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Travel Insurance: Compare and Save

Compare travel insurance quotes from 14 brands – that’s more than any other site in Australia.

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  • Southern Cross Logo SCTI
  • InsureandGo Logo
  • Fast Cover Logo
  • Travel insuranz logo
  • CoverMore Travel Insurance
  • Medibank logo
  • Insure4less Logo
  • Easy Travel Travel Insurance Logo
  • zoom travel insurance
  • World2cover
  • ahm logo
  • WAS Travel Insurance Logo
  • Qantas
  • Tick-Travel Insurance Logo
  • Kogan insurance logo
  • Travel insurance saver logo
  • Freely travel insurance
  • Travel protect travel insurance
  • AllClear Travel insurance
  • Stella travel insurance logo
  • TID logo
  • NIB Travel insurance

Compare these brands and more

Southern Cross Logo SCTI
InsureandGo Logo
Fast Cover Logo
Travel insuranz logo
CoverMore Travel Insurance
Medibank logo
Insure4less Logo
Easy Travel Travel Insurance Logo
zoom travel insurance
World2cover
ahm logo
WAS Travel Insurance Logo
Qantas
Tick-Travel Insurance Logo
Kogan insurance logo
Travel insurance saver logo
Freely travel insurance
Travel protect travel insurance
  • Stella travel insurance logo
  • Compare these brands and more

    Why compare travel insurance with Finder?

    • We compare prices from more travel insurance brands than any other site in Australia

    • We don't ask for your phone or email to see prices

    • You pay the same price as buying directly from the travel insurer

    how to compare

    How do I compare travel insurance?

    1. Use the travel insurance quoting tool
    2. Tell us your trip details like destination, trip length and age
    3. Get a list of quotes from your favourite travel insurers - you can even get these results emailed to you
    4. Create a shortlist. Select up to 4 policies to compare benefits side by side

    What does travel insurance cover?

    Hospital

    Medical costs

    Most travel insurance policies give you unlimited cover for medical expenses and 24/7 emergency medical assistance.

    Coronavirus

    COVID-19 cover

    You can get cover for COVID-related medical expenses now and up to $5,000 towards cancellation or rearrangement costs.

    Plane icon

    Flight cancellations

    It can also pay to get you on an alternative flight. Plus, many will cover your accommodation costs if your trip is disrupted.

    Lost luggage

    Lost luggage

    You can get around $250 a day if your luggage is delayed by the airline. Many also cover stolen or accidentally damaged luggage.

    Compare Finder's travel insurance award winners

    Gary Ross Hunter and Jessica Prasida

    Meet our experts

    Our team of insurance experts have published over 450 guides on travel insurance and are regularly cropping up on TV shows, including Sunrise, Seven News and 10News, with the latest travel insurance tips and tricks.

    Whether you're heading overseas with the family or exploring somewhere closer to home, we're passionate about helping you get the best policy for your holiday.

    Some top tips from travel insurance experts

    Gary Ross Hunter's headshot
    Our expert says

    "Good to know – only a handful of insurers including SCTI and CoverMore can cover you for trip cancellations or changes before your journey because of an unexpected event . The majority don't do this. They only cover you for certain reasons . So for example, if your flight was cancelled or delayed for a reason not listed in the PDS, you might not be covered."

    Editor, Insurance

    Travel insurance: 4 things you need to know

    Number 1

    Travel insurance doesn't protect you from yourself

    Your claim will be voided if the insurer finds that you failed to act responsibly. Consider this before you have a few too many drinks on your trip or jump on a moped without a helmet.

    Number 2

    Rules about renting motorcycles and scooters on your holiday

    Travel insurance will only cover you if you're riding with an Australian motorcycle licence or a valid licence in that country. You also need to be wearing a helmet and stick to a specific engine size.

    Number 3

    You might need to pay more for activities such as skiing and motorcycling

    This can be added when applying online. You'll find that most Australian insurers have a list of activities in the PDS which are covered for free.

    Number 4

    You won't always be covered for natural disasters and pandemics

    If you buy your policy after a natural disaster or a pandemic becomes a "known event" (e.g. it's in the news), you typically won't be covered, with the exception of the COVID-19 pandemic.

