iPhone plans in Australia June 2021

Don’t want to spend all your money on an iPhone upfront? Get one on a plan and make paying for your new phone more manageable.

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Want the latest iPhone model or a high quality refurbished one? We have over 200+ iPhone plans from Telstra, Optus, and more.

Which iPhone are you after?

Is it better to buy an iPhone plan online?

Buying an iPhone with a mobile plan online is a totally safe decision, but it's entirely up to you whether you'd prefer buying it online or in-store. That being said, there are a couple of benefits to buying an iPhone plan online:

  • Buying online gives you the opportunity to compare all options available, instead of what the people selling the phone want you to see.
  • Some exclusive deals are only available to online customers.
  • You can usually pay a little extra for shipping protection to ensure that your phone will arrive safely.

How do I compare iPhone plans?

We thought we'd do a quick step-by-step guide on how to use our comparison tables to find the right iPhone plan for you. If you're happy to browse yourself, feel free to skip to the next section.

Compare iPhone 12 plans

This is the newest generation of the iPhone. You can switch between the 64GB, 128GB, and 256GB storage models using the tabs below.

Compare iPhone 11 plans

Most people who are looking to buy an iPhone will default to the standard iPhone 11. You can see plans for the iPhone 11, 11 Pro and 11 Pro Max by clicking through the tabs below.

Compare iPhone SE plans

While the iPhone 11 is probably considered the "standard" iPhone, the iPhone SE is actually the latest Apple model to be released. It's a great option if you're looking for a more budget-friendly iPhone that can still hold its ground. Click through the tabs below if you want a model with more storage than the default.

Compare plans for the iPhone XS

The XS line is older, but still has a dual-camera system for better photos. You can check the XS 64GB model or click the 256GB or 512GB tabs if you're after bigger storage options.

Pay $28 for 100GB of data per month. Plan reverts to $38 for 100GB per month after 12 months. T&Cs apply.

What's the cheapest iPhone plan?

Generally, the cheapest plan will be for older iPhone models or refurbished handsets. That said, the iPhone SE is still a solid budget choice for price-conscious users.

The longer the contract period for paying off your handset, the less you'll have to pay each month. But you should also consider whether you'll be happy paying off a plan with the same handset for three years. Most contracts have an early exit fee that you'll have to pay if you decide to leave early.

If you're looking for the cheapest iPhone 11 plan, you'd want to look at the 64GB version, as the larger memory models will cost more. Currently, Optus is offering the cheaper iPhone 11 plan, coming in $1 cheaper per month than Vodafone's deal. Vodafone's plan does include "endless data" though, so it might be worth the extra $1 a month if you're looking for more data.

Can I trust buying a refurbished phone?

If you're after the cheapest iPhone plan available, you could consider grabbing a refurbished iPhone. So long as you purchase the handset from a reputable source, you shouldn't have any problems with a refurbished device.

Providers like numobile and TeleChoice (which both sell refurbished handsets) offer a 12-month warranty period for their devices, and numobile even has a certification process that it goes through to make sure the phone operates well.

The latest refurbished iPhone model currently available from numobile and TeleChoice is the iPhone 11. You can view the plans available below.

Although refurbished handsets are cheaper than new models, be careful about buying one at a ridiculously low price from a dodgy seller with no credentials.

Is it better to buy a phone outright or pay monthly?

When you purchase a phone on a plan, you end up paying the exact same amount for the handset itself as you would if buying it outright. The difference is that in the outright case, you're paying it all upfront, while on a plan you'll be paying it in monthly instalments over 12-36 months.

However, plans that come with handset tend to be uncompetitive, which means you'll be locked in for a set period on a plan that probably isn't the best value. That being said, it could still be favourable for you to pay for your new phone over a 12-36 month period compared to forking out thousands of dollars outright.

Below, we've done a quick analysis of how much you might save when buying a phone on a plan versus buying it outright and getting a more competitive plan:

On a planBought outright
Phone modeliPhone 11 (64GB)iPhone 11 (64GB)
Outright cost$0$1,199
Monthly cost$104.96 ($49.96 phone + $55 plan)$40 plan
Monthly data40GB40GB
Contract period24 monthsNo contract
Total cost over 24 months$2,519.80$2,159

As you can see, you'll save around $350 over two years buying a phone outright with a cheaper SIM-only plan. That being said, some contract phone plans will offer bonuses like free headphones, especially if the phone is a new release, which does add some value.

Keep in mind that your monthly repayments will be higher on a 12-month contract than on a 36-month one, but it also means you're locked into the contract for a shorter period of time.

For low data users, buying a phone on a plan will almost never be worth it compared to buying it outright, if you can afford to. If you only need a few GB per month, that $350 of savings suddenly jumps up to nearly $1,000 if you choose, for example, a $15 ALDImobile 3GB plan for that two-year period, instead.

