RAC Travel Insurance came out on top among 20 brands with a score of 4.48/5. Out of all brands, RAC was one of the most trusted, with 97% of people surveyed considering the insurer trustworthy and reliable.
Tick Travel Insurance came in first place for value for money this year. It topped the list with score of 4.49/5.
RAC Travel Insurance topped the list as the most trusted brand in 2024. It gained a score of 4.76/5, with 97% of customers we surveyed found the insurer to reliable.
RAC Travel Insurance is this year's winner for customer service, scoring 4.49/5 to lead all brands.
Tick Travel insurance won the 2024 award for best domestic travel insurance because it scored highly for rearrangement and cancellation costs, lost and delayed luggage features and rental car excess, while remaining comparatively affordable.
Wise and Silent Travel insurance won the 2024 value award because it's cheaper on average than the other international policies we analysed, yet it covers you for more.
Tick Travel insurance won the 2024 comprehensive award because it goes further than the majority of insurers. It scored highly for cancellation costs and rental car excess. It's also competitive on price compared to the other 30 international policies we analysed.
Every travel insurance policy has things you won't be covered for. Common exclusions include:
Travel insurance can cover you for COVID-19 in USA. A policy can cover you for the following:
"When I travel, I don't want to fork out a lot for travel insurance. I always get something above the bare minimum though which usually only covers medical-only expenses. Flight disruptions and delayed luggage are really common, so look for a cheap policy that covers me for these things."
For emergencies: call 911 (police), 911 (ambulance) or 911 (fire).
In a medical emergency, call for help and then contact your insurer on their emergency assistance line.
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With 3 levels of cover and multiple optional extras available, you can make your travel insurance policy cover as much or as little as you’d like.
The best travel insurance policies are different for each individual traveller.
Part of a new wave of travel insurers, Freely offers more flexibility than most. Love holding stuff on your phone? This could be for you.
Check out these travel insurance coupons to save on your policy.
Our verdict: AllClear Travel Insurance covers globetrotters of any age and more than 1,300 pre-existing medical conditions, including heart complications and diabetes.
Compare Air New Zealand Travel Insurance, see features, and more.
If you’re planning to travel to a country that has high travel risks, learn how cover is and is not provided.
CBA Travel Insurance offers budget-friendly cover for younger travellers. Learn more.
If you need a policy that covers the risk of medical expenses when you travel outside of Australia, then it is pivotal that you look beyond your Medicare cover. Compare the medical coverage of travel insurance policies online.
Planning a holiday is a lot of work. Webjet Travel Insurance makes the job easy with its range of policies, including comprehensive.
Can I get travel insurance for a family member who hasn’t bought a return ticket yet but has already left the country for US 2 week ago. He’s planning to be in US for 2 months. Can he still be covered?
Hi Jayne,
It’s unlikely you can get your family member can get travel insurance in the current situation. Travel insurance typically requires purchase before trip departure and most policies have a clause stating coverage starts at a specific time after purchase (usually within a few days of buying the policy), and this must be before the trip starts. Since your family member is already in the US, most insurers won’t offer coverage.
Not having a return ticket can be an exclusion. Some policies require a confirmed return flight for coverage, especially for trip cancellation benefits.
Hopefully he has an uneventful trip, and hope this helps!
I only require cover for 1/ Medical. 2/. Cancellation only. No other coverage.
Thank you,
Maree Cooper
Hi Maree,
You can explore travel insurance covers listed on this page. You can also use our comparison tool to help you to find a cover that matches your needs.
Simply provide the information needed then click Get my quote to see the deals.
Regards,
James
Is there an insurance product suitable for a young Australian musician who is going to live in the USA on an O1 visa for the next 3 years?
Hi Jack,
Longer term travel insurance usually covers only a maximum of 12 months (although you may wish to reach out to a provider directly to see if they’ll offer more extensive coverage). Depending on the type of cover you need, you could look into life insurance covers for non-US residents here (Note that this page will feature brands available through our US site.) You could also look into getting health insurance to cover medical expenses.
Best,
James
Hi Chris,
Thank you for getting in touch with Finder.
According to our review on senior travel insurance, yes, you may still find insurers that will cover you even if you had cardiac bypass surgery, provided you declared the bypass operation when taking out your policy and were proclaimed fit for travel by your doctor and approved by the insurer offering heart condition cover.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
Looking for a quote for Fiji citizen travellers to USA
Hi Sash,
Thanks for getting in touch. The travel insurance brands in Finder does offer travel insurance to some non-Australia residents depending on their circumstances. Please head over to our non-resident travel insurance guide to review terms and conditions.
All the best,
Richard