Travel Insurance Australia

Compare travel insurance quotes in seconds

warningWe're working hard to show you all the policies we compare in the tool below. If you want to see more, check out the table a few scrolls away.

Made a search before? Retrieve your search results

At least one destination is required
Both dates are required
Add more travellers
Enter the age of each traveller between 0 and 99

Enter a valid email address

At least one destination is required
Starting date is required
Add more travellers
Enter the age of each traveller between 0 and 99

Enter a valid email address

Type or Select your destination(s)

Popular Destinations

Americas
Asia
Europe
Pacific
Africa
Can't find your destination? Just type it in the box above.

We compare products from

By submitting this form, you agree to the finder.com.au Privacy & Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

Important:

Travel insurance rules continue to change as a result of the pandemic. Some information may not be accurate at this time. It’s even more important to double-check all details that matter to you before taking out cover. Please note:
    • Some policies may not be available through Finder at this time
    • It’s unlikely that your policy will cover expenses from border closures

    Want travel insurance with COVID-19 benefits?

    While COVID-19 is still impacting travel, a growing number of travel insurance policies are becoming available for Aussies who are looking to explore. Some will even offer insurance for some COVID-related events such as medical expenses if you get sick after being infected with COVID.

    Get more info on COVID travel insurance

    Travel Insurance Finder® helps you easily compare travel insurance

    What is travel insurance in Australia?

    Travel insurance is an agreement between you and your travel insurer. You pay them a fee ( known as a premium) that is calculated based on the risks associated with your trip. In exchange, your insurer agrees to pay you for unexpected costs related to your trip, up to an agreed amount. Travel insurance can help you in lots of ways by:

    • Helping to pay for medical expenses if you're sick or injured overseas
    • Reimbursing you if you need to cancel your trip or cut it short
    • Covering your valuables and travel documents if they get lost, stolen or damaged

    What travel insurance benefits are there for COVID-19?

    A handful of brands now offer travel insurance benefits for the coronavirus pandemic. Cover is usually limited to specific situations including:

    • Medical expenses
    • Trip rearrangement costs if you get COVID-19
    • Expenses if you're forced into quarantine unexpectedly

    The type of cover and amount of cover you get also depends on the policy. That's why you should always check the product disclosure statement (PDS) for full details of the cover you'll get.

    BrandCOVID-19 expensesCooling off periodOverseas medical expensesTheft or damage to luggageStandard excessApply
    World2Cover Logo
    • Some cover
    21 days
    Up to $15,000$200Get quote
    Covermore logo
    • Some cover
    21 days
    Up to $15,000$250Get quote
    InsureandGo Logo
    • Some cover
    14 days
    Up to $15,000$100Get quote
    TIck Logo
    • Some cover
    14 days
    Up to $7,500$200Get quote
    Southern Cross LogoSCTI
    • Some cover
    14 days
    Up to $15,000$100More info
    Freely travel insurance
    • Some cover
    21 days
    Optional add on$100More info
    Travel Insurance Saver
    • Some cover
    21 days
    Up to $12,000$250More info
    Easy Travel Insurance
    • Some cover
    21 days
    Up to $15,000$250More info
    1Cover Logo
    • Some cover
    14 days
    Up to $15,000$200More info
    ahm life insurance
    • Some cover
    21 days
    Up to $8,000$250More info
    Boomers Logoboomers-travel-insurance
    • Some cover
    14 days
    Up to $10,000$200More info
    Medibank Travel Insurance
    • Some cover
    21 days
    Up to $15,000$250More info
    Qantas travel insurance
    • Some cover
    21 days
    Up to $15,000$100More info
    RACV Travel Insurance Logo
    • Some cover
    21 days
    Up to $15,000$250More info
    Travel Insurance Direct Logo
    • Some cover
    21 days
    Up to $4,000$250More info
    Picture not described
    • Some cover
    21 days
    Up to $15,000$250More info
    Worldcare
    • Some cover
    14 days
    Up to $10,000$200More info

    Latest Travel insurance articles

    Why compare travel insurance with Finder?

    100% free

    We don't charge you anything to compare policies with us. If you do choose to buy a policy by clicking through to one of our partners, you'll pay no more than going directly to their site.

    Trustworthy Rankings

    Our unique algorithm ranks partners' policies based on how comprehensive they are – not by how much they pay us.

    Get more than just a quote

    We write our content based on information travellers are looking for. We're an independent publisher and want to help you find the best information.

    Travel insurance: 5 things you need to know

    One

    Travel insurance doesn't protect you from yourself

    Your claim will be voided if the insurer finds that you failed to act responsibly. Consider this before you have a few too many drinks on your trip or jump on a moped without a helmet.

