Unsecured Personal Loans
Consolidate debt, make a large purchase or finance anything else you want. Compare lenders and see what options are available.
Have an ongoing line of credit attached to your transaction or savings account. Find out if an overdraft if the right option for you.
Secured Car Loans
New, used and older car loans are available from a range of lenders. Get a competitive rate by using your new car as a guarantee.
Want to get out onto the open road in a new caravan? Secured and unsecured personal loans are available at competitive rates.
Alternative Finance Solutions
Also known as payday loans or cash advances, these loans are short-term solutions to cash shortfalls.
Bad credit loans
Similar to short-term loans but for larger amounts, these can be applied for by people with bad credit.
Personal Loan Guides
Debt Consolidation Loans
Find a personal loan to get back in control of your credit card and loan debt. Consolidate your accounts with one monthly payment.
Hold equity in your home? Own a car? Have a term deposit? You could be eligible for a secured personal loan and a lower rate.
Other forms of credit you can compare
A wedding loan is an innovative type of loan that allows you to fund different aspects of your wedding. Weddings can cost in upwards of $50,000, so having a personal loan to help finance some or all of your special day can come in handy. These type of loans usually come in the form of an unsecured personal loan or line of credit.
If you’re looking to purchase a boat you can secure financing through a boat loan. These loans work similarly to car loans in that you can choose to attach your newly-purchased boat as a guarantee to enjoy lower rates, or you can take out an unsecured personal loan so its less of a risk on your part.
Cosmetic surgery is becoming more commonplace these days, but it is still an expensive endeavour for the majority of people. Cosmetic surgery loans are usually unsecured personal loans or specially-designed loans from medical lenders. You can use the loan amount to finance the surgery, plane tickets to and from your hospital destination, or to help tide you over while you are in recovery.
Holiday loans are another financing option you have available to you. If you find your savings insufficient to fund your next holiday, you can look at a holiday loan to purchase your ticket, book your hotel, or even just have some extra spending money. Holiday loans are available as fixed or variable rate loans, with some offering repayment terms of up to seven years.
If you’ve ever dreamed of getting a jet ski, you probably weren’t dreaming about the price tag. Jet skis can cost anywhere between $10,000 and $15,000, so some people choose to take out a jet ski loan to help them make their purchase. Jet ski loans are, again, similar to car loans and can be in secured or unsecured, fixed or variable, all depending on your preferences and needs.
This is a type of loan that is offered directly through the car dealership where you purchase your vehicle. You may find the interest on these loans to be higher or lower than other personal or car loans depending on the residual balloon payment you’ll be paying at the end of the term.
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Based on your risk profile, you will receive a tailored rate between 7.5% and 20.14% with a SocietyOne personal loan.
This unsecured loan features tiers of interest rates from 8.5% p.a. to 19.95% p.a. based on your credit history.
An unsecured loan with a redraw facility that allows you to access money you've paid in advance. You must have held a NAB Credit Card or Transaction account for at least 6 months before applying.
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