Why compare travel insurance with Finder?
We compare prices from more travel insurance brands than any other site in Australia
We don't ask for your phone or email to see prices
You pay the same price as buying directly from the travel insurer
We compare prices from more travel insurance brands than any other site in Australia
We don't ask for your phone or email to see prices
You pay the same price as buying directly from the travel insurer
How do I compare travel insurance?
Most travel insurance policies give you unlimited cover for medical expenses and 24/7 emergency medical assistance.
You can get cover for COVID-related medical expenses now and up to $5,000 towards cancellation or rearrangement costs.
It can also pay to get you on an alternative flight. Plus, many will cover your accommodation costs if your trip is disrupted.
You can get around $250 a day if your luggage is delayed by the airline. Many also cover stolen or accidentally damaged luggage.
Our research shows that more than 20 insurers now offer some cover for COVID-related expenses. Here's a rundown of what this typically includes:
Brand | COVID-19 medical expenses | Covid-19 related cancellation | Cooling off period | Apply |
---|---|---|---|---|
![]() | $10,000 | 21 days | Bonus | |
![]() | $10,000 | 21 days | Bonus | |
![]() | $40,000 | 21 days | Bonus | |
![]() | Unlimited | 21 days | Bonus | |
![]() | $5,000 | 21 days | Bonus | |
![]() | $5,000 | 14 days | Finder AwardBonus | |
![]() | $5,000 | 21 days | Bonus | |
![]() | $4,000 | 21 days | Get quote | |
![]() | $4,000 | 21 days | Get quote | |
![]() | $2,500 | 14 days | Bonus | |
![]() | 14 days | Get quote | ||
![]() | $5,000 | 25 days | Finder AwardBonus | |
![]() | 14 days | Get quote | ||
![]() | 14 days | Get quote | ||
![]() | $3,500 | 21 days | Get quote | |
![]() | $5,000 | 21 days | Bonus | |
![]() | $5,000 | 14 days | Finder Award | |
![]() | $10,000 | 21 days | Get quote | |
![]() | $5,000 | 21 days | Get quote |
A few insurers go even further and can cover you for the following:
Your policy won't typically offer cover for these COVID-19-related events:
Some providers, including Cover-More and Easy Travel Insurance, won't accept COVID-related claims within 21 days of your trip. Just one reason you should get insurance as soon as you book your trip.
Meet our experts
Our team of insurance experts have published over 450 guides on travel insurance and are regularly cropping up on TV shows, including Sunrise, Seven News and 10News, with the latest travel insurance tips and tricks.
Whether you're heading overseas with the family or exploring somewhere closer to home, we're passionate about helping you get the best policy for your holiday.
Good to know – only a handful of insurers including SCTI and CoverMore can cover you for trip cancellations or changes before your journey because of an unexpected event. The majority don't do this. They only cover you for certain reasons. So for example, if your flight was cancelled or delayed for a reason not listed in the PDS, you might not be covered.
Gary Ross Hunter
Finder's insurance and innovations editor
Like many others, I’ve had plenty of delays and even flight cancellations while travelling since the pandemic. Insurance has a place in these events. I've just been lucky that none of these was due to COVID. For me, taking out a policy with high benefit limits for COVID coverage offers heaps of peace of mind. I don’t know why you'd risk travelling without it.
James Martin
Finder’s insurance editor
Many people don't realise that travel insurance can include cover for your rental vehicle excess. Not knowing this means people may choose to reduce their rental vehicle excess instead of relying on their travel insurance coverage, and end up paying an additional fee to the rental car company. We recommend that you check your travel insurance policy to see if you can avoid paying the rental car company’s excess reduction fee.
Jo McCauley
CEO - Southern Cross Travel Insurance
If you can't afford travel insurance, you can't afford to travel… plain and simple. Things can and do go wrong and you want to be covered for everything from losing luggage to needing prohibitively expensive medical treatment.
Nicole Pedersen-McKinnon
Freelance finance journalist
Your claim will be voided if the insurer finds that you failed to act responsibly. Consider this before you have a few too many drinks on your trip or jump on a moped without a helmet.
Travel insurance will only cover you if you're riding with an Australian motorcycle licence or a valid licence in that country. You also need to be wearing a helmet and stick to a specific engine size.
This can be added when applying online. You'll find that most Australian insurers have a list of activities in the PDS which are covered for free.
If you buy your policy after a natural disaster or a pandemic becomes a "known event" (e.g. it's in the news), you typically won't be covered, with the exception of the COVID-19 pandemic.
