RACT's comprehensive cover is typically more expensive than cover offered by other car insurance brands yet misses some common benefits, including choice of repairer and market value cover.
According to our 2024 Finder Car Insurance Awards research, RACT's policies are, on average, more expensive than policies offered to Tasmanian drivers by national car insurance brands. However, some of these cheaper car insurance brands lack the same support RACT can offer — like a physical branch to visit. Keep in mind, the best car insurance for you may depend on more than price.
| Insurer | NSW | QLD | SA | TAS | VIC | WA | Australia average | Apply |
|---|---|---|---|---|---|---|---|---|
 | n/a | n/a | n/a | $1,428 | n/a | n/a | n/a | More info |
 | $1,148 | $941 | $978 | $829 | $1,180 | $880 | $992 | Get quote |
 | $1,640 | $1,307 | $1,087 | $1,155 | $1,599 | $1,363 | $1,359 | Get quote |
 | $2,027 | $1,154 | $1,038 | $1,004 | N/A | $1,034 | $1,043 | More info |
 | $1,884 | $1,106 | $1,015 | $985 | $1,318 | $1,002 | $1,218 | More info |
About our car insurance methodology
We currently don't have that product, but here are others to consider:
How we picked theseWe analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. We use your responses to our quiz to pair you with the closest price profile and while we are not allowed to display actual quotes, our price score aims to serve as an indicative guide to how cost competitive a product might be for you.
Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.
Depending on your answers to our car insurance quiz, we upweight the relevant price score or feature score to generate a dynamic Finder Score (80% weighting on the primary selection between Price or Feature). Finder Score, Price Score and Feature Score are only to be used as indicative guides and are not product recommendations.
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I have a car insured with RACT & at the time I was very happy with their price. Now I would like to insure a motorbike. Does RACT insure motorbikes?
Hi Tim,
Thanks for getting in touch with Finder. I hope all is well with you. 😃
RACT offers personal cover and it covers you while riding a motorbike. Aside from that, they don’t offer much when it comes to insuring a motorbike. You may want to directly get in touch with RACT to know more about their motorcycle insurance.
Alternatively, you can also check other motorcycle insurance providers. On the page, you will be able to compare motorcycle insurance and get covered. There’s a table that allows you to compare your options based on details and features. Click on the “Go to Site” green button once you’re done comparing.
I hope this helps. Should you have further questions, please don’t hesitate to reach out again.
Have a wonderful day!
Cheers,
Joshua