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Coles vs Everyday Car Insurance

A side by side comparison of Coles and Everyday car insurance including expert analysis of pricing, features, complaints and reviews.

Coles or Woolies. What's your favourite? Your answer will probably help you decide which insurer is the better option for you too. Both give you money off your food shop.

Coles vs Everyday — compare key features

We've compared the comprehensive car insurance policies on offer from Coles and Everyday car insurance. See the key differences between the two.

Coles Comprehensive image
Coles Comprehensive
Everyday Comprehensive image
Everyday Comprehensive
Underwriter Insurance Australia Limited (IAL) The Hollard Insurance Company Pty Ltd
Accidental Damage
Damage to other people's car

Bonuses 10% online discount 10% off your monthly grocery shop. T&Cs apply.
Roadside assistance Optional
Optional
Agreed or market value Agreed or Market
Agreed or Market
Choice of repairer
Legal liability $20,000,000 Yes - $20,000,000
Fire and theft
Storm
Flood
Hire car after theft
Up to $75 per day - Up to 14 days

Up to $50 per day - Up to 14 days
Hire car after no fault accident Optional

Up to $75 per day - Up to 14 days
Optional

Up to $50 per day
Hire car after at fault accident

Emergency repairs
Up to $500

Up to $500
Emergency travel and accommodation costs
Up to $500

Up to $500
New car replacement
If your car is written off in the first 2 years

If your car is written off within 2 years of the original registration
Personal effects/property
Up to $500

Up to $500
Locks and keys replacement
Up to $1,000

Up to $1,000
Towing
Trailer cover
Up to $1,000

Up to $1,000
Important Limits, exclusions and terms and conditions apply. Read the Product Disclosure Statement. Limits, exclusions and terms and conditions apply. Read the Product Disclosure Statement.
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Coles vs Everyday car insurance prices compared

As part of our 2024 Finder car insurance awards, we collected over 1,800 car insurance quotes from 30 car insurance providers, using a range of driver profiles across different states, ages and genders. Below is a breakdown of that research for Coles and Everyday.

On average, Coles typically offers cheaper car insurance than Everyday. However, it's important to keep in mind that price may not be the only factor in your search for the best car insurance.

ProviderNSWQLDSATASVICWAAus average
Coles$1,405$1,199$1,262$1,250$1,501$1,105$1,287
Everyday$1,861$1,356$1,402$1,218$2,070$1,403$1,552

These quotes are based on a fictional driver profile and your own quote will differ based on your personal circumstances. This should be used as a guide only.

About our car insurance methodology

Car insurance policies on offer

Coles offers 4 types of car insurance:

  • Coles Comprehensive Plus
  • Coles Comprehensive
  • Coles Third party Fire & Theft
  • Coles Third Party Property Damage

Everyday offers 4 types of car insurance:

  • Everyday Comprehensive
  • Everyday Drive Less Pay Less
  • Everyday Drive Third Party Fire & Theft
  • Everyday Drive Third Party Property Damage

Customer reviews

Everyday was a Finder Customer Satisfaction award finalist with 4.36/5. Coles got 4.19/5. We surveyed over 5,700 people in total. Everyday also has slightly better reviews online than Coles.

Coles and Everyday complaints information

Using data from the Australian Financial Complaints Authority (AFCA), we can see how many motor insurance complaints the underwriters from Coles (Insurance Australia Limited) and Everyday (Hollard) have received and resolved.

UnderwriterComplaints received Complaints resolved at registration & referral Referral resolution rate
Insurance Australia Limited 141376053.82%
Hollard 21812255.96%

Finder's verdict

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