Latitude Personal Loans
Loan amounts start from $5,000 and can be secured or unsecured. Interest rates are based on your credit score.
What different scores mean
9+
Excellent
The crème de la crème of personal loans. These products offer the lowest cost loans accompanied by the best features.
7+
Great
Slightly higher in cost and fewer features, but these products are still competitive.
5+
Standard
Typically offering above average rates and possibly lacking in the features department.
0+
Basic
The least competitive in terms of both cost and features.
Key takeaways
- Latitude personal loans start from $5,000, can be secured or unsecured, and have interest rates based on the applicant's credit score.
- Latitude's customer satisfaction scores (3.77 overall, 4.06 trust, 3.79 service) all fall slightly below category averages in Finder's 2024 & 2025 Customer Satisfaction Awards.
- To apply, you must be at least 18, an Australian citizen or permanent resident, and in paid employment.
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How to apply for a Latitude personal loan
Applying online is a straightforward process. You'll need to meet general eligibility requirements including:
- Being at least 18 years of age
- Being an Australian citizen or a permanent resident of Australia
- Being in paid employment
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Sources
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I need to get a loan of $5,000,for a new bed,fridge,washing machine etc thanking you.
Hi Meryl, you might find it useful to check out our guide to loans for retired people. The amount you can borrow will depend on your income and what your regular expenses are.
Can you please help my personal loan $50k for home improvement urgent, please contact me asap and my email: hunghuynh2036@gmail.com
Hi Thanh,
This is a review page for Latitude. To enquire about a personal loan with Latitude, you can contact them on 1300 973 422.
Hope this helps!
How much is my loan to pay out
Hi Luke,
Thanks for your question.
There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.
Cheers,
Shirley
unsecured personal loan ?
will make it my application have more luck if i have a guarantor ?
Hi Jerika,
Thanks for your question.
You can compare and read through unsecured personal loans. In most cases having a guarantor does help, but if you do have a guarantor then the personal loan would be secured, as it’s backed by some kind of security.
Cheers,
Shirley