Many comprehensive travel insurance policies include a loss of income benefit. Under the benefit, you’ll receive an ongoing weekly benefit if you are injured during your journey and are then unable to return to work when you get home. A regular income while you are unable to earn a living, can provide the financial assistance you need to keep your head above water and focus on recovering.
If you're injured on your travels and can't return to work, then travel insurance can provide you with:
| Provider | Maximum covered? | Payment length | Cover for dependents? | Conditions | Apply |
|---|---|---|---|---|---|
 Medibank | $10,000 | Up to 6 months |
| No payment for the first 30 days after you originally planned to resume your work in Australia | Bonus |
 ahm | $10,000 | Up to 6 months |
| No payment for the first 30 days after you originally planned to resume your work in Australia | Bonus |
 | $10,400 | Up to 26 weeks |
| We will not pay for the first 28 days of your disablement from the time you return home | Finder AwardBonus |
 Kogan | $45,000 | Up to 6 months |
| No payment for the first 15 days after you originally planned to resume your work in Australia | Bonus |
 | $10,400 | Up to 6 months |
| No payment for the first 30 days of disablement from the time you return to Australia | Bonus |
 Zoom | $10,400 | Up to 26 weeks |
| No payment for the first 30 days of disablement from the time you return to Australia | Get quote |
 Fast Cover | $10,400 | Up to 26 weeks |
| No payment for the first 30 days of disablement from the time you return to Australia | Finder AwardBonus |
 World2cover | $10,400 | Up to 26 weeks |
| No payment for the the first 4 consecutive weeks of Loss of Income after you planned to resume your original employment | Get quote |
 Cover-More | $45,000 | Up to 6 months |
| No payment for the first 15 days after you originally planned to resume your work in Australia | Bonus |
 Southern Cross | $6,500 | Up to 13 weeks |
| No payment for the first 30 days after the day you would have returned to your job | Finder Award |
 Travel Insurance Saver | $10,000 | Up to 6 months |
| No payment for the first 30 days after you originally planned to resume your work in Australia | Get quote |
 Easy | $45,000 | Up to 6 months |
| No payment for the first 15 days after you originally planned to resume your work in Australia | Get quote |
 Australia Post | $10,000 | Up to 6 months |
| No payment for the first 30 days after you originally planned to resume your work in Australia | Bonus |
Table updated August 2023
Pop in your trip details and get a quote for travel insurance that covers loss of income.
Some providers will exclude disability as a result of illness from loss of income cover. Other common exclusions are:
There are several things you can do to ensure that you receive the best possible care if you’re injured overseas, including:
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