If you've been charged with a DUI in Australia then finding a car insurer who will cover you can be incredibly challenging. This is because driving under the influence is usually considered a criminal offence and therefore insurers will deem you too high a risk.
We know it's a frustrating process so we've done what we can to help you out.
Given that you have to be honest in your application, the key is to find insurers who:
- Don't ask about criminal convictions.
- Who ask about specific offences only, like theft or fraud.
- Who ask about recent convictions rather than any convictions ever. This is only helpful for people who had the DUI charge over 3 or 5 years ago.
Insurers who will cover DUI offenders
To find out if these providers will offer cover, we answered "yes" when asked about criminal convictions and specified DUI when prompted. If the provider let us proceed and returned a quote, we marked it as one that offers insurance for DUI offenders.
We did this for 55 different insurers across Australia and only the below 3 returned a quote.
Provider | States it operates | Offers insurance for DUI offenders? |
---|---|---|
In some instances, we would answer "yes" to criminal conviction questions and then the provider would end the online quote and refer us to a customer support agent over the phone.
This was done because they wanted to gather more information about our history before they decide if they'll offer cover or not.
So with this in mind, it's possible you may be able to get cover from the following providers, following a phone call to discuss your history.
Provider | States it operates | Offers insurance for DUI offenders? |
---|---|---|
What questions will an insurer ask about DUI offences?
The questions vary between insurers and can be worded in a way that's sometimes difficult to understand. Here's some examples and how you should be answering them if you've been charged with a criminal offence as a result of your DUI charge.
Question | Your answer |
---|---|
Frequently asked questions
More guides on Finder
-
High risk car insurance
Learn the factors that may cause you to be considered a high-risk driver and whether you might be eligible for cover.
-
Roadside Assistance South Australia
Your guide to roadside assistance in South Australia.
-
Roadside Assistance Tasmania
A list of roadside assistance options in Tasmania.
-
Roadside Assistance Queensland
Your guide to roadside assistance in Queensland.
-
Car insurance: loaned, leased or owned
Your guide to understanding the costs of car insurance for your car, whether it’s been financed, leased or you own it outright.
-
Roadside Assistance Western Australia
Your guide to roadside assistance in Western Australia.
-
Roadside Assistance Victoria
Your guide to getting roadside assistance in Victoria.
-
Choice of repairer car insurance
Choice of repairer car insurance lets you choose your repairer. Read more about what this means in your car insurance policy.
-
Car Insurance ACT
Living in the ACT? Here’s all you need to know about car insurance.
-
Learner driver insurance
Complete guide to getting car insurance for learner drivers in Australia.