Latitude Financial Services Personal Loans

Rates and fees last updated on

The Latitude Financial Services Personal Loan offers fast approval and a competitive interest rate.

GE Money are now Latitude Financial Services

GE Money have recently re-branded to Latitude Financial Services. This page now compares the loan offerings from Latitude Financial Services

Latitude Financial Services offers a range of financial services such as personal loans, insurance and retail finance to customers in Australia. A Latitude Financial Services Personal Loan is designed to help finance your personal expenses, whether you’re undertaking home renovations, paying school fees or even booking an overseas holiday.

If your loan application is approved by Latitude Financial Services, the funds are usually available the very next day. Flexible repayment options are also available to help you pay off your loan sooner.

Latitude Personal Loan Offer

Latitude Personal Loan (Secured)


12.99 % p.a.

fixed rate


14.20 % p.a.

comparison rate

  • Fixed interest rate
  • Low ongoing fees
  • Additional repayments OK
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100% confidential application

Latitude Personal Loan Offer

Latitude Financial Services Personal Loan offers a low interest rate with a low ongoing fee and a rate of 12.99%.

  • Interest rate from: 12.99% p.a.
  • Comparison rate: 14.20% p.a.
  • Interest rate type: Fixed
  • Application fee: $250 (Loans under $4000 - $140)
  • Minimum loan amount: $3,000
  • Maximum loan amount: $50,000
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Compare Latitude Personal Loans

Rates last updated October 19th, 2017
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Monthly Service Fee Application Fee Monthly Repayment Product Description
Latitude Personal Loan (Secured)
From 12.99% (fixed)
2 to 7 years
$250 (Loans under $4000 - $140)
Can be used for whatever purpose: renovating, buying a car, booking a holiday. Funds can be in your account in as little as 24 hours.
Latitude Low Rate Personal Loan (Secured)
From 10.99% (fixed)
2 to 7 years
Homeowners can take advantage of a competitive low rate secured loan.
Latitude Personal Loans (Unsecured)
From 13.99% (fixed)
2 to 7 years
$250 (Loans under $4000 - $140)
An unsecured loan designed for multiple purposes – renovating, buying a car or travelling. Funds can be in your account in as little as 24 hours.
Latitude Car Loan
From 8.99% (fixed)
1 to 7 years
A secured loan with a competitive rate that can help you finance new or used vehicles.

Compare up to 4 providers

  • Unsecured personal loan. Use this loan for a variety of reasons, including home renovation, weddings or even a number of smaller purchases. You can borrow from $3,000 and take up to 7 year(s) to repay what you borrow.
  • Secured car loan. If you're looking to purchase a vehicle, you may want to consider their secured personal loan. This loan comes with a more competitive rate, starting from 8.99% p.a., with your actual rate given to you when you apply.

Features and benefits of a Latitude Personal Loan

  • Interest rate. The Latitude Personal Loan features a competitive fixed interest rate for the life of the loan.
  • Flexible repayment frequency. You're able to make weekly, fortnightly or monthly repayments depending on what best suits your budget.
  • Additional repayments. Make extra repayments whenever you can afford it to shorten the repayment period and save on interest.
  • Loan term. The fixed rate Personal Loan offers a repayment period of up to 7 years.

What other products does Latitude Financial Services offer?

  • Credit cards. Latitude offers four types of credit cards to suit the needs of different account holders. There are cards that are designed to maximise rewards, give extended interest-free periods and charge no annual fees. If you just want a basic credit card, Latitude can offer that as well.
  • Insurance. The company offers travel insurance, car insurance and credit card insurance. Each insurance product provides comprehensive coverage.

How you can apply for a personal loan from Latitude Financial Services

Ready to apply for a personal loan from Latitude Financial Service? The process is simple, and to get started just click "Go to Site. First, make sure you meet the eligibility criteria outlined below. You must:

  • Be at least 18 years of age
  • Be a permanent Australian resident
  • Earn a regular income of at least $24,000 p.a.
  • Have a good credit history over the past five years
  • Not have been declared bankrupt in the past seven years

Have the following details on hand to complete your application:

  • Proof of your ID, such as your driver's licence, passport or Centrelink/pension card
  • Two of your most recent payslips or if you're self-employed, two of your most recent tax returns/financial statements
  • Details of your income, assets, and employment

The application form should only take 15 minutes to complete and Latitude Financial Services will be in touch within one business day.

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This page was last modified on 24 May 2017 at 6:49pm.

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4 Responses

  1. Default Gravatar
    lukeSeptember 28, 2014

    How much is my loan to pay out

    • Staff
      ShirleySeptember 29, 2014Staff

      Hi Luke,

      Thanks for your question.

      There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.


    • Default Gravatar
      jerikaOctober 29, 2014

      unsecured personal loan ?
      will make it my application have more luck if i have a guarantor ?

    • Staff
      ShirleyOctober 29, 2014Staff

      Hi Jerika,

      Thanks for your question.

      You can compare unsecured personal loans here. In most cases having a guarantor does help, but if you do have guarantor then the personal loan would be secured, as it’s backed by some kind of security.


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