How do I log in to my Qantas health insurance?

You'll need your Qantas Frequent Flyer membership number, your last name and your PIN to log in.

Qantas Health Insurance Review

Q: Who underwrites Qantas health insurance?

Qantas health insurance is underwritten by nib.

Not enough reviews Write a review

Qantas Health Insurance often provides affordable policies, with an opportunity to earn Qantas Points.
Its underwriter, nib, shows a higher complaint ratio compared to other major health funds.
Customer satisfaction scores for Qantas Insurance are slightly below the industry average.

Our verdict

Pros

Earn up to 130,000 Qantas Points when you join. Offer ends 30 November. Points will be awarded based on your level of cover over 6 months. Eligibility criteria and T&Cs apply.
Qantas policies are on the more affordable end of the spectrum

Cons

If you want the cheapest policy available, Frank, ahm, and HBF are often cheaper than Qantas
While Qantas is affordable, it's a for-profit health fund which puts some consumers off
Qantas is underwritten by nib, which has a worse complaints record than the other big funds

What types of health insurance does Qantas Health Insurance offer?

Qantas Health Insurance has a range of health insurance policies available. To help find the best health insurance for your needs, compare multiple options.

5 of 5 results

Treatments	Price
Qantas Insurance - Qantas Bronze Hospital Plus $750 Excess Bronze$750 excess	Joint reconstructions Ear nose and throat Blood Back neck and spine Dental surgery Eye excluding cataracts Cancer Lung and chest +15 other treatments covered	$25.65 per week	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Basic Hospital $750 Excess Basic$750 excess	Rehabilitation Joint reconstructions Dental surgery Hernia and appendix Eye excluding cataracts Pain management Gynaecology Lung and chest +3 other treatments covered	$22.52 per week	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Silver Plus Standard $750 Excess Silver$750 excess	Lung and chest Back neck and spine Cataracts Joint replacements Blood Dental surgery Palliative care Pregnancy and birth +24 other treatments covered	$31.83 per week	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Silver Plus Advanced Hospital $750 Excess Silver$750 excess	Lung and chest Back neck and spine Cataracts Joint replacements Blood Dental surgery Palliative care Pregnancy and birth +27 other treatments covered	$46.31 per week	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Gold Top Hospital $750 Excess Gold$750 excess	Cataracts Joint replacements Palliative care Pregnancy and birth Sleep studies Weight loss surgery Rehabilitation Insulin pumps +30 other treatments covered	$80.34 per week	Go to Site View details Compare product selectionCompare	loading

Showing 5 of 5 results

5 of 5 results

Treatments	Price
Qantas Insurance - Qantas Basic Extras Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +2 other treatments covered	$10.06 per week	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Kickstart Extras Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +2 other treatments covered	$13.28 per week	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Family Extras Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +5 other treatments covered	$15.39 per week	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Active Extras Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +4 other treatments covered	$21.33 per week	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Top Extras Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +6 other treatments covered	$30.21 per week	Go to Site View details Compare product selectionCompare	loading

Showing 5 of 5 results

10 of 26 results

Treatments	Price
Qantas Insurance - Qantas Gold Top Hospital $750 Excess + Qantas Basic Extras Gold$750 excess	Hospital Cataracts Joint replacements Palliative care Pregnancy and birth +34 other treatments covered Extras General dental Major dental Optical Hearing aids +4 other treatments covered	$90.40 per week	Bonus point offer: Earn up to 130,000 Qantas Points when you join by 30 November 2026. Points will be awarded based on your level of cover over 6 months. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Basic Hospital $750 Excess + Qantas Basic Extras Basic$750 excess	Hospital Rehabilitation Joint reconstructions Dental surgery Hernia and appendix +4 other treatments covered Extras General dental Major dental Optical Hearing aids +4 other treatments covered	$32.58 per week	Bonus point offer: Earn up to 130,000 Qantas Points when you join by 30 November 2026. Points will be awarded based on your level of cover over 6 months. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Bronze Hospital Plus $750 Excess + Qantas Basic Extras Bronze$750 excess	Hospital Joint reconstructions Ear nose and throat Blood Back neck and spine +19 other treatments covered Extras General dental Major dental Optical Hearing aids +4 other treatments covered	$35.71 per week	Bonus point offer: Earn up to 130,000 Qantas Points when you join by 30 November 2026. Points will be awarded based on your level of cover over 6 months. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Basic Hospital $750 Excess + Qantas Kickstart Extras Basic$750 excess	Hospital Rehabilitation Joint reconstructions Dental surgery Hernia and appendix +4 other treatments covered Extras General dental Major dental Optical Hearing aids +5 other treatments covered	$35.80 per week	Bonus point offer: Earn up to 130,000 Qantas Points when you join by 30 November 2026. Points will be awarded based on your level of cover over 6 months. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Basic Hospital $750 Excess + Qantas Family Extras Basic$750 excess	Hospital Rehabilitation Joint reconstructions Dental surgery Hernia and appendix +4 other treatments covered Extras General dental Major dental Optical Hearing aids +8 other treatments covered	$37.91 per week	Bonus point offer: Earn up to 130,000 Qantas Points when you join by 30 November 2026. Points will be awarded based on your level of cover over 6 months. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Bronze Hospital Plus $750 Excess + Qantas Kickstart Extras Bronze$750 excess	Hospital Joint reconstructions Ear nose and throat Blood Back neck and spine +19 other treatments covered Extras General dental Major dental Optical Hearing aids +5 other treatments covered	$38.93 per week	Bonus point offer: Earn up to 130,000 Qantas Points when you join by 30 November 2026. Points will be awarded based on your level of cover over 6 months. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Bronze Hospital Plus $750 Excess + Qantas Family Extras Bronze$750 excess	Hospital Joint reconstructions Ear nose and throat Blood Back neck and spine +19 other treatments covered Extras General dental Major dental Optical Hearing aids +8 other treatments covered	$41.04 per week	Bonus point offer: Earn up to 130,000 Qantas Points when you join by 30 November 2026. Points will be awarded based on your level of cover over 6 months. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Silver Plus Standard $750 Excess + Qantas Basic Extras Silver$750 excess	Hospital Lung and chest Back neck and spine Cataracts Joint replacements +27 other treatments covered Extras General dental Major dental Optical Hearing aids +4 other treatments covered	$41.89 per week	Bonus point offer: Earn up to 130,000 Qantas Points when you join by 30 November 2026. Points will be awarded based on your level of cover over 6 months. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Basic Hospital $750 Excess + Qantas Active Extras Basic$750 excess	Hospital Rehabilitation Joint reconstructions Dental surgery Hernia and appendix +4 other treatments covered Extras General dental Major dental Optical Hearing aids +8 other treatments covered	$43.85 per week	Bonus point offer: Earn up to 130,000 Qantas Points when you join by 30 November 2026. Points will be awarded based on your level of cover over 6 months. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Qantas Insurance - Qantas Silver Plus Standard $750 Excess + Qantas Kickstart Extras Silver$750 excess	Hospital Lung and chest Back neck and spine Cataracts Joint replacements +27 other treatments covered Extras General dental Major dental Optical Hearing aids +5 other treatments covered	$45.11 per week	Bonus point offer: Earn up to 130,000 Qantas Points when you join by 30 November 2026. Points will be awarded based on your level of cover over 6 months. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading

