Bendigo Bank Personal Loan

Bendigo Bank offers a range of loan services, including secured and unsecured personal loans and a personal loan for green purchases. You can borrow from $2,000 up to $100,000 and loan terms range from 1 year to 7 years. The secured personal loan offers a fixed interest rate starting from 7.79% p.a. Security can include your car or property, but in case you fail to make your repayments, you could risk your assets. The interest rate for the unsecured personal loan is higher, starting from 12.79% p.a. If you want to make green purchases, you could receive a discount of 1% p.a. This discount is only applicable if you use it to purchase any of the environmentally-friendly products specified by the company. Depending on what you want to purchase, you may find their range limiting.

Compare personal loans offered by Bendigo Bank

• Bendigo Bank Personal Loans
• Bendigo Bank Car Loans
• How do Bendigo Bank Personal Loans compare with other loans?

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Name	Interest Rate (p.a.)	Comp. Rate (p.a.)	Application Fee	Monthly Fee	Monthly Repayment
Bendigo Bank Unsecured Personal Loan Fixed1 - 7 Years $2,000 - $100,000	Interest Rate (p.a.) 12.79%	Comp. Rate (p.a.) 14.89%	Application Fee $150	Monthly Fee $5	Monthly Repayment $1,017.83	More Info Compare
Bendigo Bank Secured Personal Loan Fixed1 - 7 Years $2,000 - $100,000	Interest Rate (p.a.) 7.79%	Comp. Rate (p.a.) 8.51%	Application Fee $150	Monthly Fee $10	Monthly Repayment $951.87	More Info Compare

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Name	Interest Rate (p.a.)	Comp. Rate (p.a.)	Application Fee	Monthly Fee	Monthly Repayment
Bendigo Bank Secured Personal Loan Fixed1 - 7 Years $2,000 - $50,000	Interest Rate (p.a.) 7.79%	Comp. Rate (p.a.) 8.51%	Application Fee $150	Monthly Fee $10	Monthly Repayment	More Info Compare	You'll receive a fixed rate from 7.79% p.a. Perfect for buying a new or used vehicle, or to refinance an existing car loan.

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Name	Interest Rate (p.a.)	Comp. Rate (p.a.)	Application Fee	Monthly Fee	Monthly Repayment
Harmoney Unsecured Personal Loan Finder award winnerFixed3 - 7 Years $2,000 - $70,000	Interest Rate (p.a.) 5.76% to 24.03%	Comp. Rate (p.a.) 6.55% to 24.98%	Application Fee $275 - $575	Monthly Fee $0	Monthly Repayment $926.83	Go to siteMore Info Compare
NAB Personal Loan Unsecured Fixed Fixed1 - 7 Years $5,000 - $55,000	Interest Rate (p.a.) 6.99% to 20.49%	Comp. Rate (p.a.) 8.05% to 21.49%	Application Fee $250	Monthly Fee $10	Monthly Repayment $943.89	Go to siteMore Info Compare
NOW Finance No Fee Unsecured Personal Loan Finder award winnerFixed18 Months - 7 Years $5,000 - $50,000	Interest Rate (p.a.) 6.75% to 26.95%	Comp. Rate (p.a.) 6.75% to 26.95%	Application Fee $0	Monthly Fee $0	Monthly Repayment $922.89	Go to siteMore Info Compare
OurMoneyMarket Personal Loan Finder award winnerFixed1 - 7 Years $2,001 - $75,000	Interest Rate (p.a.) 6.57% to 18.99%	Comp. Rate (p.a.) 7.19% to 21.78%	Application Fee 1.50% - 6% min. $250	Monthly Fee $0	Monthly Repayment $934.23	Go to siteMore Info Compare
Latitude Variable Rate Personal Loan Variable2 - 7 Years $5,000 - $70,000	Interest Rate (p.a.) 9.49% to 29.99%	Comp. Rate (p.a.) 10.37% to 30.69%	Application Fee $0	Monthly Fee $13	Monthly Repayment $973.85	Go to siteMore Info Compare	Special Finder offer: $395 establishment fee waived for approved personal loan applications submitted through Finder. Latitude may withdraw offer at any time. T&Cs apply.
Pepper Money No Fee Unsecured Personal Loan Finder award winnerFixed18 Months - 7 Years $5,000 - $50,000	Interest Rate (p.a.) 6.75% to 26.95%	Comp. Rate (p.a.) 6.75% to 26.95%	Application Fee $0	Monthly Fee $0	Monthly Repayment $922.89	Go to siteMore Info Compare
ANZ Fixed Rate Personal Loan Fixed1 - 7 Years $5,000 - $50,000	Interest Rate (p.a.) 7.49% to 19.99%	Comp. Rate (p.a.) 8.18% to 20.58%	Application Fee $150	Monthly Fee $10	Monthly Repayment $947.71	More Info Compare	Special Offer: For a limited time, eligible borrowers of an ANZ Personal Loan can get a cashback of $500. This applies to both new loans and loan increases of $10k. Offer ends 15 August 2024. There is a limit of one cashback per loan per customer within an 18 months period. Cashback will be paid within 120 days of drawdown. Eligibility, ANZ’s credit assessment criteria, T&Cs, fees and charges apply.
ANZ Variable Rate Personal Loan Variable1 - 7 Years $5,000 - $50,000	Interest Rate (p.a.) 7.49% to 19.99%	Comp. Rate (p.a.) 8.18% to 20.58%	Application Fee $150	Monthly Fee $10	Monthly Repayment $947.71	More Info Compare	Special Offer: For a limited time, eligible borrowers of an ANZ Personal Loan can get a cashback of $500. This applies to both new loans and loan increases of $10k. Offer ends 15 August 2024. There is a limit of one cashback per loan per customer within an 18 months period. Cashback will be paid within 120 days of drawdown. Eligibility, ANZ’s credit assessment criteria, T&Cs, fees and charges apply.
ING Personal Loan Finder award winnerFixed2 - 7 Years $5,000 - $60,000	Interest Rate (p.a.) 6.89% to 18.99%	Comp. Rate (p.a.) 7.10% to 19.23%	Application Fee $150	Monthly Fee $0	Monthly Repayment $929.43	Go to siteMore Info Compare
NAB Personal Loan Unsecured Variable Rate Variable1 - 7 Years $5,000 - $55,000	Interest Rate (p.a.) 6.99% to 20.49%	Comp. Rate (p.a.) 8.05% to 21.49%	Application Fee $250	Monthly Fee $10	Monthly Repayment $943.89	Go to siteMore Info Compare

