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Latitude Financial Services

Latitude Personal Loans

Loan amounts start from $5,000 and can be secured or unsecured. Interest rates are based on your credit score.

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Latitude Financial Services offer a range of services such as personal loans, insurance and retail finance. The turnaround time for their personal loan loan is fast, but the interest rates are personalised. They are based on your current financial situation, residency, assets, employment and your credit score. This means that if your credit score is excellent, you will get a lower rate, but if your score isn’t perfect, you can expect to pay more interest. They offer both fixed and variable interest rate loans, both with the choice of being secured or unsecured. Interest rates for fixed rate loans range from 7.75% p.a. to 26.99% p.a. Their variable rate loans range from 5.75% p.a. up to 25.99% p.a.

Latitude Variable Rate Personal Loan

Latitude Variable Rate Personal Loan

From

5.75 % p.a.

variable rate

From

6.68 % p.a.

comparison rate

  • Variable interest rate
  • Low ongoing fees
  • Additional repayments OK
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Latitude Variable Rate Personal Loan

Apply Latitude Personal Loan for what you need from $5,000 and use it for a range of purposes. Repay weekly, fortnightly or monthly.

  • Interest rate: 5.75% p.a.
  • Comparison rate: 6.68% p.a.
  • Interest rate type: Variable
  • Establishment fee: 0% - 5% of loan amount
  • Minimum loan amount: $5,000
  • Maximum loan amount: $70,000
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Compare Latitude Personal Loans

1 - 1 of 1
Updated regularly
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Name Product Mobile details underline Interest Rate (p.a.) Comp. Rate (p.a.) Rate Type Application Fee Monthly Fee Monthly Repayment
Latitude Variable Rate Personal Loan Variable, 2 - 7 Years, $5,000 - $70,000
Latitude Variable Rate Personal Loan
2 - 7 Years, $5,000 - $70,000
5.75%
to 25.99%
6.68%
to 29.20%
Variable
0% - 5%
$13
You'll receive a variable rate between 5.75% p.a. and 25.99% p.a. based on your risk profile
Apply for what you need from $5,000 and use it for a range of purposes. Repay weekly, fortnightly or monthly. You can check your interest rate before applying with no impact to your credit score.
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Compare up to 4 providers

1 - 5 of 5
Updated regularly
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Name Product Mobile details underline Interest Rate (p.a.) Comp. Rate (p.a.) Rate Type Application Fee Monthly Fee Monthly Repayment
Latitude New and Used Car Loan Fixed, 2 - 7 Years, $5,000 - $200,000
Latitude New and Used Car Loan
2 - 7 Years, $5,000 - $200,000
7.49%
to 12.99%
8.74%
to 14.22%
Fixed
$395
$10
You'll receive a fixed rate of 7.49% p.a.
Apply for a loan from $5,000 to finance a new or used car. Flexible repayments and options to finance a classic car.
More Info
Latitude Car Loan Fixed, 1 - 7 Years, $5,000 - $20,000
Latitude Car Loan
1 - 7 Years, $5,000 - $20,000
5.99%
to 9.99%
7.24%
to 11.08%
Fixed
$395
$10
You'll receive a fixed rate of 5.99% p.a.
Finance a new or used car up with loans from $5,000 and benefit from flexible repayments.
More Info
Latitude Motorbike Loan Fixed, 2 - 5 Years, $5,000 - $200,000
Latitude Motorbike Loan
2 - 5 Years, $5,000 - $200,000
7.49%
to 12.99%
8.74%
to 14.22%
Fixed
$395
$10
You'll receive a fixed rate of 7.49% p.a.
Finance a new or used motorbike up with loans from $5,000 and benefit from flexible repayments.
More Info
Latitude Boat Loan Fixed, 2 - 7 Years, $5,000 - $200,000
Latitude Boat Loan
2 - 7 Years, $5,000 - $200,000
7.49%
to 12.99%
8.74%
to 14.22%
Fixed
$395
$10
You'll receive a fixed rate of 7.49% p.a.
Finance a new or used boat up with loans from $5,000 and benefit from flexible repayments.
More Info
Latitude Caravan Loan Fixed, 2 - 7 Years, $5,000 - $200,000
Latitude Caravan Loan
2 - 7 Years, $5,000 - $200,000
7.49%
to 12.99%
8.74%
to 14.22%
Fixed
$395
$10
You'll receive a fixed rate of 7.49% p.a.
Finance a new or used caravan up with loans from $5,000 and benefit from flexible repayments.
More Info
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Compare up to 4 providers

