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NT Health Insurance

Health insurance in the Northern Territory is the cheapest in the country, on average. Extras cover starts from just $2 per week, hospital cover starts from just $9 per week.

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What you need to know

  • The largest health funds in the NT are Medibank (39.5%), Bupa (36.5%) and HCF (6.4%).
  • NT residents are around 5% less likely to have hospital cover than the average Aussie.
  • The cost of singles health cover is much lower in the Northern Territory than any other state or territory.

Compare NT health insurance

If you're ready to compare health insurance, this tool compares 30+ providers for free. Make sure you use a Northern Territory post code for local prices (which are much lower than in other states).

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What does health insurance cover in the Northern Territory?


Hospital only

Hospital cover helps pay for treatment in a NT private hospital.

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Extras only

Extras helps pay for treatment outside of hospitals, such as optical, dental and physio.

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Combined hospital and extras cover helps pay for both hospital treatment and the cost of extras.

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The price of health insurance in the Northern Territory

In the NT, you'll pay significantly less than than you would in any other state, by a significant margin. Health insurance in Australia is regulated heavily, so policies have standard prices across the country. That said, policy prices do vary somewhat by state, thanks to differing costs of private healthcare, as well as varying levels of taxes and duties.

We compared over 12,000 different price points for singles cover, and the NT had an average monthly premium of just $96.69 (before rebates). That's much lower than the national average of $128.08, and lower than every state. If finding a really cheap policy your main priority, read our guide to cheap health insurance.

StateAverage premium

*Prices are an average of over 12,000 price points in each state for singles hospital insurance and combined policies, with no rebates or discounts applied. Not all policies on the market were compared.

NT health insurance statistics

The table below features some of the most interesting statistics about health insurance in the Northern Territory. The numbers come from APRA's 2020 health insurance data.

People with hospital cover (#)96,00011,336,000
People with hospital cover (%)39.0%44.1%
Annual change in coverage (%)0.7%0.9%

The largest health funds in the NT

The table below lists the 10 largest health funds in the Northern Territory by market share. These numbers come from the Commonwealth Ombudsman 2020 State of the Health Funds Report. A high market share doesn't directly equate to quality, but it may be something to consider if you appreciate the support of a popular fund.

Health fundMarket share in the NT
Defence Health*3.80%
Teachers Health*0.90%
Navy Health*0.50%

*Restricted fund

Frequently asked questions

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