Kogan Travel Insurance
Protect yourself for less! Compare policies from Kogan Travel Insurance.
We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .
Do you want travel insurance but don't want to pay through the nose for it? Kogan Travel Insurance can provide you with protection when travelling overseas from as little as $2.64 a day. Read on to find out more about the types of travel insurance available from Kogan and compare your options.
Compare your travel insurance quotes
Made a search before? Retrieve your search results
Type or Select your destination(s)
What cover options does Kogan offer?
Kogan offers two levels of cover: one for the budget-conscious and one those wanting a more comprehensive policy. Those wanting an extra level of cover can also choose from a couple of optional benefits. The cover options offered by Kogan are:
- Basic Travel Insurance
- Comprehensive Travel Insurance
|Accidental death benefit||No||$12,000|
|Additional expenses cover||No||$12,000|
|Age limit||79 years old||79 years old|
|Cancellation cover for lost deposits||$5,000||$12,000|
|Cover for overseas and domestic travel||Yes||Yes|
|Special events cover||No||$5,000|
|Specified items cover (additional benefit)||Yes||Yes|
|Free cover for kids under 21 who don't work full time||Yes||Yes|
|Hospital cash allowance||No||$5,000|
|Legal liability cover for any lost or stolen documents||No||Yes|
|Maximum length of policy (if you’re aged 70 or under)||365 days||365 days|
|Loss of income benefit||No||Max 25 weeks (up to $10,000)|
|Delayed luggage and personal effects cover||No||$750|
|Lost, stolen or damaged luggage and personal effects cover||$5,000||$10,000|
|Overseas emergency medical and hospital expenses cover, including surgical and dental||Unlimited||Unlimited|
|Overseas emergency medical assistance cover, including specialist medical advice, transfers and repatriation||Unlimited||Unlimited|
|Permanent disability benefit||No||$25,000|
|Personal liability cover if you accidentally injure someone or damage property||$1 million||$2 million|
|Cover for theft of cash, bank or currency notes, or postal or money orders||No||Up to $250|
|Cover for travel delay expenses||No||$2,000|
|Cover for travel documents, credit cards and traveller’s cheques replacement||No||$5,000|
Table updated September 2020
What additional options does Kogan offer?
If you're looking for a little extra cover, you have a few additional benefits to choose from:
For an additional premium, you can choose the winter sports add-on, which will provide you with cover for recreational skiing and snowboarding, tobogganing and even off-piste skiing with a professional snow sport instructor.
Specified luggage and personal effects
For an additional premium, you can choose to take out additional cover up to $5,000 for high-value items.
If you don't want to pay an excess in the event that you need to make a claim, you can choose to remove the $200 excess by paying an additional $25 on top of the standard premium.
Does Kogan Travel Insurance cover pre-existing conditions?
Travel insurance is designed to provide you with cover in unexpected circumstances, which is why cover for pre-existing conditions is a contentious issue. However, Kogan Travel Insurance includes cover for 43 pre-existing medical conditions, provided that you have not been hospitalised within the last 24 months.
Conditions covered include asthma, cataracts and osteoporosis. Other more serious conditions such as both Type 1 and Type 2 diabetes, hypertension and high cholesterol are also covered, albeit with several caveats. Please read the product disclosure statement (PDS) for the full details.
Can you get covered for sporting activities?
Yes! Kogan offers cover for a range of sports and leisure activities and claims to cover most sports. However, you will not be covered for your participation in sports activities such as:
- Cross-country skiing outside of a designated cross-country ski route
- Free climbing
- Freestyle skiing/snowboarding
- Hang-gliding or paragliding
- Mountaineering or rock climbing using ropes
- Off-piste skiing/snowboarding without a professional snow sport instructor/guide
- Open water sailing
- Parascending (over snow)
- Ski/snowboard fun parks
- Ski/snowboard racing
- Ski/snowboard acrobatics
- Ski/snowboard jumping or stunting
Need to make a claim with Kogan Travel Insurance?
If you have a travel insurance claim enquiry, you have three options:
- Phone. If you need to make a claim, you'll need to get in contact with Kogan Travel Insurance by calling 1300 034 088 (9am-5pm AEST, Monday-Friday).
- Online. If you'd prefer to go digital, you can email the Kogan claims team at firstname.lastname@example.org.
- Post. If you'd prefer to do it in writing, you can send your query to Kogan Travel Claims, Locked Bag 2010, St Leonards 1590.
When it comes time to claim, you'll need to download the claims form, complete it and send it to the Kogan Travel Insurance claims team along with any supporting documentation.
Still have questions?
More guides on finder
Best 2-in-1 laptops in Australia
Our expert team spent hundreds of hours testing laptops to find the six best 2-in-1 laptops you can buy.
As Australia reopens, don’t forget travel insurance
Travel insurance isn't just for overseas trips.
Can I still get life insurance if I’m overweight?
Find out if you can still get life insurance if you’re overweight, what your options are and where to get cover.
Life insurance for new parents
We talk you through life insurance options for new parents.
Individual Income tax rates in Australia
Find the latest income tax rates set by the ATO
Finder car insurance rating
Want to know how we ranked our car insurers? Check out our methodology here.
Is car insurance the new Netflix?
Bingle is now offering cover as a monthly subscription - and it's not the only company changing its ways to appease millennials.
Compare online physiotherapy services
Regaining or improving your mobility can be tough. With online physiotherapy, you can do it from the comfort of your own home.
Samsung Galaxy Note 20 review
Samsung's new smaller Note hits the sweet spot of price, camera, battery life and features, making it an excellent premium phone option.
AAMI Roadside Assistance
AAMI roadside assistance: Find out what's covered, how much it costs & more.
Ask an Expert