Offers + Perks.

  • Additional cards

The Newcastle Permanent Value+ Credit Card offers up to 3 additional cards for no extra cost.

  • Different ways to access account details

You can check your balance and manage your account with Internet banking or the Newcastle Permanent mobile app. You also have the option of banking over the phone by calling 13 19 12, or visiting a branch in NSW.

  • Balance transfers

You can use your Value+ Credit Card to transfer balances from existing credit cards or store cards by submitting a completed balance transfer application form (available on the Newcastle Permanent website). Keep in mind that any transferred balances will attract the card's interest rate once the transfer is complete. This is different to balance transfer credit cards that offer a low or 0% interest rate for an introductory period, so it's worth comparing a few options to find one that helps you save on costs.

How to apply for a Newcastle Permanent Credit Card

You can apply for a Newcastle Permanent credit card online by filling in a secure application form on the Newcastle Permanent website. Before you get started, make sure you meet the following eligibility criteria and have all the documents and details you'll need to complete the application.

Eligibility criteria

  • Age. You should be at least 18 years old.
  • Australian residency status. You must be an Australian citizen or permanent resident.
  • Minimum income. Your annual income must be at least $20,000

Documents and details

  • Personal details. This includes your name, date of birth, residential address, email address and mobile phone number. You also need to provide a valid form of ID, such as your driver’s licence, passport or Medicare number.
  • Employment details. As well as your annual salary, you need to share details of your profession, length of employment and your employer's contact details. You may also need to provide recent payslips or bank statements to help verify these details.
  • Financial details. This covers any other sources of income, investments, savings, other assets and your existing cards, loans, debts or other liabilities. You also need to provide an estimate of your share of regular household expenses, such as rent or mortgage payments, bills and groceries.

If you don't have all the required details or want more time, you can save the application and come back to it by entering your phone number and a reference number you'll be provided with when you save it. If you have any questions about your application, you can call Newcastle Permanent on 13 19 87.

Back to top

Frequently asked questions

Image: Newcastle Permanent

Back to top

More guides on Finder

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site