Loans Comparison

Use Loan Finder™ to unlock your financial potential – here’s how to choose the right one.

Unsecured Loans

Unsecured personal loans are flexible solutions to your credit needs. Whatever next step you’re looking to take with your finances, an unsecured loan is an option to consider. Compare rates, fees and features with and find the right unsecured loan for you.
Back to top

Vehicle Financing

If you need a little help buying your first, or next, vehicle, compare your options and make sure you’re getting the best financing. Car loans, secured loans, motorcycle loans and caravan loans – there are credit options to meet every need.
Back to top

Alternative Finance Solutions

It’s not “one size fits all” when it comes to loans. If you’re self-employed, have bad credit or need money quicker than most lenders can review your application, there are options available for you.
Back to top

Personal Loan Guides

Finance can be a tricky topic to navigate, and when it comes to your own money, it’s not something you want to get wrong. Read through our guides to get a better understanding of the loans you’re applying for, or even to find out the best low rate personal loan option for you. Want to know how much you’ll be paying each month, or even which loan will cost you less in repayments? Try our personal loan calculators.
Back to top

Other forms of credit you can compare

Loans for your wedding

A wedding loan is an innovative type of loan that allows you to fund different aspects of your wedding. Weddings can cost in upwards of $50,000, so having a personal loan to help finance some or all of your special day can come in handy. These type of loans usually come in the form of an unsecured personal loan or line of credit.

How to use a boat loan

If you’re looking to purchase a boat you can secure financing through a boat loan. These loans work similarly to car loans in that you can choose to attach your newly-purchased boat as a guarantee to enjoy lower rates, or you can take out an unsecured personal loan so its less of a risk on your part.

Loans for cosmetic surgery

Cosmetic surgery is becoming more commonplace these days, but it is still an expensive endeavour for the majority of people. Cosmetic surgery loans are usually unsecured personal loans or specially-designed loans from medical lenders. You can use the loan amount to finance the surgery, plane tickets to and from your hospital destination, or to help tide you over while you are in recovery.

Pay for your next holiday away

Holiday loans are another financing option you have available to you. If you find your savings insufficient to fund your next holiday, you can look at a holiday loan to purchase your ticket, book your hotel, or even just have some extra spending money. Holiday loans are available as fixed or variable rate loans, with some offering repayment terms of up to seven years.

Get a loan for a jetski

If you’ve ever dreamed of getting a jet ski, you probably weren’t dreaming about the price tag. Jet skis can cost anywhere between $10,000 and $15,000, so some people choose to take out a jet ski loan to help them make their purchase. Jet ski loans are, again, similar to car loans and can be in secured or unsecured, fixed or variable, all depending on your preferences and needs.

What is dealer finance?

This is a type of loan that is offered directly through the car dealership where you purchase your vehicle. You may find the interest on these loans to be higher or lower than other personal or car loans depending on the residual balloon payment you’ll be paying at the end of the term.

Back to top

Personal Loan Offers

Important Information*
NAB Personal Loan Unsecured Fixed

An unsecured personal loan with a competitive fixed rate that you can make additional repayments to without penalty.

SocietyOne Unsecured Personal Loan

Based on your risk profile, you will receive a tailored rate between 7.5% and 20.49% with a SocietyOne personal loan.

Westpac Unsecured Personal Loan

Borrow up to $50,000 for a term of up to 7 years with this unsecured loan.

Harmoney Unsecured Personal Loan

Interest rates are tailored to each applicant individually, and start from as low as 6.99% p.a. to 26.95% p.a.. based on your credit history.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.

26 Responses

  1. Default Gravatar
    StephanieJuly 6, 2017

    Hey, I have a couple defaults as I missed a payment and then it gets hard to catch up. I want to catch up, maybe debt consolidation is a possibility? Also, if I can get approved for a debt consolidation loan am I able to get a little loan on top of that to help me get on my two feet again with one easy payment.

    • Staff
      LiezlJuly 6, 2017Staff

      Hi Steph,

      Thanks for reaching out.

      Yes, debt consolidation might help you keep abreast with your loan payments but that will entirely depend on your financial situation. You may check this page and compare your debt consolidation loan options. As for getting a loan on top of the debt consolidation, that would entirely depend on the lender as to how much you can borrow. They will most likely base it on your ability to pay off the loan and your overall financial position.

      Moreover, our guide here will give you some idea on what steps to take to get of debt. You may also reach out to the associations listed on this page for free financial management advice.

      Just a friendly note, please make sure to check the lender’s eligibility criteria before you submit your application, as rejected loan applications can have a negative impact on your credit score.

      I hope this has helped.

