Coles roadside assistance has similar benefits to other policies in the market, but has a particularly generous emergency fuel policy, offering as much as you need to reach the next petrol station, for free. However, be aware that Coles only offers roadside assistance to drivers who have a Coles car insurance policy.
| Company | Cost per year | Joining fee | Callout limits | Need to hold a policy with them? | Lockout/lost key | Breakdown towing |
|---|---|---|---|---|---|---|
 | $89.95 | No joining fee | Unlimited | Yes | $125 | 20km in the city, 50km in other areas |
 | $76.46* | No joining fee | Unlimited | No | $125 | Up to 20km in metro areas, up to 50km in non-metro areas |
 | $134 | No joining fee | Unlimited | No | Yes | Up to 25 km in metro areas and back to attending Country Service Centre in country areas |
 | $95* | No joining fee | Unlimited | Yes | $250 | 20kms up to 100kms from the breakdown location |
 | $84* | No joining fee | Unlimited | Yes | $250 | 20kms up to 100kms from the breakdown location |
These prices are accurate as of April 2025
*Budget Direct pricing includes a 15% discount for new customers
*GIO prices vary by location but do not exceed $95
*Apia prices vary by location but do not exceed $84
ALDI car insurance offers comprehensive car insurance with really solid benefit limits.
ahm offers a decent level of coverage but might not suit drivers on a tighter budget.
RACQ offers strong benefits and service, but drivers can expect to pay higher premiums and a joining fee.
With 5% off for seniors, budget-friendly policies, and some uncommon benefits, Australian Seniors is worth considering.
ANZ car insurance is typically more expensive than average, but it does have some generous benefits.
Australian Unity car insurance, underwritten by Allianz, offers two levels of cover, the freedom to choose your own repairer and an easy 24-hour claims service.
APIA car insurance is issued by AAI Limited and offers 3 levels of cover, a range of discounts and a lifetime guarantee on repairs.
Coles car insurance is a budget-friendly option for young people, but older drivers may be able to find cheaper cover elsewhere.
With a higher-than-average price but no particularly impressive benefits, Allianz was outperformed by many other car insurers in the 2024 Finder Insurance Awards.
With strong cover and reasonably-priced policies, AAMI performed well in the 2024 Finder Awards. However, some popular benefits are missing and cheaper options are available.