
- 2024 Finder Award winner
- Automatically includes roadside assistance
- Cover for collisions, weather damage and more
Finding the cheapest car insurance for you will depend on your personal circumstances and the level of cover you're after. Our experts have chosen a bunch of picks that will be great for a range of people, but these should only be used as a guide. You should always read the product disclosure statement (PDS) to know which car insurance is a good fit for you and your budget.
Our verdict
Youi comprehensive car insurance is a competitively priced policy that gives you a lot for your money. It's a good option if you value good customer service and want to avoid big out-of-pocket expenses. If they don't quote you a price you're happy with, give them a call. This strategy has been tried and tested by several of the Finder team.
Our verdict
Budget Direct is a great all-rounder. It's good if you want a cheap policy that's good value for money.
Bingle comprehensive car insurance is a very cheap option — that's why it won the 2024 Finder car insurance award for low cost. The catch? It only covers the essentials and it has an all-online customer service and claims team.
ROLLiN' is cheap for young drivers. It's good if you're in your 20s and you can cancel any time.
Comprehensive car insurance is the only level of cover that protects your car as well as others. On average, prices start from around $862 per year, according to Finder research. Below is a list of the top 5 cheapest car insurance policies, per that research.
Provider | Adjustable excess | Restricted driver option | Online sign up discount/bonuses | Agreed or market value | Price | Apply |
---|---|---|---|---|---|---|
![]() | Market | $862.24 | Get a quote | |||
![]() | Agreed | $885.76 | Get a quote | |||
![]() | Agreed or Market | $958.52 | More info | |||
![]() | Agreed or Market | $992.46 | Get a quote | |||
![]() | Agreed or Market | $1,036.01 | More info |
Finder sourced over 1,800 car insurance quotes based on multiple driver profiles from 30+ comprehensive policies. We've broken our research down by state — these are the cheapest policies. Keep in mind, costs differ based on your own circumstances.
Provider | Price | Apply |
---|---|---|
![]() | $848.87 | Get quote |
![]() | $863.47 | More info |
![]() | $1,102.26 | Get quote |
![]() | $1,279.73 | Get quote |
![]() | $1,304.49 | More info |
Provider | Price | Apply |
---|---|---|
![]() | $720.32 | More info |
![]() | $729.82 | Get quote |
![]() | $788.34 | Get quote |
![]() | $911.60 | More info |
![]() | $921.20 | Get quote |
Provider | Price | Apply |
---|---|---|
![]() | $1,034.15 | Get quote |
![]() | $1,035.74 | More info |
![]() | $1,053.82 | More info |
![]() | $1,163.76 | Get quote |
![]() | $1,259.28 | More info |
Provider | Price | Apply |
---|---|---|
![]() | $638.88 | Get quote |
![]() | $794.90 | Get quote |
![]() | $810.81 | More info |
![]() | $861.08 | Get quote |
![]() | $873.03 | More info |
We didn't include quotes for NT and ACT because the sample size was too small.
"When I got my renewal notice, my car insurance premium was due to increase by 21%. I got quotes from 5 other providers and then called my existing provider to let them know I was thinking of switching. They immediately knocked about $200 off the renewal cost and became the cheapest provider of those I'd researched. Not only did I get a cheaper deal, I got to stay with the insurer of my preference and didn't have to compromise on any features."
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