Can't decide which iPhone to buy?

If you'd like some more information on the different iPhone models, check out our table below for our detailed reviews of the different models available.

Name Product Display Display Rear camera Battery size Overall rating More info More info
Apple iPhone 12 Pro Max

2778 x 1284

  • Display

    6.7 inches

    2778 x 1284

  • Rear camera

    12MP + 12MP + 12MP
  • Battery size

12MP + 12MP + 12MP
View details
Apple iPhone 12 mini

2340 x 1080

  • Display

    5.4 inches

    2340 x 1080

  • Rear camera

    12MP + 12MP
  • Battery size

12MP + 12MP
View details
Apple iPhone 12

2532 x 1170

  • Display

    6.1 inches

    2532 x 1170

  • Rear camera

    12MP + 12MP
  • Battery size

12MP + 12MP
View details
Apple iPhone 12 Pro

2532 x 1170

  • Display

    6.1 inches

    2532 x 1170

  • Rear camera

    12MP + 12MP + 12MP
  • Battery size

12MP + 12MP + 12MP
View details

Compare up to 4 providers

Frequently asked questions about iPhone plans

Is it cheaper to buy an iPhone at the Apple store?

No. Regardless of how you purchase it, a new iPhone will cost you the same amount. The only difference is whether you're paying upfront, as you would at the Apple store, or paying in instalments as you would on a phone plan.

Latest iPhone news

Images: Apple

More guides on Finder

  • Vodafone iPhone plans

    Vodafone has some great deals if you're looking for an affordable way to own a new iPhone, with no excess data charges involved.

  • Compare every iPhone 12 mini plan in Australia

    The iPhone 12 mini is now available for pre-order from the major providers, but how does it compare to the budget iPhone SE?

  • iPhone 12 plans

    From Telstra's iPhone 12 plan with the widest coverage, to Vodafone's cheapest plan, we've got you covered.

  • iPhone SE plans

    Telstra, Vodafone & Optus have released mobile plans for the new iPhone SE 2020. We've broken down their prices and features here.

  • Optus iPhone XR plans

    If you're looking to pick up the slightly more affordable iPhone XR, here's what it'll cost you through Optus.

  • Optus iPhone XS plans

    Optus offers competitive plan pricing for the brand-new iPhone XS and iPhone XS Max.

  • Telstra Australian iPhone XS plan pricing

    Telstra has announced its contract pricing for the brand-new iPhone XS and iPhone XS Max.

  • Optus iPhone 8 plans

    Optus has stopped offering the iPhone 8 on contract plans, but it still has mobile plans with the newer iPhone models.

  • Telstra iPhone 8 Plans

    Telstra no longer sells the iPhone 8, but they do have the latest iPhone SE and a bunch of newer iPhone models to grab.

  • Optus iPhone 7 plans

    While Optus no longer offers the iPhone 7 with a mobile plan, Telstra and Telechoice still offer the older iPhone model.

Latest mobile plan deals on Finder

Ask an Expert

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4 Responses

    Default Gravatar
    VinceMarch 22, 2018

    I have my own iPhone X and want the best sim only plan in Australia. Theo/what is that. Thanks

      Default Gravatar
      NikkiMarch 28, 2018

      Hi Vince,

      Thanks for your message and for visiting Finder.

      While we don’t have a Finder page that covers SIM-only plans for iPhone X, you can use any SIM-only plans, given that it meets the size requirement for your device, on your iPhone once it’s unlocked. Some iPhones will only work with a SIM card provided to the carrier they’re locked to. If you purchased your iPhone within the past few years, it’s likely to be unlocked. If your iPhone is older than that, it might be locked to a particular network. For you to be able to freely use any SIM, you need to network unlock your mobile phone.

      While we don’t provide a specific product recommendation, you may want to refer to the link above for a list of Finder handpicked SIM-only plans. You can press the “Go to site” button when you are ready to sign up and make a purchase.

      Feel free to reply to this message should you have further questions.

      Thanks and best regards,


    Default Gravatar
    stuNovember 17, 2017

    i need home internet
    a new phone
    whats the cheapest and most reliable

      Avatarfinder Customer Care
      JudithNovember 17, 2017Staff

      Hi Stu,

      Thanks for reaching out to us. I hope all is well with you today.

      I am sorry because I am unable to give a recommendation on which options are cheapest and most reliable as your decision would entirely depend on your needs.

      We may give you a list of options that you may review though. Please check out the following pages:

      Home internet plans
      Cheap phones in Australia

      Please take time to review the relevant details of information as well as the Product Disclosure Statements / Terms & Conditions of each option so you would be able to compare and eventually decide on which option would suit your needs. When you are ready, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

      I hope this helps.


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