Get the Finder app 🥳

Track your credit score


Worldcare Travel Insurance

You can find domestic, international or senior traveller's cover with Worldcare.


Worldcare Travel Insurance

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .

Read on to learn more of the benefits of taking out cover with Worldcare or follow the secure links in the table below through to the Worldcare website to receive a quote for cover.

Worldcare Travel Insurance is a locally-operated company that has been offering travel cover to Australians for more than 20 years. With a complete in-house service from arranging your insurance right through to paying your claim, Worldcare aims to give you the security and peace of mind you need to enjoy your holiday.

Worldcare offers a range of policy options for both trips overseas and within Australia with single trip and comprehensive options available.

Wroldcare travel insurance is not currently available via finder. You can visit their website for more information or compare alternative options available below.

Compare your travel insurance quotes

warning Finally, some good news! Domestic travel is picking up, so some insurers have started offering cover again 🦘
Just remember, you won't be covered for any pandemic related claims if you do take out domestic travel insurance.
International travel insurance is limited and sometimes unavailable at this point.

Made a search before? Retrieve your search results

At least one destination is required
Both dates are required
Add more travellers
Enter the age of each traveller between 0 and 99

Enter a valid email address

At least one destination is required
Starting date is required
Add more travellers
Enter the age of each traveller between 0 and 99

Enter a valid email address

Type or Select your destination(s)

Popular Destinations

Can't find your destination? Just type it in the box above.

We compare products from

By submitting this form, you agree to the Privacy & Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

Summary of WorldCare's Comprehensive policy

Overseas Medical and Hospital ExpensesUnlimited
Cancellation and Amendment FeesUnlimited
Luggage and Personal Effects$10,000
Maximum Age Limit120

Table updated February 2020

Learn more about worldcare travel insurance

Why choose Worldcare Travel Insurance?

Worldcare was founded by a Queensland physician named Dr Tom Biggs more than 20 years ago. Dr Biggs was dismayed by the challenges he faced when he had to help transport his injured son back home to Australia from overseas, so when he established Worldcare it was one of the first Australian travel insurance brands to offer medical repatriations.

Today, this locally-owned company, with policies underwritten by Allianz Australia Insurance Ltd, has access to more than 550 staff. There are many benefits of selecting one of its travel cover options:

  • Backed by global provider Allianz. Worldcare’s policies are underwritten by Allianz, one of the world’s largest insurance providers. And because Worldcare’s emergency assistance provider is Allianz Global Assistance, policyholders can rest safe in the knowledge that Worldcare is backed by a company with the expertise to look after them on their travels.
  • 24-hour emergency assistance. Worldcare’s emergency medical contact centre, based in Toowong in Brisbane, is open 24 hours a day so you can get help around the clock. Worldcare’s 24-hour medical assistance helpdesk is also staffed by qualified nurses ready to offer advice if you have a medical emergency.
  • Global presence. Allianz Global Assistance, Worldcare’s emergency assistance provider, has a network of offices and agents all over the world.
  • Great range of plans to choose from. Worldcare offers an extensive range of policies for domestic and international travel.
  • Age-friendly Worldcare travel solutions. A lot of Australians would love to be able to travel after they have retired, but often find it difficult to get a travel insurance policy due to their age. Worldcare offers several travel solutions that are aimed at people 74 or younger, while Worldcare's Comprehensive Travel Insurance has no age limit.
Back to top

Available Worldcare policies and what they cover you for

The policy details below are general overviews of the main inclusions that come with each level of coverage, like how much medical cover you get and what happens if you lose your luggage. For more detailed inclusions and to see what conditions and limits apply to each, we recommend you check the product disclosure statement (PDS).

  • Basic Travel Insurance

Designed to include all the essentials of travel insurance but at a relatively cheap price, Budget Travel Cover features unlimited cover for your emergency medical and hospital expenses, 24-hour emergency medical assistance, evacuation and repatriation back to Australia should you need it, and personal liability cover.

What you are covered forSingleDuoFamily
Overseas Emergency Medical AssistanceUnlimitedUnlimitedUnlimited
Overseas Emergency Medical and Hospital ExpensesUnlimitedUnlimitedUnlimited
Personal Liability$2.5 million$2.5 million$2.5 million
  • Domestic Travel Insurance

This policy does just as the name suggests—cover you for travel in Australia only. It includes cover for cancellation expenses and lost or damaged luggage, and can foot the bill for additional accommodation and travel expenses if you become sick and are unable to travel. There's unlimited cover for cancellation fees and lost deposits, plus up to $6000 towards your rental vehicle excess if you have an accident while driving a hire car.

What you are covered forSingleDuoFamily
Cancellation Fees and Lost DepositsUnlimitedUnlimitedUnlimited
Additional Expenses$25,000$25,000$50,000
Accidental Death$25,000$25,000$50,000
Luggage and Personal Effects$10,000$10,000$20,000
Travel Delay Expenses$2,000$2,000$4,000
Personal Liability$2.5 million$2.5 million$2.5 million
Rental Vehicle Excess$3,000$3,000$6,000
  • Comprehensive Travel Insurance

Worldcare’s highest level of cover is designed to give you complete peace of mind while travelling. This policy includes unlimited cover for overseas emergency medical, hospital and repatriation expenses and cancellation. If you become sick or are unable to travel, Worldcare covers additional accommodation and travel costs. Lost travel documents, luggage and stolen cash are also included in the policy, as is up to $6000 towards your rental vehicle excess.

What you are covered forSingleDuoFamily
Cancellation Fees and Lost DepositsUnlimitedUnlimitedUnlimited
Overseas Emergency Medical AssistanceUnlimitedUnlimitedUnlimited
Overseas Emergency Medical and Hospital ExpensesUnlimitedUnlimitedUnlimited
Additional Expenses$50,000$50,000$100,000
Hospital Cash Allowance$5,000$5,000$10,000
Accidental Death$25,000$25,000$50,000
Permanent Disability$25,000$25,000$50,000
Loss of Income$10,400$10,400$20,800
Travel Documents, Transaction Cards and Travellers Cheques$5,000$5,000$10,000
Theft of Cash$250$250$500
Luggage and Personal Effects$10,000$10,000$20,000
Luggage and Personal Effects Delay Expenses$500$500$1000
Travel Delay Expenses$2000$2000$4000
Alternative Transport Expenses$5000$5000$10000
Personal Liability$2.5 million$2.5 million$2.5 million
Rental Vehicle Excess$3,000$3,000$6,000
Domestic Pets$500$500$1,000
Domestic Services$500$500$1,000
Return Airfare$3,000$3,000$6,000
  • Multi-Trip Travel Insurance

The multi-trip policy features all the benefits of Worldcare's Comprehensive policy but covers you all year long. If you regularly travel abroad, this cover may be worth considering. Depends on your journey, you can choose from one of these maximum travel periods: 15 days, 30 days or 45 days.

What you are covered forLimit
Cancellation Fees and Lost DepositsUnlimited
Overseas Emergency Medical AssistanceUnlimited
Overseas Emergency Medical and Hospital ExpensesUnlimited
Additional Expenses$50,000
Hospital Cash Allowance$5,000
Accidental Death$25,000
Permanent Disability$25,000
Loss of Income$10,400
Travel Documents, Transaction Cards and Travellers Cheques$5,000
Theft of Cash$250
Luggage and Personal Effects$10,000
Luggage and Personal Effects Delay Expenses$500
Travel Delay Expenses$2,000
Alternative Transport Expenses$5,000
Personal Liability$2.5 million
Rental Vehicle Excess$3,000
Domestic Pets$500
Domestic Services$500
Return Airfare$12,000
Back to top

Worldcare travel cover benefits overview

Depending on which policy you've purchased, Worldcare offers travel insurance that covers:

  • Cancellation fees and lost deposits. If circumstances beyond your control (for example illness or job loss) force you to cancel your holiday, Worldcare may pay cancellation fees and cover lost deposits for travel and accommodation arrangements that you have paid in advance. (Not included under Basic Cover.)
  • Overseas emergency medical assistance. If you are injured or become sick while overseas, Allianz Global Assistance can arrange access to a medical adviser for emergency medical treatment.
  • Overseas emergency medical and hospital expenses. Worldcare may cover your medical or hospital expenses until you get back to Australia if you are injured or become sick while overseas.
  • Additional expenses. Not included in the Basic Cover policy, this can cover your unexpected travel expenses if you get sick or injured during your trip and you need to change your travel plans.
  • Hospital-cash allowance. Worldcare will pay you $50 for every day you are in hospital overseas if you are hospitalised for more than 48 hours. This allowance is to help with out-of-pocket expenses and is not available if you’re travelling in Australia.
  • Accidental death. In the event of accidental death, the policy will pay out a benefit to the estate of the deceased.
  • Loss of income. If you become injured during your journey and are unable to return to work, your policy may provide a weekly payment of up to $400 for up to 26 weeks to help cover your loss of income.
  • Luggage and personal effects. Worldcare may pay to repair or replace lost, stolen or damaged luggage and personal effects. Under some policies, cover is also available if your luggage is lost or delayed and you need to purchase essential items to see you through until your luggage arrives. (Not included under Basic Cover)
  • Travel delay expenses. If your journey is delayed by more than six hours due to circumstances beyond your control, Worldcare will provide a benefit payment. (Not included under Basic Cover)
  • Other benefits. Other benefits available on Worldcare policies include personal liability cover and rental vehicle excess cover.

Extra cover options you can add to your policy

  • Specified luggage and personal effects. Additional cover can be purchased for luggage and personal effects.
  • Additional options available. If you're taking a cruise, going to the snow, need increased rental vehicle excess coverage, will be golfing or taking multiple trips, you can purchase add-ons to the above policies.
Back to top

Pros and cons of Worldcare Travel Insurance


  • Provides cover for some pre-existing medical conditions. Most of the policies at Worldcare Travel Insurance cover some pre-existing medical conditions at no cost.
  • 24-hour contact centre and medical assistance. Worldcare’s contact centre is manned by a team of over 550 staff including registered nurses, doctors, translators, social workers, communication specialists, translators and support personnel to handle your policy purchase, manage your claim and oversee your emergency medical assistance.
  • No age limit. Worldcare's Comprehensive, Domestic and Resident Returning plans don't have an upper age limit.
  • Available for temporary residents. If you're living in Australia on a work visa, you're eligible for the Temporary Resident Cover under Worldcare's Comprehensive policy
  • Get cover if you're already overseas. If you've already left Australia you're able to get cover under the Resident Returning Plan.


  • Read the PDS. When buying insurance without advice from an expert, make sure to read the PDS closely and make sure you understand what your policy does and doesn’t cover.
  • No cover for working overseas. Worldcare will not cover you for incidents that occur while working overseas (may be covered for some events under frequent traveller plan)
Back to top

Travelling with your spouse or partner?

There are a number of different types of cover to choose from with Worldcare. Here is how you will be covered by each;

  • Single. You and your eligible financial dependents will be covered.
  • Duo. Provides cover for you and your travelling companion. Your dependents will not be covered.
  • Family. Provides cover for you and the members of your family travelling with you. The maximum benefit that will be paid applies to the total number of claims combined, regardless of number of people the claim relates to.
Back to top

Other things to keep in mind about your policy

  • Cancelling your policy. Worldcare Travel Insurance wants to make sure that you are fully satisfied with your policy and have a truly enjoyable trip. Should you feel unsatisfied with the policy you bought, you may cancel it within 14 days after the issuance of your PDS and Certificate of Insurance and you will be given a full refund of the premium you have paid. For policy cancellation to merit a refund, it is required that you have not commenced your travel and you do not want to make a claim or exercise any other right under the policy. Any cancellation made after the 14-day period shall disqualify you from refund either partially or wholly.
  • Extending your policy. You must request to extend your policy with Worldcare at least 7 days prior to the policy end date unless your transport carrier has been delayed or your reason for extension is something that can be claimed under your policy.
  • Safeguarding your luggage. You must take all reasonable care to safeguard your luggage and personal effects. Loss of items that have been left unattended in a public place will not be covered by Worldcare
  • Cover commencement. Cover will commence on the start date of your policy.
Back to top

Worldcare Travel Insurance Claims

The Worldcare claims process is relatively straightforward. You must give Worldcare notice of your claim as soon as possible by phoning it on 1300 726 087. You can access a claim form online through, or for urgent cases overseas you can contact Worldcare’s 24-hour emergency assistance team.

If you need to lodge a claim just follow these steps. Please note claims are payable in Australian dollars.

    1. Visit the Travel Claims website
    2. Log in using your Worldcare policy number, D.O.B and surname
    3. Collect any documentation that may be required i.e. police reports, medical reports, valuations, original receipts or proof of ownership
    4. Email, fax or post completed claim form with any necessary documentation within 30 days of your return
Back to top

Final things you might want to know about

Back to top

More guides on finder

  • WorldCare travel insurance discount and coupons October 2020

    WorldCare provides value for money travel insurance to both domestic and overseas travellers, offering a range of benefits for those who travel frequently within Australia plus 24/7 overseas emergency help through Allianz Global Assistance.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

4 Responses

  1. Default Gravatar
    PeterSeptember 8, 2015

    Does personal liability cover any claims made by a 3rd party resulting from injuries caused when you were driving a rental vehicle?

    • Avatarfinder Customer Care
      RichardSeptember 8, 2015Staff

      Hi Peter,

      Thanks for your question. Cover varies from provider to provider. You’d need to check the personal liability section of the policy for exclusions like:
      “To the extent permitted by law we will not pay any amount you become legally liable to pay if the liability arises directly or indirectly from, or is in any way connected with, or is for your ownership, custody, control or use of any firearm or weapon, aerial device, watercraft or motorised vehicle.”

      The wording around exclusions varies, so be careful.

      I hope this was helpful,

  2. Default Gravatar
    IrmaApril 3, 2015

    Does your organization insure people traveling from USA to England?

    • Avatarfinder Customer Care
      RichardApril 7, 2015Staff

      Hi Irma,

      Thanks for your question. Unfortunately, is a comparison service and not an insurer. The insurers in our panel are for Australian citizens, residents and certain VISA holders. The majority of policies require the journey to begin and/or end in Australia.

      I hope this was helpful,

Go to site