| | From 6.39% (fixed)
| 6.39% | $2,001 | 3 to 7 years | $0 to $999 | $0 | | | You'll receive a fixed rate between 6.39% p.a. and 17.89% p.a. based on your risk profile A flexible loan with amounts from $2,001 and terms starting from 3 years. Interest and comparison rates calculated for a loan term of 5 years. | | |
| | From 6.99% (fixed)
| 7.79% | $2,000 | 3 to 5 years | $575 ($275 for loans of below $5,000) | $0 | | | You'll receive a fixed rate between 6.99% p.a. and 24.79% p.a. based on your risk profile. Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms. | | |
| | From 5.75% (variable)
| 6.47% | $5,000 | 1 to 7 years | from 0% to 5% of the loan amount | $10 | | | You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile Borrow up to $50,000 to pay for what you need. | | |
| | From 6.99% (fixed)
| 7.91% | $5,000 | 1 to 7 years | $150 | $10 | | | You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above. | | |
| | 8.90% (variable) | 9.18% | $5,000 | 3 to 5 years | $199 | $0 | | | You'll receive a variable rate of 8.90% p.a. with a comparison rate of 9.18% p.a. A credit limit up to $40,000 that you can continue to draw down over terms up to 5 years. Note: Monthly account service fee will be waived for applications submitted before 30 September 2021. | | |
| | From 5.49% (fixed)
| 5.49% | $2,100 | 6 months to 5 years | $0 (Waived $295 establishment fee) | $0 | | | You'll receive a fixed interest rate from 5.49% p.a. to 19.99% p.a. based on your risk profile Borrow between $2,100 and $30,000 from 6 months to 5 years. Note: The $295 establishment fee will be waived for loan applications submitted by 3 May 2021 | | |
| | From 5.35% (fixed)
| 6.31% | $2,001 | 1 to 7 years | 1.5–6% of your total loan amount | $0 | | | You'll receive a fixed rate from 5.35% p.a. to 20.99% p.a. based on your risk profile A personalised loan from $2,001 to $75,000 that varies based on your credit history and financial situation.
⭐ Finder Exclusive: Apply before April 30th to secure a discounted rate of 5.35% p.a. (comparison rate: 6.31% p.a.) for the first 12 months. | | |
| | From 5.95% (fixed)
| 5.95% | $5,000 | 18 months to 7 years | No Establishment Fee | $0 | | | You'll receive a fixed rate between 5.95% p.a. and 17.95% p.a. based on your risk profile Borrow from $5,000 to $7,999 with loan terms between 18 months and 3 years or borrow $8,000 to $50,000 with loan terms between 18 months and 7 years.
⭐ Finder Exclusive: Get a free $200 Westfield e-gift card once your loan application has settled. Offer ends on 30 April 2021. T&Cs apply. | | |
| | From 7.99% (fixed)
| 9.24% | $3,000 | 1 to 7 years | $250 (Loans under $5000 - $140) | $13 | | | You'll receive a fixed rate between 7.99% p.a. and 22.99% p.a. based on your risk profile Apply for what you need from $3,000 and use it for a range of purposes. Repay weekly, fortnightly or monthly. You can check your interest rate before applying with no impact to your credit score. | | |
| | From 6.39% (fixed)
| 6.39% | $5,000 | 2 to 3 years | from 0% to 5% of the loan amount | $0 | | | You'll receive a fixed rate between 6.39% p.a. and 17.49% p.a. based on your risk profile A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee. | | |
| | From 6.39% (fixed)
| 6.39% | $5,000 | 5 years | from 0% to 5% of the loan amount | $0 | | | You'll receive a fixed rate between 6.39% p.a. and 19.99% p.a. based on your risk profile A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee. | | |
| | From 6.49% (fixed)
| 6.76% | $5,000 | 3 to 5 years | $595 | $0 | | | You'll receive a fixed rate between 6.49% p.a. and 19.95% p.a. based on your risk profile A loan from $5,000 that charges no fees for extra or early repayments. Keep in mind security is required in some cases. | | |
| | 9.39% (fixed) | 9.64% | $5,000 | 1 to 7 years | $175 | $0 | | | You'll receive a fixed rate of 9.39% p.a. An unsecured loan from $5,000 with flexible repayments and no monthly fee. | | |
| | From 6.25% (fixed)
| 7.64% | $2,100 | 1 to 5 years | from $295 to $495 | $10 | | | You'll receive an interest rate between 6.25% p.a. and 19.95% p.a. based on your risk profile Borrow up to $50,000 with no hidden fees or costs. Application process usually takes 5 minutes to complete and is done fully online. | | |
| | From 5.95% (fixed)
| 5.95% | $5,000 | 18 months to 7 years | $0 | $0 | | | You'll receive a fixed rate between 5.95% p.a. and 17.95% p.a. based on your risk profile Borrow from $5,000 to $50,000 and use for a range of purposes. Pay no upfront, early repayment or ongoing fees. | | |
| | From 6.39% (variable)
| 6.39% | $2,001 | 1 to 3 years | $0 to $999 | $0 | | | You'll receive a variable rate from 6.39% p.a and 16.89% p.a. based on your risk profile A flexible loan with amounts from $2,001 and terms starting from 12 months. Benefit from transparent costs and a rate estimate before you apply. | | |
| | 11.89% (variable) | 12.15% | $5,000 | 1 to 7 years | $175 | $0 | | | You'll receive a variable rate of 11.89% p.a. Borrow from $5,000 with the option for flexible repayments and no monthly fees. | | |
| | From 6.99% (variable)
| 7.91% | $5,000 | 1 to 7 years | $150 | $10 | | | You'll receive a variable rate between 6.99% p.a. and 18.99% p.a. (7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile An unsecured loan up to $55,000 you can use for a range of purposes. Benefit from fee-free additional repayments and a redraw facility. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above. | | |
How find out credit rating
Hi Philip,
Thank you for contacting finder.com.au. We are a comparison website and general information service, we’re more than happy to offer general advice.
