View Personal Loan Brands: A to Z Listing

Rates and Fees verified correct on January 19th, 2017

Your listing of Australian Personal Loan Brands


A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Agricultural Bank of China LimitedAgricultural-Bank-of-China

Agricultural Bank of China is a leading financial provider offering affordable financial products to Chinese citizens. The bank offers you two types of personal loans, each suited to different needs but both offering competitive features and rates.

Personal Comprehensive Personal Loan. This is an RMB loan designed for specific needs such as healthcare, weddings, home improvements, overseas study, or the purchase of home equipment. The maximum you are allowed to borrow on this loan is determined by factors such as your credit rating, mortgage or guarantee. The interest rate is determined by the bank and the PBOC for loans. Borrowers can draw down and repay their personal loan at any time, and are allowed a loan term of between one and three years.

Bao Jie Loan This is a personal, small-amount loan for customers who have purchased personal consumer credit guaranteed insurance for either personal or commercial use. Borrowers can get up to RMB150, 000 on a loan term of up to three years.

Allied Members Credit Union LtdAllide-Members-CU

In 2008 Security Credit Union and Comtax Credit Union merged to form Allied Members Credit Union (AMCU). They now fulfill the banking needs of both Australian taxation and social security officers. This is done through the variety of banking services on offer, including banking accounts, credit cards and loans. For those in need of a personal loan AMCU offers a few different options.

Secured Personal Loan. By using an asset to secure the loan, you could qualify for a variable interest rate loan of up to $50,000 and have between one to seven years to pay it back. Repayments may be made monthly, fortnightly or weekly. There is a redraw facility that allows access to any extra payments you make, and you won’t be charged a fee if the loan is paid out early. This loan can also be pre-approved, giving you an idea of your spending power before deciding on a purchase.

Unsecured Personal Loan. With no asset, the amount that can be borrowed is capped at $30,000 with up to 5 to pay it back. Repayment options remain the same, and both the secured and unsecured personal loan allow for automatic repayments either from a salary or banking account. No monthly fees are applied but there is a $100 application fee.

Overdraft. An overdraft works with an existing AMCU bank account and can allow up to $20,000 in withdrawals over the available account balance. Interest is charged on only what is borrowed at a variable rate of 13.25% p.a.. This works like a revolving line of credit where you repay the loan as you like. These repayments can be made through direct deposit from a paycheck or banking account. There is no monthly fee other than those that may be charged to the bank account that the overdraft is working with.

Now Allied Members Credit Union (AMCU) has merged with Sydney Credit Union trading as SCU.

Australian Central Credit Union Ltd (trading as People's Choice Credit Union)People's-Choice-CU

People’s Choice Credit Union offers various personal loan options to give you a fast and convenient way to acquire the money you need. You can borrow as little as $2,000 with terms of up to seven years available. Here’s an overview of the personal loan options available to you:

Unsecured Fixed Personal Loans. This personal loan comes with an interest rate of 13.99% p.a. and is available for loan amounts of $2,000 and above. Use the loan to finance any worthwhile purchase as no security is required.

Secured Fixed Personal Loans. Use an asset to borrow from People’s Choice and you’ll enjoy a competitive fixed rate of 11.99% p.a. Repayments can be made weekly, fortnightly or monthly and additional repayments are available. You’re also able to redraw these repayments should you need to.

Australian Defence Credit Union Limited (ADCU)ADCU

ADCU has been rebranded and is now called Australian Military Bank, they offer all the same loan products and services. This below is kept for informational purposes only.

ADCU is a leading financial institution that has been providing banking services and financing to the defence community in Australia since 1956. The bank has a wide range of personal loans with unique features, little or no fees and charges and a range of benefits to help you easily access affordable funds for any worthwhile purpose. All ADCU personal loans have a quick approval process, flexible repayments and competitive interest rates.

Standard Personal Loan This loan offers a competitive variable rate of 7.88% p.a. and a comparison rate of 8.72% p.a. With fast approval, no monthly or annual fee and repayments that are deducted straight from your pay, this loan could be a great way to finance any worthwhile purchasing or investment need you may have. Borrowers are allowed to access up to $80,000 on a loan term of up to 7 year(s).

Fixed Rate Personal Loan This loan offers the peace of mind that comes with knowing that your repayments will remain unchanged. The interest rate on the loan is 7.93% p.a. and offers flexible repayment periods, early repayments without penalty and fast approval. You can borrow a minimum of $1,000 and up to $50,000 on a loan term of up to 5 year(s).

Debt Consolidation Loan This loan gives you a great way to manage all your credit card and existing loans into one easy repayment by allowing you to borrow up to $40,000 for debt consolidation purposes. The loan can be taken for a term of up to 5 year(s), a competitive variable rate of 14.4% p.a. and other features such as flexible repayment options and no monthly or annual fees.

Arab Bank Australia LimitedArab-Bank-Australia

Arab Bank Australia personal loans can help you get the most of life today by giving you access the financing you need to get what you want. Whether you want to purchase a car, consolidate your current loans or credit card debt or even pay for a wedding, an Arab bank personal loan can help you get the money you need.

Secured Personal Loan. The Secured Personal Loan is available for terms up to five years as a fixed or variable rate loan option. Rates are tiered depending on the length you take out the loan. You can secure your loan with a car, boat or a guarantee and have the option of making your repayments weekly, fortnightly or monthly. Variable rate loans allow for extra repayments without penalty.

Unsecured Personal Loan. If you want to take out a loan without security, Arab Bank also have options for you. Enjoy the same repayment flexibility as with a secured loan and choose terms up to five years. Rates are tiered depending on how long your terms are and whether you select a fixed or variable rate.

Personal Line of Credit. Use the equity in your home or a residential investment property to have access to a revolving line of credit. The minimum loan amount is $20,000 and you can access up to 90% of your property’s value. You’ll have 24-hour access to your loan and flexible repayments to work with your budget.

AWA Alliance BankAWA-Alliance-Bank

Australia Wide Alumina & Aluminum Credit Union is a member only financial institution that assists over 4,800 Australians with their banking needs. These members are employees of Portland Aluminum, Alcoa ARP and their subsidiaries and contractors. Among the products and services they provide are term and savings accounts, home loans and personal loans. The personal loan from AWA Alliance Bank is offered for assistance in the purchase of a car, home renovations, holidays or debt consolidation.

Personal Loan. This is a variable rate loan with terms of up to7 year(s), and loan amounts starting at $10,000. There is an application fee of $150, but no ongoing monthly fees. You have the option to make weekly, fortnightly, monthly and lump sum repayments, and the loan can be paid off before the terms end with no penalty fee. These repayments can be made directly from your pay or from your bank account. Online application is available and you could be approved within 24 hours.

B&E Personal BankingB&E-Personal-Banking

B&E Personal Banking offers a wide variety of personal loans that give you access to emergency cash to cater for a wide variety of needs. Their personal loans are approved quickly, usually in less than four hours, with the amount you’re able to borrow depending on your circumstances.
Whether you are looking to purchase a new car, renovate your home or replace your home furniture, B&E can offer you a quick personal loan of up to $50,000 with a competitive variable rate, subject to meeting nominal lending conditions.

Unsecured Loan.You can borrow a minimum of $3,000 and a maximum of $30,000 on this loan, with the option to repay it off between terms of 0.50 year(s) and 7 year(s). A monthly service fee is applicable on the loan, but flexible repayments options are available and additional payments or early repayments without penalties are also accepted.

Travel Loan. B&E can help you finance that dream vacation by offering you an unsecured travel loan of up to $30,000. You can also take out a secured loan of up to $100,000. The loan will come with flexible repayment options, the option to make additional or early repayments and a maximum loan period of up to 7 year(s).

Residential Real Estate Loan. This is a secured personal loan with a maximum loan amount of $100,000 and a maximum loan term of 7 year(s). Additional repayments are accepted, and you can also make early payments without incurring any penalties.

Bananacoast Community Credit Union Ltd. (bcu)bcu

Australian residents of the northern shores of New South Wales (NSW) have had access to the services and products of Bananacoast Community Credit Union (bcu) since the early 1970’s. bcu offer customers home and business products, and special savings programs for children and banking products specifically designed for students. All of the personal loans through bcu allow flexibility with the repayments and an early payout.

Unsecured Personal Loan. Any bcu member can apply for the unsecured personal loan. You may borrow from $5,000 to $75,000 and choose to pay the loan off in up to 7 year(s). This is a variable rate loan with interest rates starting at 8.94% p.a. In order to be eligible you must have another financial product with bcu and pay an establishment fee of $200.

Partially Secured Personal Loan. By securing a percentage of the loan with as asset valued greater than $5,000 you could access a loan at a lower variable interest rate which starts at 8.59% p.a. You will have up to 10 year(s) to pay the loan back and may borrow between $20,000 and $75,000.

Fully Secured Personal Loan. With the full value of the loan secured you will pay an interest rate at the lower end of the 8.59% p.a. starting rate for personal loans. This loan, like the other personal loan products, is equipped with a redraw facility that has a minimum redraw amount of $20,000. You will be asked to pay the $200 origination fee for the loan, but in some cases this amount could be lowered by bcu’s loyalty discount.

Personal Overdraft - Residence Secured. An overdraft facility is a revolving line of credit where you are only charged interest on the amount that you have in arrears. With your home as security the interest charged to you will be a variable rate starting at 7.63% p.a.

Personal Overdraft – Unsecured. An overdraft can also be obtained as a part of a transaction account without security. In this case the interest rate will start at 13.18% p.a.

Bank of China (Australia) LimitedBank-of-China

The Bank of China has been in operations in Australia for over 20 years, with a presence today that includes five Sydney branches, two in Melbourne, one in Perth and another in Brisbane. Australians have access to foreign investment products at these branches as well as home loans and overdraft facilities for personal and commercial customers. These products can be used by a consumer who is in need of cash for a personal purchase.

Overdraft account. A consumer with an everyday banking account with the Bank of China may qualify for an overdraft account. Overdraft accounts work like a revolving line of credit, where you have access to money over the balance that is in your account.

Bank of Communications Co., LtdBank-of-Communications

The Bank of Communications has been in operation since 1908, making it one of the oldest banks in China. In 2011, the Bank of Communications started providing banking products at its first Australian branch in Sydney. This was done in order to reinforce the strong trade relation between the two nations. As an international banking entity, the Australian branch of Bank of Communications provides services to wholesale customers. These include growth by trades, investments, education and in tourism.

Bank of QueenslandBOQ

Providing services regionally, Bank of Queensland (BOQ) is one of the few banks left in Australia that is not affiliated by one of the big four. This independence allows them to offer competitive rates on their lending products. They are full service banking institution with products for both business and personal use. Among these is a line of personal loan products, detailed below:

Personal Loan. The Personal Loan from BOQ is full of options to ensure the loan is catered to your needs. You can ask for an unsecured personal loan or one that is secured by your mortgage. BOQ also give you a choice between a fixed or variable interest rate. Loan amounts start at $3,000 with terms of up to seven years. There is a monthly fee of $7.50, and you will be required to pay $150 for the application of an unsecured loan, and $195 for the mortgage secured.

Personal Overdraft. An overdraft account is linked to your bank account and allows you to withdraw funds in excess of your available balance. This is a variable interest rate loan which you can also have secured with your mortgage for more extended credit. With the unsecured overdraft, you have to pay a $150 application fee and $495 if you’re applying for the mortgage secured.

Bank of Sydney Ltd.Bank-of-Sydney

Since 2001, the Bank of Sydney has been operating as a full service financial institution. Now with branches in Sydney as well as Melbourne and Adelaide, their scope is expanding across the country. With the Bank of Sydney you will find access to products for both your business and personal banking needs. This includes foreign currency exchanges and transfers along with transaction and saving accounts. In addition, they have lending products such as home and personal loans.

Personal Loan. Bank of Sydney offers a personal loan with a tiered interest rate structure to help you finance a range of personal purchases. The standard variable rate is 13.58% p.a., and this rate increases and decreases depending on whether or not the loan has an arrangement.

Bankstown City Credit Union LtdBankstown-City-CU

Bankstown City Credit Union is run to benefit members, and this can be seen through their range of competitive financial products and services. The bank offers secure and tailor-made products and prides itself on offering personal service that its customers can trust. When taking out a personal loan with Bankstown Credit Union, you can be assured that you are getting a financial product with competitive rates and fees. You can rest easy knowing that you are banking with a strong and secure financial institution.

Personal Loan. With the Bankstown City Credit Union Personal Loan, you can access finance for any worthwhile purpose from a minimum of $2,000. Whether you are planning to purchase new furniture, pay university or school fees for your children or consolidate your debts, you can get a personal loan with a competitive interest rate of 7.94% p.a. and a comparative rate of 8.62% p.a.. You can make repayments weekly, fortnightly or monthly and a redraw facility is available.

Berrima District Credit Union Ltd.Berrima-District-CU

Berrima District Credit Union (BDCU) was formed in 1963 by a group of Southern Portland cement workers. Still a customer-owned financial institution, today it serves Australians in both the Southern Highlands and Tablelands with a range of banking services and products. In addition to accounts for both business and personal use, BDCU is an insurance provider and a lender. Their range of personal finance solutions includes:

Personal Loan. At a variable interest rate, a personal loan is available for amounts starting at . This type of loan can be secured, partially secured or unsecured, with tiered interest rates available for all three types. Repayments may be made weekly, fortnightly or monthly. You can also make lump sum repayments to pay the loan off early with no penalty charge. The fee for establishing this loan is $250, and there’s also an $8 monthly fee.

PersonalSMART. For personal loans of over $10,000, you can secure additional benefits for an additional fee of These special features include a discounted interest rate, no application or monthly fees, additional interest on your savings account, discounts on insurance, and waived credit card fees.

Overdraft. Linked to your Visa debit card, an overdraft facility can allow you access to extra funds, with amounts ranging from $500 to $20,000 available. This is a revolving line of credit that costs $250 to establish and an ongoing annual fee of $80. A variable interest is applied only to what you use, and you’ll have to make monthly repayments on the borrowed amount.

Big Sky Building Society LimitedBig-Sky-Buiding-Society

Whether you are looking for funds to finance a wedding, renovate your home or plan a big overseas holiday, Big Sky has a wide variety of fully/partially secured and unsecured personal loans. They offer flexible features, low fees and competitive interest rates to help you reach your goal.

Fully Secured loan This loan offers a minimum of $1,500 on a loan term of up to 8 years provided against any asset of greater value than or the equivalent of the amount borrowed.The loan has a competitive interest rate of 12.40% p.a. and a comparative rate of 12.43% p.a. With no set up costs and an option to make additional repayment without penalties, you can easily borrow the money you need to finance any worthwhile personal need. The loan has flexible repayment frequencies and the option to make principal and interest repayments.

Partially Secured Loan This loan is provided against an asset that has at least 50% value of the borrowed amount and can be a great option to finance any personal need, be it a home renovation or purchase of new furniture. The loan has no establishment or application fees and has a competitive interest rate of 13.18% p.a. You can borrow a minimum of $1,500 for up to 8 year(s) with the option to make principal and interest repayments. Additional repayments are allowed at no extra fee, and repayments can be made weekly, fortnightly or monthly.

Unsecured Loan This loan is provided with no need for any asset to act as security against the amount borrowed, and it also has no establishment or application fees. You can borrow a minimum of $1,500 on a loan term of up to 8 year(s) and get to enjoy a competitive interest rate of 13.58% p.a. Repayments can be made weekly, fortnightly or monthly, with additional repayment options available at no penalties. You can also opt to make principal and interest payments.

