Allianz Travel Insurance

Travel with peace of mind knowing that you're covered by one of Australia's most well-known insurers. Allianz travel insurance offers four levels of cover with flexibility through add-on packs.

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What policies do Allianz travel insurance offer?

Basic travel insurance

For those who are on a shoestring budget but still want some protection, this policy offers unlimited cover for emergency medical assistance overseas, as well as any medical and hospital expenses you may incur.

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Domestic travel insurance

If you're only looking to roam as far as your backyard, Allianz offers an Australia only travel policy for any domestic adventurers, which covers you for travel delays, loss and damage of luggage and personal items, plus theft of cash and additional expenses.

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Comprehensive travel insurance

Leave your worries behind with comprehensive travel insurance, a policy designed around peace of mind. Covering everything from your flight and rentals, delays and additional expenses to medical and dental emergencies, you can travel safe knowing that you're protected.

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Multi-trip travel insurance

If you're a jetsetter and spend more of your time in the air than on the ground, this policy is designed with you in mind. Covering you for both international and domestic travel for 12 months with the features of a comprehensive policy. With an annual multi trip policy, you can choose your maximum trip durations to be 15, 30 or 45 days.

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On top of these policy options, Allianz also tailors to who is travelling, whether it’s by yourself, as a couple or with your family. Each policy can offer the following cover:

• Single cover – Perfect if you’re flying solo.
• Duo cover – Give your companion the same peace of mind you have.
• Family plan – Extending protection to your spouse or de facto partner as well as any children and/or grandchildren under the age of 21.

Policy Type and Age Eligibility

^{Table updated September 2019}

Allianz travel insurance review and comparison

We've compared the benefits of Allianz travel insurance policies so you can decide which is the best policy for your trip.

• Here are your benefits explained in closer detail

  • Cancellation Fees and Lost Deposits. If you paid for your travel and accommodation in advance and your journey is cancelled due to unforeseen circumstances, you can claim some or all of the money you spent back.
  • Overseas Medical Cover. This can include emergency medical assistance, medical evacuation and funeral expenses cover. You will also be covered for medical or hospital expenses you incur until you return to Australia.
  • Additional Expenses. You'll be reimbursed for any additional travel and accommodation expenses you incur if you can't travel due to illness or injury.
  • Hospital Cash Allowance. If your hospital stay is beyond 48 hours, you will receive a daily payment while you are in hospital.
  • Permanent Disability & Accidental Death. If you become permanently disabled due to an injury sustained during your journey or die, you or your dependant can receive a benefit.
  • Loss of Income. If you become disabled within 30 days of sustaining an injury while travelling and the disablement lasts for more than 30 days, you can receive a weekly benefit for 26 weeks.
  • Loss of Travel Documents & Theft of Cash. If your documents, credit cards and travellers cheques are lost, the insurance will pay for the expenses you incur for replacing them. You'll also receive a benefit if your cash is stolen.
  • Damage or Permanent Loss of Luggage and Personal Effects. If your luggage and personal effects are lost, damaged or stolen, you'll be reimbursed for the repair or paid for the same after taking into account the depreciation.
  • Travel Delay & Alternative Transport Expenses. If your travel is delayed for several hours, you will be paid for the time. You will also be paid for any alternative transport arrangement you had to make as a result of delays.
  • Personal Liability. If you cause bodily harm to someone or damage someone else's property, you will be reimbursed legal expenses for settling or disputing the claim.
  • Rental Vehicle Insurance Excess. You will be reimbursed the rental vehicle insurance excess or for the cost of vehicle repairs if the vehicle is involved in an accident, is stolen or damaged while you hired it.

Optional extras available with Allianz travel insurance?

• Adventure pack. The adventure pack is available as an extra with Comprehensive, Domestic and Multi-Trip policies. It covers you for riskier sports and activities such as abseiling, outdoor rock climbing, hiking and more. Be sure to read the PDS before you add this pack though as some sports and activities might still not be covered at all.
• Cruise pack. If you're going on a cruise, you'll need to get the cruise pack or you won't be covered for claims related to cruise travel. The cruise pack includes medical cover while on the cruise, evacuation cover, cabin confinement, pre-paid shore excursion cancellation and more.
• Increased item limits. If you need a higher limit than the one your current plan offers, then you can get Increased Item Limit Cover for any valuable items you might be travelling with.
• Snow pack. If you're planning on going skiing when you travel, the snow pack provides cover for emergency rescue, hire as well as your own snow sport equipment, piste closure, bad weather closure and more.

What's not included in my policy?

General exclusions include:

What are my other options?

If you haven't found what you were looking for, here's a list of other brands that are underwritten by Allianz.

Other brands underwritten by Allianz
Online Travel Insurance	Get quote
Virgin Money	Get quote
Webjet	Get quote
WorldCare	Get quote

Allianz travel insurance claims and contact details

I have some questions about Allianz

• Can I make changes to my policies?

  Yes. If you find that your return to Australia has been delayed because of travel delays or a reason covered by your policy, you can extend your policy for no additional charge. Apart from this, you can apply to have the terms and period of your cover altered or deferred through Allianz’s website or over the phone.

• Am I covered for pre-existing conditions?

  Basic travel plans do not cover pre-existing conditions. However, with all other policies, you may get automatic for cover for the following pre-existing conditions:

  • Acne
  • Asthma
  • Bunions
  • Carpal tunnel syndrome
  • Cataracts, dry eye syndrome & congenital blindness
  • Cleft palate
  • Cochlear implants
  • Coeliac disease

  • Deafness
  • Conjunctivitis
  • Dengue fever
  • Diabetes (types 1 or 2)
  • Glaucoma
  • Hay fever
  • Hypothyroidism
  • Pregnancy

  High-risk diseases must be applied for and may affect your excess and premiums.

• Is there a cooling off period?

  Yes. Should you change your mind about cover, you have the right to cancel it within 14 days of the issue of the Certificate of Insurance. You’ll get a full refund of your paid premium, provided you haven’t started travelling or made a claim. You can still cancel your policy after this date but you will forfeit any premium you have paid.

• What additional benefits can I purchase?

  You can also purchase additional cover, such as:

  Snow cover – Be it the Swiss Alps or Thredbo, you’ll be covered for:

  • Emergency rescue
  • Damage, theft or loss of your own snow sport equipment
  • Snow sport equipment hire
  • Bad weather and avalanche closure

  Cruise cover – If you prefer to travel by sea, you can get covered for:

  • Medical costs while cruising
  • Emergency dental expenses
  • Evacuation cover (ship to shore)
  • Cabin confinement

  • Pre-paid shore excursion cancellation
  • Formal cruise attire lost or damaged
  • Marine rescue diversion