Finder makes money from featured partners, but editorial opinions are our own.

Coles vs Everyday Car Insurance

A side by side comparison of Coles and Everyday car insurance including expert analysis of pricing, features, complaints and reviews.

Coles or Woolies. What's your favourite? Your answer will probably help you decide which insurer is the better option for you too. Both give you money off your food shop.

Coles vs Everyday — compare key features

We've compared the comprehensive car insurance policies on offer from Coles and Everyday car insurance. See the key differences between the two.

Coles Comprehensive image
Coles Comprehensive
Everyday Comprehensive image
Everyday Comprehensive
Underwriter Insurance Australia Limited (IAL) The Hollard Insurance Company Pty Ltd
Accidental Damage
Damage to other people's car

Bonuses 10% online discount 10% off your monthly grocery shop. T&Cs apply.
Roadside assistance Optional
Agreed or market value Agreed or Market
Agreed or Market
Choice of repairer
Legal liability $20,000,000 Yes - $20,000,000
Fire and theft
Hire car after theft
Up to $75 per day - Up to 14 days

Up to $50 per day - Up to 14 days
Hire car after no fault accident Optional

Up to $75 per day - Up to 14 days

Up to $50 per day
Hire car after at fault accident

Emergency repairs
Up to $500

Up to $500
Emergency travel and accommodation costs
Up to $500

Up to $500
New car replacement
If your car is written off in the first 2 years

If your car is written off within 2 years of the original registration
Personal effects/property
Up to $500

Up to $500
Locks and keys replacement
Up to $1,000

Up to $1,000
Trailer cover
Up to $1,000

Up to $1,000
Important Limits, exclusions and terms and conditions apply. Read the Product Disclosure Statement. Limits, exclusions and terms and conditions apply. Read the Product Disclosure Statement.
More info Get quote

Coles vs Everyday car insurance prices compared

As part of our 2024 Finder car insurance awards, we collected over 1,800 car insurance quotes from 30 car insurance providers, using a range of driver profiles across different states, ages and genders. Below is a breakdown of that research for Coles and Everyday.

On average, Coles typically offers cheaper car insurance than Everyday. However, it's important to keep in mind that price may not be the only factor in your search for the best car insurance.


These quotes are based on a fictional driver profile and your own quote will differ based on your personal circumstances. This should be used as a guide only.

About our car insurance methodology

Car insurance policies on offer

Coles offers 4 types of car insurance:

  • Coles Comprehensive Plus
  • Coles Comprehensive
  • Coles Third party Fire & Theft
  • Coles Third Party Property Damage

Everyday offers 4 types of car insurance:

  • Everyday Comprehensive
  • Everyday Drive Less Pay Less
  • Everyday Drive Third Party Fire & Theft
  • Everyday Drive Third Party Property Damage

Customer reviews

Everyday was a Finder Customer Satisfaction award finalist with 4.36/5. Coles got 4.19/5. We surveyed over 5,700 people in total. Everyday also has slightly better reviews online than Coles.

Coles and Everyday complaints information

Using data from the Australian Financial Complaints Authority (AFCA), we can see how many motor insurance complaints the underwriters from Coles (Insurance Australia Limited) and Everyday (Hollard) have received and resolved.

UnderwriterComplaints received Complaints resolved at registration & referral Referral resolution rate
Insurance Australia Limited 141376053.82%
Hollard 21812255.96%

Finder's verdict

Written by

Gary Ross Hunter

Gary Ross Hunter is an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full profile

More guides on Finder

Ask a Question

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site