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Plenti Fixed Rate Personal Loan

Plenti Fixed Rate Personal Loan

From

6.49 % p.a.

fixed rate

From

6.84 % p.a.

comparison rate

  • Get a personalised comparison rate based on your credit score
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Plenti Fixed Rate Personal Loan

Plenti offers this unsecured personal loan with a fixed or variable rate. Receive a tailored interest rate from 6.49% p.a. based on your risk profile.

  • Interest rate from: 6.49% p.a.
  • Comparison rate: 6.84% p.a.
  • Interest rate type: Fixed
  • Application fee: From $149 to $599
  • Minimum loan amount: $2,001
  • Maximum loan amount: $45,000
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Compare a range of personal loans

Data indicated here is updated regularly
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Plenti Fixed Rate Personal Loan

From 6.49% (fixed)
6.84%
$2,001
3 to 5 years
From $149 to $599
$0
You'll receive a fixed rate between 6.49% p.a. and 11.99% p.a. based on your risk profile
A flexible loan with amounts from $2,001 and terms starting from 3 years. Interest and comparison rates calculated for a loan term of 5 years.
Harmoney Unsecured Personal Loan

From 6.99% (fixed)
7.79%
$2,000
3 to 5 years
$575 ($275 for loans of below $5,000)
$0
You'll receive a fixed rate between 6.99% p.a. and 25.69% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 year terms.
OurMoneyMarket Personal Loan

From 6.75% (fixed)
6.96%
$2,001
1 to 7 years
1.5–6% of your total loan amount
$0
You'll receive a fixed rate from 6.75% p.a. to 20.99% p.a. based on your risk profile
A personalised loan from $2,001 to $75,000 that varies based on your credit history and financial situation.
Alex Personal Loan

From 6.95% (fixed)
6.95%
$2,100
6 months to 5 years
$0 (waived $295)
$0
You'll receive a fixed interest rate from 6.95% p.a. to 19.99% p.a. based on your risk profile
Borrow between $2,100 and $30,000 from 6 months to 5 years. Benefit from no ongoing fees. Note: The establishment fee of $295 is waived for all applications until 31 October 2020. Terms & conditions apply.
SocietyOne Unsecured Personal Loan (2-3 years)

From 6.99% (fixed)
6.99%
$5,000
2 to 3 years
from 0% to 5% (capped at $995)
$0
You'll receive a fixed rate between 6.99% p.a. and 17.99% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
SocietyOne Unsecured Personal Loan (5 years)

From 7.99% (fixed)
7.99%
$5,000
5 years
from 0% to 5% (capped at $995)
$0
You'll receive a fixed rate between 7.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
Plenti Variable Rate Personal Loan

From 5.79% (variable)
6.78%
$2,001
1 to 3 years
From $149 to $599
$0
You'll receive a variable rate from 5.79% p.a and 11.99% p.a. based on your risk profile
A flexible loan with amounts from $2,001 and terms starting from 12 months. Benefit from transparent costs and a rate estimate before you apply.
NAB Personal Loan Unsecured Fixed

From 9.99% (fixed)
10.88%
$5,000
1 to 7 years
$150
$10
You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.
Symple Loans Personal Loan

From 5.75% (variable)
6.47%
$5,000
1 to 7 years
from 0% to 5% of the loan amount
$10
You'll receive a personalised interest rate from 5.75% p.a. to 21.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
Wisr Personal Loan

From 7.95% (fixed)
8.78%
$5,000
3 to 5 years
$595 (Establishment Fee)
$0
You'll receive a fixed rate between 7.95% p.a. and 19.45% p.a. based on your risk profile
A loan from $5,000 that charges no fees for extra or early repayments. Keep in mind security is required in some cases.
Heritage Bank Fixed Personal Loan
7.99% (fixed)
8.62%
$5,000
1 to 5 years
$200
$5
Choose a fixed rate loan and receive a comparison rate of 8.62% p.a.
Fixed rate loans are available up to $100,000 on terms from 1 to 5 years.
CUA Unsecured Fixed Rate Personal Loan
9.89% (fixed)
10.14%
$5,000
1 to 7 years
$175
$0
You'll receive a fixed rate of 9.89% p.a.
An unsecured loan from $5,000 with flexible repayments and no monthly fee.
NAB Personal Loan Unsecured Variable Rate

From 9.99% (variable)
10.88%
$5,000
1 to 7 years
$150
$10
You'll receive a variable rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes. Benefit from fee-free additional repayments and a redraw facility. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.
CUA Unsecured Variable Personal Loan
11.89% (variable)
12.15%
$5,000
1 to 7 years
$175
$0
You'll receive a variable rate of 11.89% p.a.
Borrow from $5,000 with the option for flexible repayments and no monthly fees.
MoneyMe Personal Loans

