Loans Comparison

Use Loan Finder™ to unlock your financial potential – here’s how to choose the right one.

Unsecured Loans

Unsecured personal loans are flexible solutions to your credit needs. Whatever next step you’re looking to take with your finances, an unsecured loan is an option to consider. Compare rates, fees and features with and find the right unsecured loan for you.
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Vehicle Financing

If you need a little help buying your first, or next, vehicle, compare your options and make sure you’re getting the best financing. Car loans, secured loans, motorcycle loans and caravan loans – there are credit options to meet every need.
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Alternative Finance Solutions

It’s not “one size fits all” when it comes to loans. If you’re self-employed, have bad credit or need money quicker than most lenders can review your application, there are options available for you.
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Personal Loan Guides

Finance can be a tricky topic to navigate, and when it comes to your own money, it’s not something you want to get wrong. Read through our guides to get a better understanding of the loans you’re applying for, or even to find out the best low rate personal loan option for you. Want to know how much you’ll be paying each month, or even which loan will cost you less in repayments? Try our personal loan calculators.
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Other forms of credit you can compare

Loans for your wedding

A wedding loan is an innovative type of loan that allows you to fund different aspects of your wedding. Weddings can cost in upwards of $50,000, so having a personal loan to help finance some or all of your special day can come in handy. These type of loans usually come in the form of an unsecured personal loan or line of credit.

How to use a boat loan

If you’re looking to purchase a boat you can secure financing through a boat loan. These loans work similarly to car loans in that you can choose to attach your newly-purchased boat as a guarantee to enjoy lower rates, or you can take out an unsecured personal loan so its less of a risk on your part.
Loans for cosmetic surgery

Cosmetic surgery is becoming more commonplace these days, but it is still an expensive endeavour for the majority of people. Cosmetic surgery loans are usually unsecured personal loans or specially-designed loans from medical lenders. You can use the loan amount to finance the surgery, plane tickets to and from your hospital destination, or to help tide you over while you are in recovery.

Pay for your next holiday away

Holiday loans are another financing option you have available to you. If you find your savings insufficient to fund your next holiday, you can look at a holiday loan to purchase your ticket, book your hotel, or even just have some extra spending money. Holiday loans are available as fixed or variable rate loans, with some offering repayment terms of up to seven years.

Get a loan for a jetski

If you’ve ever dreamed of getting a jet ski, you probably weren’t dreaming about the price tag. Jet skis can cost anywhere between $10,000 and $15,000, so some people choose to take out a jet ski loan to help them make their purchase. Jet ski loans are, again, similar to car loans and can be in secured or unsecured, fixed or variable, all depending on your preferences and needs.

What is dealer finance?

This is a type of loan that is offered directly through the car dealership where you purchase your vehicle. You may find the interest on these loans to be higher or lower than other personal or car loans depending on the residual balloon payment you’ll be paying at the end of the term.

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ANZ Variable Rate Personal Loan

A variable rate loan that lets you make and redraw additional repayments.

Latitude Personal Loan (Secured)

Can be used for whatever purpose: renovating, buying a car, booking a holiday. Funds can be in your account in as little as 24 hours.

NOW FINANCE Personal Loans

Get rewarded with a low interest rate for your good credit history.

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24 Responses to Loans – Compare Personal, Payday and Car Loans

  1. Default Gravatar
    Stacy | December 15, 2016

    I need a loan for about $100,000 I make 25,000 a month I bought a new car because my friend totaled my other one instead of waiting for A loan to be approved first my mother-in-law paid cash for it now I need to pay her back. How do I go about getting a loan like this

    • Staff
      Anndy | December 15, 2016

      Hi Stacy,

      Thanks for your question.

      If you are looking to apply for a personal loan, you can compare your options on this page. Please do note that most loans have a maximum limit of less than $100,000.

      You can use the loan calculator on the page to see which loan product can give you low monthly repayments. To check the requirements and eligibility criteria to apply for a particular loan, just click on its name so you’ll be redirected to its review page.


  2. Default Gravatar
    ram | September 23, 2016

    I have existing personal loan, I need to borrow another 10k what will I do?

    • Staff
      Elizabeth | September 23, 2016

      Hi Ram,

      You have the option of getting in contact with your current lender and asking for a “loan top-up”. Keep in mind this involves applying for another loan and repaying your existing loan with the approved funds. You can also apply for an unsecured loan with another lender and consolidating your debt into one account.

