Hume Bank Car Insurance Review

Hume Bank is well priced in comparison to other insurers and has above average features. It's well worth considering.

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Our verdict

Pros

  • Hume Bank offers similiar coverage to many other, more expensive providers, making it great value.
  • Its policies are issued by Allianz – one of Australia's most well-known and trusted insurers.
  • Its comprehensive policy covers the essentials (accidental damage, weather events) plus lets you choose your own repairer.

Cons

  • You may be able to get a cheaper policy elsewhere e.g. Budget Direct or AAMI.
  • Look elsewhere if you want roadside assistance – Hume Bank doesn't offer this.
  • Like most insurers, you'll need to pay extra to remove the basic excess for windscreen replacement or repairs.

How does Hume Bank car insurance compare with other car insurers?

We obtained quotes across a range of providers for a 30 year old male based in NSW.

5 of 5 results
Sample quote
Sample quote
$1,117.48
Get Quote More info
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Hume Bank logo
Sample quote
$1,367.66
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NRMA logo
Sample quote
$2,166.09
More info
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AAMI logo
Sample quote
$2,075.50
More info
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Allianz logo
Sample quote
$1,917.48
More info
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Compare Hume Bank Car Insurance

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Finder Score Choice of repairer New Vehicle Replacement Roadside assistance Hail, storm and flood damage Offer
Hume Bank logo
Finder Score
Finder Score
  • If your car is written off in the first 2 years
  • ⭐ Current offer: Save up to 10% on your first year’s premium when you buy a new comprehensive car insurance policy online.
    Summary: Hume's highest level of cover includes up to $500 for emergency repairs, up to $1,000 for re-keying/re-coding stolen keys, 14 days temporary cover on replacement vehicle, and more.

    Who it might be good for: People prepared to name specific drivers on their policy for lower premiums.
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    Hume Bank logo
    Finder Score
    Finder Score
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    Finder Score for car insurance

    We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. We use your responses to our quiz to pair you with the closest price profile and while we are not allowed to display actual quotes, our price score aims to serve as an indicative guide to how cost competitive a product might be for you.

    Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

    Depending on your answers to our car insurance quiz, we upweight the relevant price score or feature score to generate a dynamic Finder Score (80% weighting on the primary selection between Price or Feature). Finder Score, Price Score and Feature Score are only to be used as indicative guides and are not product recommendations.

    Read the full methodology

    How does Hume Bank compare with other car insurers?

    As part of our 2025 Finder Awards, our experts and insights team analysed policies from 40 providers across Australia. Here's how Hume Bank performed next to other insurers.

    Price

    Here's how Hume Bank stacks up against some of Australia's most popular car insurers. Keep in mind car insurance prices are based on multiple factors such as where you live, your age and the car you drive – so costs may differ for you.

    InsurerNSWQLDSATASVICWAAustralia averageApply
    Hume bank logo$1,911$1,755$1,535$1,278$2,571$1,517$1,761
    AAMI$2,261$1,468$1,317$1,349$1,772$1,713$1,647More info
    $2,209$1,768$1,687$1,672$2,363$1,759$1,910Get quote
    Nab Logo$1,931$1,863$1,867$1,390$2,791$1,662$1,917More info
    NRMA logo$2,150$1,472$1,362$1,236N/A$1,440$1,532More info
    Suncorp$2,461$2,642$1,567$1,467$1,990$1,832$1,993More info

    About our car insurance methodology

    FAQs about Hume Bank car insurance

    Sources

    Gary Ross Hunter's headshot
    Journalist

    Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. See full bio

    Gary Ross's expertise
    Gary Ross has written 589 Finder guides across topics including:
    • Health, home, life, car, pet and travel insurance
    • Managing the cost of living

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