    Elizabeth Barry's headshot

    "We recently had to cancel a trip to Europe due to a family emergency, resulting in thousands of dollars lost in tickets, accommodation bookings and more. Thankfully we had travel insurance through our credit card which made sure we were covered from when we booked. We received all money lost back in full for anything we couldn’t cancel."

    Lead Editor

    Why you can trust our travel insurance experts

    helpNerd out over details - we surveyed over 1,200 travellers and analysed over 3000 features in the making of this guide. Some find it boring (you, probably), we find it fun (no, really!)
    freeMore time for your holiday - We live score travel insurance policies. So if you just want a quick and easy last minute taxi-dash option, you can be done in minutes.
    independentNo BS - You won't get any annoying calls, because we don't have a call centre. We're not owned by an insurer and we aim to add real human experience to all our research.

    Frequently asked questions

    Gary Ross Hunter's headshot
    Editor, Insurance

    Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

    Gary Ross's expertise
    Gary Ross has written 670 Finder guides across topics including:
    • Health, home, life, car, pet and travel insurance
    • Managing the cost of living

    Read more on this topic

    Ask a question

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    65 Responses

      Default Gravatar
      sheriSeptember 29, 2024

      I have booked a holiday package for srilanka and the maldives, will one combined quote cover me for both destinations?

        AvatarFinder
        SarahSeptember 30, 2024Finder

        Hi Sheri,

        Yes, you can buy one policy that covers you for multiple destinations. In the search bar, just type in both destinations and your travel dates and age, and the search engine will curate a number of travel insurance options for you that cover you for both destinations. Sounds like an amazing trip! All the best with your planning.

      Default Gravatar
      RobynAugust 4, 2024

      I am looking for travel insurance for a 70 year old lady with a preexisting heart condition Atrial fibrillation that has been successfully treated. I am going to Canada for a week next may.

        AvatarFinder
        AngusSeptember 23, 2024Finder

        Hi Robyn, Our detailed guide to travel insurance for seniors can help you out. You’ll need to specify your existing heart condition – this might result in the quote being higher, but if you don’t mention it and the insurer finds out, any future claim is likely to be turned down. But there are lots of insurers who will offer cover. Safe travels!

      Default Gravatar
      peterApril 1, 2024

      I filled out a request for a travel insurance quote and have not received it

        AvatarFinder
        PetaApril 10, 2024Finder

        Hi Peter, you’re best to follow up with the travel insurance company you requested the quote from. Hope this helps.

      Default Gravatar
      GayleMarch 22, 2024

      I need a hard copy of my health insurance going over seas

        AvatarFinder
        SarahMarch 25, 2024Finder

        Hi Gayle,

        You should be able to print your policy. You should have a copy on your email or you can access it from online banking. If you’re having any issues, perhaps contact your health insurer for some assistance.

        Hope this helps!

      Default Gravatar
      FelixFebruary 14, 2024

      Greetings
      I am taking a 19 day tour of Vietnam and Cambodia. During the tour I will be on a boat for one night in Halong Bay. InsureandGo advised that I need to take out a cruise premium because of the one night on a vessel. The cruise premium is double the price of its Gold premium. Is there a company that would be a better option for me?

        AvatarFinder
        SarahFebruary 15, 2024Finder

        Hi Felix,

        Most insurers charge a higher premium for cruise cover, as they are pricing it based on risk. Insurers are aware that there’s a higher chance of claims related to cruising, such as illness, slips and fall injuries and cancellation fees, which can increase the premium paid.

        Unfortunately you have to select cruise coverage for the entire trip, so you have a few options:
        – Pay the higher price and get the peace of mind of full coverage.
        – Pay for coverage without cruise cover, and take the risk of travelling knowing you have no insurance if something goes wrong on that one day.
        – Enquire about taking out 2 policies: one standard policy for the entire trip without cruise cover, and another 2-day policy to cover your cruise.

        Some of the things cruise travel insurance may cover includes:
        Pre Paid Shore Excursions Cancellation
        Missed Cruise Departure
        Cabin Confinement/Loss of Enjoyment
        Missed Port Cover
        Formal Attire Cover
        Formal Attire Delay Allowance
        Unlimited medical cover and emergency assistance (on-board and while docked)
        Weather delays or natural disasters.
        COVID cover

        Hope this helps!

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