Overdraft Loan. Get $500-$15,000 to help you get through in the short term at a current rate of 12.99% p.a. on a 12 month rolling loan term and make flexible weekly, fortnightly or monthly repayments.

Cairns PennyCairns-Penny

Cairns Penny offer personal loans for a wide range of purposes. These can include medical procedures and educational needs, the purchase of car or boat and any other important personal uses. The loans offered can either be secured or unsecured with terms going up to a maximum of 7 years. Interest rates are variable and dependent on the type of security used, and security and registration fees may be charged. The loans come with an application fee of $200 which is non-refundable. Repayments can be made weekly, fortnightly or monthly and can be paid via direct debit or from a Cairns Penny account. Penalty free extra payments can be made and a redraw facility is available on additional payments made. An option of car and loan protection insurance is available to help with repayments.

Secured Personal Loans. You can secure your loan on property, term deposit, or in some cases, a goods security agreement. This lowers the interest rate depending on the type of security used. First mortgage go at a variable rate of 6.5% p.a., second mortgage have at 8.00% p.a. and goods security agreement at 9.70% p.a. The loan amounts start from $3,000 to as high as $25,000.

Unsecured Personal Loans. Unsecured loans earn a higher interest (11.65% p.a.) compared to its counterpart with loan amount ranging from $3,000 to $15,000.

Green Loans. These loans are designed to help those who want to make their home environmentally sustainable by installing solar panels, rainwater tanks, solar or heat pump hot water systems etc. The loans comes as secured or unsecured.

CAPE Credit Union LimitedCAPE-CU

Cape Credit believes in helping you get the things you want in life by offering you an affordable line of credit. Their range of personal loans can be used for diverse purposes including vehicle purchases, kitchen remodeling or even financing an overseas holiday. This personal finance range includes:

New and Used Toy Loan. These loans can offer you money for the purchase of a new or used car, motorcycle, caravan or boat at a competitive interest rate. You can access up to $100,000 on a New Toy Loan or up to $50,000 on a Used Toy Loan on term of a maximum of seven to 10 year(s). Early repayments can be made without penalties, and borrowers have the option to make weekly, fortnightly or monthly repayments. Interest is calculated daily and charged on a monthly basis, while variable and lump sum repayments also accepted.

Personal Loans. Borrow funds to help you purchase what you want at a competitive variable rate of 13.25% p.a. You will be able to make lump sum repayments or pay out the loan early without penalty and can also opt for credit protection insurance.

Personal Overdraft Facility. An overdraft facility can help take care of an unexpected bill or other emergency expense. Credit is provided at a competitive rate of 5.84% p.a. with secured or unsecured options available. No ongoing loan fees are applicable and the credit is attached conveniently to your transaction account.

Catalyst MoneyCatalyst-Money

Catalyst Money is a customer-owned financial institution, offering many of the same products as the banks do. They operate completely online, giving you access to their products and your accounts around the clock. In addition to the accounts and loans you expect from a financial institution, they also offer travel services like insurance and travel money products. When it comes to personal loans they offer a range of products, including:

Unsecured Personal Loan. This type of loan can be used towards the purchase of any major item, with amounts starting from $2,000. The fixed rate gives you the security of knowing your repayment amount, and these can be made weekly, fortnightly or monthly. This loan also allows extra repayments, a redraw facility if you need it and no penalty for an early payoff.

Secured Personal Loan. With the use of a car that is less than five years old as security, you get the same benefits as an unsecured personal loan with a lower rate. This loan carries a minimum loan amount of . Both loans are available for up to five years and are free of any account-keeping fees.

Mortgage Secured Overdraft. With your house as security, you can avoid having to apply for continuous loans by using your personal bank account as a revolving line of credit. With a minimum amount of $10,000 and approval within two days, this type of personal loan alternative is available to be put towards the use of any of your needs.

Unsecured overdraft. With no asset to back it up, your revolving line of credit can be as low as $500. Like the secured overdraft account, you get the same no fee access to your money when you need it.

Central Murray Credit Union LimitedCentral-Murray-CU

Starting in 1972 as the Yarrawonga Credit Union Co-operative Limited, the member-owned financial institution changed names to the Central Murray Credit Union (CMCU) in 2002. It now operates out of three separate branches to fulfill the banking needs of its members. In additional to both business and personal accounts, CMCU offers products to help with foreign transfers and travel. Their range of personal loans includes:

Fully Secured Personal Loan – Protected. This loan comes with a competitive variable rate of 11% p.a.. There is no minimum for the amount that can be borrowed, and repayments are made either weekly, fortnightly or monthly. There is no charge for lump sum repayments or if the loan is paid off before the end term.

Partly Secured Personal Loan – Protected. By offering a percentage of the value of the loan as collateral as opposed to its entirety, you can enjoy the benefits of a secured personal loan for a rate of 12.5% p.a.

Unsecured Personal Loan – Protected. This unsecured personal loan can be used for a holiday, wedding expenses or whatever else you want. With no asset needed for security, the variable interest rate (currently 13.5% p.a.) will be higher, but you can spend the loan amount how you choose.

Solar Loan. With no monthly fee and the lowest variable interest rate offered with a CMCU personal loan, the Solar Loan may be one to consider for those who are looking to invest in energy-friendly installations.

Real Estate Secured. By using equity from your home as security, you can benefit from the features of a CMCU personal loan at a competitive variable interest rate of

Fully Secured. CMCU gives you the option of securing your personal loan with an asset in order to take advantage of a variable rate of 11.95% p.a..

Partly Secured. This product allows you to secure a certain percentage of the loan with an asset. By doing this you can take advantage of a rate that is more competitive, namely 13.45% p.a., than if the loan wasn’t secured at all.

Unsecured. In the event that you needs funds for debt consolidation or even a holiday, the Unsecured Personal Loan from CMCU may be able to cover your expense and doesn’t require collateral.

Personal Overdraft. A personal overdraft is a type of extension attached to your bank account. This is a continuing line of credit of which you can be approved for between $200 and $600,000. Repayments must be made monthly, and will be repaid at a rate of 13.8% p.a. of the outstanding balance.

Central West Credit Union LimitedCentral-West-CU

Looking for an affordable personal loan to help you get something done? Central West Credit Union can provide a solution for your financial needs. Their competitive personal loans can be used to finance any worthwhile purpose, be it debt consolidation, settlement of bills or purchase of home items. Their range of loans includes:

Overdrafts. These can provide you with a safety net to assist you out the financial troughs you experience in your monthly budget. Interest is only paid on the amount you withdraw, and you also have an option to link your account to a card for easier access to funds. Central West offers an unsecured overdraft at a rate of 13.45% p.a., a Visa Access Overdraft at a rate of 13.45% p.a. There is also the Mortgage Smart Plus, which is secured by your mortgage or residential property and comes with a rate of 7.39% p.a. The Mortgage Smart is an unsecured overdraft facility that comes at a rate of 10.1% p.a.

Personal Loan. Access a loan of $10,000 for a term of up to 3 year(s) to finance a purchase of your choice. You’ll make repayments at a competitive variable rate of 12.95% p.a.

Set-Off Loan. Be approved for a higher loan amount than the personal loan option, up to $30,000 and pay it off over a period of up to . This loan comes with a competitive rate of 4.99% p.a.

Premium Personal Loan. If you’re looking to borrow at least $10,000, you can take out this Premium Personal Loan option from Central West. Pay your loan back over a three-year term and enjoy a competitive rate of 10.75% p.a.

China Construction Bank CorporationChina-Construction-Bank

China Construction Bank offers you affordable personal loans with flexible loan tenures and repayment methods, competitive interest rates and diverse ways of collateral. Applicants can access these loans by simply filling in an application at the bank and submitting supporting documents.

Personal Business Loan This loan can give you access to a minimum of RMB100,000 or a maximum of RMB5 million for a business start-up. Applicants must be PRC citizens aged above 18 years, and the total of their age and loan tenure must not exceed 60 years. Collateral, pledges and guarantees are acceptable as security on the loan, and the interest rate on each loan is set by the bank at the time of application. The loan term is - with various repayment options available. These include interest-only, equal interest and principal payments and paying interest only and principal on irregular basis.

Personal Housing Loan These loan helps you access financing for the purchase, construction or renovation of a house. A maximum loan limit of 80% of the value of the property you wish to purchase can be provided at an interest rate determined by the bank. The maximum loan period on your housing loan should not exceed 30 years.

Circle Credit Co-opCircle-CU

Circle Credit Co-op is a member-owned financial institution that has been in operation in Australia since 1963. Currently there are over 5,000 members across Australia, the majority serving the chemical industry, but any Australian resident is welcome to enquire about membership. Circle Credit Co-op offers what you would expect from a bank, including wealth management and investment services, transaction accounts, credit cards and loans.

Personal Loans (Secured and Unsecured). Applicants for a personal loan through Circle Credit Co-op will be given the choice of a secured or unsecured loan. These are offered at a variable interest rate with loan terms of between 1 year(s) and 7 year(s). There is a $150 charge for the processing of the application, but no monthly fees. The borrowing limit for a secured personal loan ranges from $500 to $50,000, while with an unsecured personal loan the limit is $20,000.

Community CPS Australia Limited (trading as Beyond Bank Australia)

Beyond-Bank Community CPS Australia Limited (trading as Beyond Bank Australia) has a range of personal loans for its clients which are all designed to suit your needs. With the choice of loans such as the Flexi Personal Loan that gives you the chance to choose between variable and fixed rate option, a Line of Credit or even a Wealth Accumulation Account, you are sure to find the right personal loan for you. The following personal loans are on offer:

Low Rate Personal Loan. The loan offers a low interest rate of 7.99% p.a., minimal loan fees and repayment flexibility. Preapproval is also available, as are environmental discounts.

No Fee Personal Loan. The loan comes with no upfront fees, no early repayment fees and no ongoing fees. This is a fixed interest rate of loan for amounts above $10,000.

Flexi Personal Loan. Have the chance to choose between a variable and fixed interest rate with an added redraw facility. This loan comes with a competitive rate of 13.45% p.a.. and loan terms up to 7 year(s).

Line of Credit / Overdraft. Get access to money for your everyday needs or unexpected emergencies with the Line of Credit. You’ll have access to continuing credit at a rate of 13.99% p.a., which you’ll only pay on the amount you use.

Wealth Accumulation. This personal loan comes with an interest rate of 10.75% p.a. and the added advantage of an easy application and approval process. You’ll have quick access to funds to help you take advantage of investment opportunities.

Community First Credit Union LimitedCommunity-First-CU

With operations throughout Sydney and the central coast region, Community First Credit Union Limited is a member-owned financial institution offering the same services to its 76,000 members as the banks do. In operation since 1959, Community First now offers a complete line of banking products to serve your business or personal banking needs.
Besides what you would expect from a financial institution, Community First also help with foreign banking needs, providing travel money, travel insurance and international money transfer services. They also offer personal loans with features that make them worth considering.

Personal Loan - Secured. With an asset such as a vehicle or boat to secure a personal loan, you are allowed to borrow up to . This loan is offered with a variable interest rate of between 13.99% p.a. to 17.99% p.a., with a minimum loan amount of and terms from to . If you prefer a fixed rate personal loan the minimum amount is $5,000. This loan will have to be paid off in five years.

Personal Loan - Unsecured. The main difference between the secured and unsecured loan options is that it the unsecured loan is only available for purchases of up to . Both this loan and the secured personal loan allow for redraws with unlimited repayments and no penalties if the loan is paid before the end of term. You also will be given the choice of making weekly, fortnightly or monthly repayments. This loan comes with the same interest rate range as the secured loan.

Community Mutual LtdCommunity-Mutual

Community Mutual Ltd offers a wide variety of personal loans with competitive interest rates and features to help you finance various needs. If you’re looking to make home renovations, consolidate debt, or even purchase a car, you can with a loan from Community Mutual. They offer the following personal loans:

Personal Loan Touch This loan is available for any worthwhile personal need such as debt consolidation, holidays, or even weddings. The loan offers the following a fixed rate for up to 5 year(s) and no monthly fees, helping you to save across your loan term. There’s no early payout fee and you’re also able to make additional repayments. If you do, you’ll have the chance to redraw them via the free redraw facility.

Personal Loan If you’re looking to finance a personal purchase, Community Mutual has a few Personal Loan options for you to choose from. Similar to the Personal Loan Touch, you will enjoy flexible repayments, no penalty for early payout and a free redraw facility. There’s also no monthly fees with this loan.

Enviro Loan This loan has a special low interest rate to reward you for making environmentally sustainable home improvements. This includes installing a solar water heater, rainwater tank, energy efficient air conditioning or other sustainable changes in your home. Borrowers will enjoy their choice of repayment frequency — weekly, fortnightly or monthly — a redraw facility to take out any additional repayments and no monthly fees. This loan comes with a low minimum loan amount of $500 and loan terms up to 5 year(s).

Comtax Credit UnionComtax-CU

Comtax Credit Union offers two types of personal loans: secured and unsecured. These loans come with the benefits of competitive rates, flexible repayments and automatic salary deductions. Other advantages include a straightforward application process with only one person dealing with your application, loan protection insurance available and zero monthly account-keeping fees. Here are some of the key features of these personal loans:

Secured Personal Loan. Borrowers enjoy lower interest, with a variable rate of 11.14% p.a. available. This rate is calculated daily and charged monthly. Other features include a maximum borrowing amount of and a loan term of up to 7 year(s). The loan also comes with pre-purchase approval.

Unsecured Personal Loan. This loan comes with a rate of 11.14% p.a., which is calculated daily and charged on a monthly basis. The maximum borrowing amount is $30,000 and the loan term is between 1 year(s) to 5 year(s). Repayments can be made weekly, fortnightly or monthly.

Country First Credit Union LtdCountry-First-CU

Established over 40 years ago for the employees of the NSW Department of Agriculture, Country First Credit Union was originally known as the Murrumbidgee Mutual Credit Union. When the Department of Agriculture changed locations in 1998 the credit union decided to close the office in Sydney in order to work more closely with the Murrumbidgee Irrigation Area (MIA). It was at this time that the name was changed. As a member-owned financial institution, Country First is still a provider of banking solutions, including personal loan products. Their range of personal loan products includes:

Unsecured Personal Loan. With a variable interest rate of , the Unsecured Personal Loan can help you finance a range of purchases. Special rates could be applied if the borrower has an existing home loan with Country First. This loan allows for extra repayments without any penalty for early payout.

Secured Personal Loan. A competitive interest rate of is available if an asset is offered as collateral with this loan. Borrowers may be approved for up to within three hours after application.

Overdraft. The Country First overdraft is offered as an extension of their transaction account, allowing you to borrow money when needed. Pending credit approval, the amount borrowed can be up to , and you are only charged the variable interest rate on the outstanding balance.

Credit Suisse AGCredit-Sussie

What was once a Swiss investment bank has evolved over the last 150 years into Credit Suisse AG, a global banking network. Credit Suisse divides their services between wealth management and investment banking solutions. Their international presence can be seen in Australia, with offices in Melbourne, Sydney and Perth.
In their Australian offices Credit Suisse AG provides a number of investment services for both private and corporate entities. These include portfolio management to help with international investment opportunities and wealth planning for future asset building.

Lending Advice Credit Suisse offer lending advice and solutions for those Australians who possess an investment portfolio along with private investment banking solutions for both personal use and for use by corporations They are also able to assist non-resident investors in Australia build their wealth while staying within the Department of Immigration and Citizenship’s requirements. This service is within the Significant Investor Visa (SIV) and allows for Visas to be issued to individuals and their families if they make an investment in Australia of no less than $5 million AUD for a minimum of four years.