I highly recommend you request a free copy of your credit report/score.
Simply add your phone number to get our Finder app and start requesting your credit score.
Alternatively, you can click on the “Continue on web” if you wish not to get your score through the app.
A pop-up window would appear. Click on the “Log in” tab if you already have a Finder account. Click on the “Register” tab if you wish to create a new account.
Once you’re in, you can then request your credit score.
I hope this helps.
Cheers,
Danielle
If I apply for a student personal loan do I have to be a student for the full span of the loan?
Thanks.
Hi Steph,
Thank you for your question.
No, you don’t have to be a student for the entire term of the loan. There are actually loans which you can apply for during your final year in the university. You can check the loan options available for students on our student loans page.
It is important to consider your financial circumstances and your ability to afford the loan before applying.
I hope this has helped.
Cheers,
Liezl
I would like to know please if i can fill in an application for a $2000 unsecured loan with bendigo bank via online.
thank you
lynette
Hi Lynette,
You can apply for any of the personal loans outlined on this page by heading to Bendigo Bank’s website and submitting your application. Make sure you meet the eligibility criteria outlined above and have your personal and financial details on hand.
I hope this has helped,
Elizabeth
Hi , look at loan around 70,000 to pay off credit cards and an other personal loan to have one loan and close the cards down.
Hi Darrin,
As long as you meet the criteria outlined on the page above you can apply for a loan with Bendigo Bank. Keep in mind your current debt will be taken into account when determining your ability to afford the loan, as will other aspects (income, employment, assets) etc.
I hope this helps,
Elizabeth
Hi,
I need to borrow 40,000 to consolidate my credit cards and personal loans.
I work permanently 24hrs per week and receive a partial disability pension.
Can you please give me some advice.
Hi Lilly,
Unfortunately I’m unable to offer you any personal advice, but you’re able to apply for this personal loan as long as you meet the minimum eligibility criteria:
You are over 18 years of age
You are an Australian citizen or permanent resident
You are in paid employment (subject to Bendigo Bank’s Lending Criteria)
There is no more than 2 applicants for this application
You are listed on the loan as a borrower (Bendigo Bank is unable to accept applications completed by a third party or guarantor via this medium)
You have a credit history free of payment default, court judgements or bankruptcy
Keep in mind that your financial situation will be considered by Bendigo Bank when you’re being approved for the loan and it’s important to consider if you can afford the repayments before you apply. If you’re looking for more information you might want to contact Bendigo Bank directly.
Hope this has helped,
Elizabeth
I need to borrow $10000 I’m on centrelink and have a part time job Cash in hand so I have statements that only have Newstart each fortnight please point me in the right direction
Hi Bails,
There are loan options available for people receiving Centrelink payments including Newstart.
Please ensure to read through the relevant product disclosure statement and terms and conditions of the loan to ensure that you got everything covered before you apply for the loan.
Hope this will help,
Elizabeth
There is no option to “Go to Site” or “more” on the Bendigo Bank Unsecured Personal Loan Application information. It is blank!!
How am I supposed to fill in an application for a loan if I can’t even get to the appropriate area????
Hi Wombat,
Thanks for your question.
If you wish to apply for the Unsecured Personal Loan with Bendigo Bank you can go to their website directly.
Thanks,
Elizabeth
hi im on centerlink payments and currently studying at TAFE i have a family and times are getting rough i have a phone bill of $5,000+ electricity bill and car payments so was wondering how easy is it go for a loan even tho i owe money.
thanks for your time
Hi Nathan,
Thanks for your question.
Please note that finder.com.au is an online comparison service and is not in a position to assess your eligibility.
If you would like to discuss your eligibility or options, please get in touch with Bendigo Bank directly by clicking on ‘Go to site’.
Cheers,
Shirley