Latitude Financial Services offers a range of financial services such as personal loans, insurance and retail finance to customers in Australia. A Latitude Financial Services Personal Loan is designed to help finance your personal expenses, whether you’re undertaking home renovations, paying school fees or even booking an overseas holiday.
If your loan application is approved by Latitude Financial Services, the funds are usually available the very next day. Flexible repayment options are also available to help you pay off your loan sooner.
Latitude Personal Loan (Secured)
Latitude Personal Loan (Secured)
From
6.99 %p.a.
fixed rate
From
8.25 %p.a.
comparison rate
Fixed interest rate
Low ongoing fees
Additional repayments OK
100% confidential application
Latitude Personal Loan (Secured)
Benefit from a competitive fixed interest rate from 6.99% p.a. and between 1 and 7 years to pay off the loan.
Unsecured personal loan. Use this loan for a variety of reasons, including home renovation, weddings or even a number of smaller purchases. You can borrow from $3,000 and take up to 7 years to repay what you borrow.
Secured car loan. If you're looking to purchase a vehicle, you may want to consider their secured car loan. This loan comes with a more competitive fixed rate of 6.99% p.a.
Features and benefits of a Latitude Personal Loan
Interest rate. The Latitude Personal Loan features a competitive fixed interest rate for the life of the loan.
Flexible repayment frequency. You're able to make weekly, fortnightly or monthly repayments depending on what best suits your budget.
Additional repayments. Make extra repayments whenever you can afford it to shorten the repayment period and save on interest.
Loan term. The fixed rate Personal Loan offers a repayment period of up to 7 years.
What other products does Latitude Financial Services offer?
Credit cards. Latitude offers four types of credit cards to suit the needs of different account holders. There are cards that are designed to maximise rewards, give extended interest-free periods and charge no annual fees. If you just want a basic credit card, Latitude can offer that as well.
Insurance. The company offers travel insurance, car insurance and credit card insurance. Each insurance product provides comprehensive coverage.
How you can apply for a personal loan from Latitude Financial Services
Ready to apply for a personal loan from Latitude Financial Service? The process is simple, and to get started just click "Go to Site. First, make sure you meet the eligibility criteria outlined below. You must:
Be at least 18 years of age
Be a permanent Australian resident
Earn a regular income of at least $24,000 p.a.
Have a good credit history over the past five years
Not have been declared bankrupt in the past seven years
Have the following details on hand to complete your application:
Proof of your ID, such as your driver's licence, passport or Centrelink/pension card
Two of your most recent payslips or if you're self-employed, two of your most recent tax returns/financial statements
Details of your income, assets, and employment
The application form should only take 15 minutes to complete and Latitude Financial Services will be in touch within one business day.
Matt Corke is the head of publishing in Australia for Finder. He previously worked as the publisher for credit cards, home loans, personal loans and credit scores. Matt built his first website in 1999 and has been building computers since he was in his early teens. In that time he has survived the dot-com crash and countless Google algorithm updates.
You'll receive a fixed rate between 6.99% p.a. and 28.69% p.a. based on your risk profile. Apply for a loan up to $70,000 and repay your loan over 3 or 5 years terms.
You'll receive a fixed rate between 10.69% p.a. and 18.69% p.a. ( 11.58% p.a. to 19.53% p.a. comparison rate) based on your risk profile An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.
You'll receive a fixed rate between 7.5% p.a. and 20.49% p.a. based on your risk profile A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
You'll receive a fixed rate between 8.95% p.a. and 16.95% p.a. based on your risk profile A loan from $5,000 to use for a range of purposes. Make additional repayments or pay off the loan early, penalty-free.
There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.
You can compare unsecured personal loans here. In most cases having a guarantor does help, but if you do have guarantor then the personal loan would be secured, as it’s backed by some kind of security.
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How much is my loan to pay out
Hi Luke,
Thanks for your question.
There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.
Cheers,
Shirley
unsecured personal loan ?
will make it my application have more luck if i have a guarantor ?
Hi Jerika,
Thanks for your question.
You can compare unsecured personal loans here. In most cases having a guarantor does help, but if you do have guarantor then the personal loan would be secured, as it’s backed by some kind of security.
Cheers,
Shirley