Credit Union SA LtdCredit-Union-SA

Credit Union SA has been serving the Southern Australian community for over 50 years. With accessibility offered through their branches, over the phone and online, Credit Union SA provides its members with convenient banking products and services such as foreign currency exchange, banking accounts and credit cards. They also have a few personal loan options for members to consider, including the following:

Variable Rate Loan. The variable rate personal loan from Credit Union SA allows members to borrow amounts ranging from to . The loan is unsecured so you can use it for a range of purposes, and it comes with a competitive rate of . There are no monthly fees charged, but there is a loan establishment charge.

Fixed Rate Loan. Single borrowers can qualify for a loan ranging from to , while joint applications may be used for a loan of up to $100,000. This is a secured loan, using the bill of sale from a car, boat, or caravan. It may also be secured with a home if the borrower is wishing to refinance their current home loan. Like the variable rate personal loan, this loan will not incur any monthly fees, but the $195 application fee will still apply.

Overdraft. An overdraft is a revolving form of credit that allows access to extra money through a banking account. There is a $60 fee to establish this overdraft with Credit Union SA, which will allow for withdrawals ranging from $500 to $40,000 with no security. For overdrafts of $500 and above a rate of 15.25% p.a.. will be charged.

Defence Bank ProductsDefence-Bank

As one of the larger customer-owned banks in Australia with over 90,000 members, Defence Bank serves members of the defence forces as well as the community. As a lender, the bank has been recognised for its loan products, including a Money Magazine Award in 2014 for their New Car Loan. Defence Bank is also a provider of other personal loan products, designed to help pay for items like new appliances and vacations or for debt consolidation. They offer the following suite of personal loans:

Personal Loan. Personal loans from Defence Bank are offered for terms of between 1 year(s) and 7 year(s), with no penalty if you pay off the loan early. There is also a free redraw facility where any extra repayments can be accessed. This is a variable rate loan starting at 11.74% p.a. with no monthly or annual fees charged. There is an application fee of $150, with extra charges if you are securing the loan.

Consolidation Loan. If you want to have all of your credit card debt and other loans combined into one monthly payment, the consolidation loan may be able to help. There are no fees if you make extra repayments or pay the loan off before the end of your term. This loan comes with a variable rate of 13.99% p.a.

Cadet loan. Designed specifically for students who have opted to become a Defence Corp cadet, the Cadet Loan can be used for school necessities or for tour abroad. The interest rate is competitive at 9% p.a. although you may need to offer security towards the loan, and you will be charged $50 at the time of application.

Overdraft. Linked to a National Access Account, the overdraft covers you when you are short on funds. The 15.35% p.a. interest rate is only applied to the money you have borrowed. There is a $50 loan variation fee, and you will be charged $10 if you exceed your credit limit.

Deutsche Bank AktiengessellschaftDeutsche-Bank

This German financial company and investment firm was first established in Australia in 1973. Working through a number of divisions, including market, corporate finance, Deutsche asset and wealth management and research, Deutsche Bank is able to assist Australian corporations and institutions with their money management and investment needs. Australian institutional clients are offered debt and equity services that include cash equities, global commodities, credit trading and global currency and exchanges. Corporate customers will find assistance with mergers and acquisitions, equity capital markets, financial sponsors and more. Deutsche Bank’s products and services extend to many different business types including government, healthcare and financial institutions. They can also assist companies in media, property, telecommunications and transport markets. Loans are one of the products offered by Deutsche Bank that may benefit Australian companies and institutions. Loan products from Deutsche bank include:

Standard Lending. When Deutsche Bank is managing a businesses asset, a loan may be obtained using that asset as security. This loan can be used to fund other investment opportunities or for personal needs.

Structured Lending. A structured loan allows for an outside asset to be used as collateral. The asset can be a commercial or residential property, equity holdings, a private plane or even an artwork. Other investment assets such as hedge funds and offshore bonds may also be considered as an asset to borrow against.

Easy Street Financial ServicesEasy-Street

Whether you are looking to buy a car, refinance existing credit card debt, renovate your home or even book a holiday, an Easy Street personal loan can help you get there. Whatever your needs are, you can access a personal loan with great features, a competitive interest rate and fast approval. Easy Street personal loans consist of variable and fixed loans from $5,000 to $30,000 with no hidden fees, free redraw, a flexible loan term. Moreover, these loans can be personalized to fit your budget and lifestyle.

Variable Personal Loan This is a low rate personal loan which offers maximum flexibility and great features such as a redraw facility with no fees or minimum redraw amount, options to make extra repayments or early repayments and no security or deposit required. You can borrow from t0 at a loan term of between to and enjoy a current rate of and a comparative rate of With no hidden fees and options to pay out your loan early, you can save more on an Easy Street variable rate loan and get where you want to be.

Fixed Personal Loan This loan lets you feel secure knowing that your repayments are locked for life and will never change regardless of fluctuations in the market. The loan offers a current rate of 9.99% p.a. and comparison rate of 10.27% p.a. The key features of this loan include:
• A redraw facility with no fees or minimum redraw amount
• No deposit or security required.
• Early repayments and extra repayments accepted.
• Locked interest rate.

EECU LimitedEECU

Get the money you need for your personal purchasing and investment needs with an EECU Limited personal loan. There are a number of loans available for different needs, all offering you competitive rates and features. If you need money to pay school fees, make minor home improvements or even take a much-needed holiday, you can get the cash boost you need with an EECU Limited personal loan.

Unsecured Personal Loan. This loan can provide up to $30,000 for a maximum loan term of 7 year(s) for whatever personal financial needs you have. The loan does not tie up your assets as it does not require collateral. It offers features such as flexible repayment options, no ongoing monthly fees and a redraw from $500.

Deposit Secured Personal Loan. This loan gives you access to funds at a lowered rate by allowing you to use your deposit account as security. The maximum amount you can borrow will be equal to or less than the available balance in your deposit account. Some of the key features of this loan include a redraw facility, no minimum loan amount, a loan term of up to 7 year(s) and flexible repayment options.

Fully Secured Personal Loan. Use your car, home equity or investment property to secure a loan of between $5,000 and $100,000 on a loan term of up to . This loan offers competitive interest rates due to the fact that it is fully secured and has features such as a redraw facility, flexible repayments and no ongoing monthly or administration fees.

Partially Secured Personal Loan Reduce your interest rate by using your vehicle to secure part of the funds you borrow. The maximum you can borrow is $30,000 on a term of between 2 year(s) and 7 year(s).

Overdraft.This loan facility can help you manage your cash flow or cater for unexpected expenses. You can borrow up to $30,000 on an unsecured overdraft or get up to $100,000 on a secured overdraft (secured by your Australian residential mortgage).

Encompass Credit UnionEncompass-CU

Encompass has been working with Australian transport workers and their families since 1953. Member-owned, Encompass Credit Union’s banking services are now offered to any Australian permanent resident. They provide a range of services that includes savings and investment accounts, credit cards and loan products. Their suite of loans includes personal loan products, outlined below: b>Unsecured Personal Loan. An unsecured personal loan offers loan amounts ranging from to and a maximum loan term of . You can pay that loan off sooner with no penalty. Repayments may be made monthly, fortnightly or weekly and can be deducted straight from your salary.

Secured Personal Loan. With collateral, you can borrow up to and have up to to pay off your personal loan. There is also the option of making monthly, fortnightly and weekly repayments and no penalty if you finish the repayments early.

Home Improvement Loan. With your house as security, Encompass will allow you to borrow up to towards renovations on your home. The same repayment features are offered as with both personal loans, including insurance protection for the loan.

Family First Credit Union LimitedFamily-First-CU

Family First has secured and unsecured personal loans to cater for a full range of purposes, from buying new furniture, consolidating debt or financing your dream wedding or vacation. Their personal loans have competitive interest rates and features, and can be tailor-made to suit your budget and lifestyle. Whatever your needs are, Family First could have a personal loan to help you reach your financial goal sooner.

Unsecured Personal Loan. This loan is provided to help you finance anything of your choosing, with no need for security. You get access to quick funding at a competitive interest rate of 14% p.a. Flexible repayment frequencies are available, with the option to make weekly, fortnightly or monthly repayments depending on your income and lifestyle. Loan protection insurance is also available, and you can make lump sum repayments at any time without penalties. Borrowers can access up to $30,000 for a loan period of up to seven years and get to pay out their loan early without penalties. A redraw facility is also available, with borrowers allowed to access a minimum of $500 on payments made in advance.

Secured Personal Loan. If you are looking for a cash boost to cater for a specific need, this loan can give you access to up to $50,000 for a loan term of up to seven years. You will also benefit from a competitive interest rate of 12.50% p.a. The features that come with this loan include no monthly fees, a redraw facility and flexible weekly, fortnightly or monthly repayment options. The amount you’re able to borrow can be easily calculated based off your current assets, and you can also opt to take out loan protection insurance. Extra repayments and early payouts are allowed without penalty.

Unsecured Overdrafts. This loan product can help you get through those peak periods of overwhelming bills by giving you extra funds at a rate of 12.50% p.a. You’ll also have the option to make interest-only repayments on the overdraft amount used. The loan has no monthly account-keeping fees and allows you to to borrow up to $27,500 on a continuous credit loan term.

Mortgage Secured Overdraft. Secure your overdraft account using your mortgage and you’ll be able to borrow up to 82% of your property value at a rate of 5.6% p.a.

Secured Overdraft. This loan allows you to borrow an amount equal to what is secured in your savings account and has a competitive interest rate of 5.6% p.a. The overdraft also comes with flexible weekly, fortnightly or monthly repayments.

Firefighters Credit UnionFirefighters-CU

Firefighters Credit Union is a member-owned financial institution designed for Australian firefighters and their families. By offering the same products as traditional banks, Firefighters credit union is able to assist its members meet their financial needs. This includes access to personal loan products.

Personal Loan. The credit union promises to consider personal loans for any worthwhile purchase or purpose. By speaking with one of their loan counselors, a personal loan will be tailored to meet your circumstances. Repayments for your personal loan with Firefighters Credit Union can be made using direct credit, payroll deductions or a periodic payment from a savings account.

Fire Brigades Employees' Credit Union LimitedFire-Brigades-Employees-CU

The Fire Brigades Employees' Credit Union came about in 1968, owing to the collective efforts of a dedicated team of Fire Brigade personnel. This credit union offers its members a variety of financial services, which include different types of loans, transaction accounts, insurance solutions and financial planning advice. Their range of personal loans take into account that you might need that extra cash from time to time to keep the boat sailing smoothly. You have the following loan options:

Unsecured Personal Loan and the Extinguisher Package. Apply for this loan to qualify for an amount of between $2,000 and $30,000, and you don’t have to worry about providing any security to qualify. This loan doesn’t come with any application or account-keeping fees and you can make lump sum or early repayments without attracting penalties. Borrow for a loan term of between 1 year(s) and 7 year(s).

Secured Personal Loan and the Extinguisher Package. This secured personal loan allows you to borrow up to $50,000, and its other features remain essentially the same as its unsecured counterpart.

Cash Secured Personal Loan and the Extinguisher Package This personal loan, as its name implies, requires that you use cash to secure the loan amount. You can borrow up to $70,000 through this loan and expect the same features as the previous two personal loan product offerings.

Fire Service Credit Union LimitedFire-Service-CU

Fire Service Credit Union (FSCU) offers personal loans that can help you finance a range of needs. Started by the SA Fire Brigade to help a fellow firefighter pay his debts, the credit union continues to be run today to benefit members. FSCU offers a full portfolio of financial products and services including insurance, loans, financial planning services, debit and credit cards and bank accounts. Their personal loan range includes:

RediLoan. This is a short term loan with a competitive rate of 9.95% p.a.. You can borrow up to $15,000 for a period of up to 2 year(s), with the ability to pay out the loan early without penalty and save on interest. The loan has no monthly account-keeping fees and offers the options of weekly, fortnightly or monthly repayments. Loan Repayment Insurance is also available, and you can make auto repayments from your salary or bank account. Interest charges are calculated daily and charged monthly. There is a loan setup fee of $100.

Prime Unsecured Personal Loan. This loan is designed to help you finance any worthwhile purpose from $1,000. Whether you are looking to purchase a car, TV, home furniture or to finance a vacation, this loan can offer you up to $20,000 for up to 10 year(s) at a rate of 13.9% p.a.. There’s a redraw facility available on advance repayments and the option of weekly, fortnightly or monthly repayments. You also have the freedom to make variable and lump sum repayments as well as early repayments without penalty. Loan Repayment Insurance is available, and there are no account-keeping fees.

First Choice Credit Union LtdFirst-Choice-CU

Although it is now available to all residents of New South Wales (NSW), First Choice Credit Union was originally formed to assist the employees of what is now known as the Cabonne Shire Council. A community-minded cooperative financial institution, First Choice provides its customers with access to a personal loan or overdraft facilities to assist them in meeting financial goals sooner.

Unsecured Personal Loan. An unsecured personal loan allows you to borrow money without having the bank holding any of your assets as security. First Choice Credit Union will charge for the processing of your loan but no monthly fees. Your loan will allow for weekly, fortnightly and monthly repayments and there will be no charge for an early payout. If you do make extra repayments, there is a redraw facility available where you can access a minimum of $500 of those extra repayments at a fee of $25 per withdrawal. Interest is variable, starting at 14.5% p.a.

Secured Personal Loan. Secured by a bill of sale, the variable interest rate also starts at 14.5% p.a. You will also be charged an additional $7.50 on top of the $100 loan approval fee. You will be provided with the same flexibility in repayments as with the unsecured loan, as well as the option of using a redraw facility.

Overdraft. Using ATM, EFTPOS, a cheque or debit card, you can access money over the balance of your savings account with First Choice Credit Union. Your continued use of this revolving line of credit will be reviewed each year, and you will be charged $50 annually. Interest for an overdraft is charged on the amount you use only, and not what credit you have available to you, at a rate of 14.3% p.a.

First Option Credit Union ProductsFirst-Option-CU

First Option Credit Union understands that running low on funds can happen to anyone, which is why it offers flexible personal loans to help finance a range of purpose. This includes holidays, home renovations, debt consolidation, among others. If you’re looking at taking out a personal loan, First Option Credit Union offers the following products:

Personal Loan. This loan gives you access to a minimum amount of $1,000 for a term of up to seven years. It can be used to finance different personal needs such as the purchase of a computer, home renovations, or even to pay for a holiday. The loan has a competitive variable rate of 13.99% p.a. along with other features such as fast approval, a redraw facility, no monthly fees and no penalty for early repayments.

Fixed Interest Personal Loan. You can borrow a minimum of $1,000 for a term of up to three years. As a fixed loan, you’ll get the stability of knowing what your rates and repayments will be over the loan term. This loan is provided at a fixed rate of 9.99% p.a. and offers flexible repayment options, a redraw facility and ability to make early repayments without penalty. There are no monthly account-keeping charges, although a $175 is charged on application. Variable or lump sum repayments are accepted at your choice of weekly, fortnightly or monthly frequencies.

Cash Secured Loan. This product can help you with your borrowing needs by offering you funds that are secured by your First Choice Fixed Term Deposit. You can borrow from $1,000 for a loan term of up to 30 years at a competitive rate of 5.85% p.a. The loan offers flexible repayment options, a free redraw facility and no monthly account-keeping fees. Early repayments as well as lump sum or variable repayments are also acceptable without penalty.

Goldfields Money LimitedGoldfields-Money

Goldfields Money offers competitive secured and unsecured personal loans to help you reach your personal financial goals, be they making home improvements or even financing an overseas holiday.
Here is a look at the personal loan you can access from Goldfields Money Ltd :

Personal Loan This loan can be used for all kinds of purposes, including financing a holiday, making home renovations or covering any other financial needs you may have. You’ll secure a different interest rate depending on the type of security you offer with the loan, or if you opt for an unsecured personal loan. A Mortgage Secured Personal Loan is offered at a rate of 5.85% p.a. while other security sees the loan rate increase to 10.8% p.a. An unsecured loan comes at a rate of 13.4% p.a.

