Latitude Financial Services offers a range of financial services such as personal loans, insurance and retail finance to customers in Australia. A Latitude Financial Services Personal Loan is designed to help finance your personal expenses, whether you’re undertaking home renovations, paying school fees or even booking an overseas holiday.
If your loan application is approved by Latitude Financial Services, the funds are usually available the very next day. Flexible repayment options are also available to help you pay off your loan sooner.
Latitude Low Rate Personal Loan (Secured)
Latitude Low Rate Personal Loan (Secured)
9.99 %p.a.
fixed rate
11.22 %p.a.
comparison rate
Loans from $20,000
Up to 7 years term
Make fee-free additional repayments
100% confidential application
Latitude Low Rate Personal Loan (Secured)
Benefit from a competitive fixed interest rate of 9.99% p.a. and between 1 and 7 years to pay off the loan.
Unsecured personal loan. Use this loan for a variety of reasons, including home renovation, weddings or even a number of smaller purchases. You can borrow from $3,000 and take up to 7 years to repay what you borrow.
Secured car loan. If you're looking to purchase a vehicle, you may want to consider their secured car loan. This loan comes with a more competitive fixed rate of 6.99% p.a.
Features and benefits of a Latitude Personal Loan
Interest rate. The Latitude Personal Loan features a competitive fixed interest rate for the life of the loan.
Flexible repayment frequency. You're able to make weekly, fortnightly or monthly repayments depending on what best suits your budget.
Additional repayments. Make extra repayments whenever you can afford it to shorten the repayment period and save on interest.
Loan term. The fixed rate Personal Loan offers a repayment period of up to 7 years.
What other products does Latitude Financial Services offer?
Credit cards. Latitude offers four types of credit cards to suit the needs of different account holders. There are cards that are designed to maximise rewards, give extended interest-free periods and charge no annual fees. If you just want a basic credit card, Latitude can offer that as well.
Insurance. The company offers travel insurance, car insurance and credit card insurance. Each insurance product provides comprehensive coverage.
How you can apply for a personal loan from Latitude Financial Services
Ready to apply for a personal loan from Latitude Financial Service? The process is simple, and to get started just click "Go to Site. First, make sure you meet the eligibility criteria outlined below. You must:
Be at least 18 years of age
Be a permanent Australian resident
Earn a regular income of at least $24,000 p.a.
Have a good credit history over the past five years
Not have been declared bankrupt in the past seven years
Have the following details on hand to complete your application:
Proof of your ID, such as your driver's licence, passport or Centrelink/pension card
Two of your most recent payslips or if you're self-employed, two of your most recent tax returns/financial statements
Details of your income, assets, and employment
The application form should only take 15 minutes to complete and Latitude Financial Services will be in touch within one business day.
Matt Corke is the head of publishing in Australia for Finder. He previously worked as the publisher for credit cards, home loans, personal loans and credit scores. Matt built his first website in 1999 and has been building computers since he was in his early teens. In that time he has survived the dot-com crash and countless Google algorithm updates.
You'll receive a variable rate between 9.99% p.a. and 17.99% p.a. (9.99% p.a. to 17.99% p.a. comparison rate) based on your risk profile A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years. Note: No establishment fee and no monthly account service fees apply if you apply and are approved before 31 March 2020.
You'll receive a variable rate between p.a. and 16.40 p.a. based on your risk profile A flexible loan with amounts from $2,001 and terms starting from 6 months. Interest and comparison rates calculated for a loan term of 3 years.
You'll receive a fixed rate between 6.99% p.a. and 28.69% p.a. based on your risk profile. Apply for a loan up to $70,000 and repay your loan over 3 or 5 years terms.
There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.
You can compare unsecured personal loans here. In most cases having a guarantor does help, but if you do have guarantor then the personal loan would be secured, as it’s backed by some kind of security.
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of major banks, insurers and product issuers.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product. You should consider whether the products featured on our site are appropriate for your needs and seek independent advice if you have any questions.
Products marked as 'Promoted' or "Advertisement" are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options and find the best option for you.
The identification of a group of products, as 'Top' or 'Best' is a reflection of user preferences based on current website data. On a regular basis, analytics drive the creation of a list of popular products. Where these products are grouped, they appear in no particular order.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment.
We try to take an open and transparent approach and provide a broad based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.
Please read our website terms of use for more information about our services and our approach to privacy.
How much is my loan to pay out
Hi Luke,
Thanks for your question.
There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.
Cheers,
Shirley
unsecured personal loan ?
will make it my application have more luck if i have a guarantor ?
Hi Jerika,
Thanks for your question.
You can compare unsecured personal loans here. In most cases having a guarantor does help, but if you do have guarantor then the personal loan would be secured, as it’s backed by some kind of security.
Cheers,
Shirley