Bingle car insurance review

Bingle car insurance is a good option for those on a budget who just want to cover the essentials.

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James Martin's headshot
Peta Taylor's headshot

By

James Martin

&

Peta Taylor

Edited by

Jason Loewenthal

Updated

Fact checked

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Our verdict

Pros

  • Bingle's comprehensive car insurance is comparatively cheap. Our research of 37 providers shows that Bingle is the cheapest provider on average, costing approximately $862.
  • For a competitively priced premium, Bingle's comprehensive policy is good at covering the basics (e.g. damage to your car and others).
  • Bingle's product disclosure statement (PDS) is easy to read and understand with limited jargon or vague terminology.

Cons

  • Bingle's comprehensive policy covers less than its competitors' policies. For example, Budget Direct's comprehensive policy includes a new car replacement If your car is written off in the first 2 years or is under 40,000kms. New car replacement is an optional extra with Bingle.
  • Bingle is all online. This may not be ideal for those who aren't tech savvy.
  • Bingle offers cover for market value only. Those who want more control over how much their car is covered for won't be able to do this. For insurers who offer agreed value, see Budget Direct or Youi.

How does Bingle compare with other insurers?

We obtained quotes across a range of providers for a 30 year old male based in NSW.

5 of 5 results
Updated regularly
Sample quote
Sample quote
$1,435.20
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Sample quote
$1,116.39
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Sample quote
$1,117.48
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NRMA logo
NRMA Comprehensive
Most Loved
Sample quote
$2,166.09
More info
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AAMI logo
AAMI Comprehensive Car Insurance
Sample quote
$2,075.50
More info
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Showing 5 of 5 results

Customer reviews

"Recently completed a not at fault claim with Bingle, who were awesome to communicate with and efficient in assisting me through the process. Can't recommend more highly, especially for an online provider!"

Anon, NSW
Bingle customer

"Impossible to talk to a human."

Anon, NSW
Bingle customer

"No frills, affordable car insurance with a decent customer service team. Was easy and straightforward to make a claim."

Anon, NSW
Bingle customer

Compare Bingle car insurance policies

Finder Score Accidental damage Roadside assistance Fire and theft New Vehicle Replacement Hire car after theft
Finder Score
8.1 Great
Optional add-on
Optional add-on
Summary: Our data shows it’s the cheapest comprehensive policy. It just covers the basics such as damage to your car, theft and storms – it doesn’t go in for add-ons and extras.

Who it might be good for: Those wanting a low-cost, no-frills policy.
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Bingle logo
Finder Score
6.6 Standard
Bingle Third Party Property Damage
Finder Score
6.6 Standard
    • Who it might be good for: Drivers who want a cheap policy and cover for damage to other people’s vehicles (but not your own car). It can also cover rideshare drivers.
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    Finder Score for car insurance

    We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. We use your responses to our quiz to pair you with the closest price profile and while we are not allowed to display actual quotes, our price score aims to serve as an indicative guide to how cost competitive a product might be for you.

    Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

    Depending on your answers to our car insurance quiz, we upweight the relevant price score or feature score to generate a dynamic Finder Score (80% weighting on the primary selection between Price or Feature). Finder Score, Price Score and Feature Score are only to be used as indicative guides and are not product recommendations.

    Read the full methodology

    What additional cover options are available?

    • New for old: If your car is determined as a total loss then Bingle will replace it with a new car of the same make and model. Refer to the PDS for limits, exclusions and T&Cs that apply.
    • Windscreen and window glass only cover: If your windscreen or window glass needs to be repaired or replaced, Bingle won't charge any excess for this claim when this option is selected.
    • Copycat cover and hire car: In the event of a claimable incident, this option will provide you the same level of insurance on the car you use while your car is off the road. Bingle will also provide you with a hire car for you to use that is of a similar make and model to your car.
    Finder Awards badge

    Congratulations, Bingle!

    The Bingle Comprehensive won Best Low Cost Car Insurance in the 2025 Finder Awards.

    Full list of 2025 winners

    FAQs about Bingle car insurance

    Sources

    Jason Loewenthal's headshot
    To make sure you get accurate and helpful information, this guide has been edited by Jason Loewenthal as part of our fact-checking process.
    James Martin's headshot
    Written by

    Journalist

    James Martin was the insurance editor at Finder. He has written on a range of insurance and finance topics for over 7 years. James often shares his insurance expertise as a media spokesperson and has appeared on Prime 7 News, Insurance News, 7NEWS and The Guardian. An experienced journalist, James' work has featured in publications including The Irish Times, Companies100 and In Business. He holds a Tier 1 General Insurance (General Advice) certification and a Tier 1 Generic Knowledge certification, both of which meet the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

    James's expertise
    James has written 184 Finder guides across topics including:
    • Car, home, life, health, travel and pet insurance
    • Managing the cost of living
    • Money-saving tips
    Peta Taylor's headshot
    Co-written by

    Publisher of Insurance

    Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

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    11 Responses

      Default Gravatar
      TerrenceAugust 27, 2024

      Which insurers insure for Rideshare (Uber) Cars?

        Sarah Megginson's headshotFinder
        SarahSeptember 9, 2024Finder

        Hi Terrence, you can review some options here. Best of luck!

      Default Gravatar
      LynetteSeptember 26, 2023

      Why is bingle trying to take more money of of bank account when it was paid less than a week ago

        Gary Ross Hunter's headshotFinder
        GarySeptember 29, 2023Finder

        Hi Lynette,

        Finder is a comparison site. You’ll need to contact Bingle to find out why this is happening.

        Thanks,
        Gary

        Sarah Megginson's headshotFinder
        SarahSeptember 27, 2023Finder

        Hi Lynette,

        We’re a review site and we’re not directly affiliated with Bingle, you’ll need to contact them directly for assistance with your account.

      Default Gravatar
      DiegoJuly 31, 2019

      Hi,

      I’d like to know how much Bingle charges for list a new driver or change a driver as well as third party car insurance and comprehensive car insurance, please.

        Default GravatarFinder
        JeniJuly 31, 2019Finder

        Hi Diego,

        Thank you for getting in touch with Finder.

        Kindly click on the get quote button to know charges from Bingle. You may also contact them directly once you’ve been redirected to their official page. Please note that you have reached Finder. We are a general information and comparison website. While we do not represent any company we feature on our pages, we can offer you general advice.

        I hope this helps.

        Thank you and have a wonderful day!

        Cheers,
        Jeni

      Default Gravatar
      GeorgeApril 14, 2019

      Looking for a recommendation for a ride share car insurance company.

        Default GravatarFinder
        MaiApril 15, 2019Finder

        Hi George,

        Thank you for reaching out.

        Bingle does offer rideshare insurance. You can click the ‘Get Quote’ button to check on the insurance premium and cover that they can offer based on the details that you will put in.

        Alternatively, you can also check our article on rideshare and Uber car insurance to see other providers that offers rideshare covers.

        Hope this helps.

        Kind Regards,
        Mai

      Default Gravatar
      SantoshDecember 12, 2017

      Do you have Roadside Assistance policy? Do you have car hire cover policy?

        Default GravatarFinder
        RenchDecember 13, 2017Finder

        Hi Santosh,

        Thanks for your inquiry.

        If you are referring to Bingle Car Insurance, it doesn’t have cover for roadside assistance. While with their Comprehensive Car Insurance, it has Hire Car cover. Please contact Bingle directly to apply for their insurance and further inquire.

        You may also check a list of car insurances with roadside assistance.

        Cheers,
        Rench

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