Goulburn Murray Credit Union Cooperative LimitedGoulburn-Murray-CU

Get access to a personal loan that is suited to your budget for the financing of a purpose such as a home improvements, a car, a holiday, weddings or even furniture purchase. You can also access an overdraft facility to help you pay off overdue bills, consolidate debt or access money for other emergencies. Here are the main Goulburn Murray consumer loans available to you :

Personal loans. You can get a secured or unsecured personal loan to help you, depending on your financial needs. The rate on a secured personal loan is from 5.93% p.a. to 15.33% p.a., while unsecured personal loans have a competitive rate of 15.95% p.a. Approval for the loan is usually given within 24 hours.

Overdrafts. Credit Union offers you three types of overdraft facilities to give you an extra boost to cater for emergencies such as bills or medical expenses. You can secure your overdraft using your residential real estate or any other real estate property and get a line of credit at a competitive rate. An unsecured overdraft can be accessed at a rate of 16.54% p.a..

Greater Building SocietyGreater-Building-Society

For almost 70 years, Greater Building Society has been working closely with Australians in NSW and Southeast Queensland to help them meet their financial needs. They offer a full line of banking products including everyday accounts, credit cards and loans. When it comes to personal loans, they give you two different options to help you obtain your next goal.

Secured Personal Loan. A secured personal loan is one that can help you with a major purchase. By having a new car or other asset as collateral, Greater Building Society can offer a personal loan of between $5,000 and $100,000 for a rate of 7.49% p.a. You can choose terms from 1 year(s) to 7 year(s), with the ability to pay it off sooner with varying repayment options and the additional repayments allowed.

Unsecured Personal Loan. If your personal loan needs are not for a valued asset the unsecured loan can help. With loan amounts ranging from $5,000 to $50,000 you can fund a vacation or even your wedding. Loan approval can take as little as 24 hours with this type of loan, and you will be allowed to choose terms of between 1 year(s) and 5 year(s) to pay off the balance. The interest rate is a competitive 11.95% p.a.

Heritage BankHeritage-Bank

Personal loans provide you with the funds you might need to get your plans underway. Heritage bank offers their customers different types of personal loans to help you find the one that best suits your needs. Each of these loans comes with their own unique features, which are outlined below:

Standard Personal Loan. This personal loan is suitable for any need as it comes with the option of fixed or variable interest rate and can be secured or unsecured. Available loan amounts start from $5,000 and you have the options of making weekly, fortnightly or monthly repayments with lump sum payments also accepted.

Debt Consolidation. Bring together all your personal loan and credit card debt into one easily manageable payment. This helps reduce the tedious work of making several payments, and you’ll enjoy a competitive rate of 14.65% p.a.

Low Rate Secured Loan. Heritage bank customers are given the chance to secure their personal loan against a term Heritage bank deposit. To qualify for the loan you must be fully secured by charge over the Heritage term deposit. The loan comes at a low interest rate of 5.04% p.a. and with a minimum loan amount of $5,000.

Heritage Isle Credit Union LimitedHeritage-Isle-CU

Based in Tasmania, Heritage Credit Union Limited is a member-owned financial institution that is available as an option for any resident or organisation residing in Australia. Established in 1965, the credit union now has four branches throughout Tamar Valley, serving close to 7,000 members. Both business and individuals will find banking products as well as comprehensive insurance plans for home, travel, personal items and cars. In addition, Heritage Isle Credit Union provides personal loans, the details of which are outlined below.

Personal Loan. A personal loan from Heritage Isle Credit Union is available for cars that are three years old or older as well as for any other worthwhile personal purchase. An individual can borrow funds at a rate of 13.99% p.a. with a loan term of 1 year(s) to 5 year(s). Flexible repayment options allow you to make weekly, fortnightly or monthly repayments as well as extra repayments. There is a redraw facility with the loan starting at $500 plus no monthly fees and no fee for an early payout.

Overdraft. Withdraw over and above the money you have available in your Heritage Isle Transaction Account with an Overdraft. You’ll be able to access a revolving line of credit 24 hours a day with your Visa debit card. This facility comes with a 15% p.a. rate on any credit you use.

Holiday Coast Credit UnionHoliday-Coast-CU

Holiday Coast Credit Union has a wide range of personal loans, each with different features, that can provide borrowers with the funds they need. The loans range from student loans to debt consolidation and secured loans. Find out more about their personal loan product range below:

Fixed Personal Loan. A fixed interest rate applies to your personal loan, meaning that the amount you repay remains unchanged for the loan term. As the loan is secured against an asset borrowers can enjoy a more competitive rate.

Fixed Term Deposit Secured. Using your savings to secure your personal loan translates to a lower interest rate. This rate is variable and can change through the loan period. No withdrawals can be made from the deposit account for the period of the loan.

Great Day Plus. This is a variable rate personal loan which is not secured on any asset. The interest rate charged on the loan is dependent on the loan amount, as there is a tiered interest rate structure. You have the option of providing security for the loan which will lower your interest rate.

Great Day Secured. This personal loan is suitable for most any expense and comes with a variable interest rate. As the loan is secured either fully or partially, it attracts a competitive interest rate compared to the unsecured loans on offer.

Personal Overdraft. Get access to your credit at any time without the need to reapply for the loan. The overdraft can be partially secured, fully secured or unsecured and comes with a variable interest rate.

TAFE Student Loans. This loan is to help you with your TAFE tertiary education with loan amounts available from $2,000 up to $20,000. The loan comes with a repayment period of 1 year(s) to 3 year(s) and the interest rate is fixed, meaning your repayments stay consistent throughout your term. In some cases a security might be requested.

Horizon Credit UnionHorizon-CU

Horizon Credit Union offers three personal loan options, each with different features to suit varying financial needs and purposes. Each of the loans come with flexible repayments options which can be variable or lump sum and no monthly account-keeping fees. There is a minimum loan amount of $1,500 and a loan period of up to seven years. Horizon has made the application process easier with approval being offered within 48 hours.

Budget Personal Loan. This personal loan is designed to help you get access to the funds you need to execute your plans. The loan comes with an interest rate of 11% p.a.

Loan Secured by a Deposit Security Agreement. Securing your loan with a set-off account gives you the added advantage of accessing a bigger loan amount at a lower interest rate of 7.14% p.a. Redraw is available for any extra repayments you make.

Loan Secured by Mortgage. Secure your loan using your mortgage to help you access a larger loan amount at a low rate of 7.04% p.a. Redraw is also available with this loan.

HSBC

hsbc The Hongkong and Shanghai Banking Corporation Limited (HSBC) personal loans are designed specifically for the bank’s existing customers to help them with their financial plans and needs. The loans range from those suites to consolidating debts to those that can be used to finance your dream holiday or even renovate your home. Customers enjoy a fixed interest rate of 11.99% p.a. and fixed monthly repayments with minimal fees. Here are the personal loans offered by HSBC:

HSBC Personal Loan. This personal loan comes with a $5 monthly servicing fee, a $150 establishment fee, coupled with a rate of 11.99% p.a. With a minimum borrowing amount of $5,000 and maximum of $50,000, the loan offers flexible repayments. Early repayments are acceptable and there is a maximum loan term of 5 year(s).

HSBC Premier Personal Loan. With features similar to the HSBC Personal Loan this loan is only available to existing premier customers. The loan has a 1 year(s) minimum loan term, a maximum term of and a rate of 11.69% p.a. You’re able to make fixed monthly payments as well as early repayments. In addition, there are minimal fees, including no monthly service fee.

Hume BankHume-Bank

Hume bank personal loans can help you attain your financial goals by giving you access to the funds you need. The loans can be secured or unsecured with a vehicle, term deposit or property being used as security for the loan. These personal loans come no monthly fees, zero early repayment penalties, a fixed interest rate and a fixed loan term anywhere between one and seven years. Repayments can also be made weekly, fortnightly or monthly to suit your budgetary needs.

Secured by term deposit. This personal loan is secured on your Hume deposit account with the interest rate determined by the loan term. Loans under five years have lower interest rates than those with a five to 10 year(s) term.

Hume property package holders. This loan is available as a secured or unsecured product, with interest rate subject to the loan term.

Unsecured loan. As this personal loan is not secured, the interest rates are higher than its personal loan counterparts. Unsecured Hume loans come with a 13.95% p.a. interest rate.

Hunter United Credit UnionHunter-United-CU

Hunter United offers its clients different personal loan options to help them find the best fit. The loans come with the added benefit of variable and lump sum repayments, zero penalties for early repayments, automatic repayments and the option of loan repayment insurance.

Secured Personal Loan. Offering full security on your loan gives you the advantage of getting lower rates and a larger borrowing capacity. The loan has no minimum amount, a loan period of up to 5 year(s) and is eligible for rebate reward. Interest is from 9.45% p.a. and is calculated daily but charged on a monthly basis.

Unsecured Personal Loan. An interest rate from 12.5% p.a. is calculated daily but charged monthly with a processing fee of $150 which is funded from the loan is one of the key features of this loan. Additionally, early repayments with no penalties are accepted and the loan is eligible for rebate reward.

Unsecured Overdraft. Hunter United’s overdraft protects you from unexpected expenses by providing you with extra funds. The loan has no minimum borrowing amount and can be accessed via your Cuecard with a free redraw facility. Repayments made can be lesser than 3% or $5 a month with an interest rate from 15.4% p.a.

Illawarra Credit UnionIllawara-CU

Illawarra Credit Union offers their customers various personal loan options, each designed to suit their specific needs. If you’re after a personal loan product, you can consider the following options offered by Illawarra:

Secured Fixed Rate Personal Loan. This personal loan gives the chance to borrow more money at better rates by using your new or old car (less than five years old) as security. You can borrow a minimum of $10,000 with a loan period of up to 5 year(s) available. Repayments being made weekly, fortnightly or monthly. A fixed interest rate of 10.6% p.a. is calculated daily and charged monthly, and a free redraw facility is available.

Unsecured Fixed Rate Personal Loan. Illawarra Credit Union customers get the opportunity to borrow a minimum of $2,000 with a free redraw facility, letting you borrow extra cash if the need arises. A fixed interest rate of 11.79% p.a. is charged, helping you to know how much you’re paying. The loans offered come with terms of up to 5 year(s).

Mortgage Secured Overdraft. Providing security for this overdraft using your mortgage makes you eligible for a larger overdraft amount and lower interest rates on money borrowed. The minimum you can borrow is $10,000 available at an interest rate of 11.86% p.a. The overdraft application can be approved within 24-48 hours and is linked to your cheque book and card for easy accessibility.

Unsecured Overdraft. Access to a line of credit is given to help with everyday needs. This loan attracts interest at a rate of 14.71% p.a., which is calculated daily and charged monthly. You can borrow a minimum of $500 with no monthly account-keeping fees.

Intech Credit UnionIntech-CU

Intech Credit Union was established in 1962 for the employees working for the Overseas Telecommunications Commission. Their list of alternative banking products includes credit cards, insurance and deposit accounts. They also offer loan solutions to meet a number of needs, including personal loans.

Personal Loan. This unsecured loan is available for any type of personal purchase or even to consolidate your debts. It features flexible repayment options and terms, and no penalty for early repayment. Intech Credit Union may be able to give you an approval in 24 hours with a personal loan, and will tailor the terms and loan amount to suit your needs.

Car Loan. A secured loan is available for both new and used vehicles of up to seven years old. This is a variable rate loan for anywhere from 1 year(s) to 7 year(s). You can borrow from $5,000 up to $100,000. There are no repayment penalties if you want to pay your loan off sooner.

Personal Overdraft. The personal overdraft offered by Intech is a way of obtaining money for a personal purchase without having to apply for a personal loan. Linked to your Intech bank account, there are no on-going fees for this product and you will be able to access the money whenever you need it.

Laboratories Credit Union LimitedLaboratories-CU

The Laboratories Credit Union, or LCU, began operations in 1954 at the Riverside Corporate Park in North Ryde, NSW. This credit union offers an array of financial services, which include borrowing, saving, investing, and insurance solutions. Given the nature of their operations, there is no focus on earning profits for shareholders, and as a result you can expect to get competitive interest rates as well as discounted fees. Below are details of the personal loans it offers, and these loans don’t attract monthly account-keeping fees.

Personal Loan. Borrow between $2,000 and $50,000 through this loan and pay a competitive rate of 13.1% p.a. It offers repayment flexibility, allowing you to make weekly, fortnightly, or monthly repayments, and the loan term can extend up to 7 year(s). It comes with a free redraw facility, you can opt for automatic salary deductions and you can make early repayments without paying extra fees.

Share Loan. This is also a personal loan, but you can only use proceeds from this loan only to purchase shares in the stock market. You can borrow between $2,000 and $30,000 at a rate of 11.15% p.a. The repayment term can be up to 5 year(s), and it comes with features similar to the LCU Personal Loan.

Latvian Australian Credit Co-operative Society LimitedLatvian-Australian-CU

This Credit Cooperative offers a wide variety of personal loans that are designed to assist you with a cash boost. You might take out a loan to consolidate debt or to help you accomplish a certain financial goal, be it a car purchase, home renovation or to go on holiday. All Latvian Credit Cooperative personal loans offer no establishment or monthly account-keeping fees, helping to keep them low cost. Interest on these loans is calculated daily and added to your loan account at the end of the month.

Personal Loans. These loans offer financing for a variety of purposes. Latvian Credit Cooperative personal loans can have a special variable rate of 10.25% p.a. or a standard rate of 11.95% p.a, and they can also be secured using a savings account at a competitive rate of 10.58% p.a.

Student Loans. These loans are made available to students for a variety of expenses including paying your tuition fees or to consolidate your student debt. Students applying for this loan must have completed their first year of studies. Deferral of payments is allowed for up to 3 year(s), after which monthly repayments are made for a loan term of up to three years.

Continuous Credit Loan. Also known as an overdraft, this loan acts as a source of instant funds. You’ll be charged a competitive rate on the balance your use, and have the option to repay or redraw at any time within the approved credit limit.

Lysaght Credit Union LtdLysaght-CU

Lysaght Credit Union offers you diverse options for personal financing. Their range of personal loans are designed to suit your income and can be approved within 24 hours of your application.
Lysaght personal loans with a minimum loan amount of $500 and maximum of $25,000, they also offer no application fees. These loans also have a competitive interest rate and a loan term of up to seven years. Early repayments on Lysaght personal loans are not allowed, but direct payroll deposits for repayments are accepted. You can choose from the following personal loan options:

Share loan. This loan has an interest rate of 9.45% p.a. and a loan term of between 2 year(s) and 5 year(s). You can borrow up to $30,000 with the Share Loan.

Personal Loan. This loan is designed to finance all kinds of purposes, and comes with a competitive interest rate of 10.3% p.a. on a maximum 7 year(s) term.

MacArthur Credit Union LtdMacArthur-CU

A group of truck drivers and miners came together in 1971 to form the Clutha Employees Credit Union. In 1978, it opened membership to the entire Macarthur district, and its existing name, MacArthur Credit Union, came into effect. Most members commonly refer to it as ‘The Mac’, and it remains the only community-based credit union in the region. In addition to product offerings such as savings and investment accounts, credit cards, insurance solutions, and home loans, it also offers personal loans, the details of which are as follows:

Unsecured Personal Loan. Whether you wish to renovate your home, take a holiday, consolidate debts, or buy a car, you can apply for this loan. Borrow between $2,000 and $50,000 for up to 7 year(s) and enjoy a competitive rate of 15.49% p.a. This loan comes with repayment flexibility, a free redraw facility, and you don’t have to pay ongoing fees or early repayment fees.

