⚡️⚡️⚡️
With energy prices rising, switch to a cheaper plan
💡
Compare Prices Now
⚡️⚡️⚡️

Travel Insurance Australia

Compare travel insurance quotes in seconds

We're working hard to show you all the policies we compare in the tool below. You can also see more here.

Made a search before? Retrieve your search results

At least one destination is required
Both dates are required
Add more travellers
Enter the age of each traveller between 0 and 99

Enter a valid email address

At least one destination is required
Starting date is required
Add more travellers
Enter the age of each traveller between 0 and 99

Enter a valid email address

Type or select country destination(s)

Popular Destinations

Americas
Asia
Europe
Pacific
Africa
Can't find your destination? Just type it in the box above.

We compare products from

By submitting this form, you agree to the finder.com.au Privacy & Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

Want travel insurance with COVID-19 benefits?

While COVID-19 is still impacting travel, a growing number of travel insurance policies are becoming available for Aussies who are looking to explore. Some will even offer insurance for some COVID-related events such as medical expenses if you get sick after being infected with COVID.

Get more info on COVID travel insurance

Travel Insurance Finder® helps you easily compare travel insurance

What is travel insurance?

Travel insurance is an agreement between you and your travel insurer. You pay them a fee (known as a premium) that is calculated based on the risks associated with your trip. In exchange, your insurer agrees to pay you for unexpected costs related to your trip, up to an agreed amount. Travel insurance can help you in lots of ways by:

  • Helping to pay for medical expenses if you're sick or injured overseas
  • Reimbursing you if you need to cancel your trip or cut it short
  • Covering your valuables and travel documents if they get lost, stolen or damaged

What travel insurance benefits are there for COVID-19?

More than a dozen brands now offer travel insurance benefits for the coronavirus pandemic. Cover is usually limited to specific situations including:

  • Medical costs if you get sick from COVID-19
  • Trip rearrangement costs if you get infected and are forced to change your plans
  • Expenses if you have to go into quarantine unexpectedly

The type of cover and amount you get also depends on the policy. That's why you should always check the product disclosure statement (PDS) for full details of the cover you'll get.

BrandCOVID-19 expensesCooling off periodOverseas medical expensesTheft or damage to luggageStandard excessApply
Zoom logo
  • Some cover
14 days
Up to $7,500$200Get quote
Travel Insurance Saver
  • Some cover
21 days
Up to $12,000$250Get quote
Freely Logo
  • Some cover
21 days
Optional add on$100Get quote
InsureandGo Logo
  • Some cover
14 days
Up to $15,000$100Get quote
TIck Logo
  • Some cover
14 days
Up to $7,500$200Get quote
Insure4Less Travel Insurance Logo
  • Some cover
14 days
Up to $5,000$200Get quote
Medibank Travel Insurance
  • Some cover
21 days
Up to $15,000$250Get quote
Fast Cover Logo
  • Some cover
14 days
Up to $15,000$200Get quote
Travel Insuranz Travel Insurance Logo
  • Some cover
14 days
Up to $7,500$200Get quote
Covermore logo
  • Some cover
21 days
Up to $15,000$250Get quote
World2Cover Logo
  • Some cover
21 days
Up to $15,000$200Get quote
Easy Travel Insurance
  • Some cover
21 days
Up to $15,000$250Get quote
Southern Cross LogoSCTI
  • Some cover
14 days
Up to $25,000$100Get quote
Travel with Kit Logo
  • Some cover
14 days
Up to $2,000$100Get quote
Travel with Jane Logo
  • Some cover
14 days
Up to $2,000$100Get quote
1Cover Logo
  • Some cover
14 days
Up to $15,000$200More info
ahm life insurance
  • Some cover
21 days
Up to $8,000$250More info
Boomers Logoboomers-travel-insurance
  • Some cover
14 days
Up to $10,000$200More info
Qantas travel insurance
  • Some cover
21 days
Up to $15,000$100More info
RACV Travel Insurance Logo
  • Some cover
21 days
Up to $15,000$250More info
Travel Insurance Direct Logo
  • Some cover
21 days
Up to $12,000$250More info
Picture not described
  • Some cover
21 days
Up to $15,000$250More info
Worldcare
  • Some cover
14 days
Up to $10,000$200More info
Flight Centre Logo
  • Some cover
21 days
Up to $15,000$250

Why compare travel insurance with Finder?

100% free

We don't charge you anything to compare policies with us. If you do choose to buy a policy by clicking through to one of our partners, you'll pay no more than going directly to their site.

Trustworthy Rankings

Our unique algorithm ranks partners' policies based on how comprehensive they are – not by how much they pay us.

Get more than just a quote

We write our content based on information travellers are looking for. We're an independent publisher and want to help you find the best information.

Travel insurance: 5 things you need to know

One

Travel insurance doesn't protect you from yourself

Your claim will be voided if the insurer finds that you failed to act responsibly. Consider this before you have a few too many drinks on your trip or jump on a moped without a helmet.

Two

Rules about renting motorcycles and scooters on your holiday

Did you know that travel insurance will only cover you if you're riding with an Australian motorcycle licence, or a valid licence in that country? You also need to be wearing a helmet and stick to a specific engine size.

Three

You might need to pay more for certain activities

You'll need to pay extra for some high-risk activities such as skiing and motorcycling. This can be added when applying online. You'll find that most Australian insurers have a list of activities in the PDS which are covered for free.

