Our verdict
Pros
- It covers locks and keys for up to $1,000. Some providers only cover up to $500.
- With lots of customisation options, drivers can tailor cover to suit their needs
- If you have low mileage, ahm's Pay As You Drive Cover could save you up to 30%
Cons
- Of the 30 car insurance policies we compared, ahm's was more expensive than most
- Personal effects are only covered to $500 - some providers offer up to $1,000
- There's no option to extend hire car cover after an at-fault accident
ahm's comprehensive car insurance sits around the middle of the pack. Its pricing excludes it from being a cheap car insurer yet it limits remain lower than some higher-end car insurance providers.
Features
Price
Cost research for the 2024 Finder Awards found that, on average, ahm's comprehensive car insurance policies cost $1,469 a year. That's $106 higher than the industry average of $1,363.
The below table is based on quotes from a fictional driver and your own quotes will differ.
Keep in mind, the best car insurance for you may depend on more than just price.
 | $1,783 | $1,305 | $1,344 | $1,162 | $1,931 | $1,289 | $1,469 | More info |
 | $1,148 | $941 | $978 | $829 | $1,180 | $880 | $992 | Get quote |
 | $1,640 | $1,307 | $1,087 | $1,155 | $1,599 | $1,363 | $1,359 | Get quote |
 | $2,027 | $1,154 | $1,038 | $1,004 | N/A | $1,034 | $1,043 | More info |
 | $1,884 | $1,106 | $1,015 | $985 | $1,318 | $1,002 | $1,218 | More info |
About our car insurance methodology
Ahm offers a broad range of optional add ons that allow drivers to customise their policies to better suit their specific needs. They include -
- Pay as you drive cover - Cheaper cover for drivers who don't drive frequently, or far
- Roadside assistance - A 24/7 recovery service to help get back you back on the road
- Hire car - Add on a hire car if you ever claim for theft or damage to your vehicle
- Kanga cover - ahm will repair or replace your car, excess free, for one animal collision a year
- Sports gear cover - Up to $3,000 to cover sports equipment while it's in or on your car
- Excess free windscreen - Get your windscreen repaired or replaced, excess free, once a year
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