ReadySet Travel Insurance offers 4 main products: Basic Travel Insurance, Standard Travel Insurance, Premium Travel Insurance and Ultimate Travel Insurance, with domestic and international travel options available. See below for an overview of each.
| Benefit | Basic Plan | Standard Plan | Premium Plan | Ultimate (Domestic) | Ultimate (International) |
|---|---|---|---|---|---|
| Overseas medical expenses | Unlimited | Unlimited | Unlimited | N/A | Unlimited |
| Cancellation | No | $6,000 | $20,000 | Unlimited | Unlimited |
| Luggage and personal belongings | $3,000 | $4,000 | $6,000 | $15,000 | $15,000 |
| Rental car excess insurance | $5,000 | $5,000 | $5,000 | $5,000 | $5,000 |
| Annual Multi Trip cover | No | No | Yes | Yes | Yes |
This is a small snapshot of what each policy offers - there are more product options available and more features and benefits to be understood. Be sure to read the product disclosure statement.
There are two additional cover options available for purchase. These include:
For travellers looking to partake in sports and other recreational activities while abroad, ReadySet automatically covers over 90 activities at no extra cost.
This includes activities such as bungee jumping, archery, cycling, golf and more. For a full list of covered activities, please read the ReadySet product disclosure statement (PDS).
ReadySet travel insurance claims can be made via the online claims portal. It’s important to alert ReadySet as soon as you can to ensure your claim is assessed quickly. To submit a claim, you’ll need:
Once this information has been received, ReadySet will assess your claim and provide a written response within 10 business days. If your claim is approved, you’ll receive reimbursement in Australian dollars via direct deposit to your nominated bank account.
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Does it it COVID
Hi Gerry,
Yes, ReadySet Travel Insurance includes coverage for certain COVID-19-related events on eligible plans. Coverage typically includes things like:
Overseas medical expenses – for medical and hospital costs if you are diagnosed with COVID-19 while travelling abroad.
Cancellations – for non-refundable pre-paid travel arrangements if you or a member of your travelling party are diagnosed with COVID-19 and must cancel your trip.
Additional Expenses – for reasonable additional travel, meals and accommodation costs if you’re required to quarantine or are denied boarding due to a suspected infection.
The exact inclusions and cover depend on your policy level, with comprehensive insurance offering a higher level of cover. Hope this helps!