|
|
|
From 5.85% (variable)
|
7.84%
|
$2,001
|
6 months to 5 years
|
$299
|
$0
|
|
You'll receive a variable rate from 5.85% p.a. based on your risk profile
A flexible loan with amounts from $2,001 and terms starting from 6 months. Interest and comparison rates calculated for a loan term of 3 years.
|
|
|
|
|
|
|
From 8.99% (variable)
|
9.67%
|
$5,000
|
3 to 5 years
|
$0 ($199 establishment fee waived)
|
$10
|
|
You'll receive a variable rate between 8.99% p.a. and 17.99% p.a. (9.67% p.a. to 18.6% p.a. comparison rate) based on your risk profile
A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years. Note: The establishment fee will be waived if you apply before 30 September 2019.
|
|
|
|
|
|
|
8.99% (fixed)
|
9.13%
|
$5,000
|
2 to 5 years
|
$100
|
$0
|
|
You'll receive a fixed rate of 8.99% p.a.
Benefit from no ongoing fees, no early repayment fees and flexible loan terms on amounts up to $30,000.
|
|
|
|
|
|
|
From 5.99% (variable)
|
7.55%
|
$5,000
|
1 to 7 years
|
from 2% to 5% of the loan amount
|
$10
|
|
You'll receive a personalised interest rate from 5.99% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
|
|
|
|
|
|
|
From 8.95% (fixed)
|
10.56%
|
$5,000
|
18 months to 7 years
|
$495 (Based on $10,000)
|
$13
|
|
You'll receive a fixed rate between 8.95% p.a. and 16.95% p.a. based on your risk profile
Apply for loans from $5,000 and get a dedicated loan manager. No security required.
|
|
|
|
|
|
|
9.89% (fixed)
|
10.14%
|
$5,000
|
1 to 7 years
|
$175
|
$0
|
|
You'll receive a fixed rate of 9.89% p.a.
An unsecured loan from $5,000 with flexible repayments and no monthly fee.
|
|
|
|
|
|
|
From 6.99% (fixed)
|
7.69%
|
$5,000
|
3 to 5 years
|
$500 (Upfront fee)
|
$0
|
|
You'll receive a fixed rate between 6.99% p.a. and 28.69% p.a. based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3 or 5 years terms.
|
|
|
|
|
|
|
12.99% (fixed)
|
14.14%
|
$4,000
|
1 to 7 years
|
$0 ($250 establishment fee waived)
|
$12
|
|
You'll receive a fixed rate of 12.99% p.a.
Benefit from the security of a fixed rate with the flexibility of additional repayments. Existing Westpac customers may qualify for discounts. Note: Establishment fee will be waived if you apply and are approved before 30 September 2019.
|
|
|
|
|
|
|
From 10.69% (fixed)
|
11.58%
|
$5,000
|
1 to 7 years
|
$150
|
$10
|
|
You'll receive a fixed rate between 10.69% p.a. and 18.69% p.a. ( 11.58% p.a. to 19.53% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.
|
|
|
|
|
|
|
From 12.99% (fixed)
|
14.06%
|
$2,000
|
1 to 5 years
|
$0 ($195 establishment fee waived)
|
$12
|
|
You'll receive a fixed rate between 12.99% p.a. and 18.9% p.a. based on your risk profile
A low minimum borrowing amount of $2,000 to fund a range of purposes. Note: Establishment fee will be waived if you apply and are approved before 30 September 2019.
|
|
|
|
|
|
|
From 13.99% (fixed)
|
15.19%
|
$3,000
|
1 to 7 years
|
$250 (Loans under $5000 - $140)
|
$13
|
|
You'll receive a fixed rate between 13.99% p.a. and 29.99% p.a. based on your risk profile
Apply for what you need from $3,000 and use it for a range of purposes. Flexible repayments options.
|
|
|
|
|
|
|
From 7.93% (fixed)
|
8.77%
|
$1,000
|
1 to 5 years
|
$500 (from $100 to $500)
|
$10
|
|
You'll receive a fixed rate between 7.93% p.a. and 18.87% p.a. based on your risk profile
An unsecured loan with a low minimum borrowing amount and flexible repayment options.
|
|
|
|
|
|
|
10.99% (fixed)
|
12.21%
|
$20,000
|
1 to 7 years
|
$250
|
$13
|
|
You'll receive a fixed rate of 10.99% p.a.
