Who is the underwriter for ahm car insurance?

ahm is underwritten by The Hollard Insurance Company Pty Ltd.

You can call ahm on 1300 518 049, 8am - 6pm Monday to Thursday AEDT and 8am - 5pm Friday AEDT. If you need emergency assistance, you can call (+61) 2 4062 8737 24/7.

ahm car insurance review

4.2 ★★★★★ (27 reviews) Write a review

Our verdict

Pros

Up to $1,000 covered for locks and keys. Some providers only cover up to $500.
With lots of customisation options, drivers can tailor cover to suit their needs
If you have low mileage, ahm's Pay As You Drive Cover could save you up to 30%

Cons

Of the 30 car insurance policies we compared, ahm's was more expensive than most
Up to $500 covered for personal items - some providers offer up to $1,000
There's no option to extend hire car cover after an at-fault accident

How does ahm compare with other car insurers?

We obtained quotes across a range of providers for a 30 year old male based in NSW.

5 of 5 results

Sample quote
Budget Direct Comprehensive	Sample quote $1,117.48	Get Quote More info Compare product selectionCompare	loading
ahm Comprehensive Unlimited Kilometres	Sample quote $2,384	More info Compare product selectionCompare	loading
NRMA Comprehensive Most Loved	Sample quote $2,166.09	More info Compare product selectionCompare	loading
AAMI Comprehensive Car Insurance	Sample quote $2,075.50	More info Compare product selectionCompare	loading
Allianz Comprehensive	Sample quote $1,917.48	More info Compare product selectionCompare	loading

Showing 5 of 5 results

Compare ahm's policies

Finder Score	Accidental damage	Fire and theft	New Vehicle Replacement	Hire car after theft
Finder Score 8.2 Great ahm Comprehensive Pay As You Drive	Finder Score 8.2 Great	Optional		If your car is written off in the first 2 years	Up to $70 per day - Up to 14 days	ahm's Fixed Kilometre Plan is available as an add on with comprehensive cover	More info Compare product selectionCompare	loading
Finder Score 8 Great ahm Comprehensive Unlimited Kilometres	Finder Score 8 Great	Optional		If your car is written off in the first 2 years	Up to $70 per day - Up to 14 days	Summary: Its "pay as you drive" cover can save you up to 30% compared to its standard comprehensive cover. There's also no excess to pay if you hit a Kanga or other animal. Who it might be good for: Rural drivers and those who drive less than 15,000 km a year.	More info Compare product selectionCompare	loading
Finder Score 7 Great ahm Third Party Property Damage	Finder Score 7 Great	Optional	Optional		Optional add-on	People who want to add roadside assistance and a flexible excess option (which can help lower your premium). It only covers up to $3,000 if your vehicle is damaged by an uninsured driver at fault who you can identify.	More info Compare product selectionCompare	loading

What additional cover options are available?

Ahm offers a broad range of optional add ons that allow drivers to customise their policies to better suit their specific needs. They include -

Pay as you drive cover - Cheaper cover for drivers who don't drive frequently, or far
Roadside assistance - A 24/7 recovery service to help get back you back on the road
Hire car - Add on a hire car if you ever claim for theft or damage to your vehicle
Kanga cover - ahm will repair or replace your car, excess free, for one animal collision a year
Sports gear cover - Up to $3,000 to cover sports equipment while it's in or on your car
Excess free windscreen - Get your windscreen repaired or replaced, excess free, once a year

FAQs

Sources

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Written by

Nicola Middlemiss

Journalist

Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

Nicola's expertise

Nicola has written 257 Finder guides across topics including:

Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
Commercial business insurance

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ahm car insurance review