Showing 10 of 26 results

Each month we analyse over 10,000 hospital and extras insurance products and rate each one on price and features. What we end up with is a nice round number out of 10 that helps you compare products a bit faster.
Before we start scoring, we need to make sure we're comparing like-for-like. Just as it doesn't make sense to compare a toy car with a Porsche, it doesn't make sense to compare basic policies to top-tier gold policies. Each policy is given a price score and feature score. These are then combined to determine each policy's Finder Score. Read our full methodologies of how we calculated Finder Score for hospital cover and extras cover.

How to make a Qantas health insurance claim

For Qantas hospital cover you usually won't receive a bill if your procedure is covered by your policy, you go to an nib Agreement Private Hospital, and your specialists participate in nib's MediGap scheme. You'll just have to pay any excess that applies. If you do receive a hospital bill and you're covered for the procedure, you can make a claim online via the Qantas Health Insurance self-service portal. You can also call Qantas Health Insurance on 13 49 60 if you need some help with the process.

For extras claims you'll normally tap your Qantas Health Insurance card at any provider with a HICAPS machine and just pay the remaining bill, if there is any. If you can't claim at your service provider, you can claim online via the self-service portal or through the Qantas Wellbeing app.

Complaints info

Qantas health insurance is underwritten by nib, so the Ombudsman reports its complaints under nib. Here's how nib stacked up in the 2024–25 State of the Health Funds report:

nib received 9.6% of all complaints, just under its 9.8% share of the market.
That gives it a market-share-to-complaint ratio of 98%, so it drew about as many complaints as its size would suggest.

1 of 1 result

Name
Earn up to 130,000 Qantas Points Ends 30 November 2026 Points will be awarded based on your level of cover over 6 months. T&Cs apply. Get deal		loading Fetching your data...

Showing 1 of 1 result

FAQs

Compare other products from Qantas Money

Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are fact checked in line with our editorial guidelines.

Thank you for your feedback!

To make sure you get accurate and helpful information, this guide has been edited by Tim Bennett as part of our fact-checking process.

Written by

Nicola Middlemiss

Journalist

Add to Preferred Sources

Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

Nicola's expertise

Nicola has written 170 Finder guides across topics including:

Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
Commercial business insurance

More resources on Finder

Ask a question

Click here to cancel reply.

Display name

Your email (will not be published)

Your question

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

2 Responses

NellieJuly 8, 2017

I would like to know if it’s worth changing from my teachers health to Qantas. Thank you

LiezlJuly 8, 2017

Hi Nellie,

Thanks for reaching out. Qantas Health Insurance does not belong to our panel of health insurers and we are not permitted to provide our users with personal advise or product recommendations.

You may, however, refer to our guides on how to maximise your extras cover. You can also learn more about switching health insurance policies for some helpful tips.

I hope this helps.

Cheers,
Liezl

More guides on Finder

The HBF Health Insurance Hub
SPONSORED: With HBF, you can explore a range of award-winning health insurance services for you and your whole family.
Medibank health insurance review
With reasonable prices and strong benefits, several Medibank policies were highly commended in the 2024 Finder Health Insurance Awards.
Nurses & Midwives Health Insurance Review
Nurses & Midwives Health Insurance is a good choice for members of the nursing profession and their families.
Mildura Health Fund review
The regional health fund has limited choice, with only two levels of hospital cover. But, it does offer some impressive perks too.
Best health insurance Australia November 2026
Our experts compared 40+ funds and analysed hundreds of policies to help you find the best health insurance.
Multi-policy insurance discounts
What are multi-policy discounts and how can they help you save money on your insurance premiums? Find out in this handy guide.
No Waiting Period Health Insurance
It's not possible to skip waiting periods for health insurance but there are exceptions.
Health insurance deals and offers for November 2026
Find out about the latest health insurance deals and special promotions.
Cheapest health insurance in Australia November 2026
Learn how to get cheap health insurance and what you can expect for your money.

Qantas Health Insurance review

Qantas Health Insurance policies are on the more affordable end of the spectrum, and the Qantas Points are a real bonus!