From 8.99% (fixed)
10.68%
$3,001
2 to 5 years
5 - 8% of the principal borrowed, capped at $1,200
$0
You'll receive an interest rate between 8.99% p.a. and 29.99% p.a. based on your risk profile
A flexible personal loan from MoneyMe with access to cash when you need it.
Heritage Bank Standard Variable Personal Loan
11.99% (variable)
12.61%
$5,000
1 to 10 years
$200
$5
Choose a variable rate loan and receive a 12.61% p.a. comparison rate
Variable rate loans are available from $5,000 - $100,000 on terms of 1 to 10 years.
Latitude Personal Loan (Unsecured)

From 7.99% (fixed)
9.24%
$3,000
1 to 7 years
$250 (Loans under $5000 - $140)
$13
You'll receive a fixed rate between 7.99% p.a. and 19.99% p.a. based on your risk profile
Apply for what you need from $3,000 and use it for a range of purposes. Repay weekly, fortnightly or monthly.
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Loans for your wedding

A wedding loan is an innovative type of loan that allows you to fund different aspects of your wedding. Weddings can cost in upwards of $50,000, so having a personal loan to help finance some or all of your special day can come in handy. These type of loans usually come in the form of an unsecured personal loan or line of credit.

How to use a boat loan

If you’re looking to purchase a boat you can secure financing through a boat loan. These loans work similarly to car loans in that you can choose to attach your newly-purchased boat as a guarantee to enjoy lower rates, or you can take out an unsecured personal loan so its less of a risk on your part.

Loans for cosmetic surgery

Cosmetic surgery is becoming more commonplace these days, but it is still an expensive endeavour for the majority of people. Cosmetic surgery loans are usually unsecured personal loans or specially-designed loans from medical lenders. You can use the loan amount to finance the surgery, plane tickets to and from your hospital destination, or to help tide you over while you are in recovery.

Pay for your next holiday away

Holiday loans are another financing option you have available to you. If you find your savings insufficient to fund your next holiday, you can look at a holiday loan to purchase your ticket, book your hotel, or even just have some extra spending money. Holiday loans are available as fixed or variable rate loans, with some offering repayment terms of up to seven years.

Get a loan for a jetski

If you’ve ever dreamed of getting a jet ski, you probably weren’t dreaming about the price tag. Jet skis can cost anywhere between $10,000 and $15,000, so some people choose to take out a jet ski loan to help them make their purchase. Jet ski loans are, again, similar to car loans and can be in secured or unsecured, fixed or variable, all depending on your preferences and needs.

What is dealer finance?

This is a type of loan that is offered directly through the car dealership where you purchase your vehicle. You may find the interest on these loans to be higher or lower than other personal or car loans depending on the residual balloon payment you’ll be paying at the end of the term.

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Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 25.69% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

Logo for Pepper Money Unsecured Fixed Rate Personal Loan
Pepper Money Unsecured Fixed Rate Personal Loan

You'll receive a fixed rate between 6.95% p.a. and 17.95% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Make additional repayments or pay off the loan early, penalty-free.

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26 Responses

  1. Default Gravatar
    StephanieJuly 6, 2017

    Hey, I have a couple defaults as I missed a payment and then it gets hard to catch up. I want to catch up, maybe debt consolidation is a possibility? Also, if I can get approved for a debt consolidation loan am I able to get a little loan on top of that to help me get on my two feet again with one easy payment.

    • Default Gravatar
      LiezlJuly 6, 2017

      Hi Steph,

      Thanks for reaching out.

      Yes, debt consolidation might help you keep abreast with your loan payments but that will entirely depend on your financial situation. You may check this page and compare your debt consolidation loan options. As for getting a loan on top of the debt consolidation, that would entirely depend on the lender as to how much you can borrow. They will most likely base it on your ability to pay off the loan and your overall financial position.

      Moreover, our guide here will give you some idea on what steps to take to get of debt. You may also reach out to the associations listed on this page for free financial management advice.

      Just a friendly note, please make sure to check the lender’s eligibility criteria before you submit your application, as rejected loan applications can have a negative impact on your credit score.

      I hope this has helped.

      Kind regards,
      Liezl

  2. Default Gravatar
    StacyDecember 15, 2016

    I need a loan for about $100,000 I make 25,000 a month I bought a new car because my friend totaled my other one instead of waiting for A loan to be approved first my mother-in-law paid cash for it now I need to pay her back. How do I go about getting a loan like this

    • Avatarfinder Customer Care
      DeeDecember 15, 2016Staff

      Hi Stacy,

      Thanks for your question.