A secured or unsecured loan available to homeowners with a large minimum borrowing amount of $20,000. Benefit from flexible repayments and fast approval.
|
|
|
|
|
|
|
From 8.05% (fixed)
|
9.06%
|
$2,000
|
1 to 7 years
|
1.5–6% of your total loan amount
|
$0
|
|
You'll receive a fixed rate from 8.05% p.a. based on your risk profile
A personalised loan from $2,000 to $50,000 that varies based on your credit history and financial situation.
|
|
|
|
|
|
|
From 12.99% (variable)
|
16.42%
|
$3,000
|
1 to 7 years
|
$200
|
$10
|
|
You'll receive a variable rate of 12.99% p.a.
Apply for up to $50,000 and benefit from features such as fast approval, free online redraws and no penalties for early repayment.
|
|
|
|
|
|
|
From 9.54% (variable)
|
9.83%
|
$3,000
|
Up to 5 years
|
$200
|
$0
|
|
You'll receive a variable rate of 9.54% p.a.
A low minimum borrowing amount of $3,000 that you can use for a range of purposes. Benefit from member discounts and flexible repayments. Only available to QLD residents
|
|
|
|
|
|
|
11.89% (variable)
|
12.15%
|
$5,000
|
1 to 7 years
|
$175
|
$0
|
|
You'll receive a variable rate of 11.89% p.a.
Borrow from $5,000 with the option for flexible repayments and no monthly fees.
|
|
|
|
|
|
|
10.89% (variable)
|
11.15%
|
$30,000
|
1 to 7 years
|
$175
|
$0
|
|
You'll receive a discounted variable rate of 10.89% p.a.
Borrow over $30,000 and receive a discounted interest rate. No monthly fees and a redraw facility also available.
|
|
|
|
|
|
|
From 10.69% (variable)
|
11.58%
|
$5,000
|
1 to 7 years
|
$150
|
$10
|
|
You'll receive a variable rate between 10.69% p.a. and 18.69% p.a. ( 11.58% p.a. to 19.53% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes. Benefit from fee-free additional repayments and a redraw facility. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.
|
|
|
|
|
|
|
From 12.99% (variable)
|
14.06%
|
$2,000
|
1 to 7 years
|
$0 ($195 establishment fee waived)
|
$12
|
|
You'll receive a variable rate between 12.99% p.a. and 18.9% p.a. based on your risk profile
A low minimum borrowing amount of $2,000 plus the convenience to make extra repayments and redraw them if you need them. Note: Establishment fee will be waived if you apply and are approved before 30 September 2019.
|
|
|
|
|
|
|
From 7.88% (variable)
|
8.72%
|
$1,000
|
1 to 7 years
|
$500 (from $100 to $500)
|
$10
|
|
You'll receive a variable rate between 7.88% p.a. and 18.82% p.a. based on your risk profile
An unsecured loan with flexible repayment options and a low minimum borrowing amount.
|
|
|
|
|
|
|
From 7.5% (fixed)
|
9.51%
|
$5,000
|
2 to 5 years
|
$3
|
$0
|
|
You'll receive a fixed rate between 7.5% p.a. and 19.99% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
|
|
|
|
I just want to know,if possible,the best place to apply for a $1000 loan,with repayments not exceeding $65 per fortnight and with no upfront payment. I do not have drivers licence but i do have photo id for identification
Hi Leanne,
Thanks for reaching out to finder.
Though we can’t recommend a specific lender to our users as we are a comparison website, you may like to check this page for your options for a $1,000 loan. Please review the loan details and the eligibility criteria then contact the lender to discuss your options.
Hope this helps.
Cheers,
May
I have a bad credit rating however I’m employed and earn good money with no debt. My wife is a med student with a perfect credit rating. Could we get a joint unsecure personal loan of say only $5000 with her as primary?
Is there any way if doing this or including my income?
Thanks.
