The Finder Score ranks every health policy in our database on value for money. We updated this monthly with data provided by Ombudsman.
We consider the 38 hospital treatment categories, plus the covered extras categories and the total extras benefit. We also use the average price for each product. Here's the breakdown of factors we consider.
Why compare health insurance with Finder?
We don't ask for your phone or email to see prices.
With 1 click, you can open your results to nearly every fund in Australia.
You pay the same price as going direct – we charge no fees.
WA hospital premiums are a fair bit lower than the national average. Premiums are standardised by state though, so you'll pay the same whether you live in Perth, Pemberton or Port Hedland. The table below lists the average monthly premiums for hospital policies from each of the 4 coverage tiers with a $750 excess. The prices are for a single person earning less than $93,000 a year living in Perth. The numbers are updated monthly.
| Basic | Bronze | Silver | Gold | |
|---|---|---|---|---|
| WA | $69.29 | $83.7 | $128.78 | $186.3 |
| Australia | $84.13 | $98.84 | $147.89 | $218.78 |
54.4% of West Australians have hospital cover, while 69.1% have extras cover. That makes WA residents the most covered in the country, by a pretty decent margin. See the table below for more details. These numbers come from APRA's quarterly health insurance statistics in August 2023.
| Hospital Cover | Extras cover | |
|---|---|---|
| WA | 54.4% | 69.1% |
| Australia | 45.1% | 55.0% |
Finder is giving away a $200 Mastercard gift card to one Finder member who writes a review that is verified and published on productreview.com.au between 27 November 2023 and 01 January 2024.
Finder is giving away a $200 Mastercard gift card to one Finder member who writes a review on reviews.io during the month of November.
Finder is giving away a $250.00 Mastercard Gift Card on the first Monday of each month to one lucky member who checked their credit score in the prior month.
With the pandemic leaving many watching their money, Finder reveals the top 10 ways consumers are saving money this Christmas.
Find out how you can get on the waitlist for the Finder app.
Guide to finding health insurance for those living in Tasmania.
If you’re looking for private health insurance in Victoria, compare the most popular health funds in your state and how much it costs to take out cover.
Keep on top of rising energy bills. Compare and switch to a cheaper provider within minutes.
