Buy your car insurance and roadside assistance all in one place
Tailored cover available for older, unusual, unique and rare cars
Support available from a Tasmanian-based call centre and nine physical branches
Cons
Cover isn't available to drivers who live outside of Tasmania
RACT's policies are, on average, significantly more expensive than other brands
You can't choose your own repairer, which could be inconvenient for some drivers
How does RACT car insurance compare with other car insurers?
RACT's comprehensive cover is typically more expensive than cover offered by other car insurance brands yet misses some common benefits, including choice of repairer and market value cover.
We analyse over 100 car insurance products and rate each one on price and features. What we get out the other end is a nice round number between 1 and 10 to help you start comparing.
To make sure we're comparing apples with apples, we collect quotes for 8 different personas, then work out the value of 19 different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account.
According to our 2024 Finder Car Insurance Awards research, RACT's policies are, on average, more expensive than policies offered to Tasmanian drivers by national car insurance brands. However, some of these cheaper car insurance brands lack the same support RACT can offer — like a physical branch to visit. Keep in mind, the best car insurance for you may depend on more than price.
Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds. See full bio
Nicola's expertise
Nicola has written 241 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
I have a car insured with RACT & at the time I was very happy with their price. Now I would like to insure a motorbike. Does RACT insure motorbikes?
Finder
JoshuaApril 3, 2019Finder
Hi Tim,
Thanks for getting in touch with Finder. I hope all is well with you. 😃
RACT offers personal cover and it covers you while riding a motorbike. Aside from that, they don’t offer much when it comes to insuring a motorbike. You may want to directly get in touch with RACT to know more about their motorcycle insurance.
Alternatively, you can also check other motorcycle insurance providers. On the page, you will be able to compare motorcycle insurance and get covered. There’s a table that allows you to compare your options based on details and features. Click on the “Go to Site” green button once you’re done comparing.
I hope this helps. Should you have further questions, please don’t hesitate to reach out again.
Have a wonderful day!
Cheers,
Joshua
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I have a car insured with RACT & at the time I was very happy with their price. Now I would like to insure a motorbike. Does RACT insure motorbikes?
Hi Tim,
Thanks for getting in touch with Finder. I hope all is well with you. 😃
RACT offers personal cover and it covers you while riding a motorbike. Aside from that, they don’t offer much when it comes to insuring a motorbike. You may want to directly get in touch with RACT to know more about their motorcycle insurance.
Alternatively, you can also check other motorcycle insurance providers. On the page, you will be able to compare motorcycle insurance and get covered. There’s a table that allows you to compare your options based on details and features. Click on the “Go to Site” green button once you’re done comparing.
I hope this helps. Should you have further questions, please don’t hesitate to reach out again.
Have a wonderful day!
Cheers,
Joshua