InsureandGo Travel Insurance Review - Compare Policies and Access Discounts Online
InsureandGo were founded in 2000 and have always remained dedicated to offering reliable, trustworthy, affordable and comprehensive travel insurance solutions. The result is a wide range of product or services for business trips, local holidays or international adventures, covering a range of people and activities. For example your InsureandGo policy can cover over 50 sports at no extra charge, and dependent children can be covered on your single or family policy for free.
This review will explore the cover available from Insureandgo and other details you should know before applying.
Comparison of InsureandGo travel insurance policies
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With InsureandGo you can choose from a wide range of travel insurance policies and coverage levels, so you can tailor insurance to your specific needs, and pay for only what you need. At the same time you also have the option to upgrade your policy if your circumstances or plans change, and there are a range of excess options to suit your budget.
Travel insurance policies on offer from Insureandgo
Everyone has their own idea of the ideal holiday, and sometimes you have to travel for work or family reasons and don’t have a lot of control over your travel plans. However, regardless of your needs, InsureandGo has a range of policies so you can choose the one which best suits you:
- One trip travel insurance. If you are going on a once off trip such as a big European adventure, or you have to go out on a business trip, then taking out a one trip policy can save you time and money. A one trip policy is competitively priced, yet covers you for a range of circumstances such as overseas medical bills, lost or damaged baggage, holiday cancellation, as well as accidental death or disability.
- Annual multi trip policy. If it’s likely you will b travelling more than once in a year, then you can save by taking out an annual multi trip policy, which is one policy, that covers you for all of your travel in a 12 month period. You’ll also be covered for unlimited medical expenses, baggage claims up to $8,000, unlimited cancellation, 24 hour emergency medical assistance and you can add children to their parents’ policy for free.
- Winter sports coverage. If you are planning a skiing, snowboarding or ice skating holiday for example, then you can choose the specialised winter sports travel insurance policy from InsureandGo. The policy is affordable and covers a number of winter sports such as off-piste skiing, snowboarding, and tobogganing. You’ll also have equipment coverage for up to $1,250, the choice of a one trip or annual multi trip policy, free coverage for your kids on your policy and access to 24 hour medical assistance. The winter sports activities you are covered for include:
- Seniors travel insurance. You can take out an InsureandGo seniors travel insurance policy for an extended trip, a holiday to see family or friends, a cruise or a short break. Seniors can be covered for medical expenses, trip cancellation, for their personal belongings, and you can add your grandchildren to your policy for free. You’ll also be covered for more than 50 sports and activities. You can also take out seniors travel insurance as a single trip or multi trip policy for added savings.
Features of InsureandGo Policies
|Trip cancellation||No protection||$15,000||Unlimited coverage|
|Medical & Emergency||Unlimited coverage||Unlimited Coverage||Unlimited Coverage|
|Hospital Stay||No protection||$75 per day after the first 24 hours/$2,500 maximum||$75 per day after the first 24 hours/ $5000 maximum|
|Trip Interruption||No protection||$15,000||Unlimited coverage|
|Travel Delay||No protection||$50 every 12 hour/maximum $1,000||$100 every 12 hours/maximum $2000|
|Baggage & Personal Belongings||$2000||$6000||$8000|
|Personal Accident||No protection||Up to $37,000||Up to $50,000|
|Legal expenses||No protection||$10,000||$25,000|
|Hijack||No protection||No protection||$2,500|
|Rental Car Excess Waiver||No protection||$4,000||$4,000|
|Loss of Income||No protection||$5,200||$10,000|
Additional options available on InsureandGo policies
When it comes to filing a claim with InsureandGo, policyholders are required to pay an excess, the first part of the claim for each claimant. This excess, however, can be eliminated if you pay an extra premium, known as an excess waiver or eliminator; this eliminator will remove all excess fees. Another option available by InsureandGo is what is known as Double Excess, which doubles all excess paid and reduces your initial premium.
Optional cover extensions
In addition to the excess waiver, InsureandGo provide members with the option to tailor their policies with optional benefits, such as winter sports protection and additional protection for personal effects and luggage for specific items at an additional cost. You may also include business coverage for business equipment, emergency courier expense money for business and emergency staff replacement; and coverage for golf equipment and equipment hire as additional benefits options in your insurance policy.Back to top
Some questions you might still have about Insureandgo
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Travel insurance an important extra to consider whenever you set off for a holiday or business trip, no matter how long or short your planned travel will be. Luckily there are a range of affordable, comprehensive and easy to understand travel insurance policies available to Australian travellers travelling locally or domestically, and comparing the InsureandGo policies can help you decide on the type of coverage you need.