Is Latrobe Health Insurance not-for-profit?

Yes, Latrobe Health Insurance is a not not-for-profit.

How do I make a claim with Latrobe Health Insurance?

You have a few options for lodging a claim with Latrobe. You can either: Claim electronically. Some extras, including chiropractic, dental, osteopathy, physiotherapy and more, can be claimed via HICAPS or Health Point using your member card. You can also download Latrobe's mobile app to make a claim. Claim by mail. All extras can be claimed in person or by mail by either filling out a claim form and mailing it to Latrobe or by visiting a Latrobe branch.

Latrobe Health Insurance Review

Name	Treatments	Price
Silver Plus Hospital 500 Excess + Core Complete Extras Package Silver Plus$500 excess	Hospital Lung and chest Back neck and spine Cataracts Joint replacements +30 other treatments covered Extras General dental Major dental Optical Hearing aids +10 other treatments covered	$457.43 per month	View details Compare	loading Fetching your data...
Silver Hospital 500 Excess + Premier Singles and Couples Extras Silver$500 excess	Hospital Lung and chest Back neck and spine Cataracts Joint replacements +24 other treatments covered Extras General dental Major dental Optical Hearing aids +10 other treatments covered	$408.65 per month	View details Compare	loading Fetching your data...
Silver Hospital 500 Excess + Core Complete Extras Package Silver$500 excess	Hospital Lung and chest Back neck and spine Cataracts Joint replacements +24 other treatments covered Extras General dental Major dental Optical Hearing aids +10 other treatments covered	$173.93 per month	View details Compare	loading Fetching your data...
Bronze Hospital 750 Excess + Core Complete Extras Bronze$750 excess	Hospital Joint reconstructions Ear nose and throat Blood Back neck and spine +16 other treatments covered Extras General dental Major dental Optical Hearing aids +10 other treatments covered	$134.67 per month	View details Compare	loading Fetching your data...
Bronze Plus Hospital 500 Excess + Core Essential Extras Bronze Plus$500 excess	Hospital Joint reconstructions Ear nose and throat Blood Back neck and spine +18 other treatments covered Extras General dental Major dental Optical Hearing aids +6 other treatments covered	$136.05 per month	View details Compare	loading Fetching your data...
Bronze Hospital 500 Excess + Core Essential Extras Bronze$500 excess	Hospital Joint reconstructions Ear nose and throat Blood Back neck and spine +16 other treatments covered Extras General dental Major dental Optical Hearing aids +6 other treatments covered	$249.46 per month	View details Compare	loading Fetching your data...
Silver Hospital 500 Excess + Core Complete Extras Silver$500 excess	Hospital Lung and chest Back neck and spine Cataracts Joint replacements +24 other treatments covered Extras General dental Major dental Optical Hearing aids +10 other treatments covered	$170.50 per month	View details Compare	loading Fetching your data...
Silver Plus Hospital 500 Excess + Basic Extras Silver Plus$500 excess	Hospital Lung and chest Back neck and spine Cataracts Joint replacements +30 other treatments covered Extras General dental Major dental Optical Hearing aids +5 other treatments covered	$306.64 per month	View details Compare	loading Fetching your data...
Bronze Hospital 750 Excess + Core Complete Extras Package Bronze$750 excess	Hospital Joint reconstructions Ear nose and throat Blood Back neck and spine +16 other treatments covered Extras General dental Major dental Optical Hearing aids +10 other treatments covered	$131.76 per month	View details Compare	loading Fetching your data...
Silver Plus Hospital 750 Excess + Core Complete Extras Package Silver Plus$750 excess	Hospital Lung and chest Back neck and spine Cataracts Joint replacements +30 other treatments covered Extras General dental Major dental Optical Hearing aids +10 other treatments covered	$436.69 per month	View details Compare	loading Fetching your data...

Name	Treatments	Price
Bronze Hospital 750 Excess Bronze$750 excess	Joint reconstructions Ear nose and throat Blood Back neck and spine Dental surgery Eye excluding cataracts Cancer Lung and chest +14 other treatments covered	$93.83 per month	View details Compare	loading Fetching your data...
Silver Hospital 500 Excess Silver$500 excess	Lung and chest Back neck and spine Cataracts Joint replacements Blood Dental surgery Palliative care Pregnancy and birth +22 other treatments covered	$129.66 per month	View details Compare	loading Fetching your data...
Bronze Plus Hospital 500 Excess Bronze Plus$500 excess	Joint reconstructions Ear nose and throat Blood Back neck and spine Dental surgery Eye excluding cataracts Cancer Lung and chest +14 other treatments covered	$102.64 per month	View details Compare	loading Fetching your data...
Bronze Hospital 500 Excess Bronze$500 excess	Joint reconstructions Ear nose and throat Blood Back neck and spine Dental surgery Eye excluding cataracts Cancer Lung and chest +14 other treatments covered	$98.28 per month	View details Compare	loading Fetching your data...
Bronze Plus Hospital 750 Excess Bronze Plus$750 excess	Joint reconstructions Ear nose and throat Blood Back neck and spine Dental surgery Eye excluding cataracts Cancer Lung and chest +14 other treatments covered	$97.86 per month	View details Compare	loading Fetching your data...
Silver Plus Hospital 750 Excess Silver Plus$750 excess	Lung and chest Back neck and spine Cataracts Joint replacements Blood Dental surgery Palliative care Pregnancy and birth +27 other treatments covered	$180.41 per month	View details Compare	loading Fetching your data...
Silver Hospital 250 Excess Silver$250 excess	Lung and chest Back neck and spine Cataracts Joint replacements Blood Dental surgery Palliative care Pregnancy and birth +22 other treatments covered	$144.92 per month	View details Compare	loading Fetching your data...
Silver Hospital 750 Excess Silver$750 excess	Lung and chest Back neck and spine Cataracts Joint replacements Blood Dental surgery Palliative care Pregnancy and birth +22 other treatments covered	$119.93 per month	View details Compare	loading Fetching your data...
Silver Plus Hospital 500 Excess Silver Plus$500 excess	Lung and chest Back neck and spine Cataracts Joint replacements Blood Dental surgery Palliative care Pregnancy and birth +27 other treatments covered	$191.99 per month	View details Compare	loading Fetching your data...
Silver Plus Hospital 250 Excess Silver Plus$250 excess	Lung and chest Back neck and spine Cataracts Joint replacements Blood Dental surgery Palliative care Pregnancy and birth +27 other treatments covered	$206.78 per month	View details Compare	loading Fetching your data...

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Hospital Coverage

Bronze Hospital. From around $93.43 per month.
Bronze Plus Hospital. From around $97.79 per month.
Silver Hospital. From around $124.82 per month.
Silver Plus Hospital. From around $183.47 per month.

Quotes are based on a single individual with less than $97,000 income, $500 excess and living in Sydney.

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Extras coverage

Latrobe Health Services offers seven different extras policies you can purchase as a standalone policy:

- Basic Extras. This is a basic policy that covers general dental, major dental, a few therapies and pharmacy. It offers mainly set limits, meaning you'll get a rebate equal to a specific amount rather than a percentage of the overall cost, regardless of how much the service costs. These limits are quite small e.g $500 for dental and $250 chiro, physio and podiatry.
- Core Families Extras. This covers general dental, optical, exercise physiology, antenatal and postnatal classes, acupuncture, myotherapy, osteopathy, psychology, chiropractic and massage (with a registered provider).
- Core Essential Extras. This is similar to Core Families but comes with a dietician and doesn't cover speech therapies, antenatal and postnatal classes or air compressor pumps.
- Core Complete Extras. This covers quite a lot, including general dental, major dental, orthodontics, a range of therapies, pharmacy, dietician, acupuncture, optical, visiting nurses, health screenings and more.
- Premier Family Extras. Top extras cover tailored to families meaning you get antenatal and postnatal classes, pregnancy compression garments as well as important services like dental and optical.
- Premier Singles and Couples. Comprehensive extras cover but excludes pregnancy and family related services so you're not paying for something you don't need.

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Combined coverage

Latrobe offers a Healthy Start Hospital Package which includes extras cover services such as general dental, optical and chiro. You can combine other Latrobe hospital and extras insurance policies to suit your needs.

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Ambulance coverage

All Latrobe hospital and extras insurance policies include cover for unlimited emergency ambulance transport unless you live in Queensland or Tasmania, where this service is free.

Latrobe Health Insurance Review

Latrobe Health Services are a not-for-profit that have a strong track record of lower premium increases than average.

Pros

Cons

What types of health insurance does Latrobe offer?

Latrobe health insurance: Our verdict