      Kind regards,

  2. Default Gravatar
    StacyDecember 15, 2016

    I need a loan for about $100,000 I make 25,000 a month I bought a new car because my friend totaled my other one instead of waiting for A loan to be approved first my mother-in-law paid cash for it now I need to pay her back. How do I go about getting a loan like this

    • Staff
      LouDecember 15, 2016Staff

      Hi Stacy,

      Thanks for your question.

      If you are looking to apply for a personal loan, you can compare your options on this page. Please do note that most unsecured loans have a maximum limit of up to $50,000 while the secured loans may allow you to borrow more than $50K.

      You can use the loan calculator on the page to see which loan product can give you low monthly repayments. To check the requirements and eligibility criteria to apply for a particular loan, just click on its name so you’ll be redirected to its review page.


  3. Default Gravatar
    ramSeptember 23, 2016

    I have existing personal loan, I need to borrow another 10k what will I do?

    • Staff
      ElizabethSeptember 23, 2016Staff

      Hi Ram,

      You have the option of getting in contact with your current lender and asking for a “loan top-up”. Keep in mind this involves applying for another loan and repaying your existing loan with the approved funds. You can also apply for an unsecured loan with another lender and consolidating your debt into one account.

      I hope this helps,


  4. Default Gravatar
    July 25, 2016

    I’m working withCommunity Home Support Program involving age care and I want to get myself a car. I earn over $1300 and have a permanent position. Can you help me

    • Staff
      ElizabethJuly 29, 2016Staff

      Hi Relma,

      I can’t recommend a specific lender as it depends more on your specific financial situation (your assets, debts, credit history, etc.). You can compare your car loan options on this page, and if you want to find out some more information on any lenders you can click through to the review pages by selecting the name of the lender. If you find a lender you want to apply with you can click “Go to Site” to submit your application.

      I hope this helps,


  5. Default Gravatar
    JudyJune 29, 2016

    Hi there. I am a working Singaporean looking to acquire a farm worth AUD899K in Manjimup, Perth. I have a residence in Singapore. Need a business loan to finance the purchase. Can you help me?

    • Staff
      ElizabethJune 30, 2016Staff

      Hi Judy,

      You can compare your business loan options, and find out more about business finance, on this page.

      I hope this helps,


  6. Default Gravatar
    amarFebruary 8, 2016

    how to get home loan based on salary

    • Staff
      BelindaFebruary 11, 2016Staff

      Hi Amar,

      Thanks for reaching out.

      If you’d like to estimate how much you can afford to borrow based on your income, you can use our borrowing power calculator.

      It’s also advised that you speak to a mortgage broker to discuss your borrowing capacity and your ability to qualify for a home loan based on your earning potential as well as your assets, credit history, and any existing debts that you have, among other factors.


  7. Default Gravatar
    GarryNovember 28, 2015

    I would like to know what the difference between a unsecured personal loan and a secured personal loan

    • Staff
      ElizabethNovember 30, 2015Staff

      Hi Garry,

      We’ve written a guide on this that will give you a clear explanation – you can read it here.

      I hope it will help.



  8. Default Gravatar
    tammyNovember 25, 2015

    i need a personal loan and i have bad credit i dont want to go with the payday loans as the interest rate is unbelievable high
    can you tell me were i could get a personal loan from my partner and i will be applying together he works full-time and im on newstart thankyou
    tammy beattie

    • Staff
      MattNovember 26, 2015Staff

      Hi Tammy,

      Thanks for getting in touch. You can compare a range of lenders who offer secured personal loans for bad credit. These lenders will require you to put up some form of asset as collateral on your loan amount.

      If you applying for a joint account, there are other criteria you’ll need to meet.


  9. Default Gravatar
    lhitoSeptember 29, 2015

    I cannot able to see the status of my old personal loan.
    I need your assistance about this? thanks

    • Staff
      ElizabethSeptember 30, 2015Staff

      Hi ihito_sulit,

      Thanks for your question.

      You’ll need to get in touch with the lender you applied with in order to see the status of your loan. As a financial comparison site we cannot see any personal details of your accounts.

      Sorry I couldn’t be of more assistance.



  10. Default Gravatar
    deSeptember 6, 2015

    i have a personal loan of 20,000 unsecured with CBA, am I able to do a balance transfer to a credit card, with either a low rate, or interest fee period for balance transfers?

    • Staff
      ElizabethSeptember 7, 2015Staff

      Hi de,

      Thanks for your question.

      You can compare balance transfer credit cards where you’re able to balance transfer a personal loan debt to the card on this page.

      I hope this has helped.



Ask a question
Go to site