      If you are looking to apply for a personal loan, you can compare your options on this page. Please do note that most unsecured loans have a maximum limit of up to $50,000 while the secured loans may allow you to borrow more than $50K.

      You can use the loan calculator on the page to see which loan product can give you low monthly repayments. To check the requirements and eligibility criteria to apply for a particular loan, just click on its name so you’ll be redirected to its review page.

      Cheers,
      Anndy

  3. Default Gravatar
    ramSeptember 23, 2016

    I have existing personal loan, I need to borrow another 10k what will I do?

    • Avatarfinder Customer Care
      ElizabethSeptember 23, 2016Staff

      Hi Ram,

      You have the option of getting in contact with your current lender and asking for a “loan top-up”. Keep in mind this involves applying for another loan and repaying your existing loan with the approved funds. You can also apply for an unsecured loan with another lender and consolidating your debt into one account.

      I hope this helps,

      Elizabeth

  4. Default Gravatar
    relmaJuly 25, 2016

    I’m working withCommunity Home Support Program involving age care and I want to get myself a car. I earn over $1300 and have a permanent position. Can you help me

    • Avatarfinder Customer Care
      ElizabethJuly 29, 2016Staff

      Hi Relma,

      I can’t recommend a specific lender as it depends more on your specific financial situation (your assets, debts, credit history, etc.). You can compare your car loan options on this page, and if you want to find out some more information on any lenders you can click through to the review pages by selecting the name of the lender. If you find a lender you want to apply with you can click “Go to Site” to submit your application.

      I hope this helps,

      Elizabeth

  5. Default Gravatar
    JudyJune 29, 2016

    Hi there. I am a working Singaporean looking to acquire a farm worth AUD899K in Manjimup, Perth. I have a residence in Singapore. Need a business loan to finance the purchase. Can you help me?

    • Avatarfinder Customer Care
      ElizabethJune 30, 2016Staff

      Hi Judy,

      You can compare your business loan options, and find out more about business finance, on this page.

      I hope this helps,

      Elizabeth

  6. Default Gravatar
    amarFebruary 8, 2016

    how to get home loan based on salary

    • Avatarfinder Customer Care
      BelindaFebruary 11, 2016Staff

      Hi Amar,

      Thanks for reaching out.

      If you’d like to estimate how much you can afford to borrow based on your income, you can use our borrowing power calculator.

      It’s also advised that you speak to a mortgage broker to discuss your borrowing capacity and your ability to qualify for a home loan based on your earning potential as well as your assets, credit history, and any existing debts that you have, among other factors.

      Thanks,
      Belinda

  7. Default Gravatar
    GarryNovember 28, 2015

    I would like to know what the difference between a unsecured personal loan and a secured personal loan

    • Avatarfinder Customer Care
      ElizabethNovember 30, 2015Staff

      Hi Garry,

      We’ve written a guide on this that will give you a clear explanation – you can read it here.

      I hope it will help.

      Thanks,

      Elizabeth

  8. Default Gravatar
    tammyNovember 25, 2015

    i need a personal loan and i have bad credit i dont want to go with the payday loans as the interest rate is unbelievable high
    can you tell me were i could get a personal loan from my partner and i will be applying together he works full-time and im on newstart thankyou
    tammy beattie

    • Avatarfinder Customer Care
      MattNovember 26, 2015Staff

      Hi Tammy,

      Thanks for getting in touch. You can compare a range of lenders who offer secured personal loans for bad credit. These lenders will require you to put up some form of asset as collateral on your loan amount.

      If you applying for a joint account, there are other criteria you’ll need to meet.

      Cheers
      Matt

  9. Default Gravatar
    lhitoSeptember 29, 2015

    I cannot able to see the status of my old personal loan.
    I need your assistance about this? thanks

    • Avatarfinder Customer Care
      ElizabethSeptember 30, 2015Staff

      Hi ihito_sulit,

      Thanks for your question.

      You’ll need to get in touch with the lender you applied with in order to see the status of your loan. As a financial comparison site we cannot see any personal details of your accounts.

      Sorry I couldn’t be of more assistance.

      Thanks,

      Elizabeth

  10. Default Gravatar
    deSeptember 6, 2015

    i have a personal loan of 20,000 unsecured with CBA, am I able to do a balance transfer to a credit card, with either a low rate, or interest fee period for balance transfers?

    • Avatarfinder Customer Care
      ElizabethSeptember 7, 2015Staff

      Hi de,

      Thanks for your question.

      You can compare balance transfer credit cards where you’re able to balance transfer a personal loan debt to the card on this page.

      I hope this has helped.

      Thanks,

      Elizabeth

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