Secured Personal Loan. This loan is quite similar in features to the unsecured personal loan, but the maximum you can borrow in this case depends on the security you provide. In addition, you can look forward to a more competitive interest rate of 12.49% p.a.

Personal Overdraft. You can get this line of credit linked to your Mac Everyday savings account, with a maximum available limit of $30,000. Access to funds comes through your Visa debit card as well as other channels. This overdraft facility does not attract any account-keeping fees.

Macquarie Bank LimitedMacquarie-Bank

If you are looking for a personal loan to help you finance a used/ new car or upgrade your current vehicle and earn you Qantas reward points in the process, you should consider taking up the Macquarie Bank Limited car loan. This loan will allow you to earn up to 10,000 Qantas points redeemable for different travel perks and merchandise and also offer a competitive interest rate along with a wide range of benefits that save you time and money. Here is a look at the key features of the Macquarie Bank Limited car loan;

Macquarie Vehicle Select With this car loan, you will not have to run around selecting a car and negotiating prices with car dealers. Instead, you get to sit back and relax while experienced Macquarie Bank car dealer consultants source, compare, negotiate and purchase a car that suits your budget and lifestyle for you. This will help you save on time and effort and also ensure you get the best deal depending on your finances and preferences.

Qantas Reward Points Earn 1 Qantas reward point for every $1 you finance using the Macquarie car loan and get to redeem your accumulated points for travel perks such as award flights and travel upgrades along with a wide variety of merchandise from selected retail outlets across Australia.

Comprehensive Service Macquarie Bank Limited offers one convenient place for all your documentation needs while financing a vehicle purchase. You will not have to run around to liaise with suppliers or find insurance solutions for your car, as the bank will take care of this on your behalf and offer you personalized settlement service.

Macquarie Credit UnionMacquarie-CU

Macquarie Credit Union offers a competitive range of personal loan products that can be used for various purposes. This includes student loans for those looking for money to cover education expenses, to home renovations or purchasing a car. Their range of personal loans are as follows:

Secured Personal Loan. Giving an asset as security for your personal loan ensures that you enjoy a lower interest rate of 8.1% p.a. as well as minimal fees. The loan also comes with a free redraw facility and has a fast approval process.

Unsecured Personal Loan. This loan comes with little or no fees and an interest rate of A debt consolidation option is available and you can also access a free redraw facility for your additional repayments.

Student/Apprentice Loan. This product gives you the funds you need to purchase study materials and other education-related expenses. The loan comes with a 2% p.a. discount on variable rates, with a minimum amount of $1,000 and maximum of $2,000 available. An interest rate of 12.2% p.a. applies with minimal fees. A redraw facility is available and the Macquarie offers fast approval.

Maitland Mutual Building Society LimitedMaitland-Mutual-Building-So

Maitland Mutual Building Society Limited offers 3 personal loans to give their clients the chance to access the funds they need to accomplish their projects. The loans can be used to reorganise finances, go on holiday, purchase a new car or any other worthwhile purpose. A $200 application fee is charged but the loans have zero monthly service fee and additional repayments are accepted.

Car Loan. This loan is specifically for purchasing a vehicle or refinancing an existing car loan with a motor vehicle used as security. A rate of 7.99% p.a. is charged and loan amounts range from $5,000 to $50,000. The maximum loan term is 7 year(s).

Secured Personal Loan. This can be used for any worthwhile purpose and is secured against term deposit or residential property. The loan attracts interest from 8.49% p.a. and has a maximum loan term of 7 year(s). The minimum loan amount is $5,000 and the maximum $100,000.

Unsecured Personal Loan. As this loan has no security, it attracts a higher interest rate of 12.75% p.a. The maximum loan period is 5 year(s) and loan amounts ranging from as little as $5,000 to as high as $20,000.

Maleny Credit Union (MCU Ltd)Maleny-CU

MCU Credit Union provides an ‘all purpose’ personal loan to help you with any worthwhile purpose. This ranges from paying your credit card debt, purchasing a vehicle, consolidating debt or even paying out your store cards. You can access an affordable personal loan at interest rates starting at 11.90% p.a. and get to enjoy a host of benefits and no loan fees.

MCU Personal Loan. This loan gives you access to between $3,000 and $30,000 for a term of up to seven years. There are no annual or monthly fees, although a small application fee of $250 applies. Among the key features of this product include free redraws for amounts over $2,000, no penalties for early payout, flexible weekly, fortnightly or monthly repayments and the ability to make early repayments without penalty. With this loan, you can get the money you need for purposes such as pool installations or home renovations, or to help you consolidate debt by paying off existing credit accounts.

Maritime, Mining & Power Credit Union LimitedMaritime-Mining-Power-CU

Maritime, Mining & Power Credit Union Limited (MMPCU) has been in operation since 1970, serving Australians all across the nation. They offer a range of banking services that includes money management counseling, banking accounts and credit cards. MMPCU is also a provider of loan products, including personal loans.

Personal Loan. A variable rate loan with a term of up to 7 year(s), the personal loan from MMPCU allows for lump sum repayments and no penalty for early payout. Your personal loan will include a redraw facility, and allow for repayments to be made from your salary or bank account.

Fixed Rate Personal Loan. Having a fixed rate on your personal loan means never having to guess what next months’ repayment is going to be. This loan offers all of the features that the variable rate personal loan does, including the choice of monthly, fortnightly and weekly repayments.

Overdraft. This is a type of loan that is linked to your regular banking account and allows for you to overdraw on the money you have available. The credit limit will vary, but could be as high as $20,000. Like with the personal loans, you can set up auto repayments that are taken out from your bank account or salary.

Consolidator Loan. This type of personal loan is meant exclusively to lump all of your debt into one account, making it easier to pay off. You still have the features that the other personal loans offer, but will be charged a slightly higher rate only on the amount you use.

Mega International Commercial Bank Co., LtdMega-Intl-Commercial-Bank

Mega International Commercial Bank is a merged financial institution of The International Bank of China (ICBC) and Chiao Tung Bank (CTB). This merger took place in 2006 and now the bank has over a hundred branches in China and 24 abroad. Three of those can be found in Australia in Sydney, Melbourne and Brisbane. With the high number of Taiwanese immigrants flocking to Australia, the bank obtained licensing to serve their financial needs along with those of Australian residents. The services and products that are offered by Mega include commercial, construction and personal home loans. They also provide assistance with trade finance, syndicated facilities, foreign currency exchange and transfers as well as banking needs like deposit accounts. Consumer loans are available for both private and business purposes.

General Consumer Loans. This is a variable rate loan with terms that can range from 1 year(s) to 7 year(s). A one year loan will allow the borrower up to 600,000 yuan, while a longer term maxes out at 1.5 million yuan. It should also be noted that the terms of the loan added to the age of the borrower may not exceed 65 years. Borrowers must also show that they have individuals under their employ or have been employed for at least a year, in the following situations; loans for professionals, government agencies, public and private hospitals, highly regarded companies or manufacturers, banks. An individual will also have to show that they are earning at least 600,000 yuan a year and that their monthly credit payments can not be divided by the monthly income more than 22 times. For the consumer loan from Mega, borrowers must pay a 3,000 fee for the initiation of the loan on top of a credit check charge of 300 yuan per applicant.

Mizuho Bank Ltd.Mizuho-Bank

Mizuho is one of Japan’s leading financial institutions providing international services. Globally, they support trade and investment with products that contribute to building business and personal wealth. With their offices located in Sydney, they provide Australian investors with lending services. They are also available for deposit-taking, the issuance of L/C and its acceptance and confirmation, your import and export needs, foreign currency transfers and forward exchange contracts.

Syndicated Loan.The loan process through Mizuho is a syndicated loan, where they act as the intermediary between you and the lender. Even after the loan begins, they handle the processing and disbursement of payments. This allows for you to manage your money efficiently while developing relationships with other financial institutions.

My Credit Union LimitedMY-CU

Resources Credit Union and Industries Mutual Credit Union merged in 2011 to form My Credit Union. With both financial institutions having been in operation since the 1960’s, they were able to combine their resources, products and services to offer a better banking solution to their members. Today, My Credit Union provides it members with access to savings and term deposit accounts, insurance covers and loan products. Among those loan products is the following ones designed for personal use:

Personal Loan. The My Credit Union Personal Loan is offered at a variable rate of 12.85% p.a. with no monthly fees. You can apply for an amount ranging from $1,000 to $25,000 with terms extending up to 7 year(s). Repayments can be made weekly, fortnightly or monthly, as well as in lump sums without penalty if the loan is paid off early. Borrowers also can access any extra repayments through the free redraw facility, so long as the amount withdrawn is at least $100.

My Overdraft with Visa access. An overdraft gives you continuous access to anywhere from $500 to $25,000 attached to your account, with the convenience of a Visa debit card. A variable rate of 14.45% p.a.. is only applied to the amount borrowed, and this rate reduces to to 14% p.a. when you access the funds using your Visa card. This balance is then to be repaid monthly. My Credit Union does not charge a monthly fee, but there is a $150 charge when applying.

My State FinancialMyState

Over 120,000 customers use the banking services provided by My State Financial in Tasmania. This full service banking provider is available for both business and personal use, including a number of personal loan products.

Secured Personal Loan. A secured personal loan with My State is a variable rate loan that is backed by collateral. Depending on your needs and circumstances, you’ll be offered anywhere from between $3,000 and $75,000 with terms that range from 1 year(s) to 10 year(s). You also get to choose whether you want to make repayments monthly, fortnightly, or weekly with no penalty to you if the loan is paid off early. There is also a redraw facility with this loan which allows you to take back any repayments of at least $500.

Unsecured Personal Loan. An unsecured personal loan has most of the same features as the secured loan, including a variable rate and redraw facility. The difference is seen in the loan amount, with ranges from $3,000 to $50,000 and terms of 1 year(s) to 7 year(s).

Overdraft. An overdraft is an account that works with your banking account, allowing you to withdraw more money than what is available. There is no fee for this service and you can borrow anywhere between $500 to $30,000 unsecured. If you do secure the loan with property, your overdraft account can be used for anywhere between $500 and up to 80% of the property value. You will be required to make repayments that are at least 3% of the balance.

Newcastle Permanent Building SocietyNewcastle-Permanent

Newcastle Permanent Building Society is the largest customer-owned banking provider in North South Wales, and has been serving that community for over 100 years. They are able to provide banking solutions for business and personal use as well as investment products. Included in their range of products are personal loans that can be obtained with or without any type of security.

Personal loans. The personal loans offered by Newcastle Permanent are a means of obtaining money for a purchase you don’t have the cash for. This includes for the purposes of taking a holiday, for home renovations or even debt consolidation. Whether secured or unsecured you get a fixed rate, so you always know how much your repayments will be. These loans offer terms of between 1 year(s) and 7 year(s), flexible repayments and affordable fees to help you get the money you need for personal needs.

Northern Beaches Credit UnionNorthern-Beaches-CU

Northern Beaches Credit Union (NBCU) is a community-owned bank open to all residents of the Northern Beaches. In operation since 1964, NBCU is able to offer its members alternative financial solutions to banks in the form of saving and transaction accounts, travel services and loan products. In addition to home and business loans, they also offer a competitive range of personal loans. Their personal loan range includes:

Smart Personal Loan. This loan offers a competitive variable rate of 6.12% p.a. for loan amounts of between $1,000 and $35,000. You can make monthly, fortnightly or weekly repayments over terms of between 1 year(s) and 5 year(s). You have the ability to repay the loan early without penalty and extra repayments are allowed and you can access them through the redraw facility. There is a minimum amount of $500 for redraw transactions, and some fees may apply.

Standard Variable. Like the Smart Loan, the Standard Variable is equipped with a redraw facility for when you need your extra repayments back. NBCU offers this loan in amounts ranging from $5,000 to $50,000 with loan terms of 1 year(s) to 5 year(s) and a competitive rate of 13.49% p.a.. Once approved, you’ll need to pay a $195 establishment fee, but there will be no ongoing fees for the life of the loan.

Cash Secured. By offering security for a personal loan, you can be approved for an amount above $5,000 and also receive a competitive rate of 13.49% p.a.. The terms remain the same as the other personal loans offered by NBCU, including a redraw facility and extra repayment option.

Northern Inland Credit Union LimitedNorthern-Inland-CU

The Northern Inland Credit Union came into being in 1988, as a result of the coming together of three credit unions—Oxley Mutual Credit Union Ltd, Tamworth Community Credit Union Ltd, and Namoi Credit Union Ltd. In addition to offering financial services and products like transaction accounts, credit cards, home loans, and insurance solutions, this credit union also offers its member personal loans. You can apply for these personal loans to get access to funds in a hurry, and you have the liberty to use the money for consolidating debts, travelling, renovating your home, or even getting married. Details of Northern Inland Credit Union personal loans are as follows:

Unsecured Personal Loan. The minimum and maximum you can borrow through this loan stands at $5,000 and $25,000 respectively. The maximum loan term is 5 year(s). This loan attracts a nominal application fee, but you don’t have to pay any penalties if you decide to make early repayments. It comes with a free redraw facility, and you can choose between making weekly, fortnightly, and monthly repayments.

Secured Personal Loan While the features that this personal loan offers are same as the ones as its unsecured counterpart, this loan lets you provide a security and look forward to a lower interest rate. The rate starts at a variable 11.5% p.a.

Nova Credit UnionNova-CU

Headquartered in Newcastle, NSW, Nova Credit Union offers its members a range of financial services, including personal loans. Owing to the fact that this credit union follows a customer-owned banking approach, you can look forward to competitive interest rates, although keep in mind your application will be subject to credit assessment and approval. Nova offers the following personal loan options:

Personal Loan With this personal loan you have three options. These include secured, part-secured, and unsecured personal loans. To qualify for the first two, you have to provide some kind of collateral, while the third option can be taken out with no guarantee.

Line of Credit There are two ways you can provide security to take advantage of a line of credit from this provider. You can do it either through real estate or through a term deposit.

Orange Credit Union LimitedOrange-CU

Orange Credit Union Limited has five personal loan options to suit different financial needs and various levels of spending available. These loans, as well as the credit union’s other financial products and services, are only available to the residents of the city of Orange or its surrounding districts or to those with an affinity to the city. These loans help you to finance any worthwhile purpose, from holidays to car purchases and debt consolidation. They come with flexible repayments, free redraw facilities, minimal fees and charges and a fast approval process.

Unsecured. As the loan is not secured, the 13.99% p.a. rate is a bit higher when compared to the other personal loans. The same rate is applied to loans between $2,000 and $4,999 and those $5,000 and above, although different terms are allowed for these two types of loans.

Part-Secured. This loan is partly secured and therefore enjoys a lower rate of 13.75% p.a. In most cases, a motor vehicle is used as the part security.

Real Estate Secured. Using your home equity you can apply for a personal loan and benefit from a lower interest rate of 11.25% p.a.

Savings Secured. Orange Credit Union also gives you the chance to use your deposit account as security for your personal loan. This results in a decreased interest rate of 9% p.a. on your loan.

Police & Nurses Limited (trading as P&N Bank)PN-Bank

Police & Nurses Limited offers competitive personal loans to help you get the funds you need for important events, large purchases or even refinancing your debt. The loans are designed with competitive rates, flexible repayment options and minimal fees. If you’re in need of a personal loan, you can consider the following options from P&N Bank:

Easypay Personal Loan. This loan is suited to any need you might have and comes with a variable interest rate of 7.95% p.a.. The flexible repayments can make it easier to manage and pay off your personal loan, depending on your financial situation.

