|
|
|
9.89% (fixed)
|
10.14%
|
$5,000
|
1 to 7 years
|
$175
|
$0
|
|
You'll receive a fixed rate of 9.89% p.a.
An unsecured loan from $5,000 with flexible repayments and no monthly fee.
|
|
|
|
|
|
|
8.99% (fixed)
|
9.13%
|
$5,000
|
2 to 5 years
|
$100
|
$0
|
|
You'll receive a fixed rate of 8.99% p.a.
Benefit from no ongoing fees, no early repayment fees and flexible loan terms on amounts up to $30,000.
|
|
|
|
|
|
|
From 7.50% (fixed)
|
9.51%
|
$5,000
|
1 to 7 years
|
$300 (Based on $10,000)
|
$0
|
|
You'll receive a fixed rate between 7.50% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
|
|
|
|
|
|
|
From 7.50% (fixed)
|
9.51%
|
$10,000
|
2 to 5 years
|
from 3% of loan amount
|
$0
|
|
You'll receive a fixed rate between 7.50% p.a. and 20.49% p.a. based on your risk profile
A loan from $10,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
|
|
|
|
|
|
|
12.45% (fixed)
|
13.32%
|
$5,000
|
1 to 7 years
|
$150
|
$10
|
|
You'll receive a fixed rate of 12.45% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.
|
|
|
|
|
|
|
From 7.95% (fixed)
|
8.78%
|
$5,000
|
3 to 5 years
|
$595 (Establishment Fee)
|
$0
|
|
You'll receive a fixed rate between 7.95% p.a. and 19.45% p.a. based on your risk profile
A loan from $5,000 that charges no fees for extra or early repayments. Keep in mind security is required in some cases.
|
|
|
|
|
|
|
From 5.75% (variable)
|
7.17%
|
$5,000
|
1 to 7 years
|
from 0% to 5% of the loan amount
|
$20
|
|
You'll receive a personalised interest rate from 5.75% p.a. to 21.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
|
|
|
|
|
|
|
10.89% (variable)
|
11.15%
|
$30,000
|
1 to 7 years
|
$175
|
$0
|
|
You'll receive a discounted variable rate of 10.89% p.a.
Borrow over $30,000 and receive a discounted interest rate. No monthly fees and a redraw facility also available.
|
|
|
|
|
|
|
From 7.65% (fixed)
|
7.65%
|
$5,000
|
3 to 7 years
|
0% to 5.5% of loan amount, capped at $950
|
$0
|
|
You'll receive a fixed rate between 7.65% p.a. and 26.99% p.a. based on your risk profile
A no-frills personal loan that you can use for any purpose. Loan amounts available up to $50,000 and early repayments allowed.
|
|
|
|
|
|
|
11.89% (variable)
|
12.15%
|
$5,000
|
1 to 7 years
|
$175
|
$0
|
|
You'll receive a variable rate of 11.89% p.a.
Borrow from $5,000 with the option for flexible repayments and no monthly fees.
|
|
|
|
|
|
|
From 7.65% (fixed)
|
7.65%
|
$5,000
|
3 to 7 years
|
0% to 5.5% of loan amount, capped at $950
|
$0
|
|
You'll receive a fixed rate of 7.65% p.a. to 26.99% p.a. based on your risk profile
Apply for a credit limit from $5,000 to $50,000 on terms from 3 to 7 years and pay no ongoing fees or charges.
|
|
|
|
|
|
|
From 7.99% (fixed)
|
8.35%
|
$10,000
|
1 to 10 years
|
$250
|
$0
|
|
You'll receive a fixed rate of 7.99% p.a. for 5 years
Secure this loan with a vehicle up to 7 years old and benefit from long loan terms up to 10 years and pre-approval.
|
|
|
|
|
|
|
9.99% (fixed)
|
11.74%
|
$2,000
|
1 to 7 years
|
$250
|
$0
|
|
You’ll receive a fixed rate of 9.99% p.a. based on your risk profile
Borrow between $2,000 and $40,000 up to 7 years. No penalties for early payout or additional repayments and no monthly account fee.
|
|
|
|
|
|
|
13.99% (fixed)
|
15.78%
|
$2,000
|
1 to 7 years
|
$250
|
$0
|
|
You’ll receive a fixed rate of 13.99% p.a. based on your risk profile
Loans are available from $2,000 - $40,000 on terms of up to 7 years without the need for asset security.
|
|
|
|
|
|
|
15.99% (variable)
|
16.84%
|
$5,000
|
1 to 7 years
|
$150
|
$10
|
|
You'll receive a variable rate of 15.99% p.a.
A flexible loan with amounts starting $5,000 that offers flexible repayments and a redraw facility.
|
|
|
|
Hi,
I am wanting to consolidate my current loans of about $75000. Who would be the best and cheapest for this?
Hi Brad,
Thanks for getting in touch! To know your options and the best debt consolidation loan for you, view this page and it will guide you what steps to take in getting this type of loan. As a friendly reminder, review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement and contact the bank should you need any clarifications about the policy.