    Two

    Rules about renting motorcycles and scooters on your holiday

    Did you know that travel insurance will only cover you if you're riding with an Australian motorcycle licence, or a valid licence in that country? You also need to be wearing a helmet and stick to a specific engine size.

    Three

    You might need to pay more for certain activities

    You'll need to pay extra for some high-risk activities such as skiing and motorcycling. This can be added when applying online. You'll find that most Australian insurers have a list of activities in the PDS which are covered for free.

    Four

    How travel insurers treat natural disasters

    Travel insurance can cover cancellations and injuries that arise from natural disasters depending on your policy type and when it was issued. If you buy your policy after the natural disaster becomes a "known event", you won't be covered.

    Five

    Master the art of a successful claim

    When the unexpected happens, you should get in touch with your insurer as soon as possible either by phone or online. Not only can they guide you through the claims process but if you need emergency assistance, most insurers have a 24/7 number you can contact.

    It's important to know that travel insurance doesn't cover everything. Check out our guide for a list of common exclusions from Australian travel insurers.

    Back to top

    Travel insurance guides for our most popular destinations

    Frequently asked questions

    Back to top

    Read more on this topic

    Ask an Expert

    You are about to post a question on finder.com.au:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com.au is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

    45 Responses

      Default Gravatar
      MikeOctober 29, 2019

      I would like a years travel insurance worldwide please advise

        Default Gravatar
        NikkiOctober 30, 2019

        Hi Mike,

        Thanks for getting in touch! It’s great to know that you are looking to get travel insurance. To get started, please utilize the online form found on top of the page above. Enter all the details needed in the form and press GET MY QUOTE. Once done, you will see a list of providers that may review your insurance inquiry. If you need further help, a quick guide on how to compare travel insurance is also included on the page.

        As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the insurance provider should you have any questions about their policy.

        Hope this helps and feel free to reach out to us again for further assistance.

        Best,
        Nikki

      Default Gravatar
      LoreleiOctober 20, 2019

      Do I need to purchase Travel insurance before I pay for flights etc?

        Avatarfinder Customer Care
        JessicaOctober 21, 2019Staff

        Hi Lorelie,

        Thanks for reaching out to us at Finder!

        There’s nothing stopping you from purchasing travel insurance before you pay for flights but typically, people usually buy it after or at the same time of booking.

        This is because your flight dates will generally confirm your travel dates. You’ll have a confirmed flight itinerary and be able to match those dates to the date range you’ll need cover for.

        I hope you find this helpful.

        Kind regards,
        Jessica

      Default Gravatar
      LoreleiOctober 20, 2019

      How long before I travel should I purchase travel insurance?

        Avatarfinder Customer Care
        JessicaOctober 21, 2019Staff

        Hi Lorelei,

        Thanks for getting in contact with us at Finder!

        We always recommend buying travel insurance as early as possible. This is so that you can take advantage of cancellation benefits in case something out of your control happens.

        Most policies cost the same if you buy it today, versus if you but it later, so generally; you’ll get better value out of buying it earlier.

        I hope you found this helpful.

        Kind regards,
        Jessica

      Default Gravatar
      DeliaOctober 17, 2019

      How can I get travel insurance for a boat cruise for the 25/02/2020 going to the South Pacific islands. Our ages are 78 and 75 respectively. Is there any chance on getting yearly insurance or is it just for a single trip. Thank you.

        Avatarfinder Customer Care
        JessicaOctober 17, 2019Staff

        Hi Delia,

        Thanks for getting in contact with us at Finder!

        From my research of over 15 of our travel insurance partners, InsureandGo travel insurance offers annual multi-trip policies for people up to the age of 100. Their annual multi-trip policies also offer automatic cover for on-board hospital and medical expenses as long as any pre-existing conditions are declared.

        If you decide to choose a single trip policy instead, head to our cruise travel insurance page and enter your trip details into the comparison tool to compare quotes for eligible policies.

        I hope this has been helpful.

        Kind regards,
        Jessica

      Default Gravatar
      MatildaAugust 28, 2019

      Are there any insurance companies that cover Outdoor Rock Climbing without a guide. My son has already left Australia.

        Default Gravatar
        NikkiAugust 29, 2019

        Hi Matilda,

        Thanks for your message. Yes, there are insurers offering rock climbing travel insurance, however, they require all climbs to be with a professional/guide. Given that your son is already overseas, you may want to reach out to insurers for travellers outside Australia. As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the insurance provider should you have any questions about their policy.

        Hope this helps and best of luck in finding an insurer for your son!

        Best,
        Nikki

    Go to site