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Allianz Travel Insurance

Up to $5,000,000 personal liability cover and $6,000 rental vehicle excess are just two reasons to choose Allianz travel insurance for your next trip.

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Cristal Dyer
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Important

Travel insurance rules continue to change as a result of the pandemic. Some information may not be accurate at this time. It’s even more important to double-check all details that matter to you before taking out cover. Please note:
    • Some policies may not be available through Finder at this time
    • It’s unlikely that your policy will cover expenses from border closures

    Our Verdict

    • You can customise your trip cancellation cover limit on every policy with Allianz. This will make sure you're only paying for the cover that you need.
    • Get a competitive rate of up to $5,000,000 for personal liability cover. Of ten brands that we reviewed, this amount was only matched by World2Cover, FastCover and AMEX.
    • Our research team found a handful of insurers offering some type of cover for Coronavirus-linked events, and AllianzTravel Insurance was on that list.

    Review by our senior insurance writer James Martin

    Travel with peace of mind knowing that you're covered by one of Australia's most well-known insurers. Allianz travel insurance offers four levels of cover with flexibility through add-on packs. Compare each policy below and find one suitable for your trip.

    Allianz travel insurance is not currently available via Finder. You can head to the Allianz website or compare alternative options available below.

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    What policies does Allianz travel insurance offer?

    Basic travel insurance

    For those who are on a shoestring budget but still want some protection, this policy offers unlimited cover for emergency medical assistance overseas, as well as any medical and hospital expenses you may incur.

    Domestic travel insurance

    If you're only looking to roam as far as your backyard, Allianz offers an Australia only travel policy for any domestic adventurers, which covers you for travel delays, loss and damage of luggage and personal items, plus theft of cash and additional expenses.

    Comprehensive travel insurance

    Leave your worries behind with comprehensive travel insurance, a policy designed around peace of mind. Covering everything from your flight and rentals, delays and additional expenses to medical and dental emergencies, you can travel safe knowing that you're protected.

    Multi-trip travel insurance

    If you're a jetsetter and spend more of your time in the air than on the ground, this policy is designed with you in mind. Covering you for both international and domestic travel for 12 months with the features of a comprehensive policy. With an annual multi- trip policy, you can choose your maximum trip durations to be 15, 30 or 45 days.

    On top of these policy options, Allianz also tailors to who is travelling, whether it’s by yourself, as a couple or with your family. Each policy can offer the following cover:

    Single cover – Perfect if you’re flying solo.
    Duo cover – Give your companion the same peace of mind you have.
    Family plan – Extending protection to your spouse or de facto partner as well as any children and/or grandchildren under the age of 21.

    Optional extras available with Allianz travel insurance

    Adventure pack.

    • Why do I need it? If you’re planning to play adventurous sports and activities not automatically covered the Comprehensive, Domestic and Multi-Trip policies.
    • What does it cover? A selection of riskier sports and activities such as abseiling, outdoor rock climbing, hiking.

    Cruise pack

    • Why do I need it? If you want to be covered for claims related to cruise travel.
    • What does it cover?Medical cover while on a cruise, evacuation cover, cabin confinement, pre-paid shore excursion cancellation and more..

    Increased item limits

    • Why do I need it? If you need a higher limit for the loss, theft or accidental damage to, luggage and personal effects than the one your chosen plan offers.
    • What does it cover? Any valuable items you might be travelling with for up to a total combined limit of $7,000 per person.

    Snow pack

    • Why do I need it?If you're planning on going skiing or participating in any snow sport activities when you travel.
    • What does it cover? Emergency rescue, hire as well as your own snow sport equipment, piste closure, bad weather closure and more.

    What's not included in my policy?

    General exclusions include:

    • Travelling when you know you are unfit or against medical advice
    • Failing to maintain a course of treatment while travelling
    • Death, illness or injury from an existing condition (unless covered by your policy)
    • Birth of a child or any pregnancy-related condition
    • Treatment at a spa, nursing home or any rehabilitation centre unless agreed by Allianz
    • Excess medical charges
    • Any consequential loss or loss of enjoyment
    • A loss caused by or in connection with a criminal or dishonest act
    • Any loss caused by government intervention or regulation
    • Failure to take precautions after a public warning of strike, riot, civil commotion or natural disaster
    • Operating a rental vehicle in an illegal or dangerous manner
    • Credit card conversion fees and other bank charges

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