Bank Australia Credit Cards

Compare Bank Australia Credit Cards

Updated regularly

Purchase rate p.a.	Bonus points	Points per $ spent	Interest-free period	Balance transfer rate p.a.	Annual fee
Bank Australia Low Rate Visa Credit Card Green Company	Purchase rate p.a. 12.99%	Bonus points N/A	Points per $ spent N/A	Interest-free period 0 interest free days	Balance transfer rate p.a. 0% for 6 months with 0% balance transfer fee, then 12.99%	Annual fee $0	Offers 0% p.a. on balance transfers for the first 6 months and a low rate of 12.99% p.a. on purchases. Plus, an ongoing $0 annual fee.	ContinueMore info Compare product selection Compare	loading
Bank Australia Platinum Rewards Visa Credit Card Green CompanyQantas Frequent Flyer	Purchase rate p.a. 20.24%	Bonus points N/A	Points per $ spent 0.75	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $189	Receive complimentary travel insurance, up to 1.75 Qantas Points per $1 spent and access to Visa Platinum entertainment offers.	ContinueMore info Compare product selection Compare	loading
Bank Australia Visa Credit Card Green Company	Purchase rate p.a. 19.74%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $0	Save with an ongoing $0 annual fee and a competitive purchase rate of 19.74% p.a. Plus, compatibility with Apple Pay, Google Pay & Samsung Pay.	ContinueMore info Compare product selection Compare	loading

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How we picked these

Congratulations, Bank Australia!

The Bank Australia Visa Credit Card was highly commended for Best No Annual Fee Credit Card in the 2025 Finder Awards.

Full list of 2025 winners

Benefits of getting a credit card with Bank Australia

Banking with Bank Australia comes with a number of benefits, and here’s what you can look forward to as a Bank Australia member:

Savings

Bank Australia is 100% owned by customers. This means the bank can put profits back into providing better rates and lower fees for members.

Round-the-clock customer service

Bank Australia members who reside in New South Wales, Victoria, Queensland, South Australia, and ACT can get in touch with a Bank Australia representative over the phone at any time of the day or night.

Internet banking

In keeping up with changing times, Bank Australia gives you access your account information over the internet, through its online and mobile banking platforms. You can turn online to change personal details, view transaction history, and make payments.

Community investments

When you bank with Bank Australia, you know that you’re part of an initiative aimed at giving back to society. It has a Conservation Reserve designed to help protect endangered species and offset the bank's environmental impact. It also invests a portion of profits in projects that address social issues through the Bank Australia Impact Fund.

Digital wallets and contactless payments

You can now use your smartphone or compatible device to make contactless payments at the terminal when you link your Bank Australia credit card to Apple Pay, Samsung Pay or Google Pay.

How to apply for a Bank Australia credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age, and you'll need to meet minimum income requirements (which vary depending on the card). For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Frequently asked questions

You can find frequently asked questions about Bank Australia credit cards below. Contact us using the form at the bottom of the page if you still have a question about Bank Australia credit cards

• How is a customer-owned bank different from a normal bank?

  When a customer-owned bank makes money, the customers benefit from better deals. Bank Australia has actually put a dollar figure on the value it gives its customers. Have a look at their Customer Value Statement for the latest figures.

• How do I access my account online?

  Download and complete an Internet Banking Application Form from the Bank Australia website to view and manage your credit card online. Send the form to Bank Australia by email, fax or in person at a branch. You can also register for internet banking by calling Bank Australia on 132 888.

• How does the interest-free days feature work?

  The "up to" interest-free days feature allows you to make interest-free purchases on your credit card. You need to pay back what you spend at the end of the month to keep getting interest-free days.

• What do I do if my card is lost or stolen?

  Lost or stolen credit cards should be reported to Bank Australia immediately. Contact Bank Australia on 132 888 or +61 3 9854 4666 if you’re overseas.

• Am I protected from credit card fraud?

  Both Visa and Mastercard credit cards are protected against fraudulent transactions. They offer zero liability guarantees that protect you when you’re shopping online or over the counter, including for contactless payments.

Written by

Amy Bradney-George

Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

Amy's expertise

Amy has written 505 Finder guides across topics including:

• Credit cards
• Frequent flyer
• Credit score
• BNPL
• Money management
• Sustainability