Qantas Money

Compare Qantas Money cards that offer Qantas Points and other travel perks, with customer reviews.

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Qantas Money

Key takeaways

  • Qantas Money offers rewards credit cards, the Qantas Pay Card and a dedicated app to manage them.
  • Qantas Money is part of the Qantas Airways family, but the credit cards are issued by NAB and the prepaid card is issued by EML Payment Solutions Limited.
  • If you're not a Qantas Frequent Flyer member yet, choosing any Qantas Money card gives you a way to join for free – saving $99.50 on the usual fee.

Compare Qantas Money credit cards

Bonus points Points per $ spent Purchase rate p.a. Annual fee
Bonus points
100,000
Points per $ spent
1
Purchase rate p.a.
20.99%
Annual fee
$349 first year ($399 after)
Earn up to 100,000 bonus Qantas Points when you spend $5,000 in the first 90 days. Plus, save with a reduced first-year annual fee.
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Qantas Money Titanium image
Qantas Money Titanium
Qantas Frequent Flyer
Bonus points
150,000
Points per $ spent
1.25
Purchase rate p.a.
20.99%
Annual fee
$1,200
Get 150,000 bonus Qantas Points when you spend $5,000 in the first 90 days. Plus, 20% bonus Status Credits on eligible flights, with a $200k minimum income requirement.
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Qantas Money Everyday image
Qantas Money Everyday
Qantas Frequent Flyer
Bonus points
8,000
Points per $ spent
0.75
Purchase rate p.a.
20.99%
Annual fee
$99
Offers 8,000 bonus Qantas Points when you spend at least $3,000 on eligible purchases within the first 90 days, plus a 0% p.a. balance transfer offer, with 3% balance transfer fee.
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What do Australians think of Qantas credit card provider?

  • 4.27/5 overall for Customer Satisfaction - higher than the average of 4.06
  • 4.71/5 for Trust - higher than the average of 4.4
  • 4.14/5 for Customer Service - higher than the average of 4.06

Based on Qantas credit card provider scores in Finder's 2024 & 2025 Customer Satisfaction Awards.

Benefits of getting a Qantas Money credit card

Free Qantas Frequent Flyer membership offer

If you're not a member of the Qantas Frequent Flyer program, getting a Qantas Money card gives you a way to sign-up without paying the usual $99.50 joining fee.

Qantas Points on your everyday spending

All Qantas Money Credit Cards earn Qantas Points per $1 on eligible purchases. This covers most everyday spending, including groceries, petrol, dining out, entertainment tickets and travel bookings – with additional points for spending with Qantas.

Mobile payments

You can add any Qantas Money credit card to Apple Pay and Google Pay and make payments straight from your compatible device.

Qantas Money Credit Cards app

The Qantas Money Credit Cards app lets you manage your cards from anywhere, with features including a quick-view of your balance, the ability to temporarily lock your card and spending insights. You'll also get weekly offers for bonus Qantas Points.

Installation plans

Statement Installation Plans give you a way to pay off purchases over a set period of time, with a lower rate than the standard purchase rate on your Qantas Money credit card. This can make bigger purchases seem more manageable because you'll typically pay the same amount off the installation each month.

How to apply for a Qantas Money credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Frequently asked questions

Sources

Amy Bradney-George's headshot
Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

Amy's expertise
Amy has written 505 Finder guides across topics including:
  • Credit cards
  • Frequent flyer
  • Credit score
  • BNPL
  • Money management
  • Sustainability

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4 Responses

    Default Gravatar
    JamesFebruary 22, 2019

    Do you still keep your agreement with balance transfer’s interest-free period if you use the credit card?

      Default GravatarFinder
      JeniFebruary 25, 2019Finder

      Hi James,

      Thank you for getting in touch with Finder.

      If you’re pertaining to having a credit card with a promotional balance transfer offer and using the credit card for purchases, you may still have the 45 or 55 days interest-free period on your purchases and the balance on BT will still be on its promotional period. You may use ou guide on managing purchases on a balance transfer credit card

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

    Default Gravatar
    BorisFebruary 12, 2019

    How many points do I have to redeem for sydney – budapest, business class?

      Default Gravatar
      NikkiFebruary 13, 2019

      Hi Boris,

      Thanks for reaching out! You can find how many points you need to fly business class from Sydney to Budapes by logging into your Qantas Frequent Flyer account and use their calculator. Hope this was helpful. Don’t hesitate to message us back if you have more questions.

      Best,
      Nikki

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