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Travel Insurance: Compare and Save

Compare travel insurance quotes from 13 brands – that’s more than any other site in Australia.

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  • Southern Cross Logo SCTI
  • InsureandGo Logo
  • Fast Cover Logo
  • Travel insuranz logo
  • CoverMore Travel Insurance
  • Medibank logo
  • Insure4less Logo
  • Easy Travel Travel Insurance Logo
  • zoom travel insurance
  • World2cover
  • ahm logo
  • WAS Travel Insurance Logo
  • Qantas
  • Tick-Travel Insurance Logo
  • Kogan insurance logo
  • Travel insurance saver logo
  • Freely travel insurance
  • Travel protect travel insurance
  • AllClear Travel insurance
  • Stella travel insurance logo

Compare these brands and more

Southern Cross Logo SCTI
InsureandGo Logo
Fast Cover Logo
Travel insuranz logo
CoverMore Travel Insurance
Medibank logo
Insure4less Logo
Easy Travel Travel Insurance Logo
zoom travel insurance
World2cover
ahm logo
WAS Travel Insurance Logo
Qantas
Tick-Travel Insurance Logo
Kogan insurance logo
Travel insurance saver logo
Freely travel insurance
Travel protect travel insurance
AllClear Travel insurance
  • Stella travel insurance logo
  • Compare these brands and more

    Why compare travel insurance with Finder?

    • We compare prices from more travel insurance brands than any other site in Australia

    • We don't ask for your phone or email to see prices

    • You pay the same price as buying directly from the travel insurer

    how to compare

    How do I compare travel insurance?

    1. Use the travel insurance quoting tool
    2. Tell us your trip details like destination, trip length and age
    3. Get a list of quotes from your favourite travel insurers - you can even get these results emailed to you
    4. Create a shortlist. Select up to 4 policies to compare benefits side by side

    What does travel insurance cover?

    Hospital

    Medical costs

    Most travel insurance policies give you unlimited cover for medical expenses and 24/7 emergency medical assistance.

    Coronavirus

    COVID-19 cover

    You can get cover for COVID-related medical expenses now and up to $5,000 towards cancellation or rearrangement costs.

    Plane icon

    Flight cancellations

    It can also pay to get you on an alternative flight. Plus, many will cover your accommodation costs if your trip is disrupted.

    Lost luggage

    Lost luggage

    You can get around $250 a day if your luggage is delayed by the airline. Many also cover stolen or accidentally damaged luggage.

    I'm ready to compare travel insurance

    Is there any travel insurance that covers COVID?

    Our research shows that more than 20 insurers now offer some cover for COVID-related expenses. Here's a rundown of what this typically includes:

    • Medical costs if you get sick from COVID-19. This can include hospital expenses and RATs if you catch COVID-19 while overseas (but not mandatory PCRs).
    • Trip rearrangement costs. For example, if you catch COVID and are forced to change your plans. Many let you claim up to $5,000 towards these expenses.
    • Expenses if you need to isolate. For example, if you or someone you're travelling with catches COVID-19, travel insurance can cover the costs to push back your flight and stay in your accommodation longer.
    BrandCOVID-19 medical expensesCovid-19 related cancellationCooling off periodApply
    ahm life insurance
    $10,00021 days
    Bonus
    Get quote
    Freely Logo
    $5,00021 days
    Bonus
    Get quote
    Qantas travel insurance
    Unlimited21 days
    Bonus
    Get quote
    Stella travel insurance logo
    $40,00021 days
    Bonus
    Get quote
    InsureandGo Logo
    $5,00014 days
    Finder AwardBonus
    Get quote
    Kogan travel insurance logo
    $5,00021 days
    Bonus
    Get quote
    WAS Logo
    $4,00021 days
    Bonus
    Get quote
    Travel Protect
    $4,00021 days
    Bonus
    Get quote
    Tick Logo
    $2,50014 days
    Bonus
    Get quote
    Zoom logo
    14 days
    Get quote
    Fast Cover Logo
    $5,00025 days
    Finder AwardBonus
    Get quote
    Insure4Less Travel Insurance Logo
    14 days
    Get quote
    Travel Insuranz Travel Insurance Logo
    14 days
    Get quote
    World2Cover Logo
    $3,50021 days
    Get quote
    Covermore logo
    $5,00021 days
    Bonus
    Get quote
    Southern Cross LogoSCTI
    $5,00014 days
    Finder Award
    Get quote
    Travel Insurance Saver
    $10,00021 days
    Get quote
    Easy Travel Insurance
    $5,00021 days
    Get quote
    Medibank Travel Insurance
    $10,00021 days
    Bonus
    Get quote
    All clear travel insurance logo
    $5,00014 days
    Get quote
    Australia Post
    21 days
    Get quote

    A few insurers go even further and can cover you for the following:

    • The accommodation or venue you planned to stay at is suddenly closed.
    • A prepaid activity that's booked in Australia or New Zealand is shut down.
    • If you're denied boarding on transport due to symptoms.
    • Extra child care costs if you get COVID.
    • Added pet care costs if you're infected and can't return home.

