Allianz Travel Insurance Review

Up to $5,000,000 personal liability cover and $6,000 rental vehicle excess are just two reasons to choose Allianz travel insurance for your next trip.

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Travel insurance rules continue to change as a result of the pandemic. Some information may not be accurate at this time. It’s even more important to double-check all details that matter to you before taking out cover. Please note:
    • Some policies may not be available through Finder at this time
    • It’s unlikely that your policy will cover expenses from border closures

    Our Verdict

    • You can customise your trip cancellation cover limit on every policy with Allianz. This will make sure you're only paying for the cover that you need.
    • Get a competitive rate of up to $5,000,000 for personal liability cover. Of ten brands that we reviewed, this amount was only matched by World2Cover, FastCover and AMEX.
    • Allianz wasn't one of the seven travel brands we found who offer specified cover for travel impacted by COVID-19.

    Review by our senior insurance writer James Martin

    Travel with peace of mind knowing that you're covered by one of Australia's most well-known insurers. Allianz travel insurance offers four levels of cover with flexibility through add-on packs. Compare each policy below and find one suitable for your trip.

    Allianz travel insurance is not currently available via finder. You can visit their website at for more information or compare alternative options available below.

    Compare your travel insurance quotes

    warning Finally, some good news! Domestic travel is picking up, so some insurers have started offering cover again 🦘
    Just remember, you won't be covered for any pandemic related claims if you do take out domestic travel insurance.
    International travel insurance is limited and sometimes unavailable at this point.

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    What policies do Allianz travel insurance offer?

    Deck Chair

    Basic travel insurance

    Tomato juice

    Domestic travel insurance


    Comprehensive travel insurance


    Multi-trip travel insurance

    On top of these policy options, Allianz also tailors to who is travelling, whether it's by yourself, as a couple or with your family. Each policy can offer the following cover:

    • Single cover – Perfect if you're flying solo.
    • Duo cover – Give your companion the same peace of mind you have.
    • Family plan – Extending protection to your spouse or de facto partner as well as any children and/or grandchildren under the age of 21.

    Policy Type and Age Eligibility

    Policy TypeAge Eligibility
    Basic74 years and under
    Comprehensive, Domestic and Non-medicalAll ages
    Multi-trip74 years and under

    Table updated July 2021

    Allianz travel insurance review and comparison

    We've compared the benefits of Allianz travel insurance policies so you can decide which is the best policy for your trip.

    Overseas emergency medical assistanceUnlimitedUnlimitedUnlimited
    Overseas emergency medical, hospital and dental expensesUnlimitedUnlimitedUnlimited
    Accidental death
    Permanent disability
    Additional expenses
    Travel delay expenses
    Alternative transport expenses
    Luggage & personal effects
    Luggage & personal effects delay expenses
    Travel documents, transaction cards & traveller's cheques
    Theft of cash
    Rental vehicle insurance excess
    Personal liability$2,500,000$5,000,000$5,000,000$5,000,000

    Table updated July 2021

    Optional extras available with Allianz travel insurance?

    • Adventure pack. The adventure pack is available as an extra with Comprehensive, Domestic and Multi-Trip policies. It covers you for riskier sports and activities such as abseiling, outdoor rock climbing, hiking and more. Be sure to read the PDS before you add this pack though as some sports and activities might still not be covered at all.
    • Cruise pack. If you're going on a cruise, you'll need to get the cruise pack or you won't be covered for claims related to cruise travel. The cruise pack includes medical cover while on the cruise, evacuation cover, cabin confinement, pre-paid shore excursion cancellation and more.
    • Increased item limits. If you need a higher limit than the one your current plan offers, then you can get Increased Item Limit Cover for any valuable items you might be travelling with.
    • Snow pack. If you're planning on going skiing when you travel, the snow pack provides cover for emergency rescue, hire as well as your own snow sport equipment, piste closure, bad weather closure and more.

    What's not included in my policy?

    General exclusions include:

    • Travelling when you know you are unfit or against medical advice
    • Failing to maintain a course of treatment while travelling
    • Death, illness or injury from an existing condition (unless covered by your policy)
    • Birth of a child or any pregnancy-related condition
    • Treatment at a spa, nursing home or any rehabilitation centre unless agreed by Allianz
    • Excess medical charges
    • Any consequential loss or loss of enjoyment
    • A loss caused by or in connection with a criminal or dishonest act
    • Any loss caused by government intervention or regulation
    • Failure to take precautions after a public warning of strike, riot, civil commotion or natural disaster
    • Operating a rental vehicle in an illegal or dangerous manner
    • Credit card conversion fees and other bank charges

    What are my other options?

    If you haven't found what you were looking for, here's a list of other brands that are underwritten by Allianz.

    Other brands underwritten by Allianz

    Online Travel Insurance

    Online Travel Insurance

    Virgin money logo

    Virgin Money

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    Allianz travel insurance claims and contact details

    Claims and contact details

    Making a claim online: Download and submit a claim form;

    Making a claim over the phone: 131 000

    Emergency phone number: 1800 010 075

    I have some questions about Allianz

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