As one of Australia's Big Four banks, ANZ offers tons of credit card options for both personal and business use. If you're looking for a rewards or a frequent flyer credit card, you'll earn uncapped points for your everyday spending and redeem them for flights, gift cards, cashback and more.
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If you want to pay off a credit card that's from another bank or brand, applying for an ANZ credit card with a 0% balance transfer offer gives you a way to save on interest during the introductory period. There is a minimum balance transfer amount of $100 and you can request up to 95% of your available credit limit.
If you're a Qantas Frequent Flyer member, you can choose from 2 ANZ Frequent Flyer credit cards that offer Qantas Points per $1 spent on your everyday spending. The ANZ Frequent Flyer Platinum and ANZ Frequent Flyer Black also offer more premium perks like complimentary international travel insurance and airport lounge passes.
ANZ offers a mix of rewards and lower cost business credit cards. These cards give you a way to keep track of business spending, with features including additional cards for employees, fraud monitoring and daily data feeds for accounting software including Xero, MYOB and Intuit QuickBooks Online.
Every ANZ credit card comes with its own mix of features, but these are the benefits you'll get with any of them:
Before you can apply for an ANZ credit card, there are a few eligibility boxes you need to tick.
Each card has slightly different details for who can apply, but all Citi cards include the following:
It takes less than 20 minutes to apply online when you have all the details you need for the application form.
Once you complete and submit this secure form, you'll get a response within 60 seconds with details of the next steps for your application.
ANZ credit card applications are made up of a mix of details everyone needs to fill in, and information that's specific to your Australian residency and how you earn income. This includes the following:
Get income from a mix of sources? Include as much supporting documentation as possible for your application or call ANZ on 13 22 73.
You will get a response and application reference number within 60 seconds of submitting your application. ANZ will contact you within 2 business days if you need to provide any more information before a decision is made.
If you're approved, you should get a welcome pack sent in the mail within 5 business days.
