Extended car warranty insurance
Want help covering the cost of mechanical or electrical repairs? Extended car warranty insurance can help.

In Australia, new cars come with a manufacturer's warranty that covers defects and certain repairs for a set period, usually 5-7 years or 100,000km (whichever comes first), though some brands offer unlimited kilometres.
Once that warranty ends, extended car warranty insurance can offer similar protection for a longer time.
This guide explains what's typically covered by extended warranties, the cost of a policy, and the pros and cons to help you decide if it's right for you.
Extended car warranties typically cover what was included in the original manufacturer's warranty, for a longer period of time. The exact details will vary between different car brands and insurance companies, but some common features include:
As there are differences between specific brands and insurers, it's really important to read both your original manufacturer's warranty, and the product disclosure statement of your extended car warranty, to be sure of the details. If you're unsure about anything, ask the insurer.
Not all repairs are covered by car warranty insurance. One important factor to be aware of is that an extended car warranty isn't a replacement for car insurance. It doesn't cover any costs associated with a car accident, hail damage, fire or theft.
The specifics will be detailed in your original manufacturer's warranty and the subsequent extended car warranty policy, but some common exclusions are:
The price of an extended car warranty can vary from hundreds of dollars to thousands of dollars, depending on the type of car and length of warranty.
To find out exactly how much an extended warranty would be for your car, it's best to speak to an insurer directly.
When deciding whether car warranty insurance is right for you, you should consider the benefits and weigh them against the costs. Some other points to think about include:
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