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Health Insurance WA | Cover for Western Australia Residents

Do you live in Western Australia? Compare health funds in WA and get covered today.

While Medicare covers many important medical expenses for all Australians, it only offers limited cover that is far from comprehensive. That’s why the Australian Government recommends that all Australians take out private health insurance, and it has introduced a number of initiatives to encourage people to take out cover.

Private health insurance is split into three types:

  • Hospital. Hospital covers such expenses as hospital accommodation and theatre fees. It also gives you the option of choosing your doctor and hospital.
  • Extras. Extras covers the cost of a range of general treatments not covered by Medicare, including optical, dental and physiotherapy.
  • Ambulance. Ambulance covers the cost of emergency ambulance transportation.

Compare your options and find the right cover today

Who are the largest funds in WA?

The pie chart below displays who the health fund market share leaders are in Western Australia, along with top performers in the other states and territories. You can also see who the top six health funds are nationally.

How does the cost of health insurance in WA compare?

Extras premiums in Western Australia are more expensive than in any other Australian state or territory, with the average annual premium for family extras cover costing $1,898.60. Hospital cover for a family attracts an average annual premium of $4,112.85.

If you want to purchase a package policy that combines both hospital and extras cover, the average annual premium for a family is $6,145.54. This is cheaper than in Victoria or Queensland, where annual premiums respectively cost $6,653.41 and $6,378.54.

In order to find a policy that offers the cover you need and also provides value for money, compare a range of health funds and shop around for the right deal.

How much does an ambulance cost in Western Australia?

The way you pay for ambulance costs in Western Australia varies depending on where you are when you require ambulance transportation. In the Perth metropolitan area, you’ll need to take out ambulance cover from a private health fund to cover your emergency ambulance costs. In regional areas of the state, ambulance services are offered by the St John Ambulance Service of Australia. Costs for an ambulance in the metro areas are as follows:

ServiceCost
Life threatening: 
  • $932
Urgent:  
  • $932
 Non-urgent:
  • $500
 Patient Transfer Vehicle: 
  • $458

Aged pensioners in Western Australia can take advantage of ambulance services free of charge, while senior citizens aged 65 years and over only have to pay half the cost of normal ambulance expenses.

Compare your health insurance WA options with the help of an adviser

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