Debt Consolidation Loan. This personal loan is specifically designed to help the customer take control of their finances by taking all your personal, store card and credit card debt into one manageable loan so you have only one payment every month. Manage your debt at a competitive rate of .

Police Bank LtdPolice-Bank

Police Bank is a secure, Australian financial institution offering affordable financial products and services to its members. The bank was officially registered and opened in 1964, and has grown over the years to provide more financial products with a discounted fee structure that may be suited to your budget and lifestyle. Police Bank provides loans that can be used to finance a wide range of purposes. Members can get up to 100% financing for any purchase at very competitive interest rates. Here is what you need to know about the Police Bank personal loan:

Personal Loan Police Bank personal loans can be used to finance a wide variety of purposes including a car or boat purchases, to help fund a holiday, for debt consolidation or to purchase household goods. The loan has an interest rate of 12.76% p.a. and no account-keeping fees or early repayment penalties. You’ll be able to access up to 100% financing for any personal purchase you wish to make.

Police Credit Union LimitedPolice-CU

Police Credit Union offers you competitive personal loans to help you with different purposes, including debt consolidation, payment of bills, the purchase of home equipment and home renovations.

Fixed Rate Unsecured Loan. This loan product can help you finance a wide range of purposes, including weddings, holidays, home renovations and payment of school tuition. The loan gives you the financing you need for a term of up to 5 year(s), plus the security of knowing what your repayments will be from the onset. Enjoy a competitive rate of

Debt Consolidation Loan. This loan can help you consolidate all your credit card debt, phone payments, overdrafts and other loans into one easily manageable personal loan. The loan offers flexible repayments, a free online redraw facility, along with no monthly account-keeping fees. You also get to enjoy a fixed rate of 11.9% p.a. and a fixed loan term of up to 5 year(s).

Fresh Green Personal Loans. This loan can help you go green by giving you access to funds at a discounted rate of . These funds can then be used for the purchase of a green car or for making home improvements that are environmentally sustainable. The loan is available for the purchase of a green used or new car or the installation of a solar energy system or grey water system in your home.

Police Financial Services Limited (trading as BankVic)

BankVic Police Financial Services Limited (trading as Bank Vic) offers personal loans to help with purchases and projects you might have in mind. The loan comes with features, flexible repayments and minimal fees to suit your needs. Their personal loan products are as follows:

Personal loan. BankVic personal loans come with a competitive variable rate of 12.95% p.a. and can be secured or unsecured. There’s no application, management or annual fees and you can make unlimited additional repayments. Borrow a minimum of $3,000 and and enjoy paying your loan back in weekly, fortnightly or monthly installments to suit your budget.

Travel loan. Looking to go away, but you need a loan to help cover the costs? BankVic offers travel loans with a fixed rate of 9.75% p.a. You can borrow a minimum of $2,000 for a period of 1 year(s) to 2 year(s). Enjoy no application management or annual fees and no penalty fees for early or additional repayments.

Overdraft. Have an overdraft linked to your Multipack Savings or Investor account and access up to $10,000 in additional funds. Overdrafts come with a variable rate of 12.95% p.a. and you’ll only pay interest on the amount you use.

Pulse Credit Union LimitedPulse-CU

Pulse Credit Union believes in offering personal loans and overdrafts that are designed to meet their members’ needs. The credit union has secured and unsecured personal loans that can help you cover the cost of financing everything from holiday expenses to home improvements.

Personal Loans. Borrow from between $1,000 to $60,000 with a secured loan and up to $20,000 with an unsecured loan. A Pulse Credit Union Personal Loan can be used for most any purchase or investment need and comes at a competitive rate of 7.25% p.a.. You get to enjoy features such as being able to make additional repayments without penalty, no maintenance or transaction fees, a top-up facility and flexible repayment options. The maximum loan term on an unsecured loan is 84 months and you can take out a secured loan for up to 10 year(s).

Overdraft. You can access a convenient overdraft loan of up to $20,000 with no security required. The overdraft comes at a competitive rate of 12% p.a.. and can be attached to your Access Savings account. You also have the option to top up your loan whenever you need additional funds. This loan has no maintenance fees and offers flexible weekly, fortnightly or monthly repayments.

Qantas Staff Credit Union Limited/Qantas Credit UnionQantas-CU

The Qantas Credit Union came into being in 1959, owing to the efforts of a small group of Qantas employees. With its administration office in Hurstville, NSW, this credit union now offers its members different kinds of financial services and products. These include savings accounts, credit cards, home loans, car loans, personal loans, investment solutions, insurance, as well as financial planning. Offerings that fall under its personal loan umbrella are as follows:

Personal Loan. Apply for between $1,000 and $50,000 and use the proceeds for just about any purpose. The loan term can extend up to 7 year(s). This loan doesn’t charge any establishment fees, account-keeping fees or early repayment fees. In addition, you can choose to make weekly, fortnightly, or monthly repayment and enjoy a competitive rate of 11.64% p.a.

Unsecured Personal Overdraft. This unsecured overdraft comes with a minimum limit of $500 and a maximum limit of $50,000. You can access this facility round-the-clock for a rate of 11.84% p.a., and access to funds comes in the form of ATM, EFTPOS, or Visa Debit transactions.

Debt Consolidation. While you can borrow in between $1,000 and $50,000 through this debt consolidation loan, you can use the money only to consolidate your existing debts from credit and store cards as well as personal loans. This loan comes with a rate of 11.64% p.a.

QT Mutual Bank LimitedQT-Mutual-Bank

Formerly Queensland Teachers Credit Union, QT Mutual Bank became the first customer-owned bank in Queensland in 2011. Since the start of the credit union in 1965, QT has provided banking services to over 350,000 residents of Queensland. Now as a fully operational bank, they still provide those same services including savings, investment and transaction accounts. QT has loan products for the purchase of home, car and personal use along with everyday banking accounts.

Personal Loan. The variable interest rate personal loan from QT Mutual Bank allows for loan amounts ranging from $3,000 to $60,000. The money may be used towards a variety of personal wants or needs, including holidays and consolidating debt. Terms are available up to 5 year(s).

Quay Credit Union LTDQuay-CU

Quay Credit Union is a customer-owned financial institution that is open to just about anyone in Australia. For a $10 fee, members receive both a share in Quay and access to its products and services. Quay offer banking accounts for businesses and individuals as well as with credit card services. Along with that are traditional loan products, including personal loans.

Personal Loan. The personal loan from Quay Credit Union allows loan amounts that range from $1,000 to $50,000. Loan terms are for up to 5 year(s), with no penalty for an early payout. Repayment may be made directly from a salary or banking account weekly, monthly or fortnightly and there is no charge for extra repayments.

Overdraft. With a credit limit that is attached to an everyday banking account, a member can have access to up to in revolving credit. Monthly repayments must be made towards the balance, and there is also a yearly review of the account status before the overdraft can be renewed.

Queensland Country Credit Union LimitedQueensland-Country-CU

Queensland Country Credit Union offers fast and convenient personal loans with competitive rates. Their products include secured and unsecured personal loans that can be used for different financing purposes. Whether you’re looking to borrow money to renovate your house or even up to $50,000 with a secured loan, Queensland Country Credit Union has personal loan options that are worth considering.

Secured Personal Loan. You can use this loan to purchase a vehicle, motorcycle or boat or even consolidate your debt. The security for the loan can be an existing motor vehicle, and you can borrow from to for a term of up to . There is no deposit needed and the security on the loan allows you to enjoy a lower interest rate of . Extra repayments are allowed without any penalty.

Unsecured Personal Loan. This loan could be ideal to finance a holiday, a home renovation, for the purchase of home goods or for anything else. No security is needed, and you can borrow from $1,000 to $20,000 for a term of up to 5 year(s). Extra repayments are accepted at any time without penalty, with a choice to make weekly, fortnightly or monthly repayments. A competitive interest rate of 13.2% p.a. is applicable along with a low establishment and monthly maintenance fee.

Personal loans for renovating. Whether you are looking to renovate your kitchen, add extra rooms, revamp your driveway or install an inground pool, you can get the financing you need with this Queensland Country. You can access a Reno Loan of up to $20,000 to help with small home improvements, or make environmentally sustainable home improvements with the Eco Smart Green Loan.

Queensland Police Credit Union LimitedQPCU

Those who serve in the Queensland police department have the choice of banking with Queensland Police Credit Union (QPCU). This also includes those who work in the emergency services, such as the ambulance, fire, nursing and public sector.
QPCU has been a choice for this Queensland workforce since 1964 and continues today by fulfilling a variety of financial needs. This includes personal loan products with special features.

Personal Loan. The Personal Loan from QPCU allows for extra repayments as well as no penalty for an early payout. Borrowers can also save with no monthly fee. Included with this loan is a redraw facility where you can withdraw any extra repayments using internet banking. Also offered is an interest rate saving option of up to 2% p.a. if all of your salary is deposited into a QPCU savings account. This loan can be used towards a major purchase.

Debt Consolidation Loan. Take out a loan from QPCU to consolidate your existing loans into one. Pay off your loan before the term without penalty, helping you to save on interest, and save on fees over the course of the loan with no monthly charges. The same as with the Personal Loan, if you deposit your pay into a QPCU transaction account you’ll enjoy a discounted rate.

Queensland Professional Credit Union LtdQueenland-Professional-CU

The Queensland Professional Credit Union Ltd began operations in 1967, and since then it has gone on to offer an array of financial services. You can look forward to getting a personal loan through them for a variety of purposes, and in each case you can expect competitive interest rates as well as useful features.
Given below are options from which you get to choose:

Personal loan. These loans do not charge any account-keeping fees and your extra repayments do not attract any penalty. You’re able to borrow between $1,000 and $30,000 to finance a purchase of your choice. In addition, you can make weekly, fortnightly, or monthly repayments to suit your budget. This loan comes with a rate of 14.55% p.a.

Green loans. Green loans are loans for personal use and come with similar features, but they offer a slightly discounted interest rate of 12.55% p.a. Borrow money to make an environmentally-sustainable personal purchase.

Queenslanders Credit UnionQueenlanders-CU

Queenslanders Credit Union (QCU) gives its customers the opportunity to choose between a secured personal loan and an unsecured one. Each of these loans attracts varying interest rates, determined by the type of loan and the loan amount. This way customers get to enjoy competitive rates that save them money on interest. Here are the types of personal loans offered by Queenslanders Credit Union:

Secured Personal Loan. Secure this personal loan using your car or another asset such as a motorbike, boat, trailer or caravan. The interest rate on your loan will be determined by how old your asset is, with assets under five years old getting lower rates. A loan amount less than $20,000 will attract lower rates than one of $20,000 and above. Queenslanders Credit Union also offers the chance to secure your loan with a term deposit, with the loan earning an interest rate of for any loan amount.

Unsecured Personal Loan. This personal loan is available to QCU members who own a debt-free home or have a home with the bank. The loan comes in three categories with each having different rates: loan amounts of less than $20,000, loans of $20,000 and over and a standard loan.

Rabobank Australia LimitedRabobank-Australia

Rabobank Australia Limited prides itself in being a world specialist in food and agribusiness banking and has designed rural loans customized for this sector. They have various products suited for various purposes;

All in one account. This loan combines your short-term and overdrafts into long-term borrowing. It is an interest-only loan with terms of up to 15 year(s) and puts everything into one account which saves on money transfers between accounts. Repayments are flexible and can be tailored to your high income periods and are deducted automatically from your income.

Trade Facility. This loan is specifically designed to help you with your importing financial needs. It comes with a foreign currency facility and consolidates everything into one account which is in charge of all your banking, loan and trade finance needs. You also benefit from importing goods on a one-off or regular basis.

Harvest Advantage. This is available only to all in one account and rural loan clients. It gives you the opportunity to access the equity for wheat and barley delivered to Rabobank approved pools. Your loan limit is adjusted as more grain is delivered and repayment is from periodic pool distributions.

Seasonal Loan. As an existing Rabobank client enjoy flexibility in managing cash flow over the growing season. This loan has no fixed repayment schedule and you can repay your loan as your crop proceeds are received. Loan term of 1.25 year(s) is provided to fit your growing cycles and variable interest rates are charged.

Term Loan to Self Managed Super Funds. Use your superannuation funds to provide equity for rural, commercial or residential property and borrow the balance required.

Rabobank Nederland (the trading name of Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A.)Rabobank-Nederland

Rabobank Nederland provides financial services for the food and agribusiness sector. Additionally, if your are interested in leaving of the farming business the bank also provides transactional and lending services through their food and agribusiness banking department. They offer a range of loans with different features, each designed to fit various needs.
Rabobank Nederland gives you four finance options to help you achieve your goals.

Farm loans. These provide finance to help you buy or improve property, purchase livestock, provide working capital, refinance existing loans and fund off-farm investments and any other worthwhile purposes.

Seasonal loan. With these loans, clients get to benefit from the ability to manage their cash flow during the growing season. The loan comes with no fixed repayment schedule and payments can be made as your crop proceeds are received. The loan term is designed to fit your growing cycles and the interest rates are varied.

Harvest Advantage. Available only to all in one account and rural loan clients, this loan gives the chance to access your equity for wheat and barley delivered to Rabobank pools. How much you can borrow is adjusted as more grain is delivered to the pools and the repayment is made from periodic pool distributions.

All in one account. This is an interest-only loan with loan periods of up to 15 years. Everything is put in one account to eliminate the need for money transfers. The repayments are automatically deducted and can be tailored to fit your high income periods.

RACQRACQ

As an automotive club based in Queensland, RACQ offers more than just roadside assistance. Users benefit from travel insurance plans, special discounts products and services and the choice of a range of personal loans. Both non-members and members are welcome to apply, but if you have joined RACQ you will get a discounted interest rate on the loan. The price of membership ranges from $84 to $253 a year, plus a one-time joining fee of $33.

Secured Personal Loans. Approval for the secured personal loan can be in as little as five hours and pre-approval is also available. Loan terms are available for between 1 year(s) to 7 year(s), and you can make additional repayments to help pay the loan off faster.

Unsecured Loans. An unsecured personal loan comes with a higher interest rate than the secured option. They are offered at a fixed rate with a loan term of between 1 year(s) and 7 year(s). This type of unsecured personal loan is available to use towards any type of major purchase, and pre-approval is available so that you know what your budget is ahead of time.

Rural Bank LimitedRural-Bank

Affiliated with Bendigo Bank and Adelaide Bank, Rural Bank Limited focuses on Australian farmers and offers ways to improve their production. This is accomplished with a line of banking products that fit the needs of this specialised industry. In addition to loan products designed specifically for buying farm equipment and livestock, Rural Bank also provides farmers ways to access money when they need it.

Seasonal Overdraft. As part of the Seasonal Account, a Rural Bank customer can borrow money through an overdraft starting at $20,000. This is a variable rate loan that can be unsecured or secured by using crops, land or livestock. Repayments are not fixed, allowing the balance to be paid off in line with seasonal changes.

Farm Line of Credit. The minimum amount for this revolving line of credit loan is $150,000, with access to the money by available through a Visa debit card, phone banking, online, or with a personal cheque. There are no fixed repayments, and the unused balance of the line of credit will earn interest. This is a secured loan where land or a term deposit account can be used to back it.

Select Credit Union LimitedSelect-CU

Select Credit Union is a community-based banking firm that offers financial products and services. Their range of personal loans offer competitive and flexible features, and can be used to finance anything from a much needed holiday, a home renovation, car purchase to any other personal financial need. Here is a look at some of the types of personal loans available to you:

Personal Loan. With this loan, you can get the help you need to make that purchase you have always wanted. Whether you are eyeing a new plasma TV or are looking for extra cash to complete a home improvement project, this loan can help you get closer to realising your dream. Approval for your funds will be made within 24 hours, and you will get to enjoy a competitive interest rate of 10.99% p.a.. The loan has no monthly account-keeping fees and allows you to make early repayments without penalty.