Best,
Nikki
I currently own my own home. There’s no mortgage. I was wondering about using it for a loan. How to go about it?
Hi Katie,
Thanks for getting in touch with Finder. I hope all is well with you. :)
Yes, you can use your home to apply for a secured loan. You can use your home as a security to increase your chance of getting approved for a loan and even borrowing for a bigger amount of money.
You can learn more about secured personal loan here.
On that page, you will see a table that allows you to conveniently compare secured personal loans. You can compare based on interest rate, loan term, and loan amount, to name a few. Once you’re done comparing your options, click on the “Go to site” green button to learn more or initiate your application.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
I would like to know if i can have a loan for a small amount, i have a working visa and im just 3 months working, so im basically starting up everything. Anyone can help?
Hi Leonardo,
Thank you for reaching out to finder.
You might be interested in this link which gives you a better idea on loans available for non-residents. You will also see a panel of lenders that you could reach out to for your request. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have. Hope this helps!
Cheers,
Reggie
Hi there I’m looking for a personal loan to finalise a separation /divorce any ideas would be helpful. Thanks
Hi Mat,
Thanks for getting in touch. You can find the lender for your personal needs on the list above. As a friendly reminder, review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the product disclosure statement of the product and contact the lender should you need any clarifications on the loan.
Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Best,
Nikki
I started an online personal loan application with Harmoney, but withdrew the application when they asked for my banking client number and password. This is not acceptable and does not seem right to me. You need to followup on this!
Hello Leigh,
Thank you for your comment.
With regards to your online banking login being asked when you apply for a loan, there are actually pay-day loan lenders that do that. Nevertheless, please know that they will not have access to your bank account and neither will the third-party service like finder that facilitates the sending of read-only copies of your bank statements. Lenders will also not store your login details and generally, this process is encrypted and secure through their site.
There’s an article on this page that explains why lenders do this.
Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.
Regards,
Jhezelyn
I tried to follow steps for a loan with Harmoney but it said my drivers licence details were incorrect – they weren’t, I’ve no other ID from the list.
What’s the best bank in SA to go to to collaborate debt with a low interest low payment loan?
Hi Aimee,
Thank you for getting in touch with finder.
Regarding your enquiry that you don’t have a driving licence, below are the list of documents needed to verify your identity.
Lenders usually require at least two forms of identification. These can be any of the following:
-Driver’s licence
-Passport
-Proof of age card
You may also need supplementary documentation in the form of:
-Your birth certificate
-Your citizenship certificate
-A pension card or health care card
-Utility bills
-Your overseas driver’s licence
Currently, we have no page about banks in a certain state/territory however we have a page about personal loans for debt consolidation. You may want to check out the list of lenders/banks that would help you further on this page.
I hope this helps.
Have a great day!
Cheers,
Jeni
would like a personal loan for a holiday and payout an existing loan would it be possible
Hi Amanda,
Thank you for your inquiry.
The personal loan you can compare are listed above. You can use the proceeds of the loan to whatever purpose you want. Best to contact a lender directly so you can discuss your options and chances of approval.
Cheers,
May
I have a small amount in a term deposit with a major bank and wonder if I would be eligible for a fast approval small amount to enable me to have a Christmas which is just not possible in my current situation
Hi Kelly,
Thanks for your inquiry. Please note that we are not affiliated with any company we feature on our site and so we can only offer you general advice.
If you’re in need of some extra money but don’t think you’ll be eligible for a standard personal loan, you still have options to consider. Lenders that offer “easy approval” look behind your salary and employment and just focus on your ability to afford the loan. Find out more about your options in this guide.
Please click the name of your preferred lender to find out the details and the minimum eligibility. You may then click the green “Go to Site” button to submit your loan application online.
Best regards,
Rench
I’m wishing to get a personal loan wanting to do some renovations to my house to upgrade the value of it. Any help would be appreciated.
Hi Mark,
Thanks for reaching out to us. Please note that we are not affiliated with any company we feature on our site and so we can only offer you general advice.
You can also have a look on this page for helpful info and compare your options for
Home Improvement & Renovation Loans. While on this page, you can make use of our personal loan calculators to give you an idea how much you can borrow and how your repayments will be.
Please click the name of your preferred lender to find out the details and the minimum eligibility. You may then click the green “Go to Site” button to submit your loan application online.
Hope this information helped.
Cheers,
Rench
Hi,
I’m wanting to get a loan for $10,000 and the “big” banks won’t help me because I had a quick cash loan but it was paid off last month with no dramas. I don’t have a bad credit rating and I’m not sure who I can go to for help?
Thank you,
Hi Jessica,
Thanks for reaching out.
The information on this page allows you to compare some personal loans you can choose from. You make click on “more” to get additional details about the loan offered.
As each time one applies for a personal loan, the information shows up on the credit file, so multiple loan applications may not look good on the lenders. You may want to review this page as it will give you a guide on how you can narrow down your choices in terms of selecting a personal loan you can go for.
Cheers,
Joanne