      I hope this helps,


  3. Default Gravatar
    | July 25, 2016

    I’m working withCommunity Home Support Program involving age care and I want to get myself a car. I earn over $1300 and have a permanent position. Can you help me

    • Staff
      Elizabeth | July 29, 2016

      Hi Relma,

      I can’t recommend a specific lender as it depends more on your specific financial situation (your assets, debts, credit history, etc.). You can compare your car loan options on this page, and if you want to find out some more information on any lenders you can click through to the review pages by selecting the name of the lender. If you find a lender you want to apply with you can click “Go to Site” to submit your application.

      I hope this helps,


  4. Default Gravatar
    Judy | June 29, 2016

    Hi there. I am a working Singaporean looking to acquire a farm worth AUD899K in Manjimup, Perth. I have a residence in Singapore. Need a business loan to finance the purchase. Can you help me?

    • Staff
      Elizabeth | June 30, 2016

      Hi Judy,

      You can compare your business loan options, and find out more about business finance, on this page.

      I hope this helps,


  5. Default Gravatar
    amar | February 8, 2016

    how to get home loan based on salary

    • Staff
      Belinda | February 11, 2016

      Hi Amar,

      Thanks for reaching out.

      If you’d like to estimate how much you can afford to borrow based on your income, you can use our borrowing power calculator.

      It’s also advised that you speak to a mortgage broker to discuss your borrowing capacity and your ability to qualify for a home loan based on your earning potential as well as your assets, credit history, and any existing debts that you have, among other factors.


  6. Default Gravatar
    Garry | November 28, 2015

    I would like to know what the difference between a unsecured personal loan and a secured personal loan

    • Staff
      Elizabeth | November 30, 2015

      Hi Garry,

      We’ve written a guide on this that will give you a clear explanation – you can read it here.

      I hope it will help.



  7. Default Gravatar
    tammy | November 25, 2015

    i need a personal loan and i have bad credit i dont want to go with the payday loans as the interest rate is unbelievable high
    can you tell me were i could get a personal loan from my partner and i will be applying together he works full-time and im on newstart thankyou
    tammy beattie

    • Staff
      Matt | November 26, 2015

      Hi Tammy,

      Thanks for getting in touch. You can compare a range of lenders who offer secured personal loans for bad credit. These lenders will require you to put up some form of asset as collateral on your loan amount.

      If you applying for a joint account, there are other criteria you’ll need to meet.


  8. Default Gravatar
    lhito | September 29, 2015

    I cannot able to see the status of my old personal loan.
    I need your assistance about this? thanks

    • Staff
      Elizabeth | September 30, 2015

      Hi ihito_sulit,

      Thanks for your question.

      You’ll need to get in touch with the lender you applied with in order to see the status of your loan. As a financial comparison site we cannot see any personal details of your accounts.

      Sorry I couldn’t be of more assistance.



  9. Default Gravatar
    de | September 6, 2015

    i have a personal loan of 20,000 unsecured with CBA, am I able to do a balance transfer to a credit card, with either a low rate, or interest fee period for balance transfers?

    • Staff
      Elizabeth | September 7, 2015

      Hi de,

      Thanks for your question.

      You can compare balance transfer credit cards where you’re able to balance transfer a personal loan debt to the card on this page.

      I hope this has helped.



  10. Default Gravatar
    mandylee | August 18, 2015

    Im currently not working im looking for a personal loan im not receiving child support im renting with one dependent shes 6 im staring to get behind in bills my car well basically got told to start looking for another im desperate and need to find out who will actually give me a personal loan while im not working atm and have one debt rather than owe money here and there help me please

    • Staff
      Elizabeth | August 18, 2015

      Hi Mandylee,

      Thanks for your question and sorry to hear about your situation.

      We have a guide on borrowing while you’re unemployed that you might want to take a look at, but you might want to consider the community financial assistance programs and alternative loan options listed in this guide first before applying for any loans. These are low and no interest loan schemes that are available to people receiving Centrelink or on low incomes. You might also benefit from calling the free financial advice line on 1800 007 007 who can offer you some personal advice for your situation.

      I hope this information will be of use.



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