Overdraft/Line of Credit. This loan can help you cover unexpected daily expenses by offering you a reliable line of credit at a rate of 10.99% p.a.. Interest is only calculated on the amount you use, and you can link your line of credit to a Visa credit card for easier access to funds.

Service One Credit Union LimitedService-One-CU

Operating in the southeast sector of New South Wales (NSW), Service One Credit Union has been serving this community for over 50 years. A combination of three former cooperative banking solutions, they are the only customer-owned bank in the region. With membership open to all, anyone can access the product and services they provide, including flexible personal loans and overdraft facilities.

Fixed Rate Personal Loan. With the security of having fixed repayments you may borrow up to $75,000 at an interest rate of 7.79% p.a. That rate is fixed for the entire loan period which can be up to 5 year(s). This is a secured loan, where you can use a car, other motor vehicle, a term deposit whose value equals that of the loan, or your home mortgage as collateral.

Variable Rate Personal Loan. With the same security options as the fixed rate loan, you are able to borrow up to $75,000 and pay off your loan within terms up to 6 year(s). Service One allows for weekly, fortnightly and monthly repayments as well as lump sums, with no penalty if you complete your terms early. If you do make extra repayments that you need back, there is a redraw facility that will allow for this. The variable interest rate is 9% p.a.

Unsecured Variable Rate Personal Loan. If you are offering no asset as security, you may borrow up to $50,000 and pay a variable interest rate of 9.99% p.a. with this loan. The terms offered are no longer than 5 year(s), but you have the same flexible repayment options and redraw facility as the secured personal loan.

Variable Rate Eco Personal Loan. An unsecured personal loan, this one offers the same features as the unsecured variable rate personal loan, but with a reduced interest rate of 9.99% p.a. In order to qualify for this, you must show that the money is going towards an environmentally-friendly purpose, such as adding insulation to your home or the installation of a greywater treatment system.

Happy Personal Loan. This is a limited time offer of an unsecured loan at a variable rate of 9.99% p.a. Certain conditions apply in order to qualify for this personal loan.

Student Personal Loan. To help pay for ongoing education essentials, Australian students may apply for an unsecured variable rate loan with an interest rate of 14% p.a.

Overdraft. Linked to your Day to Day Account offered by Service One, an overdraft can allow you to borrow money on a continuing line of credit. Interest is applied to the amount borrowed at 16.5% p.a. but not to the total amount of credit available. Allowing for borrowing amounts starting at $1,000, this type of open credit can help with paying unexpected expenses in between paychecks.

SGE Credit Union LimitedSGE-CU

SGE personal loans offer you an easy solution when you need extra cash to finance a specific purpose or to help you fund a financial need. By offering you a diverse range of secured and unsecured loan products with competitive rates, SGE Credit ensures you do not miss out on the things you want to do, be they going on holiday or even purchasing new furniture for your home. The key features of SGE Credit personal loans include loan approval times of 24-48 hours, a redraw facility that gives you access to additional repayments, flexible repayment options and the ability to make extra repayments at any time without penalty.

Secured Personal Loans. These loans can provide you with a simple solution to fund any worthwhile purpose at a competitive rate of . You can also take up a Secured Personal Loan to consolidate your debt at a rate of 16.80% p.a.

Unsecured Personal Loans. If you do not wish to attach an asset as a guarantee, you can take up this loan and get the money you need at a variable rate of 7.99% p.a.. An unsecured Debt Consolidation Loan is also available at a competitive rate of 16.80% p.a.

Shell Employees' Credit Union LimitedShell-Emplpyees-CU

The Shell Employees’ Credit Union Ltd (SECU) began operations in 1963. It originally only served employees of the Shell Group of Companies, it now offers its services to employee’s family members, people who provide Shell contractual services, as well as all individuals and business owners from the Camellia Business Peninsula (formerly, the Rosehill business district). SECU offers its members practically all financial services and products one would normally associate with a bank, and these include personal loans. You can find the following personal loan options with SECU:

Personal Loan. The minimum you can borrow is $1,000, and if you qualify you can borrow as much as$50,000. Upon approval, you can use the funds for just about any worthwhile purpose. Loan approval normally happens within 24 hours, and this loan does not attract any account-keeping fees or early repayment penalties. Repayment flexibility lets you make weekly, fortnightly, or monthly payments. The interest rate depends on the amount you borrow and the term of the loan.

Line of Credit. This line of credit offers a competitive interest rate, and you can access your funds 24/7, via ATMs and EFTPOS as well as through online and telephone banking. This line of credit links to your multi-access account and it you won’t be charged any account-keeping fees.

Southern Cross Credit Union Ltd.Southern-Cross-CU

Southern Cross Credit Union provides all of the services you expect from a bank, yet they are a member-owned credit union. Located through the Northern Rivers, Southern Cross Credit Union has ten branches in operation from Casino to Tweed Heads. Whether it is personal banking you need, such as transaction accounts and credit cards, or a loan to help your business, Southern Cross has products to assist you. That includes a personal loan to help you make a major purchase.

All Purpose Loans. With the All Purpose Loan you are getting a form of finance that can help you with a range of needs. Southern Cross offers fast pre-approval for their loans so that you know exactly how much is in your budget before you start making your purchase choice. The repayments are flexible, with the choice to make them weekly, fortnightly and monthly. Repayment holidays are available and there is no penalty if the loan is paid off ahead of schedule.

South-West Credit Union Co-Operative LimitedSouth-West-CU

Serving the city of Warrnambool, on the south west coast of Victoria, South West Credit Union is an active member of the local community. They work closely with local foundations to help raise funds for the development of local philanthropy. For its members, South West assists in making major purchases by offering personal line in its line of products.

Secured Personal Loan. With loan amounts that range from $1,000 to $80,000, you can choose a loan term of up to 7 year(s) at an interest rate of 16.4% p.a. This loan features a free redraw facility, and allows for monthly, fortnightly, weekly, and lump sum repayments. If you do pay the loan off before the terms are completed, there will be no penalty charged to you.

Home Owner’s Unsecured Personal Loan. Designed to help with renovations or improvements to your home, this is an unsecured personal loan product with an interest rate of 15.9% p.a. You can borrow between $3,000 to $15,000 and take up to 5 year(s) to pay it off in weekly, fortnightly or monthly repayments. There is no charge if you do payout the loan early, nor is there one for taking advantage of the redraw facility that is a part of the personal loan.

Standard Unsecured Personal Loan. With no asset to hold as security, South West Credit Union can offer a personal loan between $1,000 and $20,000 with up to 5 year(s) to pay the full amount off. Interest is applied monthly at a rate of 19.9% p.a. and the credit union allows you to pay the loan off ahead of time without incurring a penalty.

South West Slopes Credit Union LtdSouth-West-Slopes-CU

South West Slopes Credit Union offers you a wide range of personal loans to help you cater for a wide variety of personal needs. Their personal loans are suited for purposes such as home improvements, debt consolidation, educational and medical expenses among many others.

With both secured and unsecured personal loans available at competitive rates and flexible repayment options, South West Slopes can empower you to make the purchases you need without having to save the money in advance.

Personal Loan. Borrow up to $80,000 for any worthwhile purpose and get to enjoy a competitive rate of 8.50% for a secured loan and 12.95% p.a. for unsecured. This loan also features no monthly account-keeping fees and flexible weekly, fortnightly or monthly repayments. Designed to suit your budget with a loan term of up to 84 months, the loan comes with no application or establishment fees and no restrictions on additional repayments. Assessment and approval for loan applications is usually completed within 24 hours and funds made available to your bank account instantly.

Overdraft. Attach an overdraft facility to your transaction account and have access to a revolving line of credit. You’ll pay a rate of 12.5% p.a. on any part of the credit you use.

Sumitomo Mitsui Banking CorporationSumitomo-Mitsui-Banking-Cor

Sumitomo Mitsui personal loans can help you reach your financial goals whenever you are strapped for cash. With these loans, you can easily access the cash you need to finance a car purchase, pay your outstanding bills, purchase home furniture of cover any other worthwhile purpose you have. The bank offers short 30 minute loan applications, and your loan can be processed and made available to you within 24 hours.

Education Loan. You can borrow up to three million yen on an unsecured educational loan at a maximum loan term of 10 years, or get a secured loan of up to 30 million yen for a term as long as 30 years.

Free Loan. Borrow funds for the purchase of home furniture, travel or holidays at a competitive variable interest rate and with a flexible loan term. You can opt for an unsecured Free Loan that allows you to borrow up to three million yen for a maximum loan term of 10 years, or go for a secured Free Loan that allows you to borrow up to one billion yen for a maximum term of 30 years.

Apartment Loan. Get the funds you need for a home purchase or renovation for a loan term of up to 35 years. The loan has a competitive variable rate and gives you access to a minimum of two million yen.

Summerland Credit Union LimitedSummerland-CU

Summerland Credit has flexible, competitively priced personal loans to help you when you’re in need of finance. Whether you want to travel abroad or are planning to make your home more environmentally sustainable, you can get a loan that suits your personal needs and that offers you savings and flexibility.

Personal Loans. Summerland Personal Loans are designed to help you get what you want sooner, be it a holiday, furniture or any other worthwhile need. The loan offers a competitive interest rate of for an unsecured all-purpose loan, or you can opt for a secured loan at a lower rate of 5.89% p.a. (secured by cash, car, boat or caravan).

EcoLoan. Are you looking to make environmentally friendly renovations to your home? The Ecoloan and Equity Plus Personal Loan can help you go green by empowering you to make environmentally sustainable home improvements. This can include installing energy efficient glazing, putting up a water treatment system or installing a solar energy system. An Ecoloan has a competitive rate of 9.25% p.a. while the Equity Plus loan has a rate of 9.75% p.a. Both Eco personal loans allow you to save on interest charges and loan establishment fees by offering you a discount.

Continuing Credit. Get access to an affordable everyday overdraft facility at a competitive rate of or access an Equity Extra overdraft at a rate of 6.29% p.a. Both of these give you continual access to credit that you can draw on should you need it.

Suncorp BankSuncorp-Bank

Suncorp bank offers its customers secured and unsecured personal loans as well as personal overdraft to provide extra financing you might need to accomplish your goal. The loans can be used to purchase vehicles, for debt consolidation, home improvements, education, medical expenses and holidays, just to mention a few.

Secured Personal Loan. A secured personal loan is available to clients purchasing a car less than five years old from a dealership or those refinancing an existing secured loan. The car is used as security for your loan, reducing the interest on the loan. An interest rate of 6.99% p.a. will apply.

Unsecured Personal Loan. This personal loan is available for a range of purposes including debt consolidation, education expenses or even renovations. You’ll pay a competitive rate of 11.99% p.a. with the minimum loan amount being $5,000.

Personal Overdraft. Suncorp has two types of personal overdrafts: formal and informal. The interest rates are and 19.75% p.a. respectively.

Sutherland Credit Union LtdThe-Shire-CU

Are you looking to secure funds for a home improvement, to purchase a personal item, or simply raise some quick cash to settle an overdue bill? Sutherland Credit can offer you the money you need to buy what you want with their competitive personal loans and overdraft facilities.
With Sutherland Credit, you can access secured or unsecured credit at competitive rates with no account-keeping fees. All personal loans have great features such as fast conditional approval, no early repayment fees and flexible repayment options.

Personal loan. You can borrow funds with an unsecured personal loan at a rate of 17.25% p.a. or secure your loan against your savings account at a rate of 12.25% p.a.

Home Improvement loan. Borrow the funds you need for any worthwhile home renovation project with this unsecured personal loan at a competitive rate of 14.35% p.a.

Overdraft facilities. An overdraft facility can offer you an emergency line of credit that you can draw from during emergencies. Sutherland Credit overdraft facilities allow you to draw a minimum of $1,000 on a secured or unsecured loan that you can pay for over a fixed term. Sutherland offer two types of overdrafts: an Equity Overdraft is secured by a residential property and has a competitive rate of 6.39%, while an Access Overdraft can be secured by your savings to enjoy a competitive rate of 12.25% p.a.

Sydney Credit Union LtdSydney-CU

The Sydney Credit Union, or SCU, operates quite like other credit unions. It does not have to maximise profits to please shareholders, and can, as a result, offer competitive rates as well as reduced fees. In addition to regular banking products like daily accounts and home loans, this credit union offers certain personal loans, and you can use the proceeds of these loans for different purposes.
If you’re thinking about applying for a SCU personal loan, here are your options:

Christmas Cracker Unsecured Personal Loan. This, as the name implies, is a loan meant especially for the holiday season, and what sets it apart from the regular unsecured personal loan is a discounted interest rate of 11.14% p.a. Other features are the same as the personal loan, which include no application fees, no penalty for early repayment, and a redraw facility.

Secured Personal Loan. Providing some kind of security to get a secured personal loan gives you the ability to access a rate of 11.14% p.a. This loan attracts a nominal application fee, it comes with redraw facility, and you can make variable lump sum repayments.

Teachers Mutual Bank LimitedTeachers-Mutual-Bank

With close to 160,000 members, Teachers Mutual Bank provides an alternative banking solution for Australia’s teachers and families. In operation since 1966, they have become a full-service financial institution, offering travel services, international money transfers, insurance plans and more. Personal loans are also a fee-free product that members have access to. Their personal loans range is as follows:

All Purpose Personal Loan. Designed for any major purchase, the All Purpose Personal Loan can give you access to between $2,000 and $80,000 at a variable rate of 13.19% p.a. With this loan you can make an unlimited amount of repayments and redraw them if necessary with a free redraw facility.

Travel Loan. This loan is exclusively to cover the expense of a holiday between $2,000 and $30,000. The travel loan is available at a variable rate of 11.45% p.a. and you have the added benefit of a redraw facility. With this you can make unlimited additional repayments and withdraw those again if you suddenly need the money for something else.

Overdraft. Attached to your everyday transaction account, the overdraft can provide you with a loan when needed without the hassle of having to apply for one. You’ll pay a variable rate on any balance you use, which is applied monthly. Individual account holders are allowed between $500 and $10,000 while joint transaction accounts may be approved for as much as $20,000 in credit.

The Bank of New York MellonThe-Bank-of-NewYork-Mellon

In Australia, you will find branches of the Bank of New York Mellon (BNY Mellon) in Melbourne, Rosebery and Sydney. Here Australian institutions and corporations have been receiving global investment support since 1975. They work with banks, pension funds, insurance companies and government entities at building on wealth by expanding portfolios. To do this BNY Mellon has available investment management, securities services and wealth management services. Services for the superannuation system that many Australian institutions rely on can also be served by BNY Mellon. This is dependent on using the investment advisors global knowledge to make choices about overseas investment opportunities. Whilst there are no personal loans on offer, they provide these investment management services, they also offer asset servicing, broker-dealer services, and wealth management tools.

The Broken Hill Community Credit Union LtdThe-Broken-Hill-Community-C

The Broken Hill Community Credit Union commenced operations in 1974, and it now boasts the largest number of staff in the region. Based out of Broken Hill, NSW, this credit union offers its members a variety of financial services, which include everyday savings accounts, term deposits, credit cards, insurance solutions, financial planning advice, and not to forget, personal loans.

