Southern Cross Domestic Travel Insurance
Unlimited
Cancellation & amendment fee
Cancellation & amendment fee
$15,000
Theft or damage to lugagge
Theft or damage to lugagge
$3,000
Hospital cash allowance
Hospital cash allowance
Handy things you should know about Southern Cross Travel Insurance.
- Get an online quote in just a few minutes
- Free cover for dependent kids, under 21 travelling with you
- Optional add-on cover for your valuables
- Maximum age limit of 119 years
- 14 day cooling off period for added flexibility
- Choice of nil or $100 excess
- Age limit higher than most travel insurers
- Limited optional add-ons
| Personal liability | $2,500,000 |
|---|---|
| COVID-19 expenses | No |
| Luggage delay | $1,000 |
| Theft of cash | No |
| Total permanent disability | $25,000 |
| Accidental death | $25,000 |
Finder Rating
Travel insurance doesn't protect you from yourself
Rules about renting motorcycles and scooters on your holiday
You might need to pay more for certain activities
How travel insurers treat natural disasters
Don't make assumptions when it comes to claims
I would like a years travel insurance worldwide please advise
Hi Mike,
Thanks for getting in touch! It’s great to know that you are looking to get travel insurance. To get started, please utilize the online form found on top of the page above. Enter all the details needed in the form and press GET MY QUOTE. Once done, you will see a list of providers that may review your insurance inquiry. If you need further help, a quick guide on how to compare travel insurance is also included on the page.
As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the insurance provider should you have any questions about their policy.
Hope this helps and feel free to reach out to us again for further assistance.
Best,
Nikki
Do I need to purchase Travel insurance before I pay for flights etc?
Hi Lorelie,
Thanks for reaching out to us at Finder!
There’s nothing stopping you from purchasing travel insurance before you pay for flights but typically, people usually buy it after or at the same time of booking.
This is because your flight dates will generally confirm your travel dates. You’ll have a confirmed flight itinerary and be able to match those dates to the date range you’ll need cover for.
I hope you find this helpful.
Kind regards,
Jessica
How long before I travel should I purchase travel insurance?
Hi Lorelei,
Thanks for getting in contact with us at Finder!
We always recommend buying travel insurance as early as possible. This is so that you can take advantage of cancellation benefits in case something out of your control happens.
Most policies cost the same if you buy it today, versus if you but it later, so generally; you’ll get better value out of buying it earlier.
I hope you found this helpful.
Kind regards,
Jessica
How can I get travel insurance for a boat cruise for the 25/02/2020 going to the South Pacific islands. Our ages are 78 and 75 respectively. Is there any chance on getting yearly insurance or is it just for a single trip. Thank you.
Hi Delia,
Thanks for getting in contact with us at Finder!
From research of over 15 of our travel insurance partners, InsureandGo offer annual multi-trip policies for people up to the age of 100. Their annual multi-trip policies also offer automatic cover for on-board hospital and medical expenses as long as any pre-existing conditions are declared.
If you decide to choose a single trip policy instead, head to our cruise travel insurance page and enter your trip details into the comparison tool to compare quotes for eligible policies.
I hope this has been helpful.
Kind regards,
Jessica
Are there any insurance companies that cover Outdoor Rock Climbing without a guide. My son has already left Australia.
Hi Matilda,
Thanks for your message. Yes, here is the page showing insurers who cover Outdoor Rock Climbing, however, they require all climbs to be with a professional/guide. Given that your son is already overseas, you may want to review this page listing out insurers for travellers who are already overseas. As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the insurance provider should you have any questions about their policy.
Hope this helps and best of luck in finding an insurer for your son!
Best,
Nikki
Hi Maureen,
Thanks for getting in touch with Finder. As a comparison site, we can’t recommend a single insurer, but we can try to help you choose one that’s right for you!
You might find our pages about seniors travel insurance and pre-existing conditions to be helpful.
Some things to note:
– Most brands cover cruises but not all brands cover all ages or pre-existing conditions
– Depending on the nature and severity of your condition, you may want to look at insurers such as AllClear and InsureandGo that consider all ages and pre-existing conditions
– Some brands that automatically cover cruises only include medical, while others offer cruise-specific benefits such as missed port departure etc. You can decide which one works best for you
Best of luck and enjoy your trip!
Cheers,
Jess
Hi my daughter is travelling to the US and are looking for insurance however she has Cystic fibrosis. can you assist
Hi Eddie,
Thanks for your question. Sorry to hear about your daughter’s condition. You can find travel insurance with pre-existing medical conditions options on this page. It gives you a guide on how to apply for one and an online form that gives you a list and estimated quotes relative to your daughter’s case.
As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the insurance provider should you have any questions about their policy.
Hope this helps! For any further questions, feel free to reach out to us again, we’re here to help.
Best,
Nikki
I am looking for travel insurance covering high altitude trekking in Nepal up to 6000m
Hi there,
No worries! You might find this guide on trekking and travel insurance to be helpful. It includes our research of our partner brands, a few of which will cover you for high altitude trekking up to 6000 metres.
Safe travels!
Cheers,
Zahra
Does Westpac free travel insurance cover medical evacuation like from ship to nearest port hospital?
Thank you.
Hi Patricia,
Thank you for getting in touch with Finder.
Yes, medical evacuation, if needed/emergency, is covered. Please note that medical evacuation due to your pre-existing medical condition may not make you eligible for claims. You may learn more on Westpac credit card complimentary travel insurance on this page.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
Will Amex Platinum Reserve card complimentary cover be enough for a trip to turkey. We are 74 and 77 years old , in good health and physical fitness. Will this cover emergency flight back home to Australia?
Hi Kay,
Thanks for reaching out. In answer to your question, it looks like the insurance included with the Amex Platinum Reserve card covers medically necessary repatriation back to Australia up to a maximum of $2,500,000. It’s important to note however that it doesn’t cover any pre-existing medical conditions, so if you or your companion have had any medical issues in the past, you might want to look into a separate travel insurance policy and declare your condition. Our guide on pre-existing conditions and travel insurance might be helpful. As for whether it’s enough cover, unfortunately only you can decide that! Hope this helps and feel free to reach out if you have any other questions. Safe travels!
Cheers,
Zahra