    What's not covered by COVID travel insurance?

    Your policy won't typically offer cover for these COVID-19-related events:

    • You cancel plans due to government-enforced border closures or lockdowns.
    • You enter into quarantine or self-isolation that you knew about in advance.
    • You ignore a doctor's advice that you aren't well enough to travel.
    • You travel to a country deemed by unsafe by Smartraveller (Level 3: Reconsider your need to travel or Level 4: Do not travel)
    • PCR or rapid tests where you are required to be tested in order to travel.

    Some providers, including Cover-More and Easy Travel Insurance, won't accept COVID-related claims within 21 days of your trip. Just one reason you should get insurance as soon as you book your trip.

    Compare Finder's travel insurance award winners

    Gary Ross Hunter and Jessica Prasida

    Meet our experts

    Our team of insurance experts have published over 450 guides on travel insurance and are regularly cropping up on TV shows, including Sunrise, Seven News and 10News, with the latest travel insurance tips and tricks.

    Whether you're heading overseas with the family or exploring somewhere closer to home, we're passionate about helping you get the best policy for your holiday.

    Some top tips from travel insurance experts

    Travel insurance: 4 things you need to know

    Number 1

    Travel insurance doesn't protect you from yourself

    Your claim will be voided if the insurer finds that you failed to act responsibly. Consider this before you have a few too many drinks on your trip or jump on a moped without a helmet.

    Number 2

    Rules about renting motorcycles and scooters on your holiday

    Travel insurance will only cover you if you're riding with an Australian motorcycle licence or a valid licence in that country. You also need to be wearing a helmet and stick to a specific engine size.

    Number 3

    You might need to pay more for activities such as skiing and motorcycling

    This can be added when applying online. You'll find that most Australian insurers have a list of activities in the PDS which are covered for free.

    Number 4

    You won't always be covered for natural disasters and pandemics

    If you buy your policy after a natural disaster or a pandemic becomes a "known event" (e.g. it's in the news), you typically won't be covered, with the exception of the COVID-19 pandemic.

    Elizabeth Barry

    We recently had to cancel a trip to Europe due to a family emergency, resulting in thousands of dollars lost in tickets, accommodation bookings and more. Thankfully we had travel insurance through our credit card which made sure we were covered from when we booked. We received all money lost back in full for anything we couldn’t cancel.
    — Elizabeth Barry, money expert & avid traveller

    Compare and save. Check out our latest deals

    Not only will you be paying the same price as buying directly with the insurer, we regularly run exclusive deals with our partners – that means policies can be even cheaper. Check out some of our current offers below:

    Store Discount

    Save 10% on InsureandGo policies with Finder

    Use this coupon code to save 10%. Ts&Cs apply.

    Last verified

    Get 10% off Freely travel insurance policies

    Use this promo code to get a 10% discount. T&Cs apply.

    Last verified

    Protect your next trip with Qantas Travel Insurance

    Plus, earn up to 7,000 Qantas Points. T&Cs Apply.

    Last verified

    Deal ends

    Save 10% on Stella Travel Insurance

    Get 10% off when you purchase a travel insurance policy from Stella. T&Cs apply.

    Last verified

    Deal ends

    Get 10% off Kogan travel insurance policies

    Use this promo code to get a 10% discount. T&Cs apply.

    Last verified

    Coupon code ends

    Get 8% off your Travel Protect policy

    Use the promocode to get 8% off travel insurance. T&Cs apply.

    Last verified

    Get 10% off on Tick travel insurance policies

    Use this code to get a 10% discount. T&Cs apply.

    Last verified

    ahm and Medibank members get 10% off travel insurance

    Get this discount if you're an ahm or Medibank Private member and save.

    Last verified

    Earn Velocity Points with Cover-More

    Get 3 Virgin Velocity Points for every $1 spent on travel insurance with Cover-More.

    Last verified

    Get 8% off your Wise and Silent policy

    Use the promocode to get 8% off travel insurance. T&Cs apply.

    Last verified

    15% off travel insurance for Medibank Private members

    Get this discount if you're a Medibank Private member and save.

    Last verified

    Why you can trust Finder's travel insurance experts

    free

    We're free

    Our travel insurance engine is completely free to use. You pay the same as buying directly from the insurer. Better still, we regularly run exclusive deals that you won't find on any other site.
    expert advice

    We're experts

    We've researched and reviewed almost every travel insurer on the market as part of our Finder Awards and our in-house experts regularly appear on Sunrise, 7News and various news publications.
    independent

    We're independent

    Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of travel insurance brands, making it easier for you to find a good deal.
    help

    We're here to help

    Since 2014, we've helped over one million people find travel insurance by explaining your options simply. We'll never ask for your number or email to see prices. We're here to help you make a decision.

