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Hume Bank Car Insurance Review
Hume Bank won the 2024 Finder Car Insurance Award for features because it covers more than other car insurers but is still comparatively affordable. It was also highly commended in the value category.
Hume Bank's comprehensive option covers a little more than budget brands. For example, you get to choose your own repairer and up to $1,000 towards personal items in your car that are stolen or destroyed.
We analyse over 100 car insurance products and rate each one on price and features. What we get out the other end is a nice round number between 1 and 10 to help you start comparing.
To make sure we're comparing apples with apples, we collect quotes for 8 different personas, then work out the value of 19 different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account.
Hume Bank's comprehensive car insurance policy was one of the cheapest of those we analysed. Here's how it stacks up against some of Australia's most popular car insurers. Keep in mind car insurance prices are based on multiple factors such as where you live, your age and the car you drive – so costs may differ for you.
Hume Bank offers two types of insurance: comprehensive car insurance and third party property damage (TPPD). Comprehensive car insurance covers damage to your own car as well as others. TPPD covers your legal liability for loss or damage to someone else's property.
Hume Bank car insurance policies are issued by Allianz Australia Insurance Limited.
According to the AFCA, Allianz (which issues Hume Bank car insurance policies) received 494 in the most recent financial period. This is good compared to other very large insurers such as AAI Limited and Insurance Australia Limited who received 1,698 and 1,087 in the same period.
Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio
Gary Ross's expertise
Gary Ross has written 664 Finder guides across topics including:
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