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Qantas Money

Earn Qantas Points as you spend and redeem rewards faster with Qantas Money.

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Qantas Money

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Qantas Money is designed to suit frequent flyers and savvy spenders who want to reward themselves as they spend. Whether you want to earn points with the Qantas Premier Platinum or Everyday Credit Card, spend in multiple currencies with the Qantas Travel Money card or manage your accounts and points with the Qantas Money app, you can use this guide to compare your options.

Qantas Money Credit Card Offer

Qantas Premier Platinum

Earn 100,000 bonus Qantas Points
75 bonus Status Credits

Offer ends 30 November 2020

Eligibility criteria, terms and conditions, fees and charges apply

Qantas Money Credit Card Offer

Enjoy premium frequent flyer perks with up to 100,000 bonus Qantas Points, 75 bonus Status Credits, airport lounge passes and overseas travel insurance.

  • Earn 100,000 bonus Qantas Points when you spend $4,000 on eligible transactions for the first 3 months
  • 75 bonus Status Credits when you make your first eligible purchase by by 31 January 2021
  • 0% p.a. on balance transfers for the first 18 months, with a one-time 1% BT fee
  • Discounted $199 first-year annual fee
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Compare Qantas Money credit cards

Data indicated here is updated regularly
Name Product Bonus points Rewards program Rewards points per $ spent Purchase rate Annual fee
Qantas Premier Platinum
100,000
Qantas Frequent Flyer
1
19.99% p.a.
$199 annual fee for the first year ($299 p.a. thereafter)
Get 100,000 bonus Qantas Points, 75 bonus Status Credits and a 0% p.a. balance transfer rate for 18 months (with a one-time 1% BT fee).
Qantas Premier Everyday
20,000
Qantas Frequent Flyer
0.75
19.99% p.a.
$49
Get 20,000 bonus Qantas points, a 0% balance transfer offer and complimentary insurance covers.
Qantas Premier Titanium
150,000
Qantas Frequent Flyer
1.25
19.99% p.a.
$1,200
Receive 150,000 bonus Qantas Points when you spend $5,000 in the first 90 days and earn 20% bonus Status Credits on eligible Qantas flights.
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Qantas Premier Titanium Credit Card

The Qantas Premier Titanium credit card is Qantas Money's most exclusive frequent flyer product. New cardholders can earn 150,000 bonus Qantas Points when they apply by 24 February 2021 and spend $5,000 in the first 90 days from approval.

You'll earn 1.25 Qantas Points per $1 spent capped at $12,500 per statement period. After that, you'll collect 0.5 Qantas Points per $1. It also rewards you with 2 Qantas Points per $1 spent on foreign transactions and 2 additional points per $1 spent on eligible Qantas spend.

You can climb the Qantas tiers quicker with 20% bonus Status Credits when you use your card to pay for eligible Qantas flights. Save on travel costs with complimentary international travel insurance and a 10% discount on Qantas operated flights for up to two bookings per year for two people on all fare classes (including both international and domestic flights). You can travel in style when you receive two Qantas First Lounge Invitations and two additional Lounge Invitations each year.

The Qantas Premier Titanium card boasts a bunch of perks but it has a high annual fee of $1,200 annual fee and is only available to applicants who earn $200,000 or more per year.

Qantas Premier Platinum Credit Card

This Mastercard product allows you to earn up to 2 Qantas Points per $1 on eligible Qantas purchases, 1.5 Qantas Points per $1 spent on international spend and 1 Qantas Point per $1 spent on eligible domestic spend up to $10,000 (10,000 points) per statement period and 0.5 points per $1 thereafter.

You can also take advantage of other perks such as two single-entry complimentary invitations to Qantas Club Domestic or Qantas-operated International Business Lounges per year. You can save on travel costs with complimentary insurance including medical emergency insurance and travel cancellation cover for travel booked using the card.

The card comes at the cost of a $299 p.a. annual fee and a purchase rate of 19.99% p.a.

Qantas Premier Everyday Credit Card

You can use this Mastercard product to earn 0.75 Qantas Points per $1 on eligible domestic purchases up to $3,000 spend (2,250 points) per statement period (1.75 points per $1 thereafter), 1 Qantas Point per $1 spent on international spend and an additional Qantas Point on all Qantas spend.

You can save on travel costs with complimentary travel insurance including medical emergency insurance and travel cancellation cover for travel booked using the card.

