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MONEYME Personal Loans

Borrow between $5,000 and $50,000 in just a few hours.

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MONEYME

MONEYME offers personal loans of up to $50,000 with quick online application and fast turnaround times, allowing you access to funds within a few hours.

Pros and cons

  • Fast turnaround time of 1 to a few hours.
  • A mobile app that allows you to view and manage your loans.
  • Better rates for property owners.
  • Consider additional cost of establishment fee and $10 monthly fee.
  • You can't get a loan if you're a casual employee.

Compare MONEYME Personal Loans

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Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
MONEYME Personal Loans
MONEYME logo
Variable3 - 5 Years $5,000 - $50,000
Interest Rate (p.a.)
9.19%
to 23.99%
Comp. Rate (p.a.)
10.58%
to 26.58%
Application Fee
$395 - $495
Monthly Fee
$10
Monthly Repayment
$982.43
More Info
Homeowners can unlock lower interest rates (depending on your credit score).
MONEYME OneDebt Loan
MONEYME logo
Variable3 - 5 Years $5,000 - $50,000
Interest Rate (p.a.)
9.19%
to 23.99%
Comp. Rate (p.a.)
10.58%
to 26.58%
Application Fee
$395 - $495
Monthly Fee
$10
Monthly Repayment
$982.43
More Info
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What types of personal loans does MONEYME offer?

MONEYME is an online financial provider that promotes responsible lending. This means that you won’t be approved for a loan you can’t afford to repay. You can choose from 3 product types:

  • Personal loan. This product is for loan amounts of between $5,000 and $50,000. You will be charged between $395 and $495 as an establishment fee. The interest rates also vary between 9.19% p.a. and 23.99% p.a., and the loan can be repaid over a maximum term of 5 years.
  • Debt Consolidation Loan. If you have existing debts, consider this loan to merge them all into one, easier to manage loan. Borrow from $5,000 up to $50,000 at a fixed rate between 9.19% p.a. and 23.99% p.a. Your rates will be based on your current credit and debt situation.

What features does MONEYME offer with its personal loans?

  • Repayments align with your pay cycle. Loan repayments are lined up with your pay cycle and are automatically direct debited.
  • Responsible lending. MONEYME only approves loan amounts that you can afford to repay. Repaying your loan on time helps develop a positive loan rating, which means you benefit from lower rates the next time you borrow from MONEYME.
  • Quick turnaround. Loan applications are approved quickly and money is available within a few hours, or within the hour if you bank with CommBank. This may vary if you apply on a weekend or outside business hours.
  • Flexible terms. Repayment terms are customised to borrowers' budgets and pay cycles. Loans of between $5,000 and $15,000 can be repaid over a maximum of 36 months. Loans of at least $15,001 to $50,000 can be repaid over a maximum of 60 months.
  • No paperwork. This application process is paperless, meaning you sign the loan agreement electronically. As part of the verification process, MONEYME uses illion Open Data Solutions technology for read-only access to your bank statements from the last 90 days.

How you can apply for a personal loan from MONEYME

You can apply for a MONEYME loan conveniently online. Before supplying personal and financial information, you’ll be asked to specify the loan amount, the desired loan period and the loan purpose.

You must meet the following eligibility criteria in order to apply for a loan:

  • You must be an Australian resident
  • You must be employed
  • You must be aged 18 years or older

You’ll need the following documents on hand:

  • Bank details so your loan can be deposited
  • Mobile phone number
  • Valid email address

MONEYME’s personal loan products are designed to reward good customers with lower rates and added benefits. However, it’s best to compare your loan options before you apply.

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2 Responses

    Default Gravatar
    VickiSeptember 27, 2023

    All that I what to borrow is 50 dollars

      AvatarFinder
      SarahSeptember 27, 2023Finder

      Hi Vicki, you can contact MoneyMe directly. Also if you’d like some help with managing your bills and debts overall, it might be worth contacting the National Debt Helpline: ndh.org.au.

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