Coles vs Everyday Car Insurance

A side by side comparison of Coles and Everyday car insurance including expert analysis of features, complaints and reviews.

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By

Gary Ross Hunter

Updated

Fact checked
4.7 based on 824 reviews

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Key takeaways

  • Sample quotes show Coles Comprehensive is significantly cheaper at $1,273.62 compared to Everyday's $2,518.62.
  • Coles often provides higher benefit limits for features like hire car and emergency travel costs.
  • Everyday's underwriter has a better complaint resolution rate and offers a Drive Less Pay Less policy.
Coles or Woolies — what's your favourite? Your answer will probably help you decide which insurer is the better option for you because both give you money off your food shop.

Coles vs Everyday — compare key features

We've compared the comprehensive car insurance policies on offer from Coles and Everyday car insurance. See the key differences between the two.

Coles Comprehensive Insurance image
Coles Comprehensive Insurance
Everyday Comprehensive image
Everyday Comprehensive
Underwriter
Auto & General Insurance Company Limited
The Hollard Insurance Company Pty Ltd
Accidental Damage
Damage to other people's car


Roadside assistance
Optional
Standalone
Agreed or market value
Agreed or Market
Agreed
Choice of repairer
Optional
Legal liability
$20,000,000
$20,000,000
Fire and theft
Storm
Flood
Hire car after theft

Up to $1,500 - Up to 21 days

Up to $50 per day - Up to 14 days
Hire car after no fault accident

Up to $75 per day
Optional
Up to $50 per day
Hire car after at fault accident
Optional
Up to $75 per day - Up to 21 days
Optional
Up to $50 per day
Emergency repairs

Up to $500

Up to $500
Emergency travel and accommodation costs

Up to $1,000 - Up to $200 per day

Up to $500
New car replacement

If your car is written off in the first 2 years or is under 40,000kms

If your car is written off within 2 years of the original registration
Personal effects/property

Up to $500

Up to $500
Locks and keys replacement

Up to $1,000

Up to $1,000
Towing
Trailer cover

Up to $1,000

Up to $1,000
Important
Limits, exclusions and terms and conditions apply. Read the Product Disclosure Statement.
Limits, exclusions and terms and conditions apply. Read the Product Disclosure Statement.
More info
More info

Coles vs Everyday car insurance prices compared

Car insurance policies on offer

Coles offers 3 types of car insurance:

  • Coles Comprehensive
  • Coles Third party Fire & Theft
  • Coles Third Party Property Damage

Everyday offers 4 types of car insurance:

  • Everyday Comprehensive
  • Everyday Drive Less Pay Less
  • Everyday Drive Third Party Fire & Theft
  • Everyday Drive Third Party Property Damage

Coles and Everyday complaints information

Using data from the Australian Financial Complaints Authority (AFCA), we can see how many motor insurance complaints the underwriters from Coles (Auto & General Services Pty Ltd) and Everyday (Hollard) have received and resolved.

UnderwriterComplaints received Complaints resolved at registration & referral Referral resolution rate
Auto & General Services Pty Ltd 143172350.56%
Hollard 21812255.96%

Finder's verdict

Peta Taylor's headshot
Our expert says

"Looking at the comprehensive products from Coles and Everyday, you can see that Coles has more options available and higher benefit limits for hire car related features. If features aren't everything for you, it’s worth getting a quote from both insurers to see who comes out cheaper."

Peta Taylor's headshot
Peta Taylor
Associate publisher

FAQs

Sources

Gary Ross Hunter's headshot
Journalist

Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. See full bio

Gary Ross's expertise
Gary Ross has written 558 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living
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