Hume Bank Car Insurance Review

Hume Bank is well priced in comparison to other insurers and has above average features. It's well worth considering.

No reviews yet. Write a review
Gary Ross Hunter's headshot

By

Gary Ross Hunter

Updated

Fact checked

Start comparing

Our verdict

Pros

  • Hume Bank offers similiar coverage to many other, more expensive providers, making it great value.
  • Its policies are issued by Allianz – one of Australia's most well-known and trusted insurers.
  • Its comprehensive policy covers the essentials (accidental damage, weather events) plus lets you choose your own repairer.

Cons

  • You may be able to get a cheaper policy elsewhere e.g. Budget Direct or AAMI.
  • Look elsewhere if you want roadside assistance – Hume Bank doesn't offer this.
  • Like most insurers, you'll need to pay extra to remove the basic excess for windscreen replacement or repairs.

Compare Hume Bank Car Insurance

2 of 2
Updated regularly
Product Finder Score Choice of repairer New Vehicle Replacement Roadside assistance Hail, storm and flood damage
Hume Bank logo
Finder Score
9.4 Excellent
Hume Bank Comprehensive
Finder Score
9.4 Excellent
  • If your car is written off in the first 2 years
    • Summary: Hume's highest level of cover includes up to $500 for emergency repairs, up to $1,000 for re-keying/re-coding stolen keys, 14 days temporary cover on replacement vehicle, and more.

    ⭐ Current offer: Save up to 10% on your first year’s premium when you buy a new comprehensive car insurance policy online. T&Cs apply.

    Who it might be good for: People prepared to name specific drivers on their policy for lower premiums.
    More info
    Compare product selection
    Hume Bank logo
    Finder Score
    9.9 Excellent
    Hume Bank Third Party Property Damage
    Finder Score
    9.9 Excellent
    • More info
    Compare product selection
    loading
    Showing 2 of 2 results

    Finder Score for car insurance

    We analyse over 80 car insurance products and rate each one on price and features. What we get out the other end is a nice round number out of 10 to help you start comparing.

    To make sure we're comparing apples with apples, we collect quotes for 8 different personas and analyse different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account. We analyse comprehensive, third party fire and theft and third party property damage products individually.

    Read the full Finder Score methodology

    How does Hume Bank compare with other car insurers?

    As part of our 2025 Finder Awards, our experts and insights team analysed policies from 40 providers across Australia. Here's how Hume Bank performed next to other insurers.

    Price

    Here's how Hume Bank stacks up against some of Australia's most popular car insurers. Keep in mind car insurance prices are based on multiple factors such as where you live, your age and the car you drive – so costs may differ for you.

    InsurerNSWQLDSATASVICWAAustralia averageApply
    Hume bank logo$1,911$1,755$1,535$1,278$2,571$1,517$1,761
    AAMI$2,261$1,468$1,317$1,349$1,772$1,713$1,647More info
    $2,209$1,768$1,687$1,672$2,363$1,759$1,910Get quote
    Nab Logo$1,931$1,863$1,867$1,390$2,791$1,662$1,917More info
    NRMA logo$2,150$1,472$1,362$1,236N/A$1,440$1,532More info
    Suncorp$2,461$2,642$1,567$1,467$1,990$1,832$1,993More info

    About our car insurance methodology

    FAQs about Hume Bank car insurance

    Compare other products from Hume Bank

    Gary Ross Hunter's headshot
    Journalist

    Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. See full bio

    Gary Ross's expertise
    Gary Ross has written 590 Finder guides across topics including:
    • Health, home, life, car, pet and travel insurance
    • Managing the cost of living
    More resources on Finder

    Ask a question

    You are about to post a question on finder.com.au:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com.au is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    More guides on Finder

    Go to site