Get 10% off travel insurance
Get 10% off your policy when when you use this code
Coupon code ends
Australia Post is a widely known Australian brand that also offers travel insurance. To keep things simple, they give the choice of three plans, international comprehensive, basic international and domestic. To make sure you have the right level of cover for your trip, they also offer various add ons such as cruise cover and chosen limits for cancellation.
Made a search before? Retrieve your search results
1. Simple choice of three different policies
2. More flexibility with loads of additional options available such as winter sports and cruise cover
3. Specified cover for Schengen visa requirements such as urgent medical attention and up to 30,000EUR for overseas funeral expenses.
The key features of Australia Post's three types travel insurance policies are broken down below:
Australia Post's most complete policy. Not only includes staples like unlimited medical cover, but all the extras like travel delay and travel document cover, luggage delay and replacement, and more.
The bare minimum you need when travelling overseas. Includes cover only for overseas medical and dental cover, disability and accidental death, additional expenses and personal liability.
Intended for people travelling inside Australia. Doesn't include medical cover, but has some other features such as trip amendment, travel delay, and a few others.
With Australia Post, you have access to three different travel plans, each with their own set of benefits and features. Each policy can be purchased for a single trip, or several trips in the course of a year (Annual Multi-trip), as laid out in the table below.
|Benefits||International Comprehensive||International Basic||Domestic|
|Overseas medical/dental expenses||Unlimited||Unlimited|
|Amendment/cancellation costs||Cover chosen||$10,000|
|Luggage and personal expenses||$7,500||$4,000|
|Rental car excess||$3,000||$3,000|
Cover chosen applies per policy
Table was last updated: August 2019
As well as the benefits explained above, you can use the following options to vary your cover where necessary. Generally, these variations will attract an increased premium.
Working out if a travel insurer is expensive is not the easiest task. Your costs vary greatly depending on where you're going, your age and more. We looked at a range of quotes for a 30-year-old traveller going to 5 regions (North America, Europe, Asia, The Pacific and Africa) for 2 weeks.
We found that on average, Australia Post policies cost about 20% (21.69%) more than the average policy using the Finder comparison tool. While a bit more expensive, Australia Post policies scored a Finder rating of 13.44% higher than the average policy.
However, this is a tale of two policies. Australia Post offers 2 international travel insurance policies: Comprehensive and Basic. There is a 20% difference between the cost of the 2 policies but the Basic policy only covers 9 of the 24 (37.50%) benefits offered by the Comprehensive option. Even when both the Comprehensive and Basic options are covering the same benefits, 3 out of 9 times (33%) the amount covered is significantly lower.
When comparing these 2 policies to others in the Finder comparison engine, the Basic policy did not fare well, costing about 7.87% more than the average policy but with a Finder score 47.14% lower than the average.
Australia Post's Comprehensive policy did far better. While this policy cost 35.52% more than the average policy, its value for money was reflected with its Finder rating, which was 74.01% above the average policy.
Looking to save money on your travel insurance policy from Australia Post?
All insurance plans have their own set of circumstances where you won't be covered. Generally, Australia Post will not pay your claim if:
Emergency assistance: +61 (2) 8907 5647.
Claim online: Start the claim process here https://claims.travelinsurancepartners.com.au/auspost
Claim by mail: Download and complete the claims form here https://auspost.poweredbycovermore.com/files/documents/auspost_claimform.pdf
Then post the form and supporting documentation to this address:
Australia Post Claims
Travel Insurance Partners
PO Box 168
North Sydney NSW 2060
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of major banks, insurers and product issuers.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product. You should consider whether the products featured on our site are appropriate for your needs and seek independent advice if you have any questions.
Products marked as 'Promoted' or "Advertisement" are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options and find the best option for you.
The identification of a group of products, as 'Top' or 'Best' is a reflection of user preferences based on current website data. On a regular basis, analytics drive the creation of a list of popular products. Where these products are grouped, they appear in no particular order.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment.
We try to take an open and transparent approach and provide a broad based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.