  • Unsecured personal loan. Use this loan for a variety of reasons, including home renovation, weddings or even a number of smaller purchases. You can borrow from $5,000 and take up to 7 years to repay what you borrow.
  • Secured car loan. If you're looking to purchase a vehicle, you may want to consider their secured car loan. This loan comes with a more competitive fixed rate of 5.99% p.a.

Features and benefits of a Latitude Personal Loan

  • Flexible repayment frequency. You're able to make weekly, fortnightly or monthly repayments depending on what best suits your budget.
  • Additional repayments. Make extra repayments whenever you can afford it to shorten the repayment period and save on interest.
  • Loan term. Their personal loans offer a repayment period of up to 7 years.

What other products does Latitude Financial Services offer?

  • Credit cards. Latitude offers four types of credit cards to suit the needs of different account holders. There are cards that are designed to maximise rewards, give extended interest-free periods and charge no annual fees. If you just want a basic credit card, Latitude can offer that as well.
  • Insurance. The company offers travel insurance, car insurance and credit card insurance. Each insurance product provides comprehensive coverage.

How you can apply for a personal loan from Latitude Financial Services

Ready to apply for a personal loan from Latitude Financial Service? The process is simple, and to get started just click "Go to Site. First, make sure you meet the eligibility criteria outlined below. You must:

  • Be at least 18 years of age
  • Be a permanent Australian resident
  • Earn a regular income of at least $24,000 p.a.
  • Have a good credit history over the past five years
  • Not have been declared bankrupt in the past seven years

Have the following details on hand to complete your application:

  • Proof of your ID, such as your driver's licence, passport or Centrelink/pension card
  • Two of your most recent payslips or if you're self-employed, two of your most recent tax returns/financial statements
  • Details of your income, assets, and employment

The application form should only take 15 minutes to complete and Latitude Financial Services will be in touch within one business day.

More guides on Finder

Personal Loan Offers

Important Information*
Logo for Citi Personal Loan Plus
Citi Personal Loan Plus

You'll receive a variable rate of 8.9% p.a. with a comparison rate of 9.18% p.a. if you're approved.
A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years.

More info
Logo for OurMoneyMarket Personal Loan
OurMoneyMarket Personal Loan

You'll receive a fixed rate from 5.35% p.a. to 20.99% p.a. based on your risk profile
A personalised loan from $2,001 to $75,000 that varies based on your credit history and financial situation.

More info
Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a guaranteed rate of6.49% p.a. with a comparison rate of 7.41% p.a. if you're approved.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

More info
Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 years to 7 years loan terms available. This loan comes with no fees for extra repayments and no early exit fees.

More info

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4 Responses

  1. Default Gravatar
    lukeSeptember 28, 2014

    How much is my loan to pay out

    Reply
    • Avatarfinder Customer Care
      ShirleySeptember 29, 2014Staff

      Hi Luke,

      Thanks for your question.

      There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.

      Cheers,
      Shirley

      Reply
    • Default Gravatar
      jerikaOctober 29, 2014

      unsecured personal loan ?
      will make it my application have more luck if i have a guarantor ?

      Reply
    • Avatarfinder Customer Care
      ShirleyOctober 29, 2014Staff

      Hi Jerika,

      Thanks for your question.

      You can compare and read through unsecured personal loans. In most cases having a guarantor does help, but if you do have a guarantor then the personal loan would be secured, as it’s backed by some kind of security.

      Cheers,
      Shirley

      Reply
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