HCi Health Insurance Review

HCi delivers solid health cover without the confusion. Compare policy options and join today.

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HCi

Our verdict

Pros

  • 9 cover choices, providing great flexibility for customers seeking personalised cover.
  • Range of additional benefits to support the wellbeing of eligible members, including mental health coaching, exercise physiology and cancer support.
  • Gap cover available, minimising out of pocket expenses for members.

Cons

  • Any extra services beyond your hospital treatment plan will not be covered.

What types of health insurance does HCi offer?

HCi has 9 health insurance policy options available. Customers also have the flexibility to combine policy to tailor their cover. It’s recommended to compare a wide range of health funds to ensure you find the right option for your needs.

6 of 6 results
Treatments Price
HCi logo
  • Lung and chest
  • Back neck and spine
  • Cataracts
  • Joint replacements
$66.71
per week
View details
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HCi logo
Silver Plus Advantage 750
Silver$750 excess
  • Lung and chest
  • Back neck and spine
  • Cataracts
  • Joint replacements
$39.71
per week
View details
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HCi logo
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
  • Eye excluding cataracts
  • Pain management
  • Gynaecology
  • Lung and chest
$19.02
per week
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HCi logo
  • Joint reconstructions
  • Ear nose and throat
  • Blood
  • Back neck and spine
$44.02
per week
View details
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HCi logo
  • Lung and chest
  • Back neck and spine
  • Cataracts
  • Joint replacements
$37.07
per week
View details
Compare product selection
HCi logo
  • Joint reconstructions
  • Ear nose and throat
  • Blood
  • Back neck and spine
$24.46
per week
View details
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Showing 6 of 6 results
10 of 16 results
Treatments Price
HCi logo
Hospital
Extras
$58.69
per week
View details
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HCi logo
Hospital
Extras
$47.86
per week
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HCi logo
Hospital
Extras
$69.44
per week
View details
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HCi logo
Hospital
Extras
$32.61
per week
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HCi logo
Hospital
Extras
$40.06
per week
View details
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HCi logo
Hospital
Extras
$66.79
per week
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HCi logo
Hospital
Extras
$55.31
per week
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HCi logo
Hospital
Extras
$45.22
per week
View details
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HCi logo
Hospital
Extras
$72.11
per week
View details
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HCi logo
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
$34.62
per week
View details
Compare product selection
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Showing 10 of 16 results

Are there any additional benefits of being a HCi member?

As HCi is a not for profit health fund, there are stacks of additional health programs for eligible members, including:

  • Mental health coaching. Access HCi’s mental health coaching program at no additional cost and receive support with understanding and managing your mental health concerns.
  • Exercise physiology program. Take advantage of a personalised hip, knee or spine strengthening program with qualified exercise physiotherapists.
  • Cancer support & recovery. Feel supported and heard by qualified nurses and health professionals as you and your loved ones navigate a cancer diagnosis.
  • Weightloss programs. Take the first step to a happier, healthier you by taking advantage of HCi’s weight loss program. You’ll learn healthier habits, improve energy levels and better manage any chronic conditions you may be experiencing.

How to make a claim with HCi

For added convenience, HCi has multiple claiming methods. For instance, customers can use the OMS, HCi’s member portal. Once you have logged in, all you need to do is take a photo of your receipt/invoice and upload it to the platform. You can then expect your claim to be processed within 3 days.

To claim an extra benefit on the spot, customers can opt for the insurer’s electronic claiming system by swiping their HCi membership card at the EFTPOS terminal. Depending on your level of cover and benefits, the payment will be processed immediately. If applicable, you will then need to pay “the gap’.

How do I become a member?

If you would like to join HCi you can do so quickly and easily online. You will need to provide the following details when filling out an online intent to join or membership application form:

  • The details of everyone who will be covered.
  • Your bank account or credit card details.
  • Information concerning your previous health fund (if applicable).

Then HCi will take care of the rest.

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Further information about this health fund

Sources

Ceyda Erem's headshot
Written by

Senior writer

Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University. See full bio

Ceyda's expertise
Ceyda has written 93 Finder guides across topics including:
  • Insurance

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