Best mobile plans in Australia July 2026

After wading through 250+ mobile phone plans in Australia, we’ve surfaced our top 5 picks to cover all kinds of needs.

4.7 based on 821 reviews
Best prepaid
TPG Small logo TPG Small
TPG Small
25GB | $12.50/mth for first 6 months, then $25/mth. T&Cs apply.
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Best value
Dodo $30 logo Dodo $30
Dodo $30
40GB | $15/mth for first 6 months, then $30/mth. Ends 28 Jul 2026. T&Cs apply.
T&Cs apply
Unlimited data
felix Subscription Unlimited logo felix Subscription Unlimited
felix Subscription Unlimited
Unlimited data at speeds up to 40Mbps | $20/mth for first 3 months, then $40/mth. Use promo code FELIX50. T&Cs apply.
T&Cs apply
365-day
Kogan Large 365 Days Flex logo Kogan Large 365 Days Flex
Kogan Large 365 Days Flex
350GB for $179 for first recharge, then 300GB for $240/recharge. Ends 12 Jul 2026. T&Cs apply.
T&Cs apply

Best mobile plans for July 2026

We’ve compared 288 mobile phone plans from 45 providers in Australia and curated our top 5 picks based on price, network and expert analysis. Not every mobile plan will suit your needs, so be sure to weigh your options before picking the one that’s right for you.

Our top picks were reviewed by senior utilities editor Mariam Gabaji.

Finder Score Data allowance Ongoing price Special offer

Best prepaid mobile plan

TPG logo
8.2
TPG Small
Finder AwardPrepaidNo lock-in contract
SAVE $75
$25
$12.50
per month for first 6 months
8.2
25GB
Vodafone 4G network
$25
per month
per month
$25
per month
per month
SAVE $75
$25
$12.50
per month for first 6 months
Discount: $12.50/mth for first 6 months, then $25/mth. T&Cs apply.
$50$50$50 RewardT&Cs apply
T&Cs apply
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Why we like it

We looked at prepaid plans that cost $25 a month or less. TPG is our top pick for the month, with its latest offer saving you $75 over 6 months. Plus, you'll get a $50 digital Visa gift card when you sign up through Finder. TPG was also highly commended in the Best Value Prepaid Mobile Provider category at the 2026 Finder Mobile Awards.

Pros

  • The plan includes 100 international minutes and as many texts to 31 selected countries.
  • Option to sign up via an eSIM if you have a compatible handset. This takes the hassle of waiting for a physical SIM card to be delivered.

Cons

  • The price reverts to $25 a month after 6 months. However, it still stacks up well against other plans.

Best value mobile plan

Dodo logo
9.4
Dodo $30
PostpaidNo lock-in contract
SAVE $90
$30
$15
per month for first 6 months
9.4
40GB
Optus 4G/5G network
$30
per month
per month
$30
per month
per month
SAVE $90
$30
$15
per month for first 6 months
Discount: $15/mth for first 6 months, then $30/mth. Ends 28 Jul 2026. T&Cs apply.
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Why we like it

We looked at mobile plans that cost between $25 and $35 a month and come with at least 25GB of data. Dodo’s 40GB plan takes the top spot this month. Its current offer will save you $90 over 6 months, and the ongoing price also compares well against our $1 per GB benchmark.

Pros

  • There are no excess data charges. If you run out of your monthly data allowance, the download speed will simply slow to 256Kbps.
  • Unlimited data banking is available. Your unused data won’t ever go to waste as long as you stick with this plan.
  • Includes $200 worth of international call credit.
  • You can bundle mobile, internet and energy plans to save up to $15 a month.

Cons

  • The price will revert to $30 a month after 6 months.
  • 5G download speeds are capped at 150Mbps, though this should be more than enough for streaming, browsing and gaming.

Best mobile plan with unlimited data

felix mobile logo
9.9
felix Subscription Unlimited
Finder AwardMost LovedNo lock-in contract
SAVE $60
$40
$20
per month for first 3 months
9.9
Unlimited
Vodafone 4G/5G network
$40
per month
per month
$40
per month
per month
SAVE $60
$40
$20
per month for first 3 months
Coupon code: $20/mth for first 3 months, then $40/mth. Use promo code FELIX50. T&Cs apply.
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Why we like it

We looked at mobile plans in our database with truly unlimited data. felix’s plan was the only one to meet the criteria. That’s why it won Best Unlimited Data Mobile Provider at the 2026 Finder Mobile Awards. felix was also voted Most Loved Mobile Provider in Finder’s 2026 Mobile Customer Satisfaction Awards and picked up wins for trust and legendary service. Right now, you’ll save $60 over 3 months when you sign up to this plan.

