ahm received the following awards in the 2024 Product Awards, 2023 Customer Satisfcation Awards and the 2023 Innovation Awards:
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ahm is owned by Medibank, Australia's biggest health insurer. It's an uncomplicated, digital-first service that consistently offers some of the cheapest health insurance policies in Australia.
ahm is good if:
ahm is not great if:
ahm is one of the cheapest insurers on the market for basic and mid-level hospital options. These cover treatments such as ear, nose and throat, joint reconstructions, chemotherapy and diabetes management. If you're older and have some health issues, such as cataracts or need a joint replacement, there are cheaper top-tier gold policies though. The same is true if you're looking for pregnancy cover (ahm's owners, Medibank offer a much more comprehensive option). As for its extras cover, its no waiting period option has literally saved me hundreds of dollars several times on dental, physio and optical.
Gary Ross Hunter
Insurance and innovations editor
ahm has lots of policies so our health insurance experts have selected 3 they feel represent good value, which you can see at the top of this page. We selected them based for the following reasons:
As part of Finder's customer satisfaction awards, we asked 290 Australians for their honest opinion about their health insurer and if they would recommend them to a friend. ahm received an overall score of 4.3/5.
We looked at the 2022 Ombudsman health insurance complaints. Because ahm is owned by Medibank, they're grouped together. Here's how they stacked up:
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