Latitude Financial Services Personal Loans

The Latitude Financial Services Personal Loan offers fast approval and a competitive interest rate.

Latitude Financial Services offers a range of financial services such as personal loans, insurance and retail finance to customers in Australia. A Latitude Financial Services Personal Loan is designed to help finance your personal expenses, whether you’re undertaking home renovations, paying school fees or even booking an overseas holiday.

If your loan application is approved by Latitude Financial Services, the funds are usually available the very next day. Flexible repayment options are also available to help you pay off your loan sooner.

Latitude Low Rate Personal Loan Offer

Latitude Low Rate Personal Loan (Unsecured)

10.99 % p.a.

fixed rate

12.21 % p.a.

comparison rate

  • Loans from $20,000
  • Up to 7 years to repay
  • Make fee-free additional repayments
Security Logo

100% confidential application

Latitude Low Rate Personal Loan Offer

Latitude Low Rate Personal Loan (Unsecured) offers a competitive interest rate with flexible repayment options.

  • Interest rate: 10.99% p.a.
  • Comparison rate: 12.21% p.a.
  • Interest rate type: Fixed
  • Application fee: $250
  • Minimum loan amount: $20,000
Go to site

Compare Latitude Personal Loans

Rates last updated June 26th, 2019
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Product Description Monthly Repayment
Latitude Low Rate Personal Loan (Unsecured)
10.99% (fixed)
2 to 7 years
You'll receive a fixed rate of 10.99% p.a.
A secured or unsecured loan available to homeowners with a large minimum borrowing amount of $20,000. Benefit from flexible repayments and fast approval.
Latitude New and Used Car Loan
From 6.99% (fixed)
1 to 7 years
You'll receive a fixed rate between 6.99% p.a. and 14.99% p.a. based on your risk profile
Apply for a loan from $5,000 to finance a new or used car. Flexible repayments and options to finance a classic car.
Latitude Car Loan
From 6.99% (fixed)
1 to 7 years
You'll receive a fixed rate between 6.99% p.a. and 14.99% p.a. based on your risk profile
Finance a new or used car up with loans from $5,000 and benefit from flexible repayments.
Latitude Personal Loan (Unsecured)
From 13.99% (fixed)
2 to 7 years
$250 (Loans under $4000 - $140)
You'll receive a fixed rate between 13.99% p.a. and 29.99% p.a. based on your risk profile
Apply for what you need from $3,000 and use it for a range of purposes. Flexible repayments options.
Latitude Personal Loan (Secured)
From 12.99% (fixed)
2 to 7 years
$250 (Loans under $4000 - $140)
You'll receive a fixed rate between 12.99% p.a. and 28.99% p.a. based on your risk profile
Lock in a competitive variable rate when you offer security. Loan can be used for any purpose and repayments are flexible.

Compare up to 4 providers

  • Unsecured personal loan. Use this loan for a variety of reasons, including home renovation, weddings or even a number of smaller purchases. You can borrow from $3,000 and take up to 7 year(s) to repay what you borrow.
  • Secured car loan. If you're looking to purchase a vehicle, you may want to consider their secured personal loan. This loan comes with a more competitive rate, starting from 6.99% p.a., with your actual rate given to you when you apply.

Features and benefits of a Latitude Personal Loan

  • Interest rate. The Latitude Personal Loan features a competitive fixed interest rate for the life of the loan.
  • Flexible repayment frequency. You're able to make weekly, fortnightly or monthly repayments depending on what best suits your budget.
  • Additional repayments. Make extra repayments whenever you can afford it to shorten the repayment period and save on interest.
  • Loan term. The fixed rate Personal Loan offers a repayment period of up to 7 years.

What other products does Latitude Financial Services offer?

  • Credit cards. Latitude offers four types of credit cards to suit the needs of different account holders. There are cards that are designed to maximise rewards, give extended interest-free periods and charge no annual fees. If you just want a basic credit card, Latitude can offer that as well.
  • Insurance. The company offers travel insurance, car insurance and credit card insurance. Each insurance product provides comprehensive coverage.

How you can apply for a personal loan from Latitude Financial Services

Ready to apply for a personal loan from Latitude Financial Service? The process is simple, and to get started just click "Go to Site. First, make sure you meet the eligibility criteria outlined below. You must:

  • Be at least 18 years of age
  • Be a permanent Australian resident
  • Earn a regular income of at least $24,000 p.a.
  • Have a good credit history over the past five years
  • Not have been declared bankrupt in the past seven years

Have the following details on hand to complete your application:

  • Proof of your ID, such as your driver's licence, passport or Centrelink/pension card
  • Two of your most recent payslips or if you're self-employed, two of your most recent tax returns/financial statements
  • Details of your income, assets, and employment

The application form should only take 15 minutes to complete and Latitude Financial Services will be in touch within one business day.

Was this content helpful to you? No  Yes

Related Posts

Personal Loan Offers

Important Information*
Logo for Citi Personal Loan Plus
Citi Personal Loan Plus

You'll receive a variable rate between 8.99% p.a. and 17.99% p.a. (9.67% p.a. to 18.6% p.a. comparison rate) based on your risk profile
A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years. Note: The establishment fee will be waived if you apply before 30 June 2019.

Logo for NOW FINANCE Personal Loans
NOW FINANCE Personal Loans

You'll receive a fixed rate between 8.95% p.a. and 16.95% p.a. based on your risk profile
Apply for loans from $5,000 and get a dedicated loan manager. No security required. Note: You can win a $2,000 gift card if you apply before June 30.

Logo for RateSetter Unsecured Personal Loan - 3yr Variable
RateSetter Unsecured Personal Loan - 3yr Variable

You'll receive a variable rate from 6.35% p.a. based on your risk profile
A flexible loan with amounts from $2,001 and terms starting from 6 months. Interest and comparison rates calculated for a loan term of 3 years.

Logo for Westpac Unsecured Personal Loan
Westpac Unsecured Personal Loan

You'll receive a fixed rate of 12.99% p.a.
Benefit from the security of a fixed rate with the flexibility of additional repayments. Existing Westpac customers may qualify for discounts.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

4 Responses

  1. Default Gravatar
    lukeSeptember 28, 2014

    How much is my loan to pay out

    • Avatarfinder Customer Care
      ShirleySeptember 29, 2014Staff

      Hi Luke,

      Thanks for your question.

      There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.


    • Default Gravatar
      jerikaOctober 29, 2014

      unsecured personal loan ?
      will make it my application have more luck if i have a guarantor ?

    • Avatarfinder Customer Care
      ShirleyOctober 29, 2014Staff

      Hi Jerika,

      Thanks for your question.

      You can compare unsecured personal loans here. In most cases having a guarantor does help, but if you do have guarantor then the personal loan would be secured, as it’s backed by some kind of security.


Ask a question
Go to site