Compare Qantas Money cards

Qantas Money offers rewards credit cards, the Qantas Pay Card and a dedicated app to manage them.
Qantas Money is part of the Qantas Airways family, but the credit cards are issued by NAB and the prepaid card is issued by EML Payment Solutions Limited.
You need to be a Qantas Frequent Flyer member to apply for a Qantas Money credit card.

Compare Qantas Money credit cards

Bonus points	Points per $ spent	Purchase rate p.a.	Annual fee
Qantas Money Titanium Qantas Frequent Flyer	Bonus points 120,000	Points per $ spent 1.25	20.99%	Annual fee $1,200	Receive 20% bonus Status Credits on eligible flights and 2 Qantas First Lounge Invitations.	Go to site View details Compare product selectionCompare	loading
Qantas Money Everyday Qantas Frequent Flyer	Bonus points 5,000	Points per $ spent 0.75	20.99%	Annual fee $99	View details Compare product selectionCompare	loading
Qantas Money Platinum Qantas Frequent Flyer	Bonus points 80,000	Points per $ spent 1	20.99%	Annual fee $349 first year ($399 after)	Receive 2 single-entry complimentary lounge invitations per year.	View details Compare product selectionCompare	loading

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Benefits of getting a Qantas Money credit card

Qantas Frequent Flyer membership

To apply for a Qantas Money credit card, you need to be a Qantas Frequent Flyer member (Bronze tier or above). If you're not a member yet, you'll need to join first, and a joining fee may apply.

Qantas Points on your everyday spending

All Qantas Money Credit Cards earn Qantas Points per $1 on eligible purchases. This covers most everyday spending, including groceries, petrol, dining out, entertainment tickets and travel bookings – with additional points for spending with Qantas.

Transactions that are not eligible to earn Qantas Points include:
- Bank fees and charges (such as ATM fees)
- Cash advances
- BPAY payments
- Transactions made in operating a business
- Government-related transactions (such as paying the ATO)

Mobile payments

You can add any Qantas Money credit card to Apple Pay and Google Pay and make payments straight from your compatible device.

Qantas Money Credit Cards app

The Qantas Money Credit Cards app lets you manage your cards from anywhere, with features including a quick-view of your balance, the ability to temporarily lock your card and spending insights. You'll also get weekly offers for bonus Qantas Points.

Instalment plans

Statement Instalment Plans give you a way to pay off purchases over a set period of time, with a lower rate than the standard purchase rate on your Qantas Money credit card. This can make bigger purchases seem more manageable because you'll typically pay the same amount off the instalment each month.

How to apply for a Qantas Money credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Frequently asked questions

Yes, you can use your Qantas Money credit card to withdraw cash from most ATMs in Australia and around the world – but it will be processed as a cash advance transaction. This means you'll pay a cash advance fee and be charged interest straight away.
If you're withdrawing money overseas, an international transaction fee will also apply. You can avoid cash advance costs by using the Qantas Pay Card, or any debit card or credit card with 0% foreign transaction fees.
There are 3 ways to pay off the balance on your Qantas Money credit card:
1. BPAY. The Biller Code is 266536 and the Reference is your 16-digit card number.
2. Automatic payments. Qantas Money offers Easi-Pay direct debits, with a choice of paying the minimum amount due or the total closing balance.
3. Australia Post. Take your Qantas Money credit card to a Bank@Post outlet and pay with cash, EFTPOS or a check.
Your monthly statement will also show full details of your repayment options and the amount owed.

Compare other products from Qantas Money

Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are fact checked in line with our editorial guidelines.
1. Qantas Money information PDF
2. 2025 Finder Credit Card Awards

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Written by

Amy Bradney-George

Journalist

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Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

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4 Responses

JamesFebruary 22, 2019

Do you still keep your agreement with balance transfer’s interest-free period if you use the credit card?

Finder

JeniFebruary 25, 2019Finder

Hi James,

Thank you for getting in touch with Finder.

If you’re pertaining to having a credit card with a promotional balance transfer offer and using the credit card for purchases, you may still have the 45 or 55 days interest-free period on your purchases and the balance on BT will still be on its promotional period. You may use ou guide on managing purchases on a balance transfer credit card

I hope this helps.

Thank you and have a wonderful day!

Cheers,
Jeni

BorisFebruary 12, 2019

How many points do I have to redeem for sydney – budapest, business class?

NikkiFebruary 13, 2019

Hi Boris,

Thanks for reaching out! You can find how many points you need to fly business class from Sydney to Budapes by logging into your Qantas Frequent Flyer account and use their calculator. Hope this was helpful. Don’t hesitate to message us back if you have more questions.

Best,
Nikki

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Qantas Money