Four

How travel insurers treat natural disasters and pandemics

Travel insurance can cover cancellations and injuries that arise from natural disasters depending on your policy type and when it was issued. If you buy your policy after a natural disaster or a pandemic becomes a "known event", you typically won't be covered.

Five

Master the art of a successful claim

When the unexpected happens, you should get in touch with your insurer as soon as possible either by phone or online. Not only can they guide you through the claims process but if you need emergency assistance, most insurers have a 24/7 number you can contact.

It's important to know that travel insurance doesn't cover everything. Check out our guide for a list of common exclusions from Australian travel insurers.

Back to top

Travel insurance guides for our most popular destinations

Frequently asked questions

Back to top

Read more on this topic

  • Travel insurance: Pregnancy

    Plan to travel while pregnant? Read about the type of cover available for pregnant travellers of up to 32 weeks.

  • Travel insurance that covers COVID

    Here's how travel insurers are responding to the pandemic.

  • What does travel insurance cover?

    Travel insurance can protect policyholders in multiple different ways, including trip cancellations and cover for expensive medical costs if you get sick or hurt on your trip.

  • Travel insurance for over 70s

    Over 70 and need travel insurance? Compare your options to get affordable cover for what matters.

  • Travel insurance for seniors over 80

    Travel insurance is an essential expense for anyone planning a trip overseas, though sometimes it can be difficult to find cover if you are over 80 years of age.

  • Travel insurance for over 85

    Guide to finding travel insurance if you're over 85 years of age.

  • Trekking travel insurance

    Trek confidently with one of these 10+ brands that offer trekking insurance.

  • Expat travel insurance

    Are you an Australian currently residing overseas and looking for travel insurance cover? Find cover options from international travel insurance providers and make a secure enquiry for cover.

  • Does travel insurance cover Airbnb?

    We take a look to see if you are fully protected by insurance if your Airbnb trip goes wrong.

  • Finder Travel Report 2022

    Finder's Travel Report explores what Australians want from travel, how they’re paying for it, and how COVID has changed their holiday habits.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

47 Responses

  1. Default Gravatar
    bazMarch 2, 2022

    The Philippines require $35,000 insurance coverage to go to Manila from Australia. How do I get this?

    • Avatarfinder Customer Care
      JamesApril 3, 2022Staff

      Hi Baz,

      Please visit our guide about COVID travel insurance. You’ll be able to compare a range of insurance providers who include COVID-19 medical expenses. It’s this policy feature that countries such as The Philippines are mandating.

      Most offer this expense as an unlimited benefit but do check the PDS of each provider before signing up with the one that meets your needs.

      Regards,

      James

  2. Default Gravatar
    MikeOctober 29, 2019

    I would like a years travel insurance worldwide please advise

    • Default Gravatar
      NikkiOctober 30, 2019

      Hi Mike,

      Thanks for getting in touch! It’s great to know that you are looking to get travel insurance. To get started, please utilize the online form found on top of the page above. Enter all the details needed in the form and press GET MY QUOTE. Once done, you will see a list of providers that may review your insurance inquiry. If you need further help, a quick guide on how to compare travel insurance is also included on the page.

      As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the insurance provider should you have any questions about their policy.

      Hope this helps and feel free to reach out to us again for further assistance.

      Best,
      Nikki

  3. Default Gravatar
    LoreleiOctober 20, 2019

    Do I need to purchase Travel insurance before I pay for flights etc?

    • Avatarfinder Customer Care
      JessicaOctober 21, 2019Staff

      Hi Lorelie,

      Thanks for reaching out to us at Finder!

      There’s nothing stopping you from purchasing travel insurance before you pay for flights but typically, people usually buy it after or at the same time of booking.

      This is because your flight dates will generally confirm your travel dates. You’ll have a confirmed flight itinerary and be able to match those dates to the date range you’ll need cover for.

      I hope you find this helpful.

      Kind regards,
      Jessica

  4. Default Gravatar
    LoreleiOctober 20, 2019

    How long before I travel should I purchase travel insurance?

    • Avatarfinder Customer Care
      JessicaOctober 21, 2019Staff

      Hi Lorelei,

      Thanks for getting in contact with us at Finder!

      We always recommend buying travel insurance as early as possible. This is so that you can take advantage of cancellation benefits in case something out of your control happens.

      Most policies cost the same if you buy it today, versus if you but it later, so generally; you’ll get better value out of buying it earlier.

      I hope you found this helpful.

      Kind regards,
      Jessica

  5. Default Gravatar
    DeliaOctober 17, 2019

    How can I get travel insurance for a boat cruise for the 25/02/2020 going to the South Pacific islands. Our ages are 78 and 75 respectively. Is there any chance on getting yearly insurance or is it just for a single trip. Thank you.

    • Avatarfinder Customer Care
      JessicaOctober 17, 2019Staff

      Hi Delia,

      Thanks for getting in contact with us at Finder!

      From my research of over 15 of our travel insurance partners, InsureandGo travel insurance offers annual multi-trip policies for people up to the age of 100. Their annual multi-trip policies also offer automatic cover for on-board hospital and medical expenses as long as any pre-existing conditions are declared.

      If you decide to choose a single trip policy instead, head to our cruise travel insurance page and enter your trip details into the comparison tool to compare quotes for eligible policies.

      I hope this has been helpful.

      Kind regards,
      Jessica

Go to site