Coles or Woolies. What's your favourite? Your answer will probably help you decide which insurer is the better option for you too. Both give you money off your food shop.
Coles vs Everyday — compare key features
We've compared the comprehensive car insurance policies on offer from Coles and Everyday car insurance. See the key differences between the two.
![]() Coles Comprehensive |
![]() Everyday Comprehensive |
|
---|---|---|
Underwriter | Insurance Australia Limited (IAL) | The Hollard Insurance Company Pty Ltd |
Accidental Damage | ||
Damage to other people's car |
|
|
Bonuses | 10% online discount | 10% off your monthly grocery shop. T&Cs apply. |
Roadside assistance | Optional |
Optional |
Agreed or market value |
Agreed or Market |
Agreed or Market |
Choice of repairer | ||
Legal liability | $20,000,000 | Yes - $20,000,000 |
Fire and theft | ||
Storm | ||
Flood | ||
Hire car after theft |
Up to $75 per day - Up to 14 days |
Up to $50 per day - Up to 14 days |
Hire car after no fault accident |
Optional Up to $75 per day - Up to 14 days |
Optional Up to $50 per day |
Hire car after at fault accident |
|
Optional Up to $50 per day |
Emergency repairs |
Up to $500 |
Up to $500 |
Emergency travel and accommodation costs |
Up to $500 |
Up to $500 |
New car replacement |
If your car is written off in the first 2 years |
If your car is written off within 2 years of the original registration |
Personal effects/property |
Up to $500 |
Up to $500 |
Locks and keys replacement |
Up to $1,000 |
Up to $1,000 |
Towing | ||
Trailer cover |
Up to $1,000 |
Up to $1,000 |
Important | Limits, exclusions and terms and conditions apply. Read the Product Disclosure Statement. | Limits, exclusions and terms and conditions apply. Read the Product Disclosure Statement. |
More info | Get quote |
Coles vs Everyday car insurance prices compared
As part of our 2024 Finder car insurance awards, we collected over 1,800 car insurance quotes from 30 car insurance providers, using a range of driver profiles across different states, ages and genders. Below is a breakdown of that research for Coles and Everyday.
On average, Coles typically offers cheaper car insurance than Everyday. However, it's important to keep in mind that price may not be the only factor in your search for the best car insurance.
Provider | NSW | QLD | SA | TAS | VIC | WA | Aus average |
---|---|---|---|---|---|---|---|
Coles | $1,405 | $1,199 | $1,262 | $1,250 | $1,501 | $1,105 | $1,287 |
Everyday | $1,861 | $1,356 | $1,402 | $1,218 | $2,070 | $1,403 | $1,552 |
These quotes are based on a fictional driver profile and your own quote will differ based on your personal circumstances. This should be used as a guide only.
About our car insurance methodology
Car insurance policies on offer
Coles offers 4 types of car insurance:
- Coles Comprehensive Plus
- Coles Comprehensive
- Coles Third party Fire & Theft
- Coles Third Party Property Damage
Everyday offers 4 types of car insurance:
- Everyday Comprehensive
- Everyday Drive Less Pay Less
- Everyday Drive Third Party Fire & Theft
- Everyday Drive Third Party Property Damage
Customer reviews
Everyday was a Finder Customer Satisfaction award finalist with 4.36/5. Coles got 4.19/5. We surveyed over 5,700 people in total. Everyday also has slightly better reviews online than Coles.
Coles and Everyday complaints information
Using data from the Australian Financial Complaints Authority (AFCA), we can see how many motor insurance complaints the underwriters from Coles (Insurance Australia Limited) and Everyday (Hollard) have received and resolved.
Underwriter | Complaints received | Complaints resolved at registration & referral | Referral resolution rate |
---|---|---|---|
Insurance Australia Limited | 1413 | 760 | 53.82% |
Hollard | 218 | 122 | 55.96% |
Finder's verdict
As you've probably already seen, both Everyday and Coles have pretty similar levels of comprehensive car insurance. Everyday tends to be more expensive though according to our research. Keep in mind both also have rewards programs. To get money off your shop with Coles, you need to redeem Flybuys points. Everyday gives you 10% off one shop per month. These could be worthwhile incentives depending on where you shop.
Gary Ross Hunter
Insurance and innovations editor
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