From
$85.19/week
Our verdict
This comes with lots of benefits you don't get with other insurers. In addition to pregnancy cover, continuity of care and IVF cover, you get access to its 24/7 Medibank Nurse service, an OptimalMe program for mums-to-be and a pregnancy health concierge. The Growing Family Extras cover includes antenatal and postnatal classes.
Pros
- Extremely comprehensive pregnancy cover.
- The extras option includes antenatal and postnatal classes, pregnancy compression garments and an Australian Breastfeeding Association membership.
- It's efficient. Medibank has the lowest management expenses of all open health funds.
Cons
- You may still have out-of-pocket expenses.
- Only 83.80% of Medibank medical services have no gap (e.g. out-of-pocket expenses). Many including Bupa, HBF, NIB and Westfund are above 90%.
- It's not the only good value option. Finder 2024 Gold Award winners included St. Lukes, HBF and Health Partners.