10% off travel insurance
Use this coupon code to save 10% on your travel insurance.
Whatever you're doing, whether you're taking a cruise, backpacking through Europe, or just taking a tour of Australia, InsureandGo has a policy for you. With seven different plans to choose from, you won't ever have to purchase more protection than you need.
Made a search before? Retrieve your search results
1. Insureandgo considers ALL pre-existing conditions through an online medical assessment
2. Specially designed policy available for backpackers that includes up to 18 months travel with the option to visit home without voiding the policy
3. Specific cover for natural disaster is available as an add-on
There are seven different insurance policies offered by InsureandGo, depending on what type of trip you're taking. Their main features are outlined below.
This is InsureandGo's highest level of cover, involving essentials like medical expenses but also travel delay cover, luggage replacement, and more.
Silver is a cheaper version of Gold, maintaining unlimited medical expenses but with smaller maximum benefits for most other features like luggage replacement and travel delay.
InsureandGo's simplest form of cover. Unlimited medical cover, but minimal benefits for luggage, emergency expenses and not much else.
This policy is similar to the One-Trip Gold policy, and is designed for somebody who will be taking several trips beginning and ending at home in a single year.
This omits medical expenses, but otherwise has comparable benefits to the One-Trip Silver plan. For travel in Australia.
Further to this, InsureandGo also offer separate policies for cruise travel and backpackers.
Specific cover if cruising is part of your trip. This gives you cover for things such as missed cruise departures, reimbursement for cancelled shore excursions and cabin confinement. These are additional benefits to your bare essentials, silver or gold policy.
This policy is designed specifically for backpackers. InsureandGo are one of the very few brands that offer tailored cover. You have the option of choosing a silver or gold policy. On top of this, you can get up to 18 months of cover (12 months is the industry standard), option to add on cover for high risk activities, and you can even return home for up to 14 days without voiding your policy. If you're travelling for a long time, it's not out of the question that you might visit home for a bit.
We've outlined the seven individual policies you can purchase from InsureandGo, with the various important benefits included with each one.
|Benefits||One-Trip Gold||One-Trip Silver||One-Trip Bare Essentials||Annual Multi-Trip||Domestic||Backpackers||Cruise|
|Cancelling trip before departure||Unlimited||$15,000||Unlimited||$50,000||$10,000||Unlimited|
|Medical expenses overseas||Unlimited||Unlimited||Unlimited||Unlimited||Unlimited||Unlimited|
|Dental expenses overseas||$500||$500||$500||$500||$500||$500|
|Travel delay expenses||$2,000||$1,000||$2,000||$1,500||$1,000||$2,000|
|Additional emergency expenses||$50,000||$15,000||$5,000||$50,000||$25,000||$20,000||$50,000|
|Rental car excess||$4,000||$4,000||$4,000||$7,500||$4,000||$4,000|
Table was last updated: July 2019
Depending on which type of policy you are purchasing, you can choose from the following options for an added premium, in addition to the benefits covered above:
When considering insurance policies, it's very important to consider the circumstances under which you will not have your claim paid. InsureandGo won't cover you when your claim arises if:
It is not always easy to make a claim; however, to ensure a hassle-free experience with InsureandGo, you must first download the appropriate claim form from the InsureandGo website. There are different forms for different claims, for example, there's a form for baggage claim and another for medical emergencies.
To ensure that your claims are received and processed within an acceptable time frame, all claims must be:
Emergency Assistance: 61 2 9333 3999
Make a claim online: Start your claim process here https://quote.insureandgo.com.au/policylogin.aspx
Make a claim via post and email: Download the relevant form here https://www.insureandgo.com.au/travel-insurance/important-claims-information/manual-submittion.jsp
Submit your completed form to this email address email@example.com
Post your supporting documentation to Claims at InsureandGo Australia, Suite 1.04, Level 1, 19 Harris Street - Pyrmont, 2009 Sydney NSW.
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of major banks, insurers and product issuers.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product. You should consider whether the products featured on our site are appropriate for your needs and seek independent advice if you have any questions.
Products marked as 'Promoted' or "Advertisement" are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options and find the best option for you.
The identification of a group of products, as 'Top' or 'Best' is a reflection of user preferences based on current website data. On a regular basis, analytics drive the creation of a list of popular products. Where these products are grouped, they appear in no particular order.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment.
We try to take an open and transparent approach and provide a broad based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.