Hi Tim,
You can apply for a joint personal loan but your credit history will still be taken into account, so you generally won’t be eligible for a loan with a traditional bank. However, there are some non-traditional lenders that offer joint personal loans (follow the link to find out criteria). You can read about some of your personal loan options up to $5,000 with bad credit on this page and you can also consider getting your wife to go guarantor.
Hope this helps,
Elizabeth
Hlo I got 457 temporary skilled working visa ( 4 yrs visa) recently 2 weeks ago .I need loan for 25000 dollar and I have contract letter from my employee I have 54000 dollar annually salary can I get loan .which document required…
Hi Sunny,
Thanks for your question.
You can compare personal loans available for temporary residents on this page. You’re able to review the eligibility criteria by clicking through to the review page, and once you’re ready to apply click ‘Go to Site’.
I hope this has helped.
Thanks,
Elizabeth
I wish to bye a business for $60000, do about 10000 in upgrades and add about $10000 Which will take the turn over each year from $10000
to $150000 Being a push bike mechanic and it being 2 km from the Yah rail trail I expect more business even I think to A figure of $20000 The second figure should only burn about $20000 where as the first $70000. I’m a pensioner but don’t think I will be for long.I also have $130000 worth of land. I feel I should get a personal loan as there is heaps of security, the business pulls in a good wage each week with out my extras.
Hi Gregory,
Thanks for your comment.
As I mentioned in my previous response, as a financial comparison service we don’t offer any loans ourselves. You can take a look at our business loans guide on this page to find out the application process and whether you are eligible. You might want to have a chat to a lender or accountant who might be able to offer you personal advice, something that is outside of our scope of services.
I hope this information will be of use.
Thanks,
Elizabeth
if i take a loan out for 7 years for 7000 how much a month would that be
Hi Mike,
This depends on the interest rate of the loan and whether there are any fees – you can use the personal loan calculator on the page above to work out your monthly repayments.
Thanks,
Elizabeth
Which banks accept scholarship stipend as an income eligible for personal loans?
Thank you
Hi Ehsan,
Thanks for your question.
I’m unaware of any banks that specifically specify they will accept this as a form of income as it is really only intended to help fund your studies and immediate living expenses. When considering you for a loan, banks look at your financial situation (including how much you earn) and your ability to repay. You might want to take a look at this page to learn more about personal loans for students, and you can also consider talking to a few of the major banks and also your current bank about possibilities for a loan.
I hope this will help.
Thanks,
Elizabeth
hello i need help i want a debt consolidation loan but i have defaults can someone help me please
Hi Katrina,
Thanks for your question.
Our debt consolidation guide can help provide more information about your options. If you currently have bad credit, you may also want to have a look at our bad credit loans page.
Cheers,
Shirley
Hi, I need $6000 loan for a period of a two years. For how long I have to be employed to be eligible for this loan? There is a matter of what kind of employment is? Permanent, part time or casual?
Thank you!
Hi Elena,
Thanks for your question.
Please note that we are not a product issuer or a credit provider. You can compare a range of personal loans on this page. In most cases full time employment is favourable when applying for a personal loan.
If you would like to apply or find out more information about one the products we display, please click on ‘go to site’ to be taken to the lender’s website.
Cheers,
Shirley
we are looking at taking out a personal loan of $25 000 – can this be paid back monthly over two years and does the interest rate fluctuate during those two years and last question – can we draw down from the $25k during the 2 years or do we pay interest on the full $25k when the loan gets approved. Many thanks
Hi Greg,
Thanks for your question.
In most cases you can organise for your personal loan to have a loan term of two years with monthly repayments. The interest rate can fluctuate if you opt for a variable loan.
You can choose to draw down the amount or have the lump sum paid to you directly. Most lenders tend to offer the lump sum option.
Cheers,
Shirley
hi,
Just i wanted to know about personal loan, can i cash out amount?
thank you
Hi Shiz,
Thanks for your question.
This depends on the bank/lender you apply for the personal loan with. You should check if there are any restrictions placed on the loan that would stop you from doing this – it may be worth calling the lender providing the loan you’re looking at and confirm with them directly.
I hope this has helped.
Thanks,
Elizabeth