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Travel Insurance: Compare and Save

Compare travel insurance quotes from 16 brands – that’s more than any other site in Australia.

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  • Southern Cross Logo SCTI
  • InsureandGo Logo
  • Fast Cover Logo
  • Travel insuranz logo
  • CoverMore Travel Insurance
  • Medibank logo
  • Insure4less Logo
  • Easy Travel Travel Insurance Logo
  • zoom travel insurance
  • World2cover
  • ahm logo
  • WAS Travel Insurance Logo
  • Qantas
  • Tick-Travel Insurance Logo
  • Kogan insurance logo
  • Travel insurance saver logo
  • Freely travel insurance
  • Travel protect travel insurance
  • AllClear Travel insurance
  • Stella travel insurance logo
  • TID logo
  • NIB Travel insurance

Compare these brands and more

Southern Cross Logo SCTI
InsureandGo Logo
Fast Cover Logo
Travel insuranz logo
CoverMore Travel Insurance
Medibank logo
Insure4less Logo
Easy Travel Travel Insurance Logo
zoom travel insurance
World2cover
ahm logo
WAS Travel Insurance Logo
Qantas
Tick-Travel Insurance Logo
Kogan insurance logo
Travel insurance saver logo
Freely travel insurance
Travel protect travel insurance
AllClear Travel insurance
  • Stella travel insurance logo
  • Compare these brands and more

    Why compare travel insurance with Finder?

    • We compare prices from more travel insurance brands than any other site in Australia

    • We don't ask for your phone or email to see prices

    • You pay the same price as buying directly from the travel insurer

    how to compare

    How do I compare travel insurance?

    1. Use the travel insurance quoting tool
    2. Tell us your trip details like destination, trip length and age
    3. Get a list of quotes from your favourite travel insurers - you can even get these results emailed to you
    4. Create a shortlist. Select up to 4 policies to compare benefits side by side

    What does travel insurance cover?

    Hospital

    Medical costs

    Most travel insurance policies give you unlimited cover for medical expenses and 24/7 emergency medical assistance.

    Coronavirus

    COVID-19 cover

    You can get cover for COVID-related medical expenses now and up to $5,000 towards cancellation or rearrangement costs.

    Plane icon

    Flight cancellations

    It can also pay to get you on an alternative flight. Plus, many will cover your accommodation costs if your trip is disrupted.

    Lost luggage

    Lost luggage

    You can get around $250 a day if your luggage is delayed by the airline. Many also cover stolen or accidentally damaged luggage.

    Is there any travel insurance that covers COVID?

    Our research shows that more than 20 insurers now offer some cover for COVID-related expenses. Here's a rundown of what this typically includes:

    • Medical costs if you get sick from COVID-19. This can include hospital expenses and RATs if you catch COVID-19 while overseas (but not mandatory PCRs).
    • Trip rearrangement costs. For example, if you catch COVID and are forced to change your plans. Many let you claim up to $5,000 towards these expenses.
    • Expenses if you need to isolate. For example, if you or someone you're travelling with catches COVID-19, travel insurance can cover the costs to push back your flight and stay in your accommodation longer.
    BrandCOVID-19 medical expensesCOVID-19 related cancellationCOVID-19 related cancellation limit
    Qantas travel insurance
    Unlimited
    ahm life insurance
    $10,000
    Freely Logo
    $5,000
    Stella travel insurance logo
    OptionalCover chosen
    insureandgo
    $5,000
    Kogan travel insurance logo
    Optional$10,000
    WAS Logo
    Cover chosen
    Travel Protect
    Cover chosen
    Tick Logo
    $2,500
    Zoom logo
    Fast Cover Logo
    $5,000
    Insure4Less Travel Insurance Logo
    Reasonable costs
    Travel Insuranz Travel Insurance Logo
    Reasonable costs
    World2Cover Logo
    $3,500
    Covermore logo
    $5,000
    Southern Cross LogoSCTI
    $5,000
    Travel Insurance Saver
    $10,000
    Easy Travel Insurance
    $10,000
    Medibank Travel Insurance
    $10,000
    All clear travel insurance logo
    $5,000
    Australia Post
    TID logo
    $2,500
    NIB Travel insurance
    $10,000

    A few insurers go even further and can cover you for the following:

    • The accommodation or venue you planned to stay at is suddenly closed.
    • A prepaid activity that's booked in Australia or New Zealand is shut down.
    • If you're denied boarding on transport due to symptoms.
    • Extra child care costs if you get COVID.
    • Added pet care costs if you're infected and can't return home.

