Latitude Personal Loans Compared and Reviewed | finder.com.au

Latitude Financial Services Personal Loans

The Latitude Financial Services Personal Loan offers fast approval and a competitive interest rate.

Latitude Financial Services

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Latitude Financial Services offers a range of financial services such as personal loans, insurance and retail finance to customers in Australia. A Latitude Financial Services Personal Loan is designed to help finance your personal expenses, whether you’re undertaking home renovations, paying school fees or even booking an overseas holiday.

If your loan application is approved by Latitude Financial Services, the funds are usually available the very next day. Flexible repayment options are also available to help you pay off your loan sooner.

Latitude Personal Loan (Secured)

Latitude Personal Loan (Secured)

From

5.99 % p.a.

fixed rate

From

7.26 % p.a.

comparison rate

  • Fixed interest rate
  • Low ongoing fees
  • Additional repayments OK
Security Logo

100% confidential application

Latitude Personal Loan (Secured)

Benefit from a competitive fixed interest rate from 5.99% p.a. and between 1 and 7 years to pay off the loan.

  • Interest rate: From 5.99% p.a.
  • Comparison rate: From 7.26% p.a.
  • Interest rate type: Fixed
  • Application fee: $250
  • Minimum loan amount: $3,000
Go to site
Promoted

Compare Latitude Personal Loans

Data updated regularly
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Latitude Personal Loan (Secured)

From 5.99% (fixed)
7.26%
$3,000
1 to 7 years
$250 (Loans under $5000 - $140)
$13
You'll receive a fixed rate between 5.99% p.a. and 21.99% p.a. based on your risk profile
Lock in a competitive fixed rate when you offer security. Loan can be used for any purpose and repayments are flexible. You can check your interest rate before applying with no impact to your credit score.
Latitude Personal Loan (Unsecured)

From 7.99% (fixed)
9.24%
$3,000
1 to 7 years
$250 (Loans under $5000 - $140)
$13
You'll receive a fixed rate between 7.99% p.a. and 22.99% p.a. based on your risk profile
Apply for what you need from $3,000 and use it for a range of purposes. Repay weekly, fortnightly or monthly. You can check your interest rate before applying with no impact to your credit score.
loading

Compare up to 4 providers

Data updated regularly
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Latitude New and Used Car Loan
From 5.99% (fixed)
7.24%
$5,000
1 to 7 years
$395
$10
You'll receive a fixed rate of 5.99% p.a.
Apply for a loan from $5,000 to finance a new or used car. Flexible repayments and options to finance a classic car.
Latitude Car Loan
From 5.99% (fixed)
7.24%
$5,000
1 to 7 years
$395
$10
You'll receive a fixed rate of 5.99% p.a.
Finance a new or used car up with loans from $5,000 and benefit from flexible repayments.
Latitude Motorbike Loan
5.99% (fixed)
7.24%
$3,000
1 to 5 years
$395
$10
You'll receive a fixed rate of 5.99% p.a.
Finance a new or used motorbike up with loans from $3,000 and benefit from flexible repayments.
Latitude Boat Loan
5.99% (fixed)
7.24%
$5,000
1 to 7 years
$395
$10
You'll receive a fixed rate of 5.99% p.a.
Finance a new or used boat up with loans from $5,000 and benefit from flexible repayments.
Latitude Caravan Loan
5.99% (fixed)
7.24%
$5,000
1 to 7 years
$395
$10
You'll receive a fixed rate of 5.99% p.a.
Finance a new or used caravan up with loans from $5,000 and benefit from flexible repayments.
loading

Compare up to 4 providers

  • Unsecured personal loan. Use this loan for a variety of reasons, including home renovation, weddings or even a number of smaller purchases. You can borrow from $3,000 and take up to 7 years to repay what you borrow.
  • Secured car loan. If you're looking to purchase a vehicle, you may want to consider their secured car loan. This loan comes with a more competitive fixed rate of 5.99% p.a.

