Thankfully, nobody needs to get health insurance in Australia since we have access to Medicare. However, there are some situations where it may make sense to get.
You earn over 90k
The Medicare Levy surcharge (MLS) is a government levy of up to 1.5% on your income if you earn more than $90,000 (or $180,000 for couples) and don't have private health cover. If you earn $90,000, you'll pay around $75 more tax per month and $181 if you earn $145,000 or more. That money goes towards the public healthcare system. If you'd rather not pay that tax, you can avoid it with a basic hospital policy – they cost around $80 a month.
The government actively encourages people to take out private health cover to alleviate pressure on the public system. However, that doesn't mean it's always the right decision for you. For example, private health insurance might not be worth it if: