Zoom Travel Insurance Deals
Get a chance to win a holiday to Lord Howe Island
Buy a travel insurance policy before January 14, 2020 and get a chance to win an all-expenses-paid trip to Lord Howe Island. T&C's apply.
Zoom Travel Insurance is all about the right level of cover at the most competitive prices possible. Simply pick your cover, then add whatever options you need. Zoom will price-match any comparable product, so you know you’re getting a deal. And if you’re living in Australia as a non-resident, or on a 457 visa, you can still get travel insurance with Zoom for a holiday. Almost everyone can find the cover they need with Zoom.
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You can pick up domestic cover to travel in Australia, or select one of the other four cover levels for international trips. After that, simply add whichever optional extras you need and leave off the ones you don’t. This way you aren’t paying for cover you don’t need.
|Feature||Medical Only||Standard||Comprehensive||Frequent Traveller||Domestic|
|24/7 emergency assistance|
|Overseas emergency medical expenses|
|Hospital cash allowance|
|Loss of income|
|Cancellation fees, lost deposits|
|Luggage and personal effects|
|Luggage delay expenses|
|Travel documents and transaction cards|
|Theft of cash|
|Rental vehicle insurance excess|
Don’t pay for cover you don’t need. Simply add on the extra options as required.
|Snow sports overseas emergency medical assistance|
|Snow sports overseas medical expenses|
|Own snow sport equipment||$1,500||$1,500||$1,500|
|Snow sport equipment cover||$1,500||$1,500||$1,500|
|Snow ski pack||$750||$750||$750|
|Bad weather and avalanche closure||$750||$750||$750|
|Own golf equipment||$2,000||$2,000||$2,000||$2,000|
|Golf equipment hire||$1,500||$1,500||$1,500||$1,500|
|Golf green fees||$500||$500||$500||$500|
|Hole in one||$250||$250||$250||$250|
Bicycles aren’t covered under personal effects cover and are only covered through this optional extra. However, accessories like helmets and pumps are covered by the core personal effects part of the policy.
|Bicycles||Up to maximum of $15,000||Up to maximum of $15,000|
You must take this if you’re going on an ocean cruise for two nights or more during your trip.
You can purchase additional cover for specific items, up to a total of $5,000. These items must be specified, but you cannot specify:
Bicycles can be specified, but you’ll still need to purchase the Bicycle Cover extra.
You are automatically covered for a range of activities, but you’ll need to add this optional extra to get covered for a wider range of riskier sports and adventure activities. This extra is not available with Medical Only cover. This pack covers you for trekking, contact sports, mountain biking, scuba diving, skydiving and more. Note that some conditions apply and you should check your PDS for more information.
This extra is not available with Medical Only cover and automatically included into the domestic plan with $5,000 cover limit. However, with the domestic plan, you have the option to increase the cover up to $8,000.
|$5,000 or $8,000||$5,000 or $8,000||$5,000 or $8,000|
In order to make a claim you must:
You cannot claim for:
Unlike many other travel insurance providers, Zoom may still cover you if you’re not an Australian resident. If you’re in Australia on a 457 visa, or otherwise are not an Australian resident, you can get travel insurance with Zoom for trips around Australia or overseas. This will continue even after the abolition and replacement of 457 visa classes. Age limits apply, which vary between each cover type.
Special conditions for travellers age 80 to 85:
Zoom Travel Insurance automatically covers many pre-existing medical conditions but automatically declines to cover any others. Find a complete list of the pre-existing conditions covered in the PDS. Note that even the specified conditions are only covered if:
You can still take out cover with other pre-existing conditions but will not be covered for anything relating to that condition.
If you need to make a claim, the easiest way is to download a claim form online and email it to firstname.lastname@example.org. Alternatively, you can mail it to Travel Claims Centre, PO Box 10930, Brisbane, Adelaide Street QLD 4000. You need to submit your claim within 30 days of your return to Australia.
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