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• Secured Personal Loan. Suited for purchasing a new or second-hand car, you can also use a car you currently own as security for this loan. As it's secured, it comes with a competitive fixed rate. This loan is available with a competitive fixed rate for terms up to 7 years.
• Unsecured Personal Loan. With no requirement for security, this loan is suited for financing your holiday or home refurbishment needs. It comes with a slightly higher fixed interest rate because it is unsecured.
• Generation Green Personal Loan. This is an innovative type of personal loan from Bendigo Bank that rewards you each time you make an environmentally-friendly purchase. You will get a discount of 1% p.a. on your personal loan fixed rate if you use your loan to purchase any of the 12 environmentally-friendly products specified by the company. You can opt for either a secured or unsecured variant of the loan. Some of the products you can buy include double glazings, environmentally-friendly vehicles, greywater treatment systems and water storage tanks.

Features and benefits of a Bendigo Bank personal loan

• Includes of redraw facilities. Bendigo Bank personal loans come with redraw facilities. You are able to make extra repayments on top of the normal minimum repayments, then the redraw facility lets you access that additional amount if you will need it in future. The Bendigo Bank redraw facility give you the flexibility to access funds whenever you need them.
• Flexible loan repayment schedule. Bendigo Bank personal loans come with the flexibility to make repayments according to your preferences – weekly, fortnightly or monthly. This means that you can make unlimited additional repayments and pay off your loan within the shortest time possible.
• Low minimum amount. Bendigo Bank personal loans are designed so that you can borrow as little as $2,000.
• Extended period of repayment. You will be given between 1 to 7 years to complete your loan repayment.

What other products does Bendigo Bank offer?

• Transaction accounts. Bendigo Bank has a wide range of flexible transaction accounts tailored to suit everyday banking requirements. These accounts are designed to offer convenient access to your money.
• Credit cards. Bendigo Bank has a wide assortment of credit cards ranging from the Low Rate Basic Credit Card to the all-inclusive Platinum Card.
• Savings accounts. If you are looking for a saving account to store and grow your money, Bendigo Bank offers accounts with easy access and competitive rates.
• Home loans. Bendigo Bank offers a suite of home loans designed to suit your needs for a new home or investment property.
• Other products. Some other products offered by Bendigo Bank include insurance, travel and international payments, and term deposits.

How to apply for a personal loan from Bendigo Bank

Ready to apply for a Bendigo Bank personal loan?

To be eligible for a Bendigo Bank personal loan you:

• Have to be at least 18 years of age
• Must be an Australian citizen or a permanent resident of Australia
• Have to be in paid employment
• Must have a good credit history
• Shouldn't be using the personal loan for business or other commercial reasons
• Should not apply for the loan through a third party

You will need to provide information on your income and employment details, details of assets and commitments, and your driver's licence. Once you've successfully completed your application, it will be reviewed and you will receive communication on its status.