Pros

  • You can sign up with an eSIM if you have a compatible handset.
  • felix plants a tree monthly for every active subscription.
  • Option to add on international roaming if you’re heading overseas.

Cons

  • The price will revert to $40 a month after 3 months.
  • Download speeds are capped at 40Mbps throughout. However, this is good enough for streaming Netflix in HD, scrolling through social media, browsing and more.

Best 365-day mobile plan

Kogan Mobile logo
9.1
Kogan Large 365 Days Flex
PrepaidNo lock-in contract
SAVE $61 + BONUS DATA
$240
$179
for first recharge
300GB
350GB
for first recharge
9.1
300GB
Vodafone 4G network
$240
per 365 day recharge
per 365 day recharge
$240
per 365 days expiry
per 365 days expiry
SAVE $61 + BONUS DATA
$240
$179
for first recharge
300GB
350GB
for first recharge
Discount and bonus data: 350GB for $179 for first recharge, then 300GB for $240/recharge. Ends 12 Jul 2026. T&Cs apply.
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Why we like it

We looked at 365-day mobile plans under $350 with at least 300GB and found Kogan’s Large 365 Days Flex plan to be the clear winner. With its latest offer, you’re essentially paying $15 a month for around 29GB, which is excellent value for the amount of data included.

Pros

  • Kogan Mobile was highly commended in the 2026 Finder Mobile Awards in the Best Long Expiry Prepaid Mobile Provider category.
  • You can sign up via an eSIM if you have a compatible handset.
  • Option to earn 1 Qantas Point for every $2 you spend.

Cons

  • The price and data allowance will revert to $240 for 300GB from the second recharge.
  • This plan doesn’t include 5G access.

Best high-data mobile plan

Tangerine Mobile logo
9.4
Tangerine 75GB 5G SIM
PostpaidNo lock-in contract
SAVE $30 + BONUS DATA
$42
$32
per month for first 3 months
75GB
150GB
per month for first 6 months
9.4
75GB
Wholesale Telstra 4G/5G network
$42
per month
per month
$42
per month
per month
SAVE $30 + BONUS DATA
$42
$32
per month for first 3 months
75GB
150GB
per month for first 6 months
Discount and bonus data: $32/mth for first 3 months, then $42/mth. Plus, get 150GB/mth for first 6 months, then 75GB/mth. Ends 27 Aug 2026. T&Cs apply.
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Why we like it

We looked at mobile plans with a monthly data allowance of at least 50GB and gave Tangerine the nod this time around. You’ll get double the data for the first 6 months and save $30 over 3 months.

Pros

  • You can bank up to 1000GB of unused data.
  • Option to sign up via an eSIM if you have a compatible handset.
  • Includes unlimited international calls to 15 selected countries. You can also add on travel packs when heading overseas.
  • Save 10% off mobile plan costs each month when you bundle with Tangerine’s NBN plan.
  • You can share the number with a compatible smartwatch.

Cons

  • The monthly price increases to $42 after the first 3 months, while the data allowance drops to 75GB after 6 months.
  • Download speeds are capped at 150Mbps. However, this is fast enough for online activities on your phone, such as streaming and gaming.
  • There’s a $3.50 non-direct debit fee.
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Best iPhone, Samsung and Google Pixel plans

Telstra, Optus and Vodafone allow you to pay for your phone in monthly instalments over 12, 24 or 36 months.

However, it’s difficult to pick a single top iPhone, Samsung or Google Pixel plan since budgets and priorities vary.

Instead, you can compare phone plans from the major brands for every model, not just the newest and use the filters to find the best deal for you.

How do you find the best mobile plan?

The best mobile plan for you will depend on your personal preferences. Here are some of the things to consider to help get you started:

mobile network signal
Do you want access to a particular mobile network?

While there are dozens of mobile plan retailers, there are just 3 network operators. In order of coverage, they are Telstra (99.7%), Optus (98.5%) and TPG/Vodafone (98.5%).