Not only will you be paying the same price as buying directly with the insurer, we regularly run exclusive deals with our partners – that means policies can be even cheaper. Check out some of our current offers below:
Store | Discount | |
---|---|---|
![]()
Exclusive
|
Save 15% on InsureandGo policies with Finder Use this coupon code to save 15%. Ts&Cs apply. Last verified |
|
15% off travel insurance for Medibank Private members Get this discount if you're a Medibank Private member and save. Last verified |
||
![]()
Exclusive
|
Save 10% on Stella Travel Insurance Get 10% off when you purchase a travel insurance policy from Stella. T&Cs apply. Last verified |
|
ahm and Medibank members get 10% off travel insurance Get this discount if you're an ahm or Medibank Private member and save. Last verified |
||
Protect your next trip with Qantas Travel Insurance Plus, earn up to 7,000 Qantas Points. T&Cs Apply. Last verified |
Deal ends |
|
Get 15% off Freely travel insurance policies Use this promo code to get a 15% discount. T&Cs apply. Last verified |
|
|
![]()
Exclusive
|
Get 12% off Kogan travel insurance policies Use this promo code to get a 12% discount. T&Cs apply. Last verified |
|
Get 10% off on Tick travel insurance policies Use this code to get a 10% discount. T&Cs apply. Last verified |
|
|
Earn Velocity Points with Cover-More Get 3 Virgin Velocity Points for every $1 spent on travel insurance with Cover-More. Last verified |
Ready to get moving? See quotes and compare travel insurance policies for Thailand from 11
brands
Ready to get moving? See quotes and compare travel insurance policies for Colombia from 11
brands
Ready to get moving? See quotes and compare travel insurance policies for Cuba from 11
brands
Learn the necessary steps for traveling with prescription medication.
Ready to get moving? See quotes and compare travel insurance policies for Guatemala from 11
brands
Ready to get moving? See quotes and compare travel insurance policies for El Salvador from 11
brands
Ready to get moving? See quotes and compare travel insurance policies for Ecuador from 11
brands
How much does a hospital bed cost in the most popular destinations for Australian travellers and how good is the healthcare system?
Ready to get moving? See quotes and compare travel insurance policies for Fiji from 11
brands
Ready to get moving? See quotes and compare travel insurance policies for India from 11
brands
Hi,
I got a quote and paid for travel insurance yesterday from Southercross Travel. I haven’t received any paperwork from them, the telephone number has a message saying not taking any calls. I have also sent an email. I was wondering if you have any issues or other complaints?
Thanks
Hi Anne,
We’re not aware of any issues with Southerncross Travel. Have you checked your spam?
You can also contact their support team via phone or email here:
https://www.scti.com.au/help-support
Hope this helps!
Hi Finder,
I’ll be holidaying in the US with my wife and 2 7yo boys for 7 weeks and then Melbourne for 1 week in mid 2023.
Can you please give me some suggestions for travel insurance companies for comprehensive insurance so I can narrow my choices when comparing them on your site.
In order of importance, the things that are of importance to us are:
Unlimited overseas medical and hospital
Amendment and cancellation of flights and accommodation
Theft of luggage and belongings
Theft of cash
Covid cover
Travel delay expenses
Emergency dental
Hospital cash allowance
Overseas emergency assist
Excess
Cost of premium
Thanks
Hi Jason,
You may utilize our comparison tool to get a quote from top providers. Please review the cover’s Product Disclosure Statement to check inclusions, certain restrictions, limitations, inclusions, and exclusions that apply.
Kind regards,
James
The Philippines require $35,000 insurance coverage to go to Manila from Australia. How do I get this?
Hi Baz,
Please visit our guide about COVID travel insurance. You’ll be able to compare a range of insurance providers who include COVID-19 medical expenses. It’s this policy feature that countries such as The Philippines are mandating.
Most offer this expense as an unlimited benefit but do check the PDS of each provider before signing up with the one that meets your needs.
Regards,
James
I would like a years travel insurance worldwide please advise
Hi Mike,
Thanks for getting in touch! It’s great to know that you are looking to get travel insurance. To get started, please utilize the online form found on top of the page above. Enter all the details needed in the form and press GET MY QUOTE. Once done, you will see a list of providers that may review your insurance inquiry. If you need further help, a quick guide on how to compare travel insurance is also included on the page.
As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the insurance provider should you have any questions about their policy.
Hope this helps and feel free to reach out to us again for further assistance.
Best,
Nikki
Do I need to purchase Travel insurance before I pay for flights etc?
Hi Lorelie,
Thanks for reaching out to us at Finder!
There’s nothing stopping you from purchasing travel insurance before you pay for flights but typically, people usually buy it after or at the same time of booking.
This is because your flight dates will generally confirm your travel dates. You’ll have a confirmed flight itinerary and be able to match those dates to the date range you’ll need cover for.
I hope you find this helpful.
Kind regards,
Jessica