    What's not covered by COVID travel insurance?

    Your policy won't typically offer cover for these COVID-19-related events:

    • You cancel plans due to government-enforced border closures or lockdowns.
    • You enter into quarantine or self-isolation that you knew about in advance.
    • You ignore a doctor's advice that you aren't well enough to travel.
    • You travel to a country deemed by unsafe by Smartraveller (Level 3: Reconsider your need to travel or Level 4: Do not travel)
    • PCR or rapid tests where you are required to be tested in order to travel.

    Some providers, including Cover-More and Easy Travel Insurance, won't accept COVID-related claims within 21 days of your trip. Just one reason you should get insurance as soon as you book your trip.

    Compare Finder's travel insurance award winners

    Gary Ross Hunter and Jessica Prasida

    Meet our experts

    Our team of insurance experts have published over 450 guides on travel insurance and are regularly cropping up on TV shows, including Sunrise, Seven News and 10News, with the latest travel insurance tips and tricks.

    Whether you're heading overseas with the family or exploring somewhere closer to home, we're passionate about helping you get the best policy for your holiday.

    Some top tips from travel insurance experts

    Travel insurance: 4 things you need to know

    Number 1

    Travel insurance doesn't protect you from yourself

    Your claim will be voided if the insurer finds that you failed to act responsibly. Consider this before you have a few too many drinks on your trip or jump on a moped without a helmet.

    Number 2

    Rules about renting motorcycles and scooters on your holiday

    Travel insurance will only cover you if you're riding with an Australian motorcycle licence or a valid licence in that country. You also need to be wearing a helmet and stick to a specific engine size.

    Number 3

    You might need to pay more for activities such as skiing and motorcycling

    This can be added when applying online. You'll find that most Australian insurers have a list of activities in the PDS which are covered for free.

    Number 4

    You won't always be covered for natural disasters and pandemics

    If you buy your policy after a natural disaster or a pandemic becomes a "known event" (e.g. it's in the news), you typically won't be covered, with the exception of the COVID-19 pandemic.

    Elizabeth Barry

    We recently had to cancel a trip to Europe due to a family emergency, resulting in thousands of dollars lost in tickets, accommodation bookings and more. Thankfully we had travel insurance through our credit card which made sure we were covered from when we booked. We received all money lost back in full for anything we couldn’t cancel.
    — Elizabeth Barry, money expert & avid traveller

    Compare and save. Check out our latest deals

    Not only will you be paying the same price as buying directly with the insurer, we regularly run deals with our partners – that means policies can be even cheaper. Check out some of our current offers below:

    Store Discount

    Save 10% on InsureandGo policies with Finder

    Use this coupon code to save 10%. Ts&Cs apply.

    Last verified

    Get 10% off Freely travel insurance policies

    Use this promo code to get a 10% discount. T&Cs apply.

    Last verified

    Coupon code ends

    Qantas Travel Insurance’s BIGGEST offer ever is on now

    Earn up to 15,000 Qantas Points for every policy. T&Cs apply

    Last verified

    Deal ends

    Get 12% off Kogan travel insurance policies

    Use this promo code to get a 12% discount. T&Cs apply.

    Last verified

    Coupon code ends

    Get 10% off on Tick travel insurance policies

    Use this code to get a 10% discount. T&Cs apply.

    Last verified

    ahm and Medibank members get 10% off travel insurance

    Get this discount if you're an ahm or Medibank Private member and save.

    Last verified

    Get 10% off travel insurance with Australia Post

    Use this code to save on your travel insurance with AusPost.

    Last verified

    Coupon code ends

    WIN a $10,000 holiday to Bali

    Get a quote and email it to yourself OR buy a policy and we'll enter you in the draw to win a $10,000 trip to Bali. T&Cs apply.

    Last verified

    Deal ends

    Earn Velocity Points with Cover-More

    Get 3 Virgin Velocity Points for every $1 spent on travel insurance with Cover-More.

    Last verified

    Get 8% off your Wise and Silent policy

    Use the promocode to get 8% off travel insurance. T&Cs apply.

