RT Health insurance: Our verdict
RT is good if:
- You want a not-for-profit health fund, which means any money it makes goes back towards its members. Most health funds in Australia are for profit.
- You live near a hospital that has an agreement with RT Health.
RT is not great if:
- You don't live near a hospital that has an agreement with RT Health.
- You're in Victoria, South Australia, Western Australia or the Northern Territory, ambulance cover is limited to $5,000 per person per year.
Review by our insurance and innovations editor Gary Rose Hunter