Qantas Money

Qantas Money

Earn Qantas Points as you spend and redeem rewards faster with Qantas Money.

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Qantas Money is designed to suit frequent flyers and savvy spenders who want to reward themselves as they spend. Whether you want to earn points with the Qantas Premier Platinum or Everyday Credit Card, spend in multiple currencies with the Qantas Travel Money card or manage your accounts and points with the Qantas Money app, you can use this guide to compare your options.

Compare Qantas Money credit cards

Name Product Bonus points Rewards program Rewards points per $ spent Purchase rate Annual fee
Qantas Premier Platinum
Qantas Frequent Flyer
19.99% p.a.
$199 annual fee for the first year ($299 p.a. thereafter)
Earn 90,000 bonus Qantas Points when you spend $3,500 in the first 3 months and save with a reduced first-year annual fee.
Qantas Premier Everyday
Qantas Frequent Flyer
19.99% p.a.
Get 2 bonus Qantas Points per $1 spent on eligible purchases in the first 4 months (up to 8,000 points), plus complimentary insurance.
Qantas Premier Titanium
Qantas Frequent Flyer
19.99% p.a.
Receive 150,000 bonus Qantas Points when you spend $5,000 in the first 90 days and earn 20% bonus Status Credits on eligible Qantas flights.

Compare up to 4 providers

Qantas Premier Titanium Credit Card

The Qantas Premier Titanium credit card is Qantas Money's most exclusive frequent flyer product. New cardholders can earn 150,000 bonus Qantas Points when they apply by 28 February 2022 and spend $5,000 in the first 90 days from approval.

You'll earn 1.25 Qantas Points per $1 spent capped at $12,500 per statement period. After that, you'll collect 0.5 Qantas Points per $1. It also rewards you with 2 Qantas Points per $1 spent on foreign transactions and 2 additional points per $1 spent on eligible Qantas spend.

Save on travel costs with complimentary international travel insurance and a 10% discount on Qantas operated flights for up to two bookings per year for two people on all fare classes (including both international and domestic flights). You can travel in style when you receive two Qantas First Lounge Invitations and two additional Lounge Invitations each year.

The Qantas Premier Titanium card boasts a bunch of perks but it has a high annual fee of $1,200 annual fee and is only available to applicants who earn $200,000 or more per year.

Qantas Premier Platinum Credit Card

This Mastercard product allows you to earn up to 2 Qantas Points per $1 on eligible Qantas purchases, 1.5 Qantas Points per $1 spent on international spend and 1 Qantas Point per $1 spent on eligible domestic spend up to $10,000 (10,000 points) per statement period and 0.5 points per $1 thereafter.

You can also take advantage of other perks such as two single-entry complimentary invitations to Qantas Club Domestic or Qantas-operated International Business Lounges per year. You can save on travel costs with complimentary insurance including medical emergency insurance and travel cancellation cover for travel booked using the card.

The card comes at the cost of a $299 p.a. annual fee and a purchase rate of 19.99% p.a.

Qantas Premier Everyday Credit Card

You can use this Mastercard product to earn 0.75 Qantas Points per $1 on eligible domestic purchases up to $3,000 spend (2,250 points) per statement period (1.75 points per $1 thereafter), 1 Qantas Point per $1 spent on international spend and an additional Qantas Point on all Qantas spend.

You can save on travel costs with complimentary travel insurance including medical emergency insurance and travel cancellation cover for travel booked using the card.

This card has a 19.99% p.a.purchase interest rate and a standard annual fee of $49 p.a.

Compare Qantas Travel Money

Qantas Money also offers a prepaid travel card called the Qantas Travel Money. The Qantas Travel Money card supports Australian dollars and 10 foreign currencies. You can use this card to spend in Australia or in supported foreign currencies to lock in exchange rates and avoid currency conversion fees.

Points chasers will be happy to learn that you can also earn 1.5 Qantas Points per $1 spent on eligible foreign transactions overseas or online and 0.25 Qantas Points per AUD$1 spent on eligible domestic purchases.

As a Mastercard product, you can enjoy convenient spending and use this card in Australia and overseas wherever Mastercard prepaid is accepted.

Manage your accounts and rewards with the Qantas Money app

You can track all of your Qantas Money products in one place with the Qantas Money app. You can use it to view your Qantas Points balance, account closing balance and available credit and transaction history on the go.

If you’ve misplaced your card, you can also use the Qantas Money app to place a temporary lock on your account to keep your account secure.

How to apply for a Qantas Money product

You can apply for these cards online. The application process will vary depending on the product you’re applying for, but make sure that you meet the specific eligibility requirements and have the necessary documents and information prepared before you apply.

You can find a list of the eligibility criteria and required information on the the Qantas Premier Titanium Credit Card, Qantas Premier Platinum Credit Card, Qantas Premier Everyday Credit Card and Qantas Travel Money reviews.

Image: Qantas Money

More guides on Finder

  • Qantas Premier Titanium credit card

    The Qantas Premier Titanium credit card boasts a big bonus points offer, a competitive earn rate and a bunch of extra perks designed to suit travellers.

  • Qantas Premier Everyday Mastercard

    The Qantas Premier Everyday Mastercard is a low-fee credit card that earns Qantas Points as you spend in Australia, overseas and with Qantas.

  • Qantas Premier Platinum Mastercard

    This card from Qantas Money offers 90,000 bonus Qantas Points, discounted first-year annual fee, and plenty of travel perks including insurance and lounge passes.

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4 Responses

    Default Gravatar
    JamesFebruary 22, 2019

    Do you still keep your agreement with balance transfer’s interest-free period if you use the credit card?

      Avatarfinder Customer Care
      JeniFebruary 25, 2019Staff

      Hi James,

      Thank you for getting in touch with Finder.

      If you’re pertaining to having a credit card with a promotional balance transfer offer and using the credit card for purchases, you may still have the 45 or 55 days interest-free period on your purchases and the balance on BT will still be on its promotional period. You may use ou guide on managing purchases on a balance transfer credit card

      I hope this helps.

      Thank you and have a wonderful day!


    Default Gravatar
    BorisFebruary 12, 2019

    How many points do I have to redeem for sydney – budapest, business class?

      Default Gravatar
      NikkiFebruary 13, 2019

      Hi Boris,

      Thanks for reaching out! You can find how many points you need to fly business class from Sydney to Budapes by logging into your Qantas Frequent Flyer account and use their calculator. Hope this was helpful. Don’t hesitate to message us back if you have more questions.


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