What you need to know
- 46.6% of people in NSW have hospital cover. 57.5% have extras cover.
- NSW residents are more likely to have hospital cover than the average Aussie.
- The price of health insurance in NSW is almost exactly the national average.
The Finder Score ranks every health policy in our database on value for money. We updated this monthly with data provided by Ombudsman.
We consider the 38 hospital treatment categories, plus the covered extras categories and the total extras benefit. We also use the average price for each product. Here's the breakdown of factors we consider.
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NSW hospital premiums are almost exactly the national average. NSW makes up a big chunk of the national population though, so that's not too surprising. Premiums are standardised by state, so you'll pay the same whether you live in Bondi, Bowral or Broken Hill. The table below lists the average monthly premiums for hospital policies from each of the 4 coverage tiers with a $750 excess. The prices are for a single person earning less than $93,000 a year living in Sydney. The numbers are updated monthly.
46.6% of NSW residents have hospital cover, while 57.5% have extras cover. That's a little higher than the national average. See the table below for more details. These numbers come from APRA's quarterly health insurance statistics in August 2023.
|Hospital Cover||Extras cover|
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