This card has a 19.99% p.a.purchase interest rate and a standard annual fee of $49 p.a.

Compare Qantas Travel Money

Qantas Money also offers a prepaid travel card called the Qantas Travel Money. The Qantas Travel Money card supports Australian dollars and 10 foreign currencies. You can use this card to spend in Australia or in supported foreign currencies to lock in exchange rates and avoid currency conversion fees.

Points chasers will be happy to learn that you can also earn 1.5 Qantas Points per $1 spent on eligible foreign transactions overseas or online and 0.25 Qantas Points per AUD$1 spent on eligible domestic purchases.

As a Mastercard product, you can enjoy convenient spending and use this card in Australia and overseas wherever Mastercard prepaid is accepted.

Manage your accounts and rewards with the Qantas Money app

You can track all of your Qantas Money products in one place with the Qantas Money app. You can use it to view your Qantas Points balance, account closing balance and available credit and transaction history on the go.

If you’ve misplaced your card, you can also use the Qantas Money app to place a temporary lock on your account to keep your account secure.

How to apply for a Qantas Money product

You can apply for these cards online. The application process will vary depending on the product you’re applying for, but make sure that you meet the specific eligibility requirements and have the necessary documents and information prepared before you apply.

You can find a list of the eligibility criteria and required information on the the Qantas Premier Titanium Credit Card, Qantas Premier Platinum Credit Card, Qantas Premier Everyday Credit Card and Qantas Travel Money reviews.

Image: Qantas Money

More guides on Finder

  • Qantas Premier Titanium credit card

    The Qantas Premier Titanium credit card boasts a big bonus points offer, a competitive earn rate and a bunch of extra perks designed to suit travellers.

  • Qantas Premier Everyday Mastercard

    The Qantas Premier Everyday Mastercard is a low-fee credit card that earns Qantas Points as you spend in Australia, overseas and with Qantas.

  • Qantas Premier Platinum Mastercard

    Earn 100,000 bonus Qantas Points and 75 bonus Status Credits, plus save with a 0% p.a. on balance transfers for 18 months.

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4 Responses

  1. Default Gravatar
    JamesFebruary 22, 2019

    Do you still keep your agreement with balance transfer’s interest-free period if you use the credit card?

    • Avatarfinder Customer Care
      JeniFebruary 25, 2019Staff

      Hi James,

      Thank you for getting in touch with Finder.

      If you’re pertaining to having a credit card with promotional balance transfer offer and using the credit card for purchases, you may still have the 45 or 55 days interest-free period on your purchases and the balance on BT will still be on its promotional period. You may use this page as guide on how you can manage your new purchases on a credit card with BT balance on it.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  2. Default Gravatar
    borisFebruary 12, 2019

    How many points do I have to redeem for sydney – budapest, business class?

    • Default Gravatar
      NikkiFebruary 13, 2019

      Hi Boris,

      Thanks for reaching out! You can find how many points you need to fly business class from Sydney to Budapes by logging into your Qantas Frequent Flyer account and use their calculator. Hope this was helpful. Don’t hesitate to message us back if you have more questions.

      Best,
      Nikki

Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate Balance transfer rate Annual fee
Coles No Annual Fee Mastercard - Exclusive Offer
0% for 12 months, reverts to 19.99% p.a.
0% p.a. for 12 months
$0
Finder Exclusive. Ends 29 October 2020
Save on new and existing interest charges with 0% interest on both balance transfers and purchases for the first 12 months.
Qantas American Express Premium Card
20.74% p.a.
$249
Enjoy 100,000 bonus Qantas Points, 50 bonus Status Credits and 2 complimentary Qantas Club lounge invitations per year. Ends 4 November 2020.
ANZ Low Rate
12.49% p.a.
0% p.a. for 25 months with 1.5% balance transfer fee
$0 annual fee for the first year ($58 p.a. thereafter)
Save with 0% p.a on balance transfers for 25 months (with a 1.5% BT fee) and $0 first year annual fee. Plus a 12.49% p.a. purchase interest rate.
Citi Rewards Card - $500 Voucher Offer
21.49% p.a.
0% p.a. for 12 months
$99 annual fee for the first year ($199 p.a. thereafter)
Get a $500 e-voucher to spend at Myer, JB Hi-Fi or Coles when you spend $3,000 in the first 90 days. Plus, earn points with the Citi Rewards Program.
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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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