Porsche 911 car insurance
We were unable to get quotes from six insurers to insure a Porsche 911. Here's how to cover a Porsche with a specialist car insurance broker.

The yearly car insurance premium for a Porsche 911 is likely to be quite significant. Because of the vehicle's high-value, we were unable to obtain any quotes for the Porsche 911 from mainstream car insurers.
The actual price you pay will depend on many factors, with the least powerful and lowest cost trim (as a hard-top coupé), likely to be the cheapest to insure. The rarer and more valuable the Porsche 911, the higher the car insurance premium.
We used the following criteria to calculate average Porsche 911 car insurance costs:
A Porsche 911 starts from $256,424 drive-away, going right up to $529,798 for a Porsche 911 Turbo S Cabriolet. The Porsche 911 is classed as a high-performance, rear-engined sports car.
The car insurance premium for a Porsche 911 is calculated based on several aspects, including your driver rating, where you live and work, how many kilometres you travel per year, as well as the purchase price of your Porsche 911.
Car insurers, fundamentally, are risk analysts. By evaluating past claims data, they can calculate the potential risk of covering a particular driver and their vehicle, pricing the insurance policy accordingly.
If you can believe it, the Porsche 911 was first sketched out in 1959, by Ferdinand Alexander Porsche, the grandson of Ferdinand Porsche Senior. The first-generation model became available in 1964. That model ran until 1975, when the second-generation 911 (given the internal designation 930) replaced it.
Subsequent generations came starting with the 964, 993, 996, 997 and the 991. The current iteration Porsche 911 is designation 992. This eighth-generation model launched in 2018.
The Porsche 911 range is famously convoluted. It's made up of many different trims and body styles. In a massive oversimplification, you can consider Carrera as the entry-level models. Coupé or cabriolet just refers to the body style. Targa is an additional body style that is a sort of half-way point between a hard-top and a soft-top 911. The S added onto models means it has more performance; 4 indicates the model has all-wheel-drive, and Turbo is a 911 with a turbocharger.
However, it is slightly confusing as the entire 911 stable have twin-turbos anyway.
The 911 is one of the most iconic car designs ever conceived. It is instantly recognisable and one of the longest-running vehicle models ever built. Porsche 911s are also famous for their use of the flat engine, where instead of the pistons running straight up and down (or in a vee-shape), they lay flat, moving side to side. It is also known as a horizontally-opposed engine. There are numerous benefits to this engine design, including dimensional advantages, balanced operation and a lower centre of mass versus more conventional engine configurations.
Check out our Porsche financing guide. You may also find our comparison of performance sedans interesting if you need to carry more passengers.
The Porsche 911
The cost to insure a vehicle varies dramatically depending on your location and driving record. If you want to take out car insurance for a Porsche 911, make sure you get multiple quotes from different brokers. This way, you can compare the different policies and select a deal that fits you best, while also delivering the best value for money.
We attempted to get car insurance from six mainstream insurers, but we weren't able to do so. That's thanks to the Porsche 911's value and high-performance. Basically, the car falls outside of the normal underwriting criteria used by the largest vehicle insurers.
Prestige & enthusiast car insurance brokers specialise in high-value, performance and classic vehicles.
The Australasian New Car Assessment Program (ANCAP) has not crash tested the Porsche 911, nor have any of its international partners.
However, according to the brochure, the 911 does have a series of assistance systems such as:
Pictures: Supplied
Although Kogan’s cover is strong, its premiums were the second most expensive out of 30 car insurance brands we compared.
ahm offers a decent level of coverage but might not suit drivers on a tighter budget.
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