Our Verdict
- ahm travel insurance was one of just a handful of travel insurance brands that we found who offer any sort of cover for coronavirus-related travel expenses. It covers medical expenses if you're travelling to New Zealand, or trip cancellation costs if you can't go on holiday because of a COVID-19 diagnosis. Remember to check the PDS to see exactly what you're covered for.
- This insurer offers impressive flexibility with its plans. All tiers include the key basics that you'd expect like overseas medical cover and unexpected cancellation expenses with the option to increase limits and add specialised cover (for things like snow sports and motorbikes), so you only pay for what you actually need.
- All of ahm's international policies include a standard excess of $250, which is a little high compared to brands such as InsureandGo. However, you can reduce your excess to $100 or even $0 if you're happy to pay a premium.
Review by our senior insurance writer James Martin
I am 71 years of age and already an AHM Member of long-standing who is embarking on an overseas bus tour of Great Britain followed by a 14 day Mediterranean cruise. I will be overseas for approximately 6 weeks. I am considering taking up travel insurance with AHM and inquire as to whether I can have my fortnightly premiums suspended for the 6 week period when the travel insurance is in play? It seems to me to be duplicitous to be paying for both types of health insurance for the period I am overseas.
Hi Jacqueline,
Thank you for your inquiry.
The minimum time requirement for suspension of health cover should be 30 days according to AHM Health Fund. You are eligible for suspension as you will be away for 42 days.
You will Just need to send them a written or email request in advance of your holiday with a copy of your airline or travel agent-issued itinerary or tickets which includes the dates of travel. For more information and to suspend your cover, you will need to contact AHM directly.
I hope this helps,
Zubair