Why compare travel insurance with Finder?
We compare prices from more travel insurance brands than any other site in Australia
We don't ask for your phone or email to see prices
You pay the same price as buying directly from the travel insurer
We compare prices from more travel insurance brands than any other site in Australia
We don't ask for your phone or email to see prices
You pay the same price as buying directly from the travel insurer
How do I compare travel insurance?
Most travel insurance policies give you unlimited cover for medical expenses and 24/7 emergency medical assistance.
You can get cover for COVID-related medical expenses now and up to $5,000 towards cancellation or rearrangement costs.
It can also pay to get you on an alternative flight. Plus, many will cover your accommodation costs if your trip is disrupted.
You can get around $250 a day if your luggage is delayed by the airline. Many also cover stolen or accidentally damaged luggage.
Meet our experts
Our team of insurance experts have published over 450 guides on travel insurance and are regularly cropping up on TV shows, including Sunrise, Seven News and 10News, with the latest travel insurance tips and tricks.
Whether you're heading overseas with the family or exploring somewhere closer to home, we're passionate about helping you get the best policy for your holiday.
Good to know – only a handful of insurers including SCTI and CoverMore can cover you for trip cancellations or changes before your journey because of an unexpected event. The majority don't do this. They only cover you for certain reasons. So for example, if your flight was cancelled or delayed for a reason not listed in the PDS, you might not be covered.
Gary Ross Hunter
Finder's insurance and innovations editor
Like many others, I’ve had plenty of delays and even flight cancellations while travelling since the pandemic. Insurance has a place in these events. I've just been lucky that none of these was due to COVID. For me, taking out a policy with high benefit limits for COVID coverage offers heaps of peace of mind. I don’t know why you'd risk travelling without it.
James Martin
Finder’s insurance editor
Many people don't realise that travel insurance can include cover for your rental vehicle excess. Not knowing this means people may choose to reduce their rental vehicle excess instead of relying on their travel insurance coverage, and end up paying an additional fee to the rental car company. We recommend that you check your travel insurance policy to see if you can avoid paying the rental car company’s excess reduction fee.
Jo McCauley
CEO - Southern Cross Travel Insurance
If you can't afford travel insurance, you can't afford to travel… plain and simple. Things can and do go wrong and you want to be covered for everything from losing luggage to needing prohibitively expensive medical treatment.
Nicole Pedersen-McKinnon
Freelance finance journalist
"Good to know – only a handful of insurers including SCTI and CoverMore can cover you for trip cancellations or changes before your journey because of an unexpected event . The majority don't do this. They only cover you for certain reasons . So for example, if your flight was cancelled or delayed for a reason not listed in the PDS, you might not be covered."
Like many others, I’ve had plenty of delays and even flight cancellations while travelling since the pandemic. Insurance has a place in these events. I've just been lucky that none of these was due to COVID. For me, taking out a policy with high benefit limits for COVID coverage offers heaps of peace of mind. I don’t know why you'd risk travelling without it.
James Martin
Finder’s insurance editor
Many people don't realise that travel insurance can include cover for your rental vehicle excess. Not knowing this means people may choose to reduce their rental vehicle excess instead of relying on their travel insurance coverage, and end up paying an additional fee to the rental car company. We recommend that you check your travel insurance policy to see if you can avoid paying the rental car company’s excess reduction fee.
Jo McCauley
CEO - Southern Cross Travel Insurance
If you can't afford travel insurance, you can't afford to travel… plain and simple. Things can and do go wrong and you want to be covered for everything from losing luggage to needing prohibitively expensive medical treatment.
Nicole Pedersen-McKinnon
Freelance finance journalist
Your claim will be voided if the insurer finds that you failed to act responsibly. Consider this before you have a few too many drinks on your trip or jump on a moped without a helmet.
Travel insurance will only cover you if you're riding with an Australian motorcycle licence or a valid licence in that country. You also need to be wearing a helmet and stick to a specific engine size.
This can be added when applying online. You'll find that most Australian insurers have a list of activities in the PDS which are covered for free.
If you buy your policy after a natural disaster or a pandemic becomes a "known event" (e.g. it's in the news), you typically won't be covered, with the exception of the COVID-19 pandemic.
"We recently had to cancel a trip to Europe due to a family emergency, resulting in thousands of dollars lost in tickets, accommodation bookings and more. Thankfully we had travel insurance through our credit card which made sure we were covered from when we booked. We received all money lost back in full for anything we couldn’t cancel."
Compare Bali travel insurance quotes from over 16 brands.
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Comprehensive review of the travel insurance policies on offer from ahm Travel Insurance.
Getting married overseas and looking for some extra cover? Discover the benefits of a destination wedding travel insurance policy.
Find out how to get travel insurance for children/under 18s travelling without the supervision of their parents and learn the terms and conditions for getting free child cover for your dependent child.
Medibank is a leading travel insurance provider in Australia offering cover for international comprehensive, international medical only cover and more. Read the finder.com.au review for a breakdown of the policy and more.
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2 persons will be travelling. Out of that 1 person is diabetic. Can you provide me the compare tool?
Hi, we have a detailed guide to travel insurance for diabetics which should help you out.
Hi, I’m an Indonesian citizen who hold a RRV visa. I have just arrive in y Sydney a few days ago from Jakarta, Indonesia.
From Jakarta, I have bought an one way Travel Insurance.
It means that when I have to fly back to Jakarta, I have no Travel Insurance anymore.
Do you have an one way Travel Insurance from Sydney to Jakarta next month.
Hi Karsono, Check out our guide to one-way travel insurance for insurers who offer this option.
Hi Clara,
Thanks for getting in touch! We have a sign up page for future partners here: https://www.finder.com.au/partner-with-us
Regards,
Richard
Is there a company with a policy that compensates you for holiday time lost ie when your flight is cancelled/delayed, and you accept later flight with same airline and any accommodation/transport provided and are not out of pocket but miss out on events scheduled at your destination.
Hi Michael, I’m not aware of any travel insurance that will directly compensate you for lost time. If you’d booked for a paid event such as a concert which you missed through arriving late, you might be able to get reimbursed for that cost, but it would vary depending on the policy and what level of responsibility the airline had taken.
I have booked a holiday package for srilanka and the maldives, will one combined quote cover me for both destinations?
Hi Sheri,
Yes, you can buy one policy that covers you for multiple destinations. In the search bar, just type in both destinations and your travel dates and age, and the search engine will curate a number of travel insurance options for you that cover you for both destinations. Sounds like an amazing trip! All the best with your planning.