    Last verified

    15% off travel insurance for Medibank Private members

    Get this discount if you're a Medibank Private member and save.

    Last verified

    Why you can trust Finder's travel insurance experts

    freeYou pay nothing. Finder is free to use. And you pay the same as going direct. No markups, no hidden fees.
    expert adviceYou save time. We spend 100s of hours researching travel insurance so you can sort the gold from the junk faster.
    independentYou can trust us. We say it like it is. We aren't owned by an insurer and our opinions are our own.

    Frequently asked questions

    Gary Ross Hunter's headshot
    Editor, Insurance & Innovations

    Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

    Gary Ross's expertise
    Gary Ross has written 730 Finder guides across topics including:
    • Health, home, life, car, pet and travel insurance
    • Managing the cost of living

    Read more on this topic

    Ask a Question

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    61 Responses

      Default Gravatar
      peterApril 1, 2024

      I filled out a request for a travel insurance quote and have not received it

        AvatarFinder
        PetaApril 10, 2024Finder

        Hi Peter, you’re best to follow up with the travel insurance company you requested the quote from. Hope this helps.

      Default Gravatar
      GayleMarch 22, 2024

      I need a hard copy of my health insurance going over seas

        AvatarFinder
        SarahMarch 25, 2024Finder

        Hi Gayle,

        You should be able to print your policy. You should have a copy on your email or you can access it from online banking. If you’re having any issues, perhaps contact your health insurer for some assistance.

        Hope this helps!

      Default Gravatar
      FelixFebruary 14, 2024

      Greetings
      I am taking a 19 day tour of Vietnam and Cambodia. During the tour I will be on a boat for one night in Halong Bay. InsureandGo advised that I need to take out a cruise premium because of the one night on a vessel. The cruise premium is double the price of its Gold premium. Is there a company that would be a better option for me?

        AvatarFinder
        SarahFebruary 15, 2024Finder

        Hi Felix,

        Most insurers charge a higher premium for cruise cover, as they are pricing it based on risk. Insurers are aware that there’s a higher chance of claims related to cruising, such as illness, slips and fall injuries and cancellation fees, which can increase the premium paid.

        Unfortunately you have to select cruise coverage for the entire trip, so you have a few options:
        – Pay the higher price and get the peace of mind of full coverage.
        – Pay for coverage without cruise cover, and take the risk of travelling knowing you have no insurance if something goes wrong on that one day.
        – Enquire about taking out 2 policies: one standard policy for the entire trip without cruise cover, and another 2-day policy to cover your cruise.

        Some of the things cruise travel insurance may cover includes:
        Pre Paid Shore Excursions Cancellation
        Missed Cruise Departure
        Cabin Confinement/Loss of Enjoyment
        Missed Port Cover
        Formal Attire Cover
        Formal Attire Delay Allowance
        Unlimited medical cover and emergency assistance (on-board and while docked)
        Weather delays or natural disasters.
        COVID cover

        Hope this helps!

      Default Gravatar
      JudiFebruary 13, 2024

      Hello,
      I am finding it difficult to obtain the necessary information on-line. I am booked on a cruise from Amsterdam to Budapest with several stopovers and a train journey from Budapest to Prague. My flight is with a stop-over in Doha enroute to Amsterdam with a stop there of several nights. My return flight is from Prague again with a stopover in Doha. My holiday is from 24th September until 16th October, 2024. Are you able to provide me with your cheapest quote including Covid cover. Thank you for your time. Kind regards Judi Boxall

        AvatarFinder
        SarahFebruary 15, 2024Finder

        Hi Judi,

        We’re a review and comparison site, so we don’t have any products or provider quotes ourselves and we’re unable to provide personal customer service.

        However, if you pop your destinations (Amsterdam, Budapest, Prague, Doha) in the table above and add your age and travel dates, you’ll get a number of quotes and options for your travel insurance.

        When the quotes are listed, you can add covid cover as an optional extra on the left hand side.

        Hope this helps!

      Default Gravatar
      KayleneJanuary 25, 2024

      I am travelling overseas later this year and have activated my credit card insurance. However the policy does not cover me if I need to cancel/postpone my trip due to COVID 19. Is there a stand alone policy I can purchase to cover cancellation / postponed trip due to COVID before I leave?
      Many thanks

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