Expat travel insurance
Yes, you can get expat travel insurance as an Australian living overseas. It can cover the high cost of overseas medical care, legal liability up to $20m and more.

Brand | Maximum length covered in one trip | How does it work? | Enquire |
---|---|---|---|
![]() | 12 months | You can purchase the new cover subject to approval and duration of cover cannot exceed the total of 12 months. | Bonus |
![]() | 6 months | Where your journey is necessarily extended due to an unforeseen circumstance outside your control, your period of insurance will be extended until you are physically able to travel home by the quickest and most direct route. The period of insurance will not be extended for any other reason. | Bonus |
![]() | 12 months | You can purchase the new cover subject to approval and duration of cover cannot exceed the total of 12 months. | Get quote |
![]() | 24 months | You can purchase a 12-month policy and apply to extend for another 12 months after your trip has started. | Finder AwardBonus |
![]() | 12 months | You can apply for up to a 12 month extension (maximum extension of insurance is 12 months. Note: There is no cover for any insured person who is in the USA for 364 consecutive days or more. | Get quote |
![]() | 12 months | You can apply for up to a 12 month extension (maximum extension of insurance is 12 months. Note: There is no cover for any insured person who is in the USA for 364 consecutive days or more. | Get quote |
![]() | 12 months | Cover can be extended, subject to approval from InsureandGo. | Finder AwardBonus |
![]() | 12 months | Cover can be extended, subject to approval from Tick. | Finder AwardBonus |
![]() | 12 months | You can purchase the new cover subject to approval and duration of cover cannot exceed the total of 12 months. | More info |
![]() | 12 months | You can purchase the new cover subject to approval and duration of cover cannot exceed the total of 12 months. | Bonus |
![]() | 12 months | You can purchase the new cover subject to approval and duration of cover cannot exceed the total of 12 months. | Finder Award |
![]() | 12 months | You can purchase the new cover subject to approval and duration of cover cannot exceed the total of 12 months. | More info |
![]() | 12 months | You can purchase the new cover subject to approval and duration of cover cannot exceed the total of 12 months. | More info |
![]() | 12 months | You can purchase the new cover subject to approval and duration of cover cannot exceed the total of 12 months. | Get quote |
![]() | 12 months | You can purchase the new cover subject to approval and duration of cover cannot exceed the total of 12 months. | Get quote |
![]() | 12-24 months | Bare Essentials, Essentials and Comprehensive are available. You can purchase two 12 month policies back to back, to get up to 24 months of cover for the one trip. | More info |
![]() | 12 months | If you choose to continue travelling after your first 12 months, you may be able to get a further 12 months of cover by taking an "Already Overeas" policy. | More info |
![]() | 12 months | You can purchase the new cover subject to approval and duration of cover cannot exceed the total of 12 months. | More info |
Note: This information was last updated August 2023
According to the Department of Foreign Affairs and Trade, at any given time there are approximately one million Australians living and working overseas. Here are some key reasons why having expat travel cover is important:
There are several cover options available for Australian citizens living and working overseas:
In some overseas countries, Australian travellers are able to access essential medical treatment for minimal or no charge. This is due to the Reciprocal Health Care Agreements (RHCAs) that the Australian Government has in place with the following countries:
Under these agreements, if you visit any one of the above countries then you are able to access subsidised essential medical care if you can provide:
"It's still a good idea to get travel insurance even if you're visiting a country with an RHCA, since travel insurance can cover lost luggage, personal items, cancellation fees and a bunch of other really common travel mishaps."
Find out which providers will let you extend your policy while travelling and the general conditions for extending cover. Find out when you can extend your policy free of charge.