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Bingle car insurance review

Bingle car insurance is a good option for those on a budget who just want to cover the essentials.

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Bingle

Bingle logo image
Promoted
  • Lower premiums for those who drive less
  • Rewards safe drivers with lower premiums
  • $20 million legal liability cover

Our verdict

Pros

  • Bingle's comprehensive car insurance is comparatively cheap. Our research of 37 providers shows that Bingle is the cheapest provider on average, costing approximately $862.
  • For a competitively priced premium, Bingle's comprehensive policy is good at covering the basics (e.g. damage to your car and others).
  • Bingle's product disclosure statement (PDS) is easy to read and understand with limited jargon or vague terminology.

Cons

  • Bingle's comprehensive policy covers less than its competitors' policies. For example, Budget Direct's comprehensive policy includes a new car replacement If your car is written off in the first 2 years or 40,000 km. New car replacement is an optional extra with Bingle.
  • Bingle is all online. This may not be ideal for those who aren't tech savvy.
  • Bingle offers cover for market value only. Those who want more control over how much their car is covered for won't be able to do this. For insurers who offer agreed value, see Budget Direct or Youi.

Congratulations, Bingle!

Bingle won the 'Car Insurance - Low Cost' award in the 2024 Product Awards.

Full list of 2024 winners

How does Bingle compare with other insurers?

Our experts researched 30+ car insurance policies in Australia, analysing 640 different features and over 1,000 quotes. Here's how Bingle stacks up against other popular insurers.

Features

Name Product Choice of repairer New Car Replacement Roadside assistance Hail, storm and flood damage
Bingle Comprehensive
Optional add-on
Finder's summary: Our data shows it’s the cheapest comprehensive policy. It just covers the basics such as damage to your car, theft and storms – it doesn’t go in for add-ons and extras.

Who it might be good for: Those wanting a low-cost, no-frills policy.
Budget Direct Comprehensive
Optional
  • If your car is written off in the first 2 years or 40,000 km
  • Optional
    Finder's summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

    ⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

    Who it might be good for: Anyone who wants a good value policy.
    Youi Comprehensive
    Optional
  • If your car is written off or stolen in the first 2 years
  • Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

    Who it might be good for: Those who want good customer service with lots of inclusions.
    NRMA Comprehensive
    Optional
  • If your car is written off in the first 2 years
  • Optional
    AAMI Comprehensive Car Insurance
  • If your car is written off or stolen in the first 2 years
  • Optional
    Finder's summary: AAMI's comprehensive policy includes cover for legal modifications and accessories and up to $20 million cover for damage to other people's property. Optional extras like windscreen and window glass cover is also available.

    ⭐ Current offers: Save $50 when you buy a new comprehensive car insurance policy online. T&Cs apply.

    Who it might be good for: Safe drivers can benefit from the AAMI Safe Driver Rewards® program.
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    Price

    Keep in mind, car insurance quotes are based off a number of factors and your quote will differ.

    InsurerNSWQLDSATASVICWAAustralia averageApply
    Bingle car insurance logo$935$872$724$726$1,156$761$862Get quote
    Budget Direct Logo$1,148$941$978$829$1,180$880$992Get quote
    youi$1,640$1,307$1,087$1,155$1,599$1,363$1,359Get quote
    NRMA logo$2,027$1,154$1,038$1,004N/A$1,034$1,043More info
    AAMI$1,884$1,106$1,015$985$1,318$1,002$1,218More info

    About our car insurance methodology

    Customer reviews

    Compare Bingle car insurance policies

    Name Product Accidental damage Roadside assistance Fire and theft New Car Replacement Hire car after theft
    Bingle Comprehensive
    Optional add-on
    Optional add-on
    Finder's summary: Our data shows it’s the cheapest comprehensive policy. It just covers the basics such as damage to your car, theft and storms – it doesn’t go in for add-ons and extras.

    Who it might be good for: Those wanting a low-cost, no-frills policy.
    Bingle Third Party Property Damage
  • Who it might be good for: Drivers who want a cheap policy and cover for damage to other people’s vehicles (but not your own car). It can also cover rideshare drivers.
    loading

    What additional cover options are available?

    • New for old: If your car is determined as a total loss then Bingle will replace it with a new car of the same make and model. Refer to the PDS for limits, exclusions and T&Cs that apply.
    • Windscreen and window glass only cover: If your windscreen or window glass needs to be repaired or replaced, Bingle won't charge any excess for this claim when this option is selected.
    • Copycat cover and hire car: In the event of a claimable incident, this option will provide you the same level of insurance on the car you use while your car is off the road. Bingle will also provide you with a hire car for you to use that is of a similar make and model to your car.

    Why you can trust Finder's car insurance experts

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    FAQs about Bingle car insurance

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    9 Responses

      Default Gravatar
      LynetteSeptember 26, 2023

      Why is bingle trying to take more money of of bank account when it was paid less than a week ago

        AvatarFinder
        GarySeptember 29, 2023Finder

        Hi Lynette,

        Finder is a comparison site. You’ll need to contact Bingle to find out why this is happening.

        Thanks,
        Gary

        AvatarFinder
        SarahSeptember 27, 2023Finder

        Hi Lynette,

        We’re a review site and we’re not directly affiliated with Bingle, you’ll need to contact them directly for assistance with your account.

      Default Gravatar
      DiegoJuly 31, 2019

      Hi,

      I’d like to know how much Bingle charges for list a new driver or change a driver as well as third party car insurance and comprehensive car insurance, please.

        AvatarFinder
        JeniJuly 31, 2019Finder

        Hi Diego,

        Thank you for getting in touch with Finder.

        Kindly click on the get quote button to know charges from Bingle. You may also contact them directly once you’ve been redirected to their official page. Please note that you have reached Finder. We are a general information and comparison website. While we do not represent any company we feature on our pages, we can offer you general advice.

        I hope this helps.

        Thank you and have a wonderful day!

        Cheers,
        Jeni

      Default Gravatar
      GeorgeApril 14, 2019

      Looking for a recommendation for a ride share car insurance company.

        AvatarFinder
        MaiApril 15, 2019Finder

        Hi George,

        Thank you for reaching out.

        Bingle does offer rideshare insurance. You can click the ‘Get Quote’ button to check on the insurance premium and cover that they can offer based on the details that you will put in.

        Alternatively, you can also check our article on rideshare and Uber car insurance to see other providers that offers rideshare covers.

        Hope this helps.

        Kind Regards,
        Mai

      Default Gravatar
      SantoshDecember 12, 2017

      Do you have Roadside Assistance policy? Do you have car hire cover policy?

        AvatarFinder
        RenchDecember 13, 2017Finder

        Hi Santosh,

        Thanks for your inquiry.

        If you are referring to Bingle Car Insurance, it doesn’t have cover for roadside assistance. While with their Comprehensive Car Insurance, it has Hire Car cover. Please contact Bingle directly to apply for their insurance and further inquire.

        You may also check a list of car insurances with roadside assistance.

        Cheers,
        Rench

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