Kogan Travel Insurance

Protect yourself for less! Compare policies from Kogan Travel Insurance.

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Travel insurance rules continue to change as a result of the pandemic. Some information may not be accurate at this time. It’s even more important to double-check all details that matter to you before taking out cover. Please note:
    • Some policies may not be available through Finder at this time
    • It’s unlikely that your policy will cover expenses from border closures
    Do you want travel insurance but don't want to pay through the nose for it? Kogan Travel Insurance can provide you with protection when travelling overseas from as little as $2.64 a day. Read on to find out more about the types of travel insurance available from Kogan and compare your options.

    Kogan travel insurance is not currently available via Finder. You can head to the Kogan website or compare alternative options available below.

    Compare your travel insurance quotes

    Made a search before? Retrieve your search results

    At least one destination is required
    Both dates are required
    Add more travellers
    Enter the age of each traveller between 0 and 99

    Enter a valid email address

    At least one destination is required
    Starting date is required
    Add more travellers
    Enter the age of each traveller between 0 and 99

    Enter a valid email address

    Type or Select your destination(s)

    Popular Destinations

    Can't find your destination? Just type it in the box above.

    We compare products from

    By submitting this form, you agree to the finder.com.au Privacy & Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

    What cover options does Kogan offer?

    Kogan offers two levels of cover: one for the budget-conscious and one those wanting a more comprehensive policy. Those wanting an extra level of cover can also choose from a couple of optional benefits. The cover options offered by Kogan are:

    • Basic Travel Insurance
    • Comprehensive Travel Insurance
    Accidental death benefitNo$12,000
    Additional expenses coverNo$12,000
    Age limit79 years old79 years old
    Cancellation cover for lost deposits$5,000$12,000
    Cover for overseas and domestic travelYesYes
    Special events coverNo$5,000
    Specified items cover (additional benefit)YesYes
    Free cover for kids under 21 who don't work full timeYesYes
    Hospital cash allowanceNo$5,000
    Legal liability cover for any lost or stolen documentsNoYes
    Maximum length of policy (if you’re aged 70 or under)365 days365 days
    Loss of income benefitNoMax 25 weeks (up to $10,000)
    Delayed luggage and personal effects coverNo$750
    Lost, stolen or damaged luggage and personal effects cover$5,000$10,000
    No-excess optionYesYes
    Overseas emergency medical and hospital expenses cover, including surgical and dentalUnlimitedUnlimited
    Overseas emergency medical assistance cover, including specialist medical advice, transfers and repatriationUnlimitedUnlimited
    Permanent disability benefitNo$25,000
    Personal liability cover if you accidentally injure someone or damage property$1 million$2 million
    Cover for theft of cash, bank or currency notes, or postal or money ordersNoUp to $250
    Cover for travel delay expensesNo$2,000
    Cover for travel documents, credit cards and traveller’s cheques replacementNo$5,000

    Table updated September 2020

    What additional options does Kogan offer?

    If you're looking for a little extra cover, you have a few additional benefits to choose from:

    • Winter sports

    For an additional premium, you can choose the winter sports add-on, which will provide you with cover for recreational skiing and snowboarding, tobogganing and even off-piste skiing with a professional snow sport instructor.

    • Specified luggage and personal effects

    For an additional premium, you can choose to take out additional cover up to $5,000 for high-value items.

    • $0 excess

    If you don't want to pay an excess in the event that you need to make a claim, you can choose to remove the $200 excess by paying an additional $25 on top of the standard premium.

    Does Kogan Travel Insurance cover pre-existing conditions?

    Travel insurance is designed to provide you with cover in unexpected circumstances, which is why cover for pre-existing conditions is a contentious issue. However, Kogan Travel Insurance includes cover for 43 pre-existing medical conditions, provided that you have not been hospitalised within the last 24 months.

    Conditions covered include asthma, cataracts and osteoporosis. Other more serious conditions such as both Type 1 and Type 2 diabetes, hypertension and high cholesterol are also covered, albeit with several caveats. Please read the product disclosure statement (PDS) for the full details.

    Can you get covered for sporting activities?

    Yes! Kogan offers cover for a range of sports and leisure activities and claims to cover most sports. However, you will not be covered for your participation in sports activities such as:

    • Bobsleighing
    • Cross-country skiing outside of a designated cross-country ski route
    • Free climbing
    • Freestyle skiing/snowboarding
    • Hang-gliding or paragliding
    • Hunting
    • Mountaineering or rock climbing using ropes
    • Off-piste skiing/snowboarding without a professional snow sport instructor/guide
    • Open water sailing
    • Parachuting
    • Parascending (over snow)
    • Polo
    • Ski/snowboard fun parks
    • Ski/snowboard racing
    • Ski/snowboard acrobatics
    • Ski/snowboard jumping or stunting

    Need to make a claim with Kogan Travel Insurance?

    If you have a travel insurance claim enquiry, you have three options:

    • Phone. If you need to make a claim, you'll need to get in contact with Kogan Travel Insurance by calling 1300 034 088 (9am-5pm AEST, Monday-Friday).
    • Online. If you'd prefer to go digital, you can email the Kogan claims team at travel.claims@koganinsurance.com.au.
    • Post. If you'd prefer to do it in writing, you can send your query to Kogan Travel Claims, Locked Bag 2010, St Leonards 1590.

    When it comes time to claim, you'll need to download the claims form, complete it and send it to the Kogan Travel Insurance claims team along with any supporting documentation.

    Still have questions?

    More guides on Finder

    Ask an Expert

    You are about to post a question on finder.com.au:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com.au is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

    2 Responses

      Default Gravatar
      YvonneOctober 3, 2018

      Do you cover US Citizens? I will be traveling to Bali for 1 week then Australia for remainder of 3 month period. Can you provide medical dental hospital coverage in both countries for this trip?

        Avatarfinder Customer Care
        JeniOctober 3, 2018Staff

        Hi Yvonne,

        Thank you for getting in touch with finder.

        Kogan Travel Insurance includes cover for overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses. A non-Australian citizen like a US citizen can be covered by Kogan Insurance if he has a home in Australia and holds a current Australian 457 Visa which will remain valid beyond the period of the trip. Also, the traveller must be not older than 74 years old at the time of purchasing the policy. Lastly, the trip commences and ends in Australia, therefore the traveller must have a return ticket to Australia.

        I hope this helps.

        Please feel free to reach out to us if you have any other enquiries.

        Thank you and have a wonderful day!


    Go to site