ReadySet Travel Insurance review

ReadySet Travel Insurance offers 4 main products: Basic Travel Insurance, Standard Travel Insurance, Premium Travel Insurance and Ultimate Travel Insurance, with domestic and international travel options available. See below for an overview of each.

This is a small snapshot of what each policy offers - there are more product options available and more features and benefits to be understood. Be sure to read the product disclosure statement.

Get a quote with ReadySet Travel Insurance

Additional cover options

There are two additional cover options available for purchase. These include:

• Cruise Cover: Travellers heading off on a multi-night cruise are also recommended to add cruise travel cover to their policy to secure cover for events, such as missed cruise departure or missed port cover.
• Snow Cover: If you’re planning on taking part in winter sports during your trip, such as skiing or snowboarding, the snow cover option ensures you and your equipment are covered for these activities.

For travellers looking to partake in sports and other recreational activities while abroad, ReadySet automatically covers over 90 activities at no extra cost.

This includes activities such as bungee jumping, archery, cycling, golf and more. For a full list of covered activities, please read the ReadySet product disclosure statement (PDS).

How to make a claim with ReadySet Travel Insurance?

ReadySet travel insurance claims can be made via the online claims portal. It’s important to alert ReadySet as soon as you can to ensure your claim is assessed quickly. To submit a claim, you’ll need:

• Your travel insurance policy number
• Proof of travel
• Medical reports or invoices (if applicable)
• Receipts for damaged or lost items (if applicable)
• Proof of ownership for valuable items
• Written confirmation of travel delays or cancellations from relevant providers
• Any other relevant documentation ReadySet requests

Once this information has been received, ReadySet will assess your claim and provide a written response within 10 business days. If your claim is approved, you’ll receive reimbursement in Australian dollars via direct deposit to your nominated bank account.

FAQs

• What does ReadySet travel Insurance not cover?

  Every travel insurance policy comes with its own list of exclusions. These are outlined in the PDS and should be understood before purchasing your policy. Some of the circumstances ReadySet won’t cover you include losses relating to acting irresponsibly, errors or omissions in your bookings, epidemics and pandemics, illegal acts and losses that occurred under the influence of drugs or alcohol.

• How do I know which ReadySet travel insurance option to buy?

  This will depend on your destination, what you’re doing and how much you’re willing to spend. To help you find the right policy for your travel needs, we’ve listed a few options below:

  • For the casual tourist. If you’re preparing for a casual getaway with the occasional activity, the Premium ReadySet policy can ensure you’re adequately covered for the basics and worst-case scenarios. Remember, ReadySet automatically covers over 90 different sports and activities with no extra charge, giving you more wiggle room in your budget.
  • For cruisers and snow lovers. No matter which level of cover you pick, it’s highly important to add a cruise or snow pack to your policy to keep you and your belongings covered during your adventure.

  To understand each policy available, as well as optional extras, be sure to read the PDS or contact ReadySet directly.

Written by

Ceyda Erem

Senior writer

Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University. See full bio

Ceyda's expertise

Ceyda has written 55 Finder guides across topics including:

• Insurance