    Frequently asked questions

    Read more on this topic

    Ask an Expert

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    57 Responses

      Default Gravatar
      FelixFebruary 14, 2024

      Greetings
      I am taking a 19 day tour of Vietnam and Cambodia. During the tour I will be on a boat for one night in Halong Bay. InsureandGo advised that I need to take out a cruise premium because of the one night on a vessel. The cruise premium is double the price of its Gold premium. Is there a company that would be a better option for me?

        AvatarFinder
        SarahFebruary 15, 2024Finder

        Hi Felix,

        Most insurers charge a higher premium for cruise cover, as they are pricing it based on risk. Insurers are aware that there’s a higher chance of claims related to cruising, such as illness, slips and fall injuries and cancellation fees, which can increase the premium paid.

        Unfortunately you have to select cruise coverage for the entire trip, so you have a few options:
        – Pay the higher price and get the peace of mind of full coverage.
        – Pay for coverage without cruise cover, and take the risk of travelling knowing you have no insurance if something goes wrong on that one day.
        – Enquire about taking out 2 policies: one standard policy for the entire trip without cruise cover, and another 2-day policy to cover your cruise.

        Some of the things cruise travel insurance may cover includes:
        Pre Paid Shore Excursions Cancellation
        Missed Cruise Departure
        Cabin Confinement/Loss of Enjoyment
        Missed Port Cover
        Formal Attire Cover
        Formal Attire Delay Allowance
        Unlimited medical cover and emergency assistance (on-board and while docked)
        Weather delays or natural disasters.
        COVID cover

        Hope this helps!

      Default Gravatar
      JudiFebruary 13, 2024

      Hello,
      I am finding it difficult to obtain the necessary information on-line. I am booked on a cruise from Amsterdam to Budapest with several stopovers and a train journey from Budapest to Prague. My flight is with a stop-over in Doha enroute to Amsterdam with a stop there of several nights. My return flight is from Prague again with a stopover in Doha. My holiday is from 24th September until 16th October, 2024. Are you able to provide me with your cheapest quote including Covid cover. Thank you for your time. Kind regards Judi Boxall

        AvatarFinder
        SarahFebruary 15, 2024Finder

        Hi Judi,

        We’re a review and comparison site, so we don’t have any products or provider quotes ourselves and we’re unable to provide personal customer service.

        However, if you pop your destinations (Amsterdam, Budapest, Prague, Doha) in the table above and add your age and travel dates, you’ll get a number of quotes and options for your travel insurance.

        When the quotes are listed, you can add covid cover as an optional extra on the left hand side.

        Hope this helps!

      Default Gravatar
      KayleneJanuary 25, 2024

      I am travelling overseas later this year and have activated my credit card insurance. However the policy does not cover me if I need to cancel/postpone my trip due to COVID 19. Is there a stand alone policy I can purchase to cover cancellation / postponed trip due to COVID before I leave?
      Many thanks

      Default Gravatar
      AnneMarch 28, 2023

      Hi,
      I got a quote and paid for travel insurance yesterday from Southercross Travel. I haven’t received any paperwork from them, the telephone number has a message saying not taking any calls. I have also sent an email. I was wondering if you have any issues or other complaints?
      Thanks

        AvatarFinder
        SarahApril 6, 2023Finder

        Hi Anne,

        We’re not aware of any issues with Southerncross Travel. Have you checked your spam?

        You can also contact their support team via phone or email here:
        https://www.scti.com.au/help-support

        Hope this helps!

      Default Gravatar
      JasonDecember 9, 2022

      Hi Finder,

      I’ll be holidaying in the US with my wife and 2 7yo boys for 7 weeks and then Melbourne for 1 week in mid 2023.

      Can you please give me some suggestions for travel insurance companies for comprehensive insurance so I can narrow my choices when comparing them on your site.

      In order of importance, the things that are of importance to us are:

      Unlimited overseas medical and hospital
      Amendment and cancellation of flights and accommodation
      Theft of luggage and belongings
      Theft of cash
      Covid cover
      Travel delay expenses
      Emergency dental
      Hospital cash allowance
      Overseas emergency assist
      Excess
      Cost of premium

      Thanks

        AvatarFinder
        JamesDecember 26, 2022Finder

        Hi Jason,

        You may utilize our comparison tool to get a quote from top providers. Please review the cover’s Product Disclosure Statement to check inclusions, certain restrictions, limitations, inclusions, and exclusions that apply.

        Kind regards,
        James

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