Personal loans from the Broken Hill Community Credit Union. This credit union gives its members a quick and easy way to borrow money through its personal loans, and these loans offer highly competitive interest rates. Applying for these loans is easy; you can apply online, and once approved, you can access your account online as well. These loans come with flexible repayment options, and you don’t have to pay any penalties if you make additional repayments or pay out your loan early. Personal loans from this credit union don’t charge any account-keeping or annual fees and you can set up auto repayments. The loans come with redraw facilities and loans terms can go up to 7 year(s).

The Capricornian LtdThe-Capricornian

Capricornian Personal Loans offer a simple way to access quick cash for whatever you want to do. Whether you’re looking to buy a new car, make your debts more manageable or make home improvements, a Capricornian Personal Loan can be just what you need. With competitive interest rates, the ability to make early repayments and other competitive features, you can get the cash you need with a loan that supports your repayment efforts.

Student/ Apprenticeship Loan. This loan can help students access finance to meet their daily needs or to pay tuition fees. Students can borrow between $2,000 and $75,000 at variable rates from depending on whether the loan is secured or unsecured.

Personal Loans. There are different types of personal loans available to help you finance a range of personal needs. Borrowers can access up to $75,000 at p.a. on an unsecured/partly secured Capricornian Personal Loan or borrow the same amount at a competitive rate of 9.95% p.a. on a fully secured loan.

The Rock Building Society LimitedThe-Rock-Building

Established in 1967, The Rock Building Society became a part of MyState Limited Financial in 2011 and began working on becoming specialists in home loans. The Rock Building Society works with customers in Central and South-East Queensland as well as Cairns, providing not only home loans, but bank accounts, deposit accounts, credit cards and insurance. They also offer personal loans that can be used for almost any purpose.

Personal Loan Unsecured. Dependent on the purpose of the loan, the unsecured loan can be for anywhere between $3,000 and $50,000 with terms ranging from 1 year(s) to 7 year(s). There is no penalty for making extra repayments or paying the loan off ahead of schedule, plus you have the flexibility of weekly, fortnightly and monthly repayments.

Personal Loan Secured. The secured personal loan from the Rock Building Society has mainly the same features as the unsecured personal loan. The main differences are the loan amount with can range from $10,000 to $75,000 and can be paid off over a period of 1 year(s) to 10 year(s).

The Royal Bank of Scotland N.V.The-Royal-Bank-Scotland

With headquarters in Edinburgh, Scotland, The Royal Bank of Scotland (RBS) is an international financial organization that is able to access markets around the world. RBS does not currently have offices in Australia, but they do conduct business across Europe, in the United States, Asia, Africa and the Middle East. RBS is affiliated with NatWest Bank which offers its customers a few different options for when they need cash for a large purchase.

Fixed Rate Personal Loan. RBS offers its customers the opportunity to reduce the fixed interest rate with security and by making them tiered. The more the customer borrows, the lower the interest rate will be. This is available for loans ranging from 1,000 to 25,000 British pounds with terms of 1 year(s) to 7 year(s). Borrowers are not charged for the establishment of the loan, and there are no monthly fees incurred.

Flexible Loans. Flexible personal loans can be at a fixed rate or a base rate tracker plus the borrower may make extra repayments. A base rate tracker works the same way as a variable interest rate does, with the amount of interest charged fluctuation with the financial market. The range of this loan covers to and also can benefit from lower interest rates with security for the loan.

Borrowing for Home Owners. Customers who already have a mortgage through RBS can use any built up equity in the house to obtain funds for a personal loan. That money can then be used for home renovations, a holiday or even a new car.

The University Credit Society Limited (Unicredit)unicredit

Some members of the Chemistry Department at the University of Western Australia came together in 1964 and formed the University Credit Society Limited. It now provides a number of financial services and products to its members in Western Australia, and currently has four branches. Its personal loans attract nominal establishment and monthly fees, offer multiple repayment options and also a quick approval time. Unicredit offers the following personal loans:

Student Loans. You can apply for a student loan with parental guarantee with a rate of 9.95% p.a. or guarantee in some other form, and you can also apply for an unsecured student loan. Unsecured student loans come with a rate of 11.95% p.a. Students can apply for as little as and the loan term can extend up to .

Member and University Staff Package. University Credit Society members as well as university staffers can look forward to getting a discounted interest rate on this loan, bringing the rate down to Certain criteria has to be met in order to qualify.

Overdraft. If you have an existing University Credit Society issued Visa debit card, you can apply for an overdraft facility, and you can access these funds via ATM and EFTPOS transactions.

Traditional Credit Union LimitedTraditional-CU

Traditional Credit personal loans allow you to finance a range of purposes, be that a washing machine, car or even furniture. This is without having to save the whole amount in advance. You can then pay off the loan and interest over a fixed period.

Consumer Loan Unsecured. You won’t have to attach any security in order to borrow with the Consumer Loan. You’ll enjoy a competitive rate of 14.95% p.a. for loan amounts up to $5,000 for the first loan and $10,000 on any subsequent loan you choose to take out. The maximum available loan term is five years and this loan comes with an establishment fee of $75.

Fast Track Loan Unsecured. This loan is also unsecured but comes with a lower establishment fee of $50. The interest on this loan is the same as with the Consumer Loan — 14.95% p.a. The maximum available term is five years.

TransComm Credit Co-operative LimitedTranscomm-CU

Are you looking for a loan with flexibility to suit your individual needs? TransComm personal loans can offer you the money you need for any worthwhile purpose, or a line of credit to help with life’s unexpected expenses. These credit options come at affordable rates and with flexible repayment options. All TransComm personal loans are approved quickly—usually within 24 hours, and there is no qualifying period required.

Line of Credit. This loan offers you a continuing line of credit of up to $5,000 at a competitive interest rate of14.9% p.a.. Be secure in the knowledge that you have a financial safety net to catch you in times of emergencies.

Personal Loans. Access a variety of secured and unsecured personal loans at competitive rates to help you with any financial need. You can borrow $10,000-$20,000 on an unsecured TransComm personal loan at a competitive rate of 9.9% p.a., for a term of between one and five years. There are no penalties charged for early repayments or payouts.

UmiUmi

Umi is working together with GE Capital to provide their clients with a personal loan to suit a range of needs. Their loan can be used to reorganise your finances, pay for a holiday, purchase a car or even to fund your education needs. The features of Umi’s Personal Loan are outlined below:

Personal Loan. The loan comes at a fixed interest rate of 11.99% p.a. with loan amounts of up to $50,000 available. Umi offers an easy application and approval process, as you can have access to your approved funds within two days of making your application. This loan comes with terms of up to 7 year(s), and there’s an early payout fee of $150 if the loan is repaid before the last six months of this term. A monthly service fee of $10, a once-off establishment fee of $250 and $35 late payment fee are charged on the loan. Early repayments are available with a fee-free repayment option through direct debit or BPAY.

Victoria Teachers Limited (trading as Victoria Teachers Mutual Bank)

Victoria-Teachers-Mutual-Ba
Victoria Teachers Mutual Bank offers a wide range of personal loans to help their clients acquire the financial means to meet their needs. Whether you are looking to make environmentally-friendly improvements to your home, need a student loan, a share loan or just require some quick cash through an overdraft, you are sure to get something that will meet your needs. Their personal loans come with some competitive features, outlined below:
Personal Loan. This loan can be used to finance a range of personal needs and comes at a competitive variable rate of 11.74% p.a. You’re able to select a fixed term of between 1 year(s) and 5 yeas but the maximum loan term can be extended to 7 year(s). There’s no early repayment penalty and no set maximum loan amount.

Green Personal Loan. Are you looking to make environmentally-friendly purchases for your home? Consider the Green Personal Loan from Victoria Teachers Mutual. This loan gives you a competitive rate of 9.35% p.a. plus no application, monthly or redraw fees. Feel free to make additional repayments and pay back your loan early without penalty.

Revolving Personal Loan. This innovative product combines the convenient access of a Visa Debit Card with the features of a personal loan. Borrow between $10,000 and $25,000 on an ongoing loan term and enjoy the flexibility of no scheduled repayments. A competitive rate of 11.74% p.a. is applied to your loan.

Share Loan. Are you looking to invest in the share market? Borrow money to get your investment dreams started at a competitive rate of 10.25% p.a. There’s no maximum loan amount and Loan Repayment Insurance is available as an optional extra. Loan terms of between 1 to 7 year(s) are available.

Student Loan. If you’re a full-time tertiary student and in need of finance to help pay for study-related expenses, a Study Loan could help. Borrow up to $10,000 and pay it off over a period of 7 year(s), with a fixed rate term of 1 to 5 year(s) being available. Additional repayments are accepted and you’re also able to defer your repayments, helping to pay off your loan.

Overdraft. Attach an overdraft to your Everyday Transaction Account and enjoy no maximum overdraft limit. The account comes with a competitive rate of 13.19% p.a. and have convenient access to your funds via your Mutual Bank Visa Debit or ATM Card.

Warwick Credit Union LtdWarwick-CU

Warwick Credit Union Ltd offers its customers two personal loan options: secured and unsecured. These loans can help you out with any worthwhile purposes including home renovations, holiday, buying a car or funding a wedding. You’ll have the benefit of flexible repayment options, as payments can be made weekly, fortnightly or monthly. Early repayments and lump sum payments are also accepted with no penalties being charged on early payouts. Loan protection insurance is also available to help in case you’re unable to make your repayments due to unavoidable circumstances.

Secured Personal Loan. As an asset is used as security with this loan, it attracts a lower interest rate of compared to its unsecured counterpart. The minimum amount you can borrow is and the maximum is . Loan terms are available up to 5 year(s) with a monthly fee.

Unsecured Personal Loan. This loan shares several features with the Secured Personal Loan but comes with a higher interest rate of The loan does not have a redraw facility and charges a monthly fee.

WAW Credit Union Co-Operative LimitedWAW-CU

Formed in 1956, WAW Credit Union essentially offers its services in North East Victoria and Southern NSW. Like other credit unions, WAW Credit Union focuses on putting its members’ needs first, as opposed to building profits for shareholders, and this enables it to offer competitive rates with products like its personal loans. Its personal loans come with a 24 hour approval timeline, and you can use the proceeds for just about any legitimate purpose. You can choose from the following loans.

Protected personal loans You can secure these loans using a term deposit, a first mortgage, or a vehicle. It requires that you make fixed monthly payments, and you can make additional payments without worrying about penalties. These loans do not attract monthly service fees. Opting for a green initiative or solar loan gives you the ability to take advantage of a discounted interest rate.

Unprotected personal loans These come with the same basic features as protected personal loans, but since they do not require you to provide security, expect to pay a higher interest rate.

Personal overdraftsPersonal overdrafts linked to your WAW Credit Union accounts can be secured or unsecured, and you can also get one with your MyCard MasterCard credit card.

Line of Credit The line of credit is for personal use only, and offers a competitive interest rate.

Wide Bay Australia LtdWide-Bay-Australia

Wide Bay Australia Ltd offers personal loans that fit any need from debt consolidation to home improvements or a car purchase. These loans come at competitive rates and offer flexible repayment plans to work with your finances and ease the process of paying off your loan. You have the chance to choose from variable or fixed rate, secured or unsecured personal loans. Each of these come with various features which best suit different purposes. Free monthly account statements and smartlink internet & mobile banking are readily available to help with management of your loan. The bank also offers a personal loan cover insurance to help you make your repayments in case you are unable to work due to injury or illness. Loans you can apply for.

Secured Personal Loan. Use your new or old car, boat, or even cash to provide security for your variable or fixed rate personal loan. This helps lower the interest rate charged on the loan and increases the amount you can borrow. This amount can range from $5,000 to $50,000 with term determined by whether you are a renter or a home owner or buyer. The asset provided as security must be less than 10 years old at end of term and a guarantee can also be provided.

Unsecured Personal Loan. As this loan is not secured on any asset, it is subject a higher interest (from ) than its former with rates varied or fixed. A guarantee can be provided for the loan with loan amounts starting from to . The loan term is dependent on whether you are a renter or a homeowner or buyer with the latter having longer terms on the loans (1 year(s)-5 year(s)).

Woolworths Employees’ Credit Union LimitedWoolsworths-Employees'-CU

The Woolworths Employees’ Credit Union (WECU) products and services are designed to benefit the employees of Woolworths Limited group in Australia and their immediate family members. As a member-owned credit union, each individual makes an initial deposit of $10 to become a shareholder. This entitles you to use the financial products and services that WECU offers, including both small and large savings accounts as well as lending products. Their range of personal loan products includes:

Personal Loan. The variable interest rate personal loan from WECU is available for amounts ranging from to . Take advantage of a competitive rate of . (for loans written after 1st Feb 2014). Borrowers have up to 5 year(s) to pay off the loan with the option to make monthly, fortnightly or weekly repayments. Additional lump sum repayments are also permitted without penalty for an early payout of the loan. For this personal loan, there is an application fee of $100, but no monthly charges.

Line of Credit. A Line of Credit offers you continuous access to your additional funds, without having to apply for a new loan each time you want to use the amount. You can apply for an amount between $2,000 to $10,000 and pay a rate of 13.85% p.a. only on the amount you use. Repayments can be weekly, fortnightly or monthly with the option of lump sum repayments without penalty.

Woori BankWoori-Bank

Woori Bank is a Korean-based investment banking company with offices located around the world, including Sydney. It is here that a business or corporation can receive international financial services, such as export and import assistance and overseas money transfers. They also provide loan services including one for business operations and one for the purchase of equipment.
With Woori Bank, both business and personal account-holders can also access a demand deposit where your money can be deposited and withdrawn whenever needed. They also have a term deposit account available where the money saved will earn interest over an agreed period of time. In terms of loans, the features and requirements are outlined below:

Operation Loan. This loan can provide you with an extension of capital in the form of revolving or non-revolving credit. Just provide your last three-years’ worth of financial statements plus your business projections in order to be approved.

Equipment Loan. If you’re in need of finance for your business’ production facilities, an equipment loan from Woori Bank might be an option to consider. This loan comes in the form of a non-revolving line of credit.

Wyong Shire Credit Union LtdWyong-Shire-CU

Wyong Shire Credit Union was formed in 1965 with the aim to provide trustworthy, secure and personal financial services to its members. The union has competitive personal loan products, both secured and unsecured, that offer flexible features to help you finance what you need to. Whether you have been thinking of installing a swimming pool or been longing to go on holiday, a Wyong Shire person loan could be worth considering.

Personal Loan. You won’t have to put off making purchases for much longer, be it new furniture or even undertaking home renovations, as you can access this loan for any worthwhile purpose at a competitive rate of 9.99% p.a.. You can enjoy great flexibility in terms of repayments and you’ll also pay no monthly fees, helping to keep loan costs down.

Cash Secured Loan. For a competitive rate of 10.75% p.a. you can access financing for any purpose. This product lets you use your savings deposit account as security for the loan.

Christmas Loan. Borrow money to cover all your Christmas spending at a competitive rate of 9.95% p.a.. This loan is unsecured, so you can put the loan amount towards any need you may have.

Was this content helpful to you? No  Yes

Related Posts

This page was last modified on 25 October 2016 at 16:34.

Latitude Personal Loan (Secured)

Can be used for whatever purpose: renovating, buying a car, booking a holiday. Funds can be in your account in as little as 24 hours.

CUA Discount Variable Personal Loan (Loans over $30,000)

Apply for a loan over $30,000 and enjoy a discounted interest rate

NOW FINANCE Personal Loans

Get rewarded with a low interest rate for your good credit history.

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

2 Responses to View Personal Loan Brands: A to Z Listing

    Default Gravatar
    james | September 3, 2016

    I live in Florida am I able to receive a personal loan from your company…. My credit score is 695… Please e-mail me back… I have debit I want only on payment per month…Thank You

Ask a question
feedback