Do you live in Western Australia? Compare health funds in WA and get covered today.
While Medicare covers many important medical expenses for all Australians, it only offers limited cover that is far from comprehensive. That’s why the Australian Government recommends that all Australians take out private health insurance, and it has introduced a number of initiatives to encourage people to take out cover.
Private health insurance is split into three types:
- Hospital. Hospital covers such expenses as hospital accommodation and theatre fees. It also gives you the option of choosing your doctor and hospital.
- Extras. Extras covers the cost of a range of general treatments not covered by Medicare, including optical, dental and physiotherapy.
- Ambulance. Ambulance covers the cost of emergency ambulance transportation.
Compare your options and find the right cover today
Who are the largest funds in WA?
The pie chart below displays who the health fund market share leaders are in Western Australia, along with top performers in the other states and territories. You can also see who the top six health funds are nationally.
How does the cost of health insurance in WA compare?
Extras premiums in Western Australia are more expensive than in any other Australian state or territory, with the average annual premium for family extras cover costing $1,898.60. Hospital cover for a family attracts an average annual premium of $4,112.85.
If you want to purchase a package policy that combines both hospital and extras cover, the average annual premium for a family is $6,145.54. This is cheaper than in Victoria or Queensland, where annual premiums respectively cost $6,653.41 and $6,378.54.
In order to find a policy that offers the cover you need and also provides value for money, compare a range of health funds and shop around for the right deal.
How much does an ambulance cost in Western Australia?
The way you pay for ambulance costs in Western Australia varies depending on where you are when you require ambulance transportation. In the Perth metropolitan area, you’ll need to take out ambulance cover from a private health fund to cover your emergency ambulance costs. In regional areas of the state, ambulance services are offered by the St John Ambulance Service of Australia. Costs for an ambulance in the metro areas are as follows:
| Service | Cost |
|---|
| Life threatening: | |
| Urgent: | |
| Non-urgent: | |
| Patient Transfer Vehicle: | |
Aged pensioners in Western Australia can take advantage of ambulance services free of charge, while senior citizens aged 65 years and over only have to pay half the cost of normal ambulance expenses.
Which health funds are available in Western Australia?
| Health fund | Who can get health insurance with these funds? | Find out more |
|---|
 | - Open. Any Australian citizen or permanent resident is eligible to join. OVHC is available for those temporarily visiting or working in Australia.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join.
| More info |
 | | More info |
| Australian Unity | | More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join. OVHC is available for those temporarily visiting or working in Australia.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join. OVHC and OSHC are available for those temporarily studying, visiting or working in Australia.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join.
| More info |
| Bupa | - Open. Any Australian citizen or permanent resident is eligible to join. OVHC and OSHC are available for those temporarily studying, visiting or working in Australia.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join. OVHC is available for those temporarily visiting or working in Australia.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join.
| More info |
| GU Health | - Open. Any Australian citizen or permanent resident is eligible to join. OVHC is available for those temporarily visiting or working in Australia.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join. OVHC is available for those temporarily visiting or working in Australia.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join. OVHC and OSHC are available for those temporarily studying, visiting or working in Australia.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join. OSHC is available for those temporarily studying in Australia although it is only extras, not hospital cover.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join.
| More info |
 | - Open. Any Australian citizen or permanent resident is eligible to join.
| More info |
| - Restricted. Open to members of the Seventh-day Adventist Church and present and past employees of affiliated companies, along with the partners/spouses, dependents, siblings, parents and grandchildren of those mentioned previously.
| More info |
 | - Restricted. Open to employees, contractors and franchisees of Commonwealth Bank of Australia Group as well as their partners and family members, including dependent and non-dependent children, siblings, parents and grandchildren.
| More info |
 | - Restricted. Open to reservists and past members* of the Australian Defence Force, employees of the Department of Defence and Defence suppliers. Extended family as well as the ex-partner/spouse of those previously mentioned are also eligible to join.
| More info |
 | - Restricted. Open to current and former members, reservists and cadets of the ADF, employees of the DoD, Defence suppliers and more. Extended family as well as the ex-partner/spouse of those previously mentioned are also eligible to join.
| More info |
 | - Restricted. Open to registered Medical Practitioners and Health Practitioners (in an eligible category), their employees, extended family and much more. The eligibility criteria for this fund is wide and you can view the full list via the More Info button.
| More info |
 | - Restricted. Open to current or former (if retired or resigned after 1 Jan 2001) employees of state, territory and federal police departments/police unions including their partners/spouses, dependants and adult children plus their immediate family.
| More info |
 | - Restricted. Open to current or former employees of Government or privately owned transport (air, sea, land) and energy generation/delivery entities, as well as those involved in administering them. Extended family of eligible members can also join.
| More info |
 | - Restricted. Open to current or former employees of the Reserve Bank of Australia and Note Printing Australia, as well as their current or ex-partner or spouse and their dependant or adult children.
| More info |
 | - Restricted. Open to current or former members and administrative staff of approved education unions and organisations, along with their extended family. Use the More Info button to the right to view the eligible unions and organisations.
| More info |
 | - Restricted. Open to current or former union members of any industry along with their current or ex partner/spouse, dependent children, adult children (plus their partner), siblings (plus their partners and dependent children), parents and grandchildren.
| More info |
Compare your health insurance WA options with the help of an adviser
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