You can check coverage in your area online before you sign up because even in metropolitan areas, there may be coverage gaps.

phone with arrows pointing to opposite direction
How much data do you need?

The average Australian uses 12.8GB a month according to the ACCC's Internet Activity Report.

You can use our mobile data usage calculator to get an estimate of how much data you use, but it's also a good idea to check your latest bill.

Knowing how much data you need will stop you from overpaying on your mobile plan.

bulleted list
What features are must haves for you?

When choosing our top picks, we considered a broad range of features that are useful to have, including data rollover, Wi-Fi calling and international calls and texts.

That being said, you may just be happy with a regular plan with national calls and texts and data. If that sounds like you, don't be fooled by fancy extras and stick to a simpler plan for cheaper instead.

dollar sign inside a circle
Buying outright vs phone on a plan

Buying outright will always be cheaper in the long run as you won't be tied to the major telcos and their premium prices.

However, phone repayment plans can work out better if you don't want to pay a hefty amount upfront.

If you do end up getting a new phone on a plan, you'll need to decide which repayment period works best. You can typically choose between 12-, 24- and 36-months.

You can read our guide to buying outright vs on a plan for more tips.


Haven't found what you're looking for?

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Frequently asked questions

Sources

Mariam Gabaji's headshot
Written by

Senior Utilities Editor & Tech Expert

Mariam Gabaji is a journalist with 13 years of experience, specialising in consumer topics like mobile services and energy costs. Her work appears in the ABC, Yahoo Finance, 9News, The Guardian, SBS, 7News, A Current Affair and Money Magazine. Mariam holds a Bachelor of Arts in Journalism and was a finalist for the 2024 and 2025 IT Journalism Award for Best Telecommunications Journalist. See full bio

Mariam's expertise
Mariam has written 565 Finder guides across topics including:
  • Energy
  • Mobile
  • Broadband
  • Consumer tech

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16 Responses

    Peter's avatar
    PeterNovember 24, 2025

    I have a samsung s23 ultra,l am looking for the best phone plan,with coverage (Gwandalan.NSW 2259),
    I currently use approx 40gb of data/month……can you assist. Thank you

    Juanita's avatar
    JuanitaJuly 15, 2025

    looking for plan that is mostly incoming calls little to no data usage and no phone attached to plan

      Mariam Gabaji's headshotFinder
      MariamJuly 16, 2025Finder

      Hi Juanita, you can compare cheap mobile plans here: https://www.finder.com.au/mobile-plans/cheap-mobile-plans. Use the filters in the table to find a plan best suited to your needs or you can scroll a bit further down to guide to check out our table highlighting the top 10 cheapest plans for the month. Hope this helps!

    fred's avatar
    fredMay 21, 2025

    Have a genbolt camera to use at my club. I have no idea how much data i will use per month. How do I calculate my data requirements?

      Mariam Gabaji's headshotFinder
      MariamMay 23, 2025Finder

      Hi Fred, it’s tricky to calculate, but I reckon it might be worth finding a plan with around 100GB of data and seeing what your usage is like in the first month. You can compare options here: https://www.finder.com.au/broadband-plans/mobile-broadband/data-only-sim-plans. They’re all month to month, so it’ll be easy to switch around — even to a different data limit with the same provider. Hope this helps!

    christopher's avatar
    christopherApril 3, 2025

    what are the countries included in you plan pleaes?

      Sarah Megginson's headshotFinder
      SarahApril 3, 2025Finder

      Hi Christopher, I’m not sure which plan you’re referring to, as there are many different providers listed on this page. If you can share more details we can do our best to find the information you’re looking for.

    stewart madden's avatar
    stewartApril 23, 2024

    I tried to move my $50 phone account from optus to telstra However after a week with Telstra , optus said i had to move it back as I had 2 years to go in my prepaid account, I moved it baxk and now optus are trying to bully me in to paying $600+ instead of $about $50, What carrier can i take my phone number to ??

      Sarah Megginson's headshotFinder
      SarahApril 23, 2024Finder

      Hi Stewart,

      We’re not licenced to provide personal advice, so we suggest you get in touch with Optus’s customer service and dispute resolution team to work out what your next steps might be. Best of luck

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