Features and benefits of a Latitude Personal Loan

  • Interest rate. The Latitude Personal Loan features a competitive fixed interest rate for the life of the loan.
  • Flexible repayment frequency. You're able to make weekly, fortnightly or monthly repayments depending on what best suits your budget.
  • Additional repayments. Make extra repayments whenever you can afford it to shorten the repayment period and save on interest.
  • Loan term. The fixed rate Personal Loan offers a repayment period of up to 7 years.

What other products does Latitude Financial Services offer?

  • Credit cards. Latitude offers four types of credit cards to suit the needs of different account holders. There are cards that are designed to maximise rewards, give extended interest-free periods and charge no annual fees. If you just want a basic credit card, Latitude can offer that as well.
  • Insurance. The company offers travel insurance, car insurance and credit card insurance. Each insurance product provides comprehensive coverage.

How you can apply for a personal loan from Latitude Financial Services

Ready to apply for a personal loan from Latitude Financial Service? The process is simple, and to get started just click "Go to Site. First, make sure you meet the eligibility criteria outlined below. You must:

  • Be at least 18 years of age
  • Be a permanent Australian resident
  • Earn a regular income of at least $24,000 p.a.
  • Have a good credit history over the past five years
  • Not have been declared bankrupt in the past seven years

Have the following details on hand to complete your application:

  • Proof of your ID, such as your driver's licence, passport or Centrelink/pension card
  • Two of your most recent payslips or if you're self-employed, two of your most recent tax returns/financial statements
  • Details of your income, assets, and employment

The application form should only take 15 minutes to complete and Latitude Financial Services will be in touch within one business day.

More guides on Finder

  • Westpac Altitude Platinum Qantas – Existing customer offer

    With bonus Qantas Points and a range of complimentary insurance covers, the Westpac Altitude Platinum - Qantas is worth considering if you want more frequent flyer points.

  • UCapital Unsecured Business Loan

    A UCapital unsecured business loan can provide up to $300,000 without security, with repayment terms between 3 and 12 months.

  • How to start an accounting business

    Find out what you need to know before starting an accounting business.

  • Pepper Money

    Pepper Money is an Aussie non-bank lender that offers a vast range of personal loans and home loans to customers Australia-wide. Find out more here.

  • Handypay Personal Loan

    Find out more about Handypay's personal loans for home improvements. Personalised rates start from 6.75% p.a. on terms from 1 to 7 years.

  • Citibank Ready Credit

    The Citibank Ready Credit unsecured revolving line of credit is available with a 3-year introductory rate of 5.9% p.a. on balance transfers.

  • Pepper Money No Fee Personal Loan Review

    Find out more about Pepper Money's no fee personal loan and benefit from a competitive rate from 6.95% p.a., zero fees and loan terms of up to 7 years.

  • Brighte Personal Loan

    Looking to renovate your home? Find out more about Brighte's personal loan for home improvements and ways in which it may be able to benefit you.

  • Endeavour Mutual Bank Special Fixed Home Loan

    The Special Fixed Home Loan from Endeavour Mutual Bank is a fixed rate mortgage for owner-occupiers and investors.

  • Frequent Flyer Diners Club card

    Diners Club isn’t as widely accepted as other cards, but you can still earn 1 Qantas Point per $1 at major retailers with this card.

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 24.79% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.

Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a fixed rate of 10.5% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

4 Responses

    Default Gravatar
    lukeSeptember 28, 2014

    How much is my loan to pay out

      Avatarfinder Customer Care
      ShirleySeptember 29, 2014Staff

      Hi Luke,

      Thanks for your question.

      There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.

      Cheers,
      Shirley

      Default Gravatar
      jerikaOctober 29, 2014

      unsecured personal loan ?
      will make it my application have more luck if i have a guarantor ?

      Avatarfinder Customer Care
      ShirleyOctober 29, 2014Staff

      Hi Jerika,

      Thanks for your question.

      You can compare and read through unsecured personal loans. In most cases having a guarantor does help, but if you do have a guarantor then the personal loan would be secured, as it’s backed by some kind of security.

      Cheers,
      Shirley

Go to site