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Latrobe Health Services are part of a network of Members Own Health Funds that focus on giving good prices and choices to their members. With several hospital cover options and nine different extras policies, you can find benefits to suit your needs.
Latrobe Health Services were founded in 1951 to provide quality health care to their members. As a Members Own Health Fund, Latrobe is part of a network of nineteen health insurers providing member-focused benefits to over 2.5 million Australians.
Latrobe is a not-for-profit organisation, and by taking out cover with them you'll enjoy a reduced Medicare Levy Surcharge as well as government rebates on your private health insurance premiums.
Latrobe Health Services offers seven different extras policies you can purchase as a standalone policy:
Almost all the hospital cover options offered by Latrobe Health Services fall into the Gold tier of health insurance, indicating that they consider it to be as good a cover as you can obtain. The cover they offer is standard, the equal of other Gold-tier policies available. Their two non-Gold hospital options are the equivalent of Basic-tier policies elsewhere, with restricted benefits provided for most treatments.
The extras cover provided by Latrobe Health Services spans three basic tiers, offering variable levels of cover depending on what an individual might want. The three tiers give decent flexibility for what's on offer, though some extras are only available in conjunction with a hospital cover policy.
Besides the benefits of your health insurance, you receive the following for signing up with Latrobe Health Services:
There are two ways to claim on your extras. You can either:
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Hi there. We are members of Latrobe health top hospital cover with co payment. We wish to know is laser treatment eye surgery covered by Latrobe health. We have been members for several years.
Also can you pleas tell me when our government surcharge is due to drop off as currently because we were both over 30 when we joined we pay an extra 2% per year extra.
Thank you,
Trish
Hi Trish,
Thank you for your inquiry.
You have contacted finder.com.au and not actually Latrobe Health Insurance, finder.com.au is a comparison and information service and don’t represent any insurance brand listed on our website.
Latrobe Health Insurance is not currently one of the brands in our panel of health funds so you will need to contact them directly. However, they do provide cover for major eye surgery under all hospital products.
As for your LHC surcharge, that will remain in effect until you’